notary: Notaries and Last Will & Testaments - 06/07/09 03:53 PM
I must sound like the most clueless person in the world when it comes to giving advice about a Last Will & Testament. I have a good reason:
I'm a Colorado notary -- not an attorney.
A notary may not give advice about a Last Will & Testament. Or any kind … (0 comments)
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notary: Amendments to Colorado notary law (SB09-111): notary journal - 05/06/09 02:53 PM
I notarized a lease agreement a few weeks ago. I made an entry of it in my notary journal and asked the signers to sign it.
The person managing the transaction asked me if it was necessary to keep a journal. I told him that Colorado law requires all notaries to keep a … (0 comments)
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notary: Power of Attorney acknowledgements - 04/30/09 03:12 PM
A notary signing agent asked a question on a message board this morning about Power of Attorney notarizations, and was chastised by several other notary signing agents for asking the question.
They felt that the notary signing agent should have been able to answer the question on his or her own. … (0 comments)
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notary: Notarizing a Lease Agreement: acknowledgement or jurat? - 04/26/09 08:50 AM
I got a call yesterday from someone in Colorado Springs in need of a mobile notary to notarize a Lease Agreement. When I arrived I asked to see the notary certificate on the document.
Instead of the usual notarial wording, all it had was the word 'NOTARY'.
Apparently this was the place … (1 comments)
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notary: A 'Cool Hand Luke' moment: conflicting closing instructions - 04/25/09 07:33 AM
I have come to accept that not everything in this business makes sense. So it comes as no surprise to me when I see important instructions for the closing embedded several pages within the loan documents.
And I learned my lesson a long time ago that you are going to get … (3 comments)
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notary: Not 'closed' on Sunday means closing on Sundays - 04/19/09 02:01 PM
I did a closing this morning at 10:30 a.m. in Colorado Springs.
What's so unusual about that, you're probably asking.
It's Sunday.
To a notary signing agent, being asked to do a closing on a Sunday morning is not at all unusual. For those of us who are … (4 comments)
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notary: Loan closing in Divide, Colorado - 04/16/09 07:59 AM
I had a closing yesterday in Divide, Colorado, located in Teller county, not far from Woodland Park. After the closing experience I had last week in another part of Teller County (Florissant), I decided that I would use GPS for this trip as well, although it wasn't necessary. If you're heading … (2 comments)
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notary: Proper notarizations: tips for the consumer - 04/14/09 09:10 PM
I received a call last Saturday from someone requesting mobile notary service. The document was part of a Colorado Professional License application. This wasn't the first time this person had this particular document notarized.
Why a second time?
They were doing it for a second time because there was a critical … (1 comments)
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notary: Remote loan closing in Florissant, Colorado - 04/12/09 07:27 AM
I have a confession to make. A few years ago I had a closing assignment in Florissant, Colorado. On the way there I took a wrong turn and had a hard time finding the borrower's home. It didn't help that he lived far off the beaten path, and that there was … (0 comments)
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notary: Military Officers as Notaries - 01/31/09 05:45 PM
I recently did a closing for a woman who was signing with a Power of Attorney. Her husband is in the military, stationed in Iraq. She told me that there was a bit of a delay in getting the Power of Attorney notarized because he had to take a helicopter trip … (1 comments)
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notary: Can a person who is 'mentally incompetent' buy a home? - 01/14/09 11:50 AM
Well, it depends on what you mean by 'mentally incompetent', since there are many definitions and interpretations. And in the case of someone buying a home, or someone refinancing their mortgage, that interpretation just might come from someone whom you would least expect:
a notary
One of the responsibilities of a … (5 comments)
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notary: Avoiding UPL, and still being able to 'give advice' - 01/05/09 05:08 AM
'I have a document that needs to be notarized.', is usually how the conversation will start. I'll ask the caller what kind of document it is, and if it has notary wording on it.
I'm not concerned with the contents of the document.
But I am concerned if this person has written the document … (4 comments)
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notary: 'Sorry, a photocopy is not sufficient ID' - 12/30/08 11:47 AM
A remote closing is supposed to be a convenience to the borrower. But sometimes the convenience will have to be mixed with a bit of inconvenience.
One of the requirements of the notary signing agent is to properly identify the borrowers. And one of the requests made of the borrower is … (0 comments)
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notary: NNA conference 2009: make it available to the masses - 12/30/08 05:16 AM
The National Notary Association conference will be held in Las Vegas in 2009 -- from June 9 to June 12. You can read all about it if you received the January issue of The National Notary. Or visit the National Notary Association Conference 2009 website. There will be many speakers to … (3 comments)
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notary: Foreign language training for notaries - 12/29/08 08:55 PM
I received the January issue of The National Notary, published by the National Notary Association. In it (on page 24) is an article about opportunities for notaries who know a foreign language.
I agree that knowing a foreign language can be a benefit. I've even submitted a few articles on this … (0 comments)
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notary: Microsoft OneNote for Notary Signing Agents - 12/28/08 05:37 AM
Microsoft OneNote is a great tool for organizing all types of notes and information, regardless of your occupation. I had already been using it for organizing personal information, then decided to create workbooks for my Notary Signing Agent information.
The beauty of OneNote is that it is simple to use, … (1 comments)
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notary: One Deed of Trust -- Two different notaries - 12/22/08 07:30 PM
No, this is not a bout of 'Tag Team Notaries' that I'm about to describe. It's what can be done when 2 signatures need to be notarized for the same document, but each of the signers are in different locations.
I got a call from the title company regarding a closing … (1 comments)
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notary: If you can't trust a notary -- who can you trust? - 12/20/08 12:13 PM
How would you feel if you saw an ad in the paper for a business that advertised it was open 24 hours a day -- but when you got there at 11 p.m. the doors were locked, the lights were out, and there was a sign that said: 'Sorry, we're closed.'?
… (4 comments)
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notary: Exercising caution when notarizing at Assisted Living Communities - 11/12/08 12:56 PM
Notaries have to always be on guard when performing a notarization. But there are some precautions that must be taken when agreeing to perform a notarization for someone at an Assisted Living Community.
I got a call this morning from a woman who wanted me to notarize a Power of Attorney … (1 comments)
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notary: Making notarial certificates - 04/18/08 10:17 AM
I have been making notarial certificates for years. The main reason for doing so is that I am assured that I am complying with the state notary laws.
Another reason is that it saves time if a lot of the wording is pre-printed, such as the venue, my name, and a … (5 comments)
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