Annapolis Maryland - High Quality Mortgage Advice

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Mortgage and Lending - Apex Home Loans - NMLS #369577
Mortgage ramblings from Lewis Poretz - Mortgage Advice - Market Updates - Problem Solver

ARCHIVED BLOG POSTS

2007 

Ok Ok ---  we all know that it is no big deal to sell a mortgage without fees  ummmm   or points by up selling the interest rate but I think this Bank of America program I have seen all over the TV tonight should be understood. I have not seen first hand a B of A good faith estimate but I plan to...
05/20/2007
I just recieved a call today from a client i did a jumbo interest only loan 3 years ago at a rate of 2.875%      wow  remember those rates?     My client told me they received a letter from their loan servicer explaining the new payment. It showed the current payment of 1500 per month would becom...
05/16/2007
Very often while home at night the telephone rings and on caller ID it appears "private". Being a veteran in the mortgage business I typically answer these calls to see the level of talent that is soliciting myself and my customers. I am confident that these firms are either in house telemarketer...
05/13/2007
There have recently been some class action lawsuits claiming loan officers were not paid overtime. I understand if the loan officer has a desk in an office he then must receive an hourly wage and a time card must be kept, paying overtime for any work over forty hours a week.At what point does an ...
05/08/2007
ANSWER YOUR TELEPHONE --------- The hardest concept for new originators I hire is to be available. Have you ever called for telephone support for a computer or cell phone and get lost in voice mail? Have you ever tried to get a hold of a title company for a last second change and the phone just ...
05/06/2007
Ok - Question for all you marketing guru's out there -------------I am currently looking for new office space. I am interested in comments, suggestions and results concerning paying a premium for office space with road signage. Anyone who has has experienced and can comment with results on making...
05/05/2007