florida: Florida Homebuyer Grant Forgiven At Closing
- 04/16/24 07:51 AM
Homebuyers.......Non Repayable Grant Program! Homebuyers can take advantage of grant for down payment that is Forgiven At Closing, this gives the homebuyers Instant Equity at Closing. 96.5% Mortgage + 3.5% FREE Grant Money = 100% Financing! You do NOT need to be a first-time home buyer NO 2nd Mortgage or Silent 2nd Mortgage - NONE Up to 6% Sellers Concession Towards Allowable Closing Costs FHA First Mortgage for 96.5% Forgivable Grant of 3.5% (forgiven at closing) FICO Score Down to 580 No waiting for a second Agency for approval like a state program 1-2 Family Homes, FHA Approved Condos, MFG Homes (per guidelines) … (2 comments)
florida: Is the Market Headed towards 3-D Printed Homes?
- 12/30/21 06:09 PM
Is the Market Headed towards 3-D Printed Homes? Having revolutionized everything from the auto industry to healthcare tech to the airline business, 3-D printing is poised to dramatically change the American housing market. Lennar Corp., one of the largest U.S. homebuilders, has teamed up with Texas startup Icon to create an entire development near Austin with 100 3-D printed homes. This mass-scale project, set to begin in 2022, will be a test of the new technology’s ability to produce quality houses in bulk quantity. “We’re sort of graduating from singles and dozens of homes to hundreds of homes,” said Jason Ballard, Icon’s chief executive. Today, … (0 comments)
If you own a home, the rate drop could mean serious financial savings over time.
In fact, according to data and analytics firm Black Knight, nearly every mortgage loan originated in 2018 could see a rate drop via refinancing. In total, a whopping 6.8 million homeowners could now qualify for a refinance and save at least 75 basis points—or around $268 per month. Less than two months ago, just 2 million homeowners could see these kinds of savings.
The general rule of thumb is that the prevailing rates on the market … (0 comments)
florida: National Motor Vehicle License Bureau web site - offering a free searchable database of over 121 million U.S. driver's license photos and license information.
- 01/28/08 01:55 AM
You better check this out and make sure you are removed from this! National Motor Vehicle License Bureau web site - offering a free searchable database of over 121 million U.S. driver's license photos and license information. Under the Motor Vehicle Operator License Identification Act (MOLIA - enacted on July 9, 2007), all US states are required to digitally store a copy of every valid driver's license. License data must be made retrievable by The National Motor Vehicle License Bureau in order to form a consolidated and centralized database of U.S. driver's licenses. On August 3rd, 2005 Congress enacted an amendment to … (3 comments)
florida: This was sent to me in a e-mail about a week ago and I just read it, It's a boycott against Countrywide....Is this true?
- 10/20/07 07:33 AM
This was sent to me about a week ago and I just opened ity now because it was from another broker and was just marked boycott against Countrywide Home Loans please read and pass along. Does anyone have any information on this? Is this true? FOR IMMEDIATE RELEASE: Press Release - October 11, 2007 Reporters May Contact:Darren Duarte, Director of Public AffairsWork: 617-250-6222 cell: 617-501-0721, dduarte@naca.com Bruce Marks, NACA CEOWork: 617-250-6222; cell: 617-835-4477, email: bmarks@naca.com BOYCOTT OF COUNTRYWIDE - ANNOUNCEMENT AND FIRST ACTIONS (Jamaica Plain, MA) - On Thursday October 11th at 12:00 p.m. at NACA's headquarters (3593 Washington Street, J.P, MA), … (4 comments)
florida: Warning E-mail received about dialing 90#
- 10/06/07 08:54 AM
Here is a email a received yesterday and wonder if anyone knows this to be true? I received a telephone call last evening from an individual identifying himself as an AT&T Service Technician (could also be Telus) who was conducting a test on the telephone lines. He stated that to complete the test I should touch nine(9), zero(0), the pound sign (#), and then hang up. Luckily, I was suspicious and refused. Upon contacting the telephone company, I was informed that by pushing 90#, you give the requesting individual full access to your telephone line, which enables them to place … (3 comments)
florida: Blaming Realtors For Saying It's A Great Time To Buy? - Why Tell Buyers It's a Good Time to Buy - When It's Not!
- 09/13/07 01:00 AM
I read this blog this morning and my head started to boil, made no sense to me and bashing/blaming Realtors on top of it? I had to response to this blog : Why Tell Buyers It's a Good Time to Buy - When It's Not! Who's the Devil Here? Are you kidding me? This is a GREAT TIME TO BUY! But it's not a great time to buy for EVERYONE. This blog makes no sense! Bashing Realtors, how about BASHING the clowns that gave them a loan with a diti ratio of 60%-70% and put them in a 2/28 arm with a start rate of 8% … (16 comments)
florida: Never Forget
- 09/11/07 01:35 PM
Taking a few minutes out of our day to remember those who lost their life in this tragic event and those who have lost their lives trying to rescue those who were trapped or injured in the disasters on 9-11 Also don't forget those brave men and women who are serving our country today to protect our Freedom and our way of life here in the USA. NEVER FORGET … (3 comments)
florida: Ex-American Home Mortgage manager going to prison
- 08/30/07 02:09 AM
Ex-American Home Mortgage manager going to prison. A former American Home Mortgage Investment Corp. branch manager in Alaska, hired at the now-bankrupt company after an FBI probe caused him to be fired from Countrywide Financial, was sentenced Monday to serve more than two years in prison. Read acticle @ http://www.newsday.com/business/ny-bzahm0829,0,1995673.story
It's really not worth bending or breaking the rules now is it? … (3 comments)
florida: The Fed's Big Move
- 08/21/07 03:40 AM
The Fed's Big Move On Friday, the Federal Reserve cut its Discount Rate to member banks by 0.5% to 5.75%. Officially, the Fed said that it was acting to "promote the restoration of orderly conditions in financial markets." The Fed also said it would allow banks to borrow unlimited funds at 5.75% for 30 days, rather than the overnight loans previously allowed at 6.25%. By cutting the Discount Rate instead of the Federal Funds rate, the Fed signaled that it believes the credit market problems are mainly confined to the financial system, and aren't yet impacting the broader economy. The cut … (1 comments)
florida: Guideline Changes - Mortgage LO's and Realtors -->Please Read - I really think you will like this!
