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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Not All Distressed Homeowners Are Pie-in-the-Sky Purchasers or Equity-Sucking Pigs - 02/27/11 02:12 PM
On the subject of the current real estate crisis, there is a school of thought that goes something like this: People who are in trouble with their mortgages either bought way more house than they could afford or else refinanced one or more times, using the equity in their homes to buy toys or take vacations. In other words, that all of these people are greedy, irresponsible ignoramuses, living beyond their means with no personal sense of responsibility, clueless or uncaring about the consequences of their decisions. They deserve to reap what they have sown. Wow! I just read and commented on a (8 comments)
What's Your Exit Strategy? Do You Even Have One? - 02/26/11 01:24 PM
Recently, I have been watching the angry labor union demonstrations that have taken place across the country (and the world, for that matter). Businesses and state governments have woken up to the fact that they have to start living within their meager budgets. It is a sad reality that huge, perhaps even unfunded, pension plans are an obvious target. I don't want to get into a debate about the fairness of this, I'm just observing it as it unfolds as many of you likely are. And it has started me musing on life after real estate. The real estate profession sits at (7 comments)
The Godfather of Mortgage-Backed Securities Makes a Pitch For Better Loans For Investors - 02/24/11 05:51 PM
I was listening to CNBC yesterday while I did some work at home on my computer. I mostly just turn it on for background noise. Paradoxically, it seems to help me concentrate on the task at hand, a "talent" I honed as a kid doing my homework in front of the TV (shhhh, don't tell my parents). But every once in a while something pops on that gets my attention and I tune in for a bit. In this particular instance, David Faber was conducting a live interview with Lewis Ranieri, the creator of the mortgage-backed security (MBS). That definitely got my attention. I suspected Mr. Ranieri, the former (4 comments)
I Am the Mongoose - Koo Koo Ka Choo - 02/20/11 01:51 PM
I have recently discovered that I am a mongoose. Actually, I am finding I rather like being a mongoose. No need to send in the men in white coats, this is not a delusion, but rather a revelation. For those of you who have been living under a rock, Stefan Swanepoel, prognosticator extraordinaire, has just released a book entitled "Surviving Your Serengeti". Written as an engrossing adventure tale, his book explores the survival skills employed by the wild creatures of the Serengeti, then develops them as metaphors for skill sets necessary for survival in the business world. In celebration of this achievement, each of us was encouraged to discover our (13 comments)
Not Too Motivated To Sell? Buyers Can Smell You a Mile Away! - 02/13/11 12:15 PM
I received an email from some out of town clients yesterday wondering why one of the homes they found was so expensive compared to others in the area. Predictably, it was a FSBO. "Gee," they said. "This house looks really nice, but the price! Ouch! Why do you think it is so expensive? Is there something really special about it? Do you suppose these people aren't very motivated to sell?" Bingo! Ding-ding-ding! We have a winner!!! I think you just hit the nail on the head. These people very likely are living in yesterdayland, when their house was actually worth that price. It (10 comments)
Strategic Leasing - The Newest Foreclosure Scam? - 02/12/11 03:43 PM
A new wrinkle has appeared in the struggle between delinquent homeowners and their lenders. Dubbed by some "strategic leasing", this latest ploy of homeowners in the attempt to foil their lien holders is based on the recently passed Protecting Tenants at Foreclosure Act. In a nutshell, two neighbors get together and essentially trade homes. Each is given a long term lease at close to market value rent (probably far, far below their current mortgage payments). The concept is that any purchaser of the home in a foreclosure sale, either on the courthouse steps or as a subsequent REO, will be subject to (6 comments)
Observations on home and investment property purchase and sales in the Reno, Sparks, and other Washoe County areas. In addition, reviews of local businesses, area activities, and day-to-day life are highlights
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.