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ENTER THE TWILIGHT ZONE OF A DAY IN THE LIFE OF MAZIE MARVEL, A REAL ESTATE AGENT.
It's a rainy week day in Middletown, USA. Mazie Marvel is getting ready for another day in her real estate office. Mazie is an agent in a small real estate brokerage. Mazie was recruited by her present broker about 3 years ago. The main reason she agreed to move her license to her present office was the offer of a private office with a door. Mazie moved from a large office where she worked from a desk space she occupied next to Joe Long, a long time agent in Mazie's former office. Mazie sells more real estate than Joe and she was convinced that the private office was her ticket to success. Mazie was never comfortable meeting with clients or customers or speaking on the phone in the desk area of her former broker.
A Day in the Office. Mazie is on the road and in her office by about 10:30 a.m. after stopping at Starbuck's for coffee and a Maple Nut Scone. Mazie is a regular at the Starbuck's location and scans the morning paper and joins in friendly conversation with other "regulars". Mazie doesn't talk real estate with the groups at the coffee shop because she doesn't want them to think she's there just to "sell them". Mazie found out long ago that most of the regulars at the coffee shop have friends, relatives or neighbors who are also real estate agents. Mazie arrives at her office and begins her routine of checking the "Expireds" for the previous day and selects a list of addresses to find telephone numbers. She then prepares the advertising for the monthly magazine. Mazie is planning an Open House with one of her listings and calls in an ad to the local newspaper. Mazie has 4 listings and prepares some mailings to the neighboring houses in the neighborhood.
After lunch from the office refrigerator where Mazie keeps microwave dishes, she telephones the owner of the house she plans to hold Open and discusses lowering the price for the advertisement, which is expensive. The Seller advises that they are "not in a hurry" and is "not going to give their house away". The Sellers have a home in the South to which they plan to retire as soon as their home in Middletown sells. Once the ad is placed, flyers for the weekend finished, Mazie is off to the local board to purchase a flyer box for a new listing. On the way home, Mazie stops by one of her listings to pick up agent cards to call for feedback.
MAZIE'S REAL ESTATE BROKERAGE. Mazie is on a commission agreement with her broker that provides for her to split the commission 70% to Mazie and 30% to the broker. However, in order to maintain her private office status which includes free copying, free fax, free phone, shared advertising costs, Mazie must produce a minimum of gross sales each month. Otherwise, Mazie pays her broker $1,000 a month and pays for her own copying, fax, telephone and advertising expenses. Mazie has met her monthly minimum for about 3 of the past 24 months. The average home price in Middletown is about $180,000, down from about $220,000 2-3 years ago. Mazie needs 2 good sales a month to avoid the Office Fee and get help with expenses. After the office expenses, taxes, board fees, training fees, gasoline, and advertising, Mazie is netting about $3,500 a month for living expenses. Mazie believes that she must present a professional appearance on a daily basis and has a clothing budget of about $400 a month. She purchased a luxury automobile a while back taking a clue from other agents and brokers who appeared to be successful and who drove luxury vehicles. The high car payments are painful, but Mazie believes that it's just a cost of doing business. Mazie has about $1500 in savings and rents a small apartment.
MAZIE MARVEL'S BUSINESS PLAN. Mazie works hard and services her listings with friendly attention making sure the brochures are in the house, does Open House on a regular schedule, gets feedback from the agents who show her listings. Mazie maintains regular advertising in the magazines for her listings and follows her broker's advice about working Expired Listings for new business and calls them several times a week. Mazie secures about 25% of the listing appoints and beleives that is about average for her office. Mazie's broker has preached that listings is where an agent has the best opportunity for success and Mazie beleives she is doing a good job, she has never managed to carry a sufficient inventory of listings to be able to break through to the higher income levels enjoyed by one or two of the agents in her office. Mazie's office has a contract with a relocation company and Mazie is offered relocating buyers, but the relocation company gets 35% of the commission and the balance is split with the broker making Mazie's net income from a relocation sale about 35% of the sales price. Mazie's broker generally gives relocating buyers to newer agents who don't have listings and who take telephone duty. Mazie believes that her best opportunity for more income is more listings. So, she goes back to the phone to telephone a dozen Expired Listing owners. Mazie sometimes feels that she isn't working to live, but feels that she's living to work.
MAZIE MARVEL'S REAL ESTATE PRACTICE IS, INDEED, A JOURNEY BACK TO THE TWILIGHT ZONE OF REAL ESTATE SALES.
Chapter 1.
STAFFORD COUNTY VIRGINIA IS A GREAT PLACE TO LIVE. We've sold many homes in Stafford County and our home buyers love the area and benefited greatly from the present low prices. WHAT DO FIRST TIME HOME BUYERS NEED?  - Confidence that they'll find a home in their qualifying price range.
- Confidence that they'll be able to get a good mortgage?