- 08/16/07 12:23 PM
As we all know the guidelines in the mortgage industry are changing rapidly and we need to all stay on top of these changes as they can effect our closings and we don't want any surprises before closing or at the closing table. I think you will find these guidelines to your liking. With all the negative stuff in the mortgage market this should be something to lighten up your take. Keep in mind these guidelines may have changed since I have gotten them and are not guaranteed accurate. … (1 comments)
florida: Florida Mortgages 100% Financing Programs - Florida Home Loans
- 08/12/07 10:19 AM
Florida Mortgages 100% Financing Programs With all the changes to the mortgage industry over the past 6 months there is still options for home buyers who need 100% financing to buy a home. I have 2 new first time home buyers going through the mortgage process now and even though guidelines have tightened I an amazed to still be able to get 100% financing for low 600's Fico scores with higher back end ratio's. I got an approval this week on a 620 mide score,100% financing with 2 collections on the credit report, 6.875% fixed for 30 years! This is a full doc loan but … (0 comments)
florida: As some of you may know, the recent tragedy in Cheshire, CT, - Please take a minute to read.
- 08/05/07 01:12 AM
Dear friends, colleagues, and clients:As some of you may know, the recent tragedy in Cheshire, CT,. The home invasion and killing of 2 young girls and their mother and the beating of of the Father. http://www.wtnh.com/global/story.asp?s=6866909 In remembrance of the Petit family and in support of the sole survivor, Dr. Petit, please help petition for the "3 strikes and you're out" law in Connecticut. Read and sign the petition, then, PLEASE, forward this to everyone in your address book.http://www.gopetition.com/petitions/ct-needs-a-3-strikes-law.htmlThank you. Leo Namiot Benchmark Mortgage … (2 comments)
florida: Time Management A Problem?
- 07/18/07 01:20 AM
One of my biggest faults is time management I get so consumed in my daily work and distractions that I often find myself looking up at the clock and it's 4pm and I had not done 50% of what I set out to do at 8am. A couple of weeks ago at a company gathering we talked about what our biggest daily issues were and I explained my problem with time management. One of the guests at the meeting offered to send me a copy of a book by Todd Duncan called " Time Traps", I received the book last week … (3 comments)
florida: Happy 4th
- 07/04/07 04:13 AM
Happy and Safe 4th To Everyone! Enjoy the day eating and watching the fire works..... I want to wish everyone a very safe, fun and profitable Summer Season! There is no better time to buy real estate than when it's a buyers market! And we all know it's a buyers market so let's close some deals.... Leo Namiot www.LeoLends.com … (3 comments)
VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.
Other benefits of a VA loan include: Negotiable interest rate. 100% FinancingClosing costs comparable - and sometimes lower - than other financing types. No private mortgage insurance requirement. Right to … (3 comments)
florida: Let's Talk Bonds.....
- 06/22/07 02:57 PM
Let's talk Bonds..... I am not talking investments. With my team starting a weekend series in SF I have been reading and seeing more about the Hank Aaron's All Time Home Run Record about to be broken by Bonds. What is your take on Barry Bonds about to break Hank Aaron's Home Run Record? Bonds testified that he had received and used clear and cream substances from his personal strength trainer, Greg Anderson, during the 2003 baseball season but was told they were the nutritional supplement flaxseed oil and a rubbing balm for arthritis, according to a transcript of his testimony. Do you think … (12 comments)
florida: Hang on for the roller coaster ride! What will rates do next week?
- 06/22/07 02:07 PM
This weeks mortgage roller coaster ride ends with rates down slightly before the end of the day today but what's in store for next week? After watching cnn and msnbc after the close of the market today there was mixed views. Most of the concerns were over the sub prime market that continues to crumble. Here is an online article I read and it gave a good idea of what has happened this week and maybe what we can expect. I say hold on tight for another week of ups and downs. Stocks plunge amid interest rate concerns http://www.msnbc.msn.com/id/3683270/ … (1 comments)
florida: Law Enforcement (Real Estate) Agents? NY Realtors, Is this serious?
- 06/11/07 05:45 AM
OFFICIALS in the town of Islip have taken measures in the past to crack down on illegal rentals in single-family homes, as have many less affluent towns on Long Island. But Islip took a more aggressive step in May when it passed a law requiring real estate agents to verify that the homes and apartments they represent are legal and compliant with building codes.
Here is the complete article that I read online: http://www.nytimes.com/2007/06/10/realestate/10lizo.html?_r=1&oref=slogin
I can not imagine Realtors having to know the laws of the towns and to do the job of the town! … (3 comments)
florida: Quote for the day
- 06/05/07 02:22 AM
To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment. Ralph Waldo Emerson, Writer Please feel free to add your own quotes to the comment section if you have something to share. Funny, Serious or Otherwise. Have a great day :-) and enjoy the rest of the work week.
Leo Namiot - Home Mortgage Consultant … (2 comments)
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