deed of trust: Should I know California notary law? - 01/12/09 10:39 AM
Question:
I did a closing in Colorado for a signing service located in California. The borrowers signed the loan documents in Colorado, but the property is in California. The notary wording on the Deed of Trust acknowledgement ("I certify under PENALTY OF PERJURY under the laws of the state of California … (6 comments)
deed of trust: One Deed of Trust -- Two different notaries - 12/22/08 07:30 PM
No, this is not a bout of 'Tag Team Notaries' that I'm about to describe. It's what can be done when 2 signatures need to be notarized for the same document, but each of the signers are in different locations.
I got a call from the title company regarding a closing … (1 comments)
deed of trust: Is the non-borrowing spouse obligated to pay the loan? - 10/15/08 09:50 PM
I had a closing this evening that involved a non-borrowing spouse. One of the questions that I'm typically asked is:
'Why do I have to sign anything? I'm not on the loan.'
The concern is genuine, and I give a brief explanation. Along with their concern is the question:
'Will I … (5 comments)
deed of trust: Missing Riders to the Deed of Trust - 06/27/08 08:22 PM
It's such a small thing. It could easily go unnoticed. I'm referring to those small boxes on the Deed of Trust that indicate if there are any Riders. We take it for granted that everything is in order with the Deed of Trust.
Not always
I had a closing this evening … (2 comments)
deed of trust: Deed of Trust Quiz - 03/15/08 01:47 PM
Test your knowledge and skills by solving this Deed of Trust problem.
This is page 40 of the loan documents:
This is page 41:______________________________________________
Problem:
Which page of the loan documents (and its contents) is missing, and how do you solve the problem?
The closing is today -- Saturday. … (9 comments)
deed of trust: Deed of Trust: initialing each page - 03/02/08 11:51 PM
Initialing every page of the Deed of Trust is something that I have requested of borrowers for as long as I can remember. And on most Deeds of Trusts there is a specific place for initials. I think this is a good practice because it indicates that the borrower has seen and … (6 comments)
deed of trust: Deed of Trust: 'Does anybody really read all of this?' - 02/10/08 04:59 AM
The Deed of Trust. It is one of the most tedious documents known to mankind. In terms of being interesting to read, it ranks right up there with the IRS Tax Code, insurance policies, and mattress tags. 'Does anybody really read all of this?' I wish I had a dollar for … (3 comments)
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