- Confident that they'll be able to find that combination of home price, location, schools, commuter routes, shopping, houses of worship, activities for the children and the hundreds of other things that cause residents to say "I love living in Stafford County."
- First Time Home Buyers need an agent who will be patient and help the buyers understand the real estate market.
WHY STAFFORD? For one thing, it's far enough away from Washington, D.C. to offer good a lot of home for the money. Our Stafford County Broker recently closed the two lovely homes below and they are both in First Time Home Buyer price range. The first home below SOLD for $334,000 with $5,400 Closing Help from the Seller and the second one SOLD for $340,000 with $8,000 Closing Help from the Seller. The homes above are just a wonderful example of the fantastic buys that are available to our home buyers in Stafford County. Prices are at the lowest in 4 years and the Sellers need Buyers. For Stafford home buyers, this is the best opportunity to establish a home in a beautiful community in Stafford County in many years. YOU'LL LOVE LIVING IN STAFFORD COUNTY. New Home In Stafford County  NEW HOME BUYERS QUALIFY FOR THE HOMEFINDERS.COM NEW HOME BUYERS REBATE The New Medical Center will be service the county and offer medical services close to home The county is well priced to begin upward pricing faster than other areas in Northern Virginia. DON'T KNOW WHAT YOU'RE QUALIFIED TO BUY? For First Time Home Buyers who do not know their qualifying price range, just give me a call and I'll give you a target price. If you are serious and ready to buy, a pre-approval will just take a few hours. These homes are all in FHA financing range which means that the loans and interest rates are not subject to credit scoring. The new FHA loan limit is $729,900 and we can refer you to excellent and reliable mortgage companies that can help you with all of your financing needs.  It's the best time for a First Time Home Buyer to buy in 6 years. Look at what your money will buy in a price range of $300,000 to $400,000.  | | Property Details for listing # ST6707018 | | Price: $399,999 | City: STAFFORD | | Bedrooms: 4 | Bathrooms: 3 full 1 half | | Type of Home: Detached | Style: Colonial | | Year Built: 1997 | Lot Acreage: 0.344605 | | Subdivision: BRENTWOOD ESTATES | County: STAFFORD, VA | | State, Zip: VA, 22556 | Status: ACTIVE | Listing Office: RE/MAX Gateway, LLC |
 | | Property Details for listing # ST6740507 | | Price: $399,500 | City: STAFFORD | | Bedrooms: 5 | Bathrooms: 3 full 1 half | | Type of Home: Detached | Style: Colonial | | Year Built: 2001 | Lot Acreage: 0.183701 | | Subdivision: APPLE GROVE | County: STAFFORD, VA | | State, Zip: VA, 22556 | Status: ACTIVE | Listing Office: High Associates REALTORS |
Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.   

Homefinders.com Network of Virginia Agents and Brokers Are Full Time REALTORS® By working with buyer's agents who are REALTORS®, you can be sure that your agent is aware of the responsibilities of a real estate agent to represent the interests of their client whether it be a Virginia home buyer or seller. Homefinders broker partners adhere to the high standards of REALTOR® Code of Ethics. CONTACT HOMEFINDERS FOR A TOUR OF HOMES. We'll show you what your money will buy in this exciting Stafford County real estate market. Homefinders network includes agents and brokers who are experienced with Buyers Agency, Listing Services, Short Sales, Foreclosures and New Homes Sales.
LOUDOUN COUNTY VIRGINIA IS A GREAT PLACE TO LIVE. I live here and absolutely love it. WHAT DO FIRST TIME HOME BUYERS NEED?  - Confidence that they'll find a home in their qualifying price range.
- Confidence that they'll be able to get a good mortgage?
- Confident that they'll be able to find that combination of home price, location, schools, commuter routes, shopping, houses of worship, activities for the children and the hundreds of other things that cause residents to say "I love living in Loudoun County."
- First Time Home Buyers need an agent who will be patient and help the buyers understand the real estate market.
WHY LOUDOUN COUNTY? For one thing, it's far enough away from Washington, D.C. to offer good a lot of home for the money. Just look at the home that one of my home buyers just closed on. This home sold for $704,000. 3 Finished levels with 5 bedrooms, super bath, gourmet kitchen, 3 car side load garage and more.  The home above is just an example of the fantastic buys that are available to our home buyers in Loudoun County. Prices are at the lowest in 4 years and the builders need buyers. For new home sales, this is the best opportunity to establish a home in a luxury home community in Loudoun County in many years. YOU'LL LOVE LIVING IN LOUDOUN COUNTY. Azaleas in Bloom in May - The folks are friendly.
- The homes are priced right.
- The variety of home styles is endless.
- Public schools are popular with students and parents.
- The countryside is beautiful.
- The areas are convenient to Northern Virginia and Maryland locations.
