realtor: A Prayer for Wayne Harder's Family - 11/27/07 05:48 PM

 
My thoughts and prayers go out to Wayne Harder's family and friends after a tragic car accident in Chico,California on Sunday evening. I had the privelage of talking with Wayne a few times and he was a good man and a leading example of what it means to be a community leader … (7 comments)

realtor: Movin and Shakin - 03/05/07 03:36 PM
 
There's been a whole lot of movin and shakin goin on in the mortgage industry since the beginning of 2006 and homeowners and those in the Real Estate business are going to be feeling the effects of it soon. To date, 31 major mortgage lenders across the United States have gone … (1 comments)

realtor: Demanding a Rate Over the Phone! - 01/18/07 11:25 AM
 
I received an interesting call yesterday, so I figured that I would share it for the world to see my response...Or atleast possible California clients and Associates :)
The potential client called me and started rambling about random things, I tried to keep some flow to the conversation. In the end, … (24 comments)

realtor: Helping Your Clients Relocate to California! - 12/20/06 01:25 PM

This blog is to everyone in the Active Rain community and professionals in states outside of California! If you have clients that are looking to relocate to California from your state and you don't have a resource for them...I would appreciate the opportunity to be it! I own Beach Town Mortgage in Southern … (4 comments)

realtor: Real Property versus Personal Property~Mobiles and Finance - 11/26/06 02:32 AM
There have been a few times this year that I've come across issues with agents and clients over the distinction between Real Property and Personal Property when it comes to mobile homes. In the eyes of many, mobile homes are just that...homes!
But, there is a clear distinction between a mobile home … (14 comments)

realtor: California Department of Real Estate Recovery Account - 10/14/06 12:18 PM
 
From time to time, I like to refresh my memory of various topics or try to get answers to questions that I may have at the California Department of Real Estate website. While browsing through the website, I came across the Recovery Account, which is a "victim's fund." The account has … (2 comments)

realtor: Above Average Realtor - 10/11/06 02:50 PM

Ok, so I need to tell you a short story about Sheree Darner, a Realtor in Orange County that I have done business with. My fiance' purchased a condo with her going back over a year ago. Nik was so excited to see her first home that she asked Sheree if … (6 comments)

realtor: A Night Out - 10/01/06 10:36 AM

After going through an entire transaction with my clients, I always like to get them a gift certificate to their favorite local restaurant. Buying or refinancing a home can be challenging sometimes and the stress that it puts on a relationship can be hard. I find that there is no better … (3 comments)

realtor: Setting the Tone - 09/30/06 10:48 PM

I have to say that I worked for part of my Saturday today. I went to a few open houses in Southern California to view the listings of agents that I know. The last of 3 open houses that I attended today stuck out like a sore thumb from the other … (3 comments)

realtor: Window Shopping - 09/30/06 10:16 PM

Being in the new "buyers market" that we are in, I have heard some interesting stories from agents that I work with. There are "potential buyers" that go out into the marketplace and shop for homes, with no intentions of really purchasing a home, kind of like "window shoppers." In fact, … (6 comments)

realtor: Arms Length Transactions - 09/25/06 10:19 AM

Today's Real Estate Term of the Day~
Arms Length Transactions:
Definition- A transaction in which the parties are dealing from equal bargaining positions, neither party is subject to the other's control or dominant influence, and the transaction is treated with fairness, integrity and legality. If discovered by a taxing authority, the absence of … (9 comments)

realtor: Cutting Commissions - 09/14/06 08:59 PM

Here is a thought for everyone, "how much value do you see in what you do for others?" I think that it is human nature for clients to want to save money. But, if you see the value in the services you provide for your clients, there is no need to … (3 comments)

realtor: Clear Lines Of Communication - 09/12/06 11:22 AM

One of the most important things that I have learned in the Real Estate business is keeping clear lines of communication open with ALL parties! Think about it, within a single transaction you have: 1-2 agents,buyers,sellers,lenders,appraisers,insurance agents,processors,underwriters,account executives,escrow officers and GOD knows how many assistants! In my business, I prefer to … (4 comments)

realtor: Dinner with Sheree - 09/10/06 12:21 PM
My wife (fiancee then), recently sold her condo, which was an overall smooth experience. I have dealt with many agents so far in this business, but last night I experienced one of my firsts. Her agent, Sheree Darner, invited us over to her house for dessert and coffee after we went … (3 comments)

realtor: Hey Realtors!!!! - 08/31/06 12:31 PM
I have a question for all you Realtors and agents out there....
How important is the Realtor(agent)/Lender relationship to you?
I'm curious to know how it ranks in your business and the things that are most important to you in that relationship. I've been pondering for some time now about what I can do … (1 comments)

realtor: The Realtor/Lender Relationship - 08/30/06 03:11 PM
I pose this thought of the day, "How important is it to have a Realtor/Lender connection?"
Is it all that it is hyped up to be?
What do Realtors and agents REALLY look for in a lender?
What can we do to make it more of a Win/Win relationship?
I think this is a VERY IMPORTANT topic … (0 comments)

 
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Scott Gormley

Chico, CA

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Oak Valley Mortgage-California Home Loans and Refinancing

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