oak valley mortgage: The Fannie Mae/Freddie Mac Controversy - 07/17/08 07:56 AM
There has been a lot of talk the past week and a half on Wall Street and through the United States Government about "solvency" issues that Fannie Mae- the Federal National Mortgage Association- and Freddie Mac may be experiencing, the "what if's" were they to collapse without the Government "bailing them out" and the impact it would pose on the existing status of our economy and housing market.
But before we go into those topics....
Who are Fannie Mae and Freddie Mac?
According to the "About Us" page of Fannie Mae's website, "Fannie Mae was created in 1938, under President … (9 comments)
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oak valley mortgage: California Home Loan Client Testimonials - 06/10/07 10:59 AM
Our Client Testimonial page on Oak Valley Mortgage's website is now "Live". We feel that our clients telling new potential clients in California how their experience was through the home loan and refinance process with us goes far and beyond talking about how great we are!
If you are looking to purchase or refinance a home in California, feel free to give me a call. We'll go through your goals and objectives to match you up with the right loan product! There's literally thousands of loan products available and getting placed in the right one can make a huge difference in your … (2 comments)
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oak valley mortgage: I've been Meebo'd! - 05/24/07 03:25 PM
That's right. I found a great little tool that I think will help communication between potential California Home Loan clients and my Mortgage Companies...and it's called Meebo! What is Meebo? Meebo allows you to create an Instant Message widget that can be placed on any of your websites. I intend to be logged into their website throughout business hours. If a person has a question, they can simply send me an IM on Active Rain or my company websites and I can reply to them via Instant Messanger..Pretty Cool!
And the best part....It's FREE!
Want to get yours? Just click on Get Meebo at the … (1 comments)
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oak valley mortgage: Home Loan Documentation Types - 01/16/07 11:56 AM
Are you wondering what types of documentation loans are available? Banks and investors have come up with a variety of loan types to help borrowers qualify easier into home loan and refinance products.
While some may be worried about being able to qualify for a home, you'll be amazed at the products available in the marketplace that you can take advantage of to purchase or refinance a home.
Feel free to contact me with your California Home Loan needs. I will go through all of your information with you and I'll be sure to match your particular scenario up with the products … (8 comments)
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oak valley mortgage: Taking it to the next level with a new client.. - 01/16/07 11:52 AM
I had a great sit-down today with a new client. She is a First Time Home Buyer that wanted to meet face to face with me...I love it! Back in the old days, transactions were only done in such ways. You could look a person in the eye, listen to their tone of speech and understand where they are coming from before you decide to do a transaction with them. With that being said, trusting a lender is everything in a Real Estate transaction! You open yourself up across all aspects of your life. For example:
Have you filed for bankruptcy?
Have you … (2 comments)
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