DON'T KNOW WHAT YOU'RE QUALIFIED TO BUY? For First Time Home Buyers who do not know their qualifying price range, just give me a call and I'll give you a target price. If you are serious and ready to buy, a pre-approval will just take a few hours. These homes are all in FHA financing range which means that the loans and interest rates are not subject to credit scoring. The new FHA loan limit is $729,900 and we have excellent and reliable mortgage companies that can help you with all of your financing needs. It's the best time for a First Time Home Buyer to buy in 6 years. Look at what your money will buy in a price range of $300,000 to $400,000.  
OUTDOOR ACTIVITIES FOR LOUDOUN COUNTY HOME OWNERS OFFER WONDERFUL ACTIVITIES FOR LOUDOUN COUNTY RESIDENTS OF ALL AGES. Visit Franklin Park. Franklin Park is a wonderful park located in Purcellville for the whole family. Swimming pool, aquatic programs, tennis, a lake for fishing, trails for horse riding and much, much more and a view of the Blue Ridge Mountain Range. 
Enjoy the lake and the spectacular grounds at Franklin Park. FRANKLIN PARK IS JUST A TASTE OF THE WONDERFUL ATMOSPHERE FOR HOME OWNERS IN LOUDOUN COUNTY. Many communities offer activities. | $384,900 | 
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 | | Property Details for listing # LO6752151 | | Price: $384,900 | City: PURCELLVILLE | | Bedrooms: 5 | Bathrooms: 3 full 1 half | | Type of Home: Detached | Style: Colonial | | Year Built: 2001 | Lot Acreage: 0.330005 | | Subdivision: LOCUST GROVE | County: LOUDOUN, VA | | State, Zip: VA, 20132 | Status: ACTIVE |
Listing Office: RE/MAX Allegiance |
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 | | Property Details for listing # LO6713410 | | Price: $400,000 | City: LEESBURG | | Bedrooms: 4 | Bathrooms: 3 full 1 half | | Type of Home: Detached | Style: Colonial | | Year Built: 2000 | Lot Acreage: 0.119995 | | Subdivision: EXETER HILLS | County: LOUDOUN, VA | | State, Zip: VA, 20176 | Status: ACTIVE | Listing Office: Samson Realty LLC |
    
Homefinders.com Network of Virginia Agents and Brokers Are Full Time REALTORS® By working with buyer's agents who are REALTORS®, you can be sure that your agent is aware of the responsibilities of a real estate agent to represent the interests of their client whether it be a Virginia home buyer or seller. Homefinders broker partners adhere to the high standards of REALTOR® Code of Ethics. CONTACT HOMEFINDERS FOR A TOUR OF HOMES. We'll show you what your money will buy in this exciting Loudoun County real estate market. Homefinders network includes agents and brokers who are experienced with Buyers Agency, Listing Services, Short Sales, Foreclosures and New Homes Sales. Contact Us, We Can Help.
* * * * WARNING - HARD CORE REAL ESTATE TALK AHEAD * * * * "The dire headlines coming fast and furious in the financial and popular press suggest that the housing crisis is intensifying. Yet it is very likely that April 2008 will mark the bottom of the U.S. housing market. Yes, the housing market is bottoming right now." CYRIL MOULLE-BERTEAUX, May 6, 2008 CYRIL MOULLE-BERTEAUX has some interesting statistics from which to draw his conclusion. He correctly states that the peak of the housing boom was about July 2005. However, he believes that the downward trend is just no longer getting worse. Mr. Moulle-Berteaux came to the conclusion that the worse is over because: - New Home sales are down 63%.
- Housing starts are down 50%.
- Residential construction is close to a 15 year low at 3.8% of GDP and getting worse.
Mr. MOULLE-BERTEAUX believes that the housing crises is over because we have reached a level of affordability. Mr. Moule-Berteaux, kindly tell me house the market has reached a level of affordability when, as he says, home prices have come down by 10-15% when, in fact, they increased in many areas by 100%. Further, Mr. Moulle-Berteaux believes that, since mortgage rates have come down about 70 basis points from their highs, it makes financing easier for the present day buyer. Mr. Moulle-Berteaux, where have you been since last fall when Fannie Mae published the surcharges and higher down payments for home buyers. A 70 basis points reduction in mortgage interest rates will not put cash in a home buyer's pocket. Mr. Moulle-Berteaux believes that since the trend is slowing, the crises is over. Sorry, Mr. Moulle-Berteaux, I'm not sure that the trend is over. Total properties listed in Montgomery County, Maryland. - January 2008 - 5338
- February 2008 - 5722
- March 2008 - 6189
If this is a trend, no one has told the many home owners who need to sell their properties. Mr. Moulle-Berteaux further states: "The next question is: Even if home sales pick up, how can home prices stop falling with so many houses vacant and unsold? The flip but true answer: because they always do." Mr. Moulle-Berteaux. "Because they always do" is hardly impirical evidence based on research. Sounds to me that Mr. Moulle-Berteaux is propounding theory for evidence. Further, if you believe that "inventories of unsold homes have usually already started falling in absolute terms and begin to peaks out . . . . . " The facts do not support your theory. Inventory is still growing. Move up buyers are still unable to sell or unwilling to sell at today's market prices. Further, financing guidelines are keeping many credit worthy buyers out of the market.
