fha: Did You Win The Lottery? - 12/28/08 12:32 PM
Mortgage Interests Rates have fallen. A fixed rate loan for 30 years is below 5.000%, and Prime has dropped to 3.500%. Are you ready to take advantage of this once in a lifetime opportunity?
It is true; banks have tightened their guidelines. That is why I am reaching out to you to let you … (0 comments)
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fha: Conforming ($417.000.00) rates plunge this week to a new low 5.25% fixed for 30 years. - 11/30/08 11:50 AM
Conforming ($417.000.00) rates plunge this week to a new low 5.25% fixed for 30 years. Many lenders are accepting applications now for the conforming loan limit increase to $625,500.00 ahead of scheduled publication in January 2009
The only caveat is that the applicant would have to schedule closing after January 1 … (0 comments)
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fha: If you don’t have a loan, you can’t buy a home. - 10/06/08 01:42 PM
That is the mantra for home ownership in the fall of 2008.
The recently economic downturn has simply restricted borrowing. A prudent buyer will confirm that their loan program is still available before making an offer.
My suggestion is that you have your loan officer take a proactive … (0 comments)
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fha: Thoughts for the day.... - 11/29/07 02:39 PM
The next 6 months will be the sweet spot for purchasing. I suggest you take time to finish your financial house keeping. Pay off bills, Pay any liens or judgments, and limit your spending over the holidays.
The best plan is to have a pre-approval, before you go house hunting. That will take … (0 comments)
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fha: FHA Reform passes House and Senate Banking Committee - 10/02/07 09:58 PM
Information provided by NAR
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fha: Are you thinking about purchasing your first home? - 09/26/07 03:53 PM
Start by shoring up your credit.
Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, … (0 comments)
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fha: It really is becoming a better time to buy a home. - 09/26/07 03:46 PM
It really is becoming a better time to buy a home. Over the past two days, actions by both houses of Congress to reform FHA programs, and the Federal Reserve to decrease interest rates, should make borrowing more affordable and money more available. With reduced housing prices and increased housing inventory, … (0 comments)
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fha: Bush Announces FHA-Secure Plan to Assist Subprime Borrowers - 09/08/07 11:03 AM
Information provided by National Association of Realtors
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fha: To Escape MIP, Refinance Loan - 07/22/07 12:05 PM
To Escape MIP, Refinance LoanQuestion: What is the difference between private mortgage insurance ? PMI ? and mortgage insurance premium ? MIP? After paying nine years on my FHA mortgage, I have tried to get my MIP canceled. But I have been told I can't get it removed. I paid $70,000 … (0 comments)
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fha: To Escape MIP, Refinance Loan - 07/21/07 01:52 PM
To Escape MIP, Refinance LoanQuestion: What is the difference between private mortgage insurance ? PMI ? and mortgage insurance premium ? MIP? After paying nine years on my FHA mortgage, I have tried to get my MIP canceled. But I have been told I can't get it removed. I paid $70,000 … (0 comments)
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fha: To Escape MIP, Refinance Loan - 07/21/07 01:51 PM
To Escape MIP, Refinance LoanQuestion: What is the difference between private mortgage insurance ? PMI ? and mortgage insurance premium ? MIP? After paying nine years on my FHA mortgage, I have tried to get my MIP canceled. But I have been told I can't get it removed. I paid $70,000 … (0 comments)
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fha: To Escape MIP, Refinance Loan - 07/21/07 01:49 PM
To Escape MIP, Refinance LoanQuestion: What is the difference between private mortgage insurance ? PMI ? and mortgage insurance premium ? MIP? After paying nine years on my FHA mortgage, I have tried to get my MIP canceled. But I have been told I can't get it removed. I paid $70,000 … (0 comments)
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fha: To Escape MIP,Refinance Loan - 07/21/07 01:46 PM
To Escape MIP, Refinance LoanQuestion: What is the difference between private mortgage insurance ? PMI ? and mortgage insurance premium ? MIP? After paying nine years on my FHA mortgage, I have tried to get my MIP canceled. But I have been told I can't get it removed. I paid $70,000 … (0 comments)
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