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Congratulations to Murrieta Valley High School Mock Trial Team of 2012 - Elite Eight Bound! - 02/27/12 07:00 AM
Congratulations to Riverside County's Murrieta Valley High School Mock Trial Team of 2012 - Elite Eight Bound!
MVHS's Mock Trial team finished in the top eight teams out of twentyeight teams in the league this year, as of last Saturday, February 25, 2012. MVHS also received an individual award for the portrayal of the role, "Sasha Fain."
As to "What is mock trial for high school," please see my blog post. The students put on a full criminal trial, with students playing all parts: attorneys, defendant, witnesses, bailiff, timekeeper. Most teams have attorney coaches. The students take Mock Trial as a … (0 comments)
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PRW LENDING's LISA DELZOMPO AMONG FIRST TO PARTICIPATE IN NEW CERTIFIED MILITARY HOUSING EDUCATION PROGRAM - 02/16/12 05:10 PM
PRW LENDING's LISA DELZOMPO AMONG FIRST TO PARTICIPATE IN NEW CERTIFIED MILITARY HOUSING EDUCATION PROGRAM
Course aims to educate housing professionals on the unique circumstances of the military homebuyer Murrieta, CA - February 16, 2012. USA Cares has launched a new education course designed to provide loan officers, realtors and housing professionals with a clear understanding of how to work with military clients. PRW Lending, Inc. is pleased to have a Senior Loan Officer, Lisa Delzompo, graduate from this new program and be among the first housing professionals to offer this level of expert customer service to military men and women. … (0 comments)
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Certificate of "Certified Military Housing Specialist" - 02/16/12 04:05 PM
I am proud to have passed the USA Cares.org course on military housing and VA loans! Here is my new certificate, hot off the presses!
… (0 comments)
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Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 4 of 11 - 02/16/12 11:52 AM
The field of bankruptcy intersects with the field of credit, which is crucial for qualifying for a loan.
"Keep paying for stuff" is another way of saying, keep good credit practices, like those of the 10 commandments for Applying for a Real Estate Loan:
Via Laura Buchanan:
Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 4 of 11
4. Thou shalt keep paying for the stuff you need/want to keep.
Note: When you consider whether to file for bankruptcy and start online gathering information, after starting your research, feel free to call me, bankruptcy attorney Laura Buchanan, at 323-686-5400 ext. … (0 comments)
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Top 10 Reasons to Relocate a Business or New Home in Murrieta, CA - 02/16/12 10:50 AM
Top 10 Reasons to Relocate a Business or New Home in Murrieta
This list is from the City of Murrieta's business development folks, or you can email me or call me, Lisa Delzompo, direct at 951-704-4559 with more questions:
"1. Demographics – Murrieta, CA has a young, affluent population. Median age is 32 with high incomes.
2. Proximity – Very close to San Diego, Orange County and Los Angeles, as well as the beaches, mountains and desert. We are close to several universities and airports and Murrieta is located along two major freeways (I-15 and I-215).
3. Safe Community – One … (0 comments)
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Real estate agents support the Principle Forgiveness bill -- DELZOMPO - 02/16/12 10:11 AM
We should all re-blog and title this, "Real estate agents support the Principle Forgiveness bill -- LAST NAME," whether we are fans of the current administration or not. We must analyze issues one at a time, rather than lump them all together as "Liberal" or "Conservative."
The article below has it right: the vast majority of folks getting crushed in the tidal wave of the housing crisis are innocent victims of someone. Most are victims of government policies that said, "Everyone should own a home, even if their financial scenario does not indicate they can pay on the loan." The … (0 comments)
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Before Bankruptcy - Sample Letter to Debt Collectors and Collection Agencies - 02/14/12 12:05 PM
The important thing to remember about a form letter, contract, etc., is that filling it out for the first time, the user doesn't know what the user doesn't know. Take, for example, a purchase contract for a VA loan. The first page looks easy to fill in: name, property address, purchase price, and so on.
However, there is no guidance on what terms to state in the blank lines on financing. With a VA loan, those lines are CRUCIAL. The buyer's agent should state, among other things and at least, that the seller credit is to cover Non-allowables, including recurring and … (1 comments)
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Should I file bankruptcy in the Bankruptcy Court for the Central District of California (“Bankruptcy Court Central District of California”)? - 02/13/12 05:26 PM
In real estate, we deal a lot with where someone wants to live, what neighborhood, etc. It sounds like, in bankruptcy, it matters where one has lived, and it's very particular with meaning as to where to file. If you're researching where to file bankruptcy, and you're in Los Angeles or the counties listed here, it looks like you'd file in the Central District of California.
Via Laura Buchanan:
Where do I file bankruptcy in the Bankruptcy Court for the Central District of California?(“Bankruptcy Court Central District of California”)WHERE TO FILEThe Bankruptcy Court Central District of California is the bankruptcy court for … (0 comments)
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Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 3 of 11 - 02/06/12 12:11 PM
These tips about bankruptcy seem like common sense, but so often, common sense is uncommon. Not to mention, sometimes the law and sense also part ways, so it's good advice to have knowledgeable experts on your side. Don't just rely on the internet. Find someone who knows the rules in your local area for specific advice about your situation.
Via Laura Buchanan:
Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 3 of 11
3. Thou shalt not make your situation worse (by giving away what bankruptcy law would let you keep or admitting a debt).
Note: When you consider whether to … (0 comments)
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Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 2 of 11 - 02/02/12 01:11 PM
Good advice for people going into a process they've never undertaken before: tell your professional representatives the truth, ask questions and don't try to hide. Modern information sharing technology makes it so easy for your attorney, someone deciding whether you get a loan, your real estate agent, or a court to cross-check and verify or disprove assets, income, large purchases, payments, history, credentials, and on and on.
For loans, the lender will review:
Actual paystubs Credit from the credit agencies - judgments, collections, etc. show there Tax returns - and compare to the copies of the transcripts that they pull directly … (0 comments)
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Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 1 of 11 - 02/01/12 02:11 PM
Many people these days considering a short sale or foreclosure of their home start to wonder what other financial steps, such as bankruptcy, may help them get a fresh start. The commandments discussed below are solid, and a great start on the path back to financial and emotional well-being. Another soothing tactic I would add is: seek out solid real estate and legal professionals for advice about your particular situation in your particular local area.
Via Laura Buchanan:
Online Info: File for Bankruptcy - 11 Bankruptcy Commandments - 1 of 11
1. Thou shalt participate in your own rescue.
Note: When you … (0 comments)
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How Can Agents Avoid Buyer's Loan Problems at the Last Minute? - 02/01/12 12:49 PM
How Can Agents Avoid Buyer's Loan Problems at the Last Minute?
This post is inspired by a recent blog about last minute conditions and delays by underwriters.
So how can real estate agents (mostly) avoid buyer's loan problems at the las minute? The answer is, it depends on what problem crops up: (1) problems since the preapproval, or (2) problems that existed at the time the client got a loan preapproval.1. Problems that pop up for the client in between the loan preapproval and the close of escrow, COE:
A collection hits the credit report; credit is now pulled both at … (1 comments)
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Lisa Delzompo
Temecula,
CA
More about me…
PRW Lending & Sand to Sea Properties
Address: Temecula, CA, 92590
Cell Phone: (951) 704-4559
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