Mr. Moulle-Berteaux disputes that housing prices need to drop further on a theory that with today's interest rates for a 30 year mortgage of 5.7%, makes home purchases easy. How, Mr. Moulle-Berteaux, can a home buyer buy a in Fairfax County with an average price of $868,235 for a detached single family home and obtain a 5.7% 30 year mortgage? Or, a better question would be, how much money would be required for a down payment?? Further, where is this fortunate home buyer going to find a buyer for his home with prices about 30% out of the range of the average home buyer's income.
Mr. Moulle-Berteaux states: "This is all good news for the broader economy. The housing bust has been subtracting a full percentage point from GDP for almost two years now, which is very large for a sector that represents less than 5% of economic activity." I'm delighted that Mr. Moulle-Berteaux recnognizes the value of the housing market to the economic health of the U.S.  Mr. Moulle-Berteaux recognizes the "declining market" impact when market participants value property. "Right now, when valuing the collateral, market participants including banks are extrapolating the current pace of house price declines for another two to three years; this has a significant impact on the amount of delinquencies, foreclosures and credit losses that lenders are expected to face." Mr. Moulle-Berteaux further address the value of securitized mortgages that have caused write downs in the amount of about $300,000,000,000 in the past year. Mr. Moulle-Berteaux believes that the worst is over. I suspect that he is afflicted with wishful thinking.
Mr. Moulle-Berteaux is managing partner of Traxis Partners LP, a hedge fund firm based in New York. Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988

AVENEL, A POTOMAC LUXURY COMMUNITY WITH BEAUTIFUL HOMES, MATICULOUS LANDSCAPING AND GOLF. THE AVENEL STORY MAP OF POTOMAC MARYLAND Potomac, Maryland real estate is the most popular location for luxury homes, luxury communities and luxury home buyers in the state. One of the more popular communities for luxury home buyers is AVENEL. Avenel homes are quality built by some of the most prominent luxury home builders in Maryland. Several builders of luxury homes have their personal residence in Avenel. Prices are from the $1,000,000 range for golf course town homes to approx. $4,800,000 for the spectacular luxury single family in Avenel. 

COMMUNITY AMENITIES AT AVENEL Avenel was developed beginning in 1988 and has been improving since. Amenities include a country club, stable, swim club and pool, hiking and biking trails, ball fields, and a competition level golf course. The Kemper Open is played at Avenel every year on the PGA tour. A drive through Avenel will show you maticulously maintained grounds, tree lined streets with sidewalks, mature trees throughout the community and beautiful homes. HOMES FOR SALE TODAY IN AVENEL 
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| | MLS#: MC6483791 | Price: $4,995,000 | | Bedrooms: 7 | Bathrooms: 7 full 2 half | | Garage: Attached | Zip Code: 20854 | | City, State: POTOMAC, MD | | Community: AVENEL | | Status: ACTIVE ? |
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| Listing Agency: Long & Foster Real Estate, Inc.

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| | MLS#: MC6474936 | Price: $3,200,000 | | Bedrooms: 5 | Bathrooms: 5 full 2 half | | Garage: Attached, Side Loading Garage | Zip Code: 20854 | | City, State: POTOMAC, MD | | Community: AVENEL | | Status: ACTIVE ? |
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| Listing Agency: Long & Foster Real Estate, Inc.

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| | MLS#: MC6751223 | Price: $2,195,000 | | Bedrooms: 6 | Bathrooms: 4 full 2 half | | Garage: Attached, Side Loading Garage | Zip Code: 20854 | | City, State: POTOMAC, MD | | Community: AVENEL | | Status: ACTIVE ? |
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| Listing Agency: Long & Foster Real Estate, Inc.

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| These homes are in the Potomac zip code 20854. Other homes in Avenel are in Bethesda in the 20817 zip code. Avenel in Potomac is in the Churchill High School Cluster. Avenel in Bethesda is in the Walt Whitman High School Cluster. SAT Scores for these schools for the most recent testing year, 2007 are:
Winston Churchill - Math, 620 - Reading, 596 - Total, 1216. Walt Whitman - Math, 625 - Reading, 631 - Total, 1260. Detailed school information can be found at Schools At A Glance on the MCPS webpage.     Search Listings Here 
Homefinders.com Network of Virginia Agents and Brokers Are Full Time REALTORS® By working with buyer's agents who are REALTORS®, you can be sure that your agent is aware of the responsibilities of a real estate agent to represent the interests of their client whether it be a Virginia home buyer or seller. Homefinders broker partners adhere to the high standards of REALTOR® Code of Ethics. CONTACT HOMEFINDERS FOR A TOUR OF HOMES. We'll show you what your money will buy in this exciting Potomac real estate market. Homefinders network includes agents and brokers who are experienced with Buyers Agency, Listing Services, Short Sales, Foreclosures and New Homes Sales. Contact Us, We Can Help.
