ruth vogt: Conventional Conforming Loan Limits Extended - 11/14/09 10:39 AM
Conventional Conforming Loan Limits Extended
In a previous post last month I expressed a concern about the conforming loan limits, which has now been extended.
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ruth vogt: Homebuyer Tax Credit Extended and Expanded - $8000 for First Time Homebuyers and $6500 for Move-Up Buyers - 11/09/09 08:57 AM
I couldn't have said it better, so why try? After reviewing a couple dozen blog posts, this seemed to be written the best, so I'm sharing it with you.
Via John Jones (Keller Williams Elite, Dallas/Park Cities):
The $8000 Homebuyer Tax Credit has been officially extended and expanded to include … (1 comments)
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ruth vogt: A renter tracked me down through AR!!! - 11/06/09 12:23 AM
I couldn't believe this! I had a rental property that I placed on a website on Monday night. By Tuesday at noon I had about a dozen emails in response to the ad. But you can imagine my surprise when I noticed an email with the "Sent via Active Rain" return … (10 comments)
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ruth vogt: Oh my! Background check for lenders but not for NURSES? - 11/05/09 11:38 PM
A very sad story was just reported on one of the local television shows from a father's perspective about a nurse stealing pain killing drugs from his recently deceased daughter, a 28 year old melonoma patient.
That is the very sad part. The shocking part is who regulates that industry... DORA! … (7 comments)
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ruth vogt: Holiday Homes for Sale Tour - 11/04/09 08:13 PM
Have any of you put together a Holiday Homes for Sale Tour? I'm looking for any input, ideas or examples that you have heard about or done in the past to give sellers a reason to list NOW. Afterall, when does their home look better, smell better, and show better than … (3 comments)
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ruth vogt: Grandma Got Run Over by a Reindeer - 11/04/09 05:06 PM
I couldn't help but think of that song when I heard a report today giving the top five states drivers are most likely to hit a deer. But what REALLY surprised me was that Colorado was not even in the top ten!
The estimates shown below are based on a comparison of … (4 comments)
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ruth vogt: Mortgage Lender in Englewood, CO couldn't be happier! - 11/02/09 12:47 PM
As a mortgage lender in Englewood, Colorado, a suburb of Denver, I can't tell you how excited we are about the article recently published by the Denver Business Journal!! The heading says it all: Denver Home Prices Rise for Sixth Straight Month! Even though we are a mortgage lender in Englewood, that's close … (1 comments)
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ruth vogt: Are you having issues this morning??? - 11/02/09 07:33 AM
It's now taken me 45 minutes just to get logged in and get a photo posted! What's up this morning??? Is it just me, or is EVERYONE having issues this morning??? Not the best way to start a Monday morning!!!
Guess I'll give this up for awhile and find something else … (12 comments)
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ruth vogt: Goodbye Jack-0-Latern! - 11/02/09 07:16 AM
Well, Halloween is past, so I dropped the jack-o-lantern profile picture ...but couldn't give it up without explaining.
You see, last year my granddaughter (who was TWO at the time!) created this piece of art for us (completely unassisted, I might add!). I found it interesting that she had the correct features, just … (1 comments)
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ruth vogt: I've seen ghost lights and so has National Geographic! - 10/31/09 04:23 PM
In the spirit of Halloween, I just had to share the following account of an actual sighting.
We sometimes camp along the Arkansas River near Howard, Colorado, which is where the cemetery is located that initially sparked our curiosity. We'd heard about the "dancing lights" at a local restaurant, so one … (2 comments)
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ruth vogt: The Realtor that cried "Wolf, Wolf"?? - 10/30/09 03:41 PM
How many times have we heard or read over the past couple of weeks the GREAT NEWS about the 1st Time Homebuyer Credit being extended? A dozen, or more, maybe?? Yet, is it? NOPE!
We need to be very, very cautious about spreading "good news" that is premature, and becoming known as … (5 comments)
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ruth vogt: Maximum loan amounts are in danger! - 10/28/09 03:20 PM
With all this talk about proposed legislation dealing with HVCC and the first time homebuyer credit, is anyone even noticing that we are in serious danger of having our maximum FHA and conforming conventional loan amounts reduced?? If you remember, it was the American Recovery and Reinvestment Act of 2009 (ARRA) that … (2 comments)
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ruth vogt: FHA loans in Denver - 10/28/09 12:16 AM
Getting FHA loans in Denver may be easier than the media wants you to think. That is, only if you are an owner occupant... as it is true that FHA no longer offers investor financing, and actually hasn't for some time . However, buyers can get an FHA loan in Denver, … (1 comments)
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ruth vogt: Sign this Petition PLEASE! - 10/27/09 12:52 PM
I wrote a blog previously about HR 3126, and for those of you following that bill, there is really good news:
IT PASSED THE COMMITTEE REVIEW!
The update on the government tracking screen states: "This bill was considered in committee which has recommended it be considered by the House as a … (1 comments)
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ruth vogt: Mortgage Lenders in Colorado - 10/26/09 11:50 PM
Mortgage Lenders in Colorado are required to retain licensing with the Department of Regulatory Agencies since the passage of HR Bill 1085. This bill went into affect August 5, 2009, subject to company exemptions from the mortgage loan originator licensing requirements for employees of certain mortgage lenders in Colorado. On August … (9 comments)
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ruth vogt: "Trunk or Treating" - 10/22/09 07:58 PM
In our neighborhood the houses are too far apart to make it easy for the kids to go from one home to the next. So, we picked a cul-de-sac that could be easily blocked off. Late afternoon everyone drives their car over, parks, and decorates the back of the vehicle in some … (8 comments)
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ruth vogt: EXCITING NEWS... a bill to ELIMINATE HVCC! - 10/22/09 06:05 PM
We've been hoping and watching HR 3044, which was a proposal to put an 18 month moratorium on HVCC but suddenly there is a new and better one out there: HR 3126. This bill is currently being reviewed by the Housing Finance Committee and is expected to go before the House … (5 comments)
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ruth vogt: What are you doing around 1:00 AM? - 10/20/09 09:22 PM
If you don't have any plans, you might want to watch for the meteor shower! Best time to watch is between 1:00 AM and predawn hours tomorrow morning. And don't waste time looking for the binoculors or the telescope because the meteors travel too fast. Pillow, warm blanket and lounge chair … (2 comments)
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ruth vogt: We closed $70 million more in September! - 10/19/09 11:43 PM
This September, our company closed $70 million more than any other September in our history! BUT the really great news is that 80% of our production resulted from purchase money transactions!! Yet, we only have offices in 9 states (by choice, obviously!)
How exciting is that? And, I for one, believe we have … (1 comments)
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ruth vogt: 1st Time Homeowner Credit Extended - 10/13/09 12:36 PM
WHOA! Don't get too excited. It is being reported that it extended but only for military, diplomatic and intelligence personnel SERVING OVERSEAS!
However, I can't even find that to be true. I have gone to www.govtrac.us to try and find anything that confirms such. The strongest of bills currently seems to be H.R. 1245, … (1 comments)
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