fha mortgages: Appraisal Insurance???? With HVCC we need it PART I - 08/08/09 10:59 AM
HVCC Sucks...this program has cost me a lot of money.  But more importantly HVCC has blow a lot of deals due to inept appraisers.  Through the random appraiser ordering selection process, bad appraisers are being selected and good appraisers are being neglected. 
For Example:  the HVCC selection gods sent an appraiser … (12 comments)

fha mortgages: Energy Efficient Mortgages??? Green has finally arrived! - 07/09/09 10:34 AM
Finally, mortgage lending seems to be getting caught up with the rest of the world when it comes to green.  I had started a draft on green mortgage lending in Active Rain and then saw and participated in the post by Ritu Desai   Calculate your Carbon Footprint and decided that it was time … (3 comments)

fha mortgages: FHA can help first time homebuyers who think that they'd never get in a home. - 01/17/09 09:22 PM
FHA has had some major changes this past year.  The most negative one is that the downpayment has changed from 3 to 3.5%.  But really that's the extent of negative changes.  The rest of FHA and it's changes have been lateral or better.
FHA is the best thing out there.  Really, … (10 comments)

fha mortgages: 2008 Comeback of the Year......FHA LENDING! - 01/02/09 09:59 AM
It was hit. It was hit hard. It was was old, knocked down and Mick was ready to throw the towel in so as to protect Rocky, er HUD. HUD wobbled back to its corner and yelled..."Cut Me Mick. It was such a great scene and the beginning of one of … (25 comments)

fha mortgages: FHA Keeps Changing....the rule on keeping existing residences.... - 09/25/08 08:30 AM
Due to FHA's concern that some homebuyers in these transactions may attempt to provide misleading information regarding the rental income of the property being vacated to qualify for the new mortgage, FHA is instituting underwriting guidance designed to assure that the homebuyer can make payments on the full debt service of … (4 comments)

 
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Larry Bettag Illinois FHA Specialist

Saint Charles, IL

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Larry Bettag - Cherry Creek Mortgage

Address: 40W310 LaFox Road, Saint Charles, IL, 60175

Office Phone: (630) 524-9677

Cell Phone: (630) 417-7172

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