PRINCE WILLIAM COUNTY HOMES FOR SALE IN GAINESVILLE, CONVENIENT LOCATION AND POPULAR HOME STYLES. THE POPULAR HOME STYLES AND PRICE POINT. Single family homes at prices that offer wonderful homes in the popular Gainesville location of Prince William County, Virginia.  Homes in Gainesville priced in the "under $500,000" price range. Lots of house for your money. The most popular home style requested by our buyers is the two story Colonial Style. Builders can offer more square feet for the money with two story homes. The two story Colonial style home, compared with the one story Rambler or Ranch style is less expensive to build, has a smaller "foot print" and requires a smaller and less expensive home site. Home prices are driven by location and the price the builder has to pay for the lots. All of this means good value in Prince William County homes in Gainesville.  Most of these homes are constructed in communities with amenities, outdoor swimming pools, tennis courts, community centers, ball fields for organized sports for the children, tot lots and more. Take a tour of homes below and see what your money will buy in this popular and convenient town in Prince William County, Virginia. Gainesville real estate is dynamic and growing. Located conveniently on Route 66, commuting to employment locations in Manassas, Tysons Corner, Fairfax, Dulles, Ashburn and Washington, D.C. can be by automobile or by the Virginia Railway Express commuter train. TOUR HOMES IN GAINESVILLE - Click "Gainesville" to see listings * Foreclosure. ** New Home  GAINESVILLE shopping is convenient and shops right in Gainesville offer groceries, restaurants, clothing, electronics, appliances, automobiles, computing and much, much more. Gainesville is one community in North Prince Williamm County that has offered wonderful new home opportunities for home buyers for over 10 years. Convenience to Route 66 brings families and shopping.   
SEARCH LISTINGS HERE
Homefinders.com Network of Virginia Agents and Brokers Are Full Time REALTORS® By working with buyer's agents who are REALTORS®, you can be sure that your agent is aware of the responsibilities of a real estate agent to represent the interests of their client whether it be a Virginia home buyer or seller. Homefinders broker partners adhere to the high standards of REALTOR® Code of Ethics. CONTACT HOMEFINDERS FOR A TOUR OF HOMES. We'll show you what your money will buy in this exciting Prince William County real estate market. Homefinders network includes agents and brokers who are experienced with Buyers Agency, Listing Services, Short Sales, Foreclosures and New Homes Sales.
STAFFORD COUNTY VA REAL ESTATE IS MUCH IN DEMAND BY HOME BUYERS. PRICES ARE GOOD AND THE VIRGINIA RAILWAY EXPRESS OFFERS TRAFFIC FREE COMMUTING TO PENTAGON AND WASHINGTON, DC. FORECLOSURES IN STAFFORD COUNTY OFFER AN OPPORTUNITY FOR SMART BUYERS LOOKING FOR VALUE. FORECLOSURE LISTING FOR SALE IN STAFFORD COUNTY homes - Active TODAY | City | ListPrice | | Type | Lot Acres | BR | BathsAll | Fpl | # Gar | | Stafford | $125,000 | | Townhouse | 0.037 | 3 | 4 | 0 | | | Stafford | $140,000 | | Townhouse | 0.038 | 3 | 4 | 0 | | | Fredericksburg | $144,900 | | Townhouse | 0.038 | 3 | 3 | 0 | | | Stafford | $160,000 | | Townhouse | 0.034 | 3 | 2 | 0 | | | Stafford | $164,900 | | Detached | 0.628 | 3 | 2 | 0 | | | Stafford | $166,400 | | Detached | 0 | 4 | 1 | 0 | | | Stafford | $166,900 | | Townhouse | 0.041 | 3 | 3 | 0 | 1 | | Stafford | $167,200 | | Townhouse | | 2 | 3 | 1 | | | Stafford | $167,900 | | Townhouse | 0.041 | 3 | 3 | 0 | | | Stafford | $172,900 | | Detached | 0.278 | 4 | 2 | 1 | | | Stafford | $174,900 | | Detached | 0.23 | 3 | 2 | 0 | | | Stafford | $174,900 | | Townhouse | 0.04 | 3 | 3 | 1 | | | Stafford | $174,900 | | Townhouse | | 3 | 3 | 0 | | | Fredericksburg | $179,000 | | Townhouse | 0.068 | 4 | 3 | 1 | | | Stafford | $179,000 | | Townhouse | 0.067 | 3 | 3 | 0 | | | Fredericksburg | $199,900 | | Townhouse | 0.074 | 3 | 3 | 0 | | | Stafford | $200,000 | | Townhouse | 0.044 | 2 | 3 | 0 | | | Fredericksburg | $206,900 | | Detached | 0.23 | 3 | 1 | 0 | | | Stafford | $209,900 | | Detached | 0.374 | 3 | 3 | 0 | 1 | | Stafford | $209,900 | | Townhouse | 0.041 | 3 | 3 | 0 | 2 | | Stafford | $219,900 | | Townhouse | 0.068 | 3 | 3 | 1 | | | Stafford | $223,900 | | Townhouse | 0.044 | 3 | 4 | 0 | | | Stafford | $229,000 | | Detached | 0.294 | 5 | 3 | 1 | 1 | | Stafford | $235,000 | | Detached | 0.276 | 4 | 3 | 1 | | | Fredericksburg | $239,900 | | Townhouse | 0.079 | 3 | 3 | 1 | 1 | | Stafford | $243,900 | | Detached | 0.276 | 5 | 3 | 1 | 2 | | Stafford | $244,900 | | Townhouse | 0.037 | 3 | 3 | 1 | | | Stafford | $249,900 | | Detached | 0.406 | 5 | 2 | 0 | | | Stafford | $250,900 | | Detached | 0.46 | 4 | 2 | 0 | | | Stafford | $264,900 | | Townhouse | 0.043 | 2 | 4 | 1 | 1 | | Fredericksburg | $265,000 | | Detached | 0.31 | 3 | 2 | 1 | 2 | | Stafford | $268,100 | | Detached | 1.664 | 3 | 3 | 1 | 2 | | Stafford | $274,360 | | Detached | 1.622 | 3 | 2 | 1 | 2 | | Stafford | $278,900 | | Detached | 0.138 | 3 | 4 | 1 | 2 | | Stafford | $296,900 | | Townhouse | 0.039 | 4 | 4 | 1 | | | Stafford | $304,500 | | Detached | 0.109 | 4 | 3 | 1 | 1 | | Stafford | $314,900 | | Detached | 0.279 | 4 | 3 | 1 | 2 | | Stafford | $324,900 | | Detached | 0.185 | 4 | 3 | 1 | 2 | | Stafford | $339,900 | | Detached | 0.238 | 5 | 4 | 1 | 2 | | Stafford | $349,900 | | Detached | 0.233 | 4 | 3 | 1 | | | Stafford | $369,000 | | Detached | 0.252 | 4 | 3 | 1 | 2 | | Fredericksburg | $369,900 | | Detached | 0.475 | 5 | 6 | 2 | 2 | | Fredericksburg | $374,900 | | Detached | 5.124 | 4 | 3 | 1 | 2 | | Fredericksburg | $384,900 | | Detached | 0.185 | 5 | 4 | 1 | 2 | | Stafford | $429,500 | | Detached | 1.533 | 4 | 4 | 1 | 2 | | Stafford | $449,900 | | Detached | 0.262 | 5 | 4 | 1 | 2 | | Stafford | $459,900 | | Detached | 0.734 | 4 | 4 | 1 | 2 | | Stafford | $467,500 | | Detached | 0.488 | 4 | 3 | 1 | 2 | | Stafford | $553,800 | | Detached | 3.011 | 5 | 5 | 1 | 3 | | Stafford | $579,900 | | Detached | 0.441 | 6 | 6 | 1 | 2 | | Stafford | $734,900 | | Detached | 4.206 | 4 | 3 | 1 | 3 |
SOLD FORECLOSURES IN STAFFORD COUNTY FROM JANUARY 1, 2008 THROUGH APRIL 30, 2008. The below is a real life example of what home buyers can expect in the foreclosure market. | City | ListPrice | ClosePrice | CloseDate | | Type | YrBlt | DOMM | | Stafford | $512,500 | $480,000 | 27-Mar-08 | | Detached | 2003 | 110 | | Fredericksburg | $495,000 | $480,000 | 25-Apr-08 | | Detached | 1989 | 197 | | Stafford | $446,900 | $446,900 | 7-Mar-08 | | Detached | 2005 | 10 | | Fredericksburg | $389,900 | $410,000 | 24-Apr-08 | | Detached | 2006 | 14 | | Stafford | $384,900 | $360,000 | 3-Mar-08 | | Detached | 2005 | 121 | | Stafford | $362,900 | $362,500 | 31-Mar-08 | | Detached | 1994 | 23 | | Stafford | $309,900 | $303,000 | 17-Apr-08 | | Detached | 1992 | 24 | | Stafford | $307,900 | $300,000 | 29-Feb-08 | | Detached | 2001 | 169 | | Stafford | $299,900 | $280,000 | 25-Jan-08 | | Detached | 1976 | 235 | | Stafford | $299,900 | $250,000 | 27-Feb-08 | | Detached | 1994 | 82 | | Fredericksburg | $299,800 | $295,000 | 11-Apr-08 | | Detached | 2003 | 190 | | Stafford | $292,100 | $275,000 | 28-Mar-08 | | Detached | 1990 | 34 | | Fredericksburg | $289,000 | $289,000 | 31-Jan-08 | | Detached | 2000 | 107 | | Stafford | $285,000 | $267,000 | 25-Jan-08 | | Detached | 1956 | 33 | | Stafford | $281,900 | $293,000 | 31-Jan-08 | | Attach/Row Hse | 2005 | 168 | | Stafford | $275,000 | $275,000 | 11-Mar-08 | | Detached | 2005 | 23 | | Stafford | $269,900 | $272,000 | 4-Feb-08 | | Townhouse | 2005 | 64 | | Stafford | $268,000 | $282,625 | 16-Apr-08 | | Detached | 2005 | 7 | | Stafford | $249,900 | $250,000 | 8-Feb-08 | | Townhouse | 2005 | 8 | | Fredericksburg | $244,900 | $232,000 | 28-Feb-08 | | Townhouse | 1995 | 195 | | Stafford | $235,000 | $235,000 | 25-Apr-08 | | Detached | 1977 | 29 | | Stafford | $229,900 | $235,000 | 2-Apr-08 | | Townhouse | 2004 | 60 | | Stafford | $227,900 | $211,000 | 24-Apr-08 | | Townhouse | 1990 | 20 | | Stafford | $225,900 | $220,000 | 17-Apr-08 | | Townhouse | 1997 | 42 | | Stafford | $218,500 | $235,000 | 3-Apr-08 | | Detached | 1980 | 5 | | Fredericksburg | $209,900 | $218,750 | 31-Jan-08 | | Townhouse | 1991 | 132 | | Stafford | $209,375 | $209,375 | 25-Apr-08 | | Detached | 1965 | 7 | | Stafford | $204,900 | $195,000 | 21-Mar-08 | | Townhouse | 1994 | 43 | | Stafford | $195,000 | $189,600 | 14-Mar-08 | | Townhouse | 1994 | 15 | | Stafford | $194,900 | $200,000 | 10-Mar-08 | | Townhouse | 1994 | 8 | | Stafford | $185,710 | $185,000 | 3-Apr-08 | | Townhouse | 1989 | 107 | | Stafford | $149,000 | $155,000 | 14-Mar-08 | | Townhouse | 1995 | 167 |
Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.   

Homefinders.com Network of Virginia Agents and Brokers Are Full Time REALTORS® By working with buyer's agents who are REALTORS®, you can be sure that your agent is aware of the responsibilities of a real estate agent to represent the interests of their client whether it be a Virginia home buyer or seller. Homefinders broker partners adhere to the high standards of REALTOR® Code of Ethics. CONTACT HOMEFINDERS FOR A TOUR OF HOMES. We'll show you what your money will buy in this exciting Stafford County real estate market. Homefinders network includes agents and brokers who are experienced with Buyers Agency, Listing Services, Short Sales, Foreclosures and New Homes Sales.
STAFFORD NEW HOMES - STAFFORD COUNTY'S POPULAR LUXURY HOME COMMUNITY - GREAT PRICES - BUILDER INCENTIVES AND BEAUTIFUL WOODED HOME SITES. - Model #1 - $429,900 - 2,628 Square Feet
- Model #2 - $439,990 - 2,736 Square Feet
- Model #3 - $459,990 - 2,952 Square Feet
- Model #4 - $479,990 - 3,250 Square Feet
- Model #5 - $494,990 - 3,433 Square Feet
PRE-CONSTRUCTION PRICING Some upgrades at 50% $10,000 Builder Credit for Closing  Options include Brick, Stone and Side Load Garages, Finished Basements. THE MOST POPULAR LOCATION FOR BEAUTIFUL AND WELL PRICED HOMES IN STAFFORD COUNTY, VIRGINIA PRE-CONSTRUCTION PRICING * CONSTRUCTION FINANCING AVAILABLE * NOW OPEN FOR BUSINESS FANTASTIC WOODED HOME SITES WHERE YOUR NEW HOME CAN BE NESTLED IN THE TREES WONDERFUL FLOOR PLANS GOURMET KITCHENS, GARDEN BATHS BUYERS 1% REBATE FREE WASHER AND DRYER PRE-CONSTRUCTION PRICING POPULAR STAFFORD COUNTY SCHOOLS WOODED HOME SITES AVERAGE 3 ACRES OR MORE NEW HOMES IN STAFFORD VIRGINIA. CONTACT LENN FOR A TOUR OF HOME SITES AND FLOOR PLANS. CALL LENN FOR A TOUR DATE AND TO REGISTER FOR YOUR - 1. 1% Buyer's REBATE
- 2. FREE Washer and Dryer
- 3. JUST 6 LOTS Remaining Available
BEAUTIFUL WOODED HOME SITES Beautiful Home Sites All wooded home sites average 3 acres. Beautiful lots Pre-Construction Pricing See details below and register for Buyer's REBATE and FREE Washer and Dryer. Community overlooks Aquia Creek. POPULAR AND BEAUTIFUL EXTERIOR DESIGNS 2,659 sq. ft. $429,990 4 Bedrooms, 2 1/2 Baths, Library, Open Foyer and Family Room, Master Suite, and Garden Bath, Laundry/Mudroom, Pantry, unfinished basement, 2 Car Garage, 3 Acre Home Sites. 3,250 sq. ft. $479,990 4 Bedrooms, 3 1/2 Baths, Mater Suite w/Garden Bath, Library, Open Foyer and Family Room, Laundry/Mudroom off Kitchen, 2 Car Garage, unfinished basement, 3 Acre Home Sites.
3,433 sq. ft. $494,990 4 Bedroom, 3 1/2 Baths, Open Floor Plan, Library, Large family Room, Laundry/Mudroom off Kitchen and 2 car garage, unfinished basement, 3 Acre Home Sites. The description above may vary as builders add new floor plans from time to time. COMMUNITY IS LOCATED OVERLOOKING AQUIA CREEK 
COMMUTING IS BY Route 95, Route 1, VRE. Cost of Living Comparison for Stafford County. Community is close to Quantico Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. Call Lenn to REGISTER for the 1% CASH BACK REBATE and FREE Washer and Dryer.   
FAIRFAX COUNTY VA REAL ESTATE IS MUCH IN DEMAND BY HOME BUYERS. HOMES ARE SELLING BY SHORT SALE AND BY FORECLOSURE SALES TO SMART BUYERS LOOKING FOR VALUE. Compare the List Price to the Closed Price for the homes below that closed in Fairfax County real estate in 2008. SHORT SALES CLOSED JANUARY 1, 2008 THROUGH APRIL 30, 2008 - Fairfax, Virginia Homes | City | ListPrice | ClosePrice | CloseDate | | Type | YrBlt | DOMM | | Alexandria | $239,900 | $229,000 | 10-Mar-08 | | Garden 1-4 Floors | 1987 | 99 | | Alexandria | $389,000 | $385,000 | 11-Apr-08 | | Townhouse | 1992 | 83 | | Annandale | $375,000 | $350,000 | 10-Mar-08 | | Detached | 1959 | 158 | | Annandale | $195,000 | $199,000 | 22-Jan-08 | | Garden 1-4 Floors | 1972 | 24 | | Burke | $310,000 | $310,000 | 23-Apr-08 | | Townhouse | 1973 | 43 | | Centreville | $290,000 | $289,000 | 28-Mar-08 | | Townhouse | 1997 | 217 | | Centreville | $275,000 | $275,000 | 11-Apr-08 | | Townhouse | 1989 | 139 | | Fairfax | $417,000 | $417,000 | 9-Apr-08 | | Detached | 1987 | 79 | | Fairfax | $310,000 | $275,000 | 17-Mar-08 | | Townhouse | 1979 | 121 | | Fairfax | $898,500 | $850,000 | 9-Jan-08 | | Detached | 2007 | 19 | | Falls Church | $280,000 | $280,000 | 28-Feb-08 | | Hi-Rise 9+ Floors | 1982 | 95 | | Falls Church | $519,000 | $525,000 | 25-Mar-08 | | Detached | 1948 | 65 | | Falls Church | $390,000 | $370,000 | 30-Jan-08 | | Detached | 1954 | 31 | | Falls Church | $199,900 | $199,900 | 29-Feb-08 | | Hi-Rise 9+ Floors | 1982 | 78 | | Falls Church | $450,000 | $430,000 | 30-Apr-08 | | Townhouse | 2006 | 17 | | Herndon | $299,900 | $270,000 | 16-Apr-08 | | Detached | 1980 | 149 | | Herndon | $249,900 | $249,900 | 30-Apr-08 | | Townhouse | 1987 | 120 | | Herndon | $699,900 | $680,000 | 16-Jan-08 | | Detached | 1993 | 8 | | Lorton | $399,000 | $415,000 | 28-Feb-08 | | Townhouse | 2005 | 224 | | Lorton | $399,000 | $365,000 | 17-Mar-08 | | Townhouse | 2000 | 170 | | Lorton | $474,900 | $465,500 | 28-Feb-08 | | Townhouse | 2005 | 123 | | Lorton | $225,000 | $243,000 | 29-Jan-08 | | Townhouse | 1983 | 35 | | Springfield | $225,000 | $222,000 | 24-Mar-08 | | Detached | 1973 | 172 | | Springfield | $324,975 | $305,000 | 26-Mar-08 | | Detached | 1956 | 231 | | Springfield | $299,900 | $300,000 | 29-Apr-08 | | Detached | 1963 | 162 | | Springfield | $357,000 | $370,000 | 31-Mar-08 | | Detached | 1954 | 7 | | Springfield | $175,000 | $173,000 | 21-Mar-08 | | Garden 1-4 Floors | 1968 | 63 | | Springfield | $295,000 | $285,000 | 21-Apr-08 | | Detached |
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