Diegocentric

Wells Fargo, the nations largest lender, is asking U.S. bank regulators to increase the down payment  But what does this mean to the consumer?  It means that home loans with less than 30% down payments will now be considered riskier investments and as such will be subject to higher interest rates...

Here Janet shows how parents can help their kids buy their first home!  There is some very useful tips on how parents can help their kids buy a home and stay in California.  Home prices are down here, but it is still very expensive relative to the rest of the country.We baby boomers have always b...

When Should You Lock in Your Loan Rate? It's understandable that you would like to have your mortgage rate locked while you are home shopping, but this is the worst thing to do.  It takes time to find the perfect home, write an offer and get it accepted by the seller.  So when is the right time t...

Excellent post by Bob about buying a foreclosure.  He goes in depth on the obstacles involved.  This is something we should all show our clients looking to get a 'deal' on a foreclosed home. With all the hype about good deals on foreclosures most of my buyer clients think that's the ticket for th...

This is a great post by Robert about what not to do before you close on your home.  I do remind my clients of this kind of thing while in escrow, but I suppose I should let them know from the first moment we start to look.! Read and enjoy.I recently had a client who was oh so close to qualifying ...

San Diego Restaurant Week is Back! Over 160 of San Diego's best restaurants will be participating is this much anticipated San Diego event.  Each restaurant offers a 3-course meal for a fixed price of either $20, $30 or $40 (depending on the restaurant).  No tickets are required, but reservations...

Mission Hills Event: Woodwork in Our Historic Homes Don't miss out on the Mission Hills Event this Saturday Jan.th from 1-4pm.  The event, which costs $10 for 1 person and $15 for two, will present  lecture serious on understanding the importance and role of wood work in maintaining the character...

Downtown San Diego has come a long way in the past 30 years. Once suffering from deterioration, crime and homelessness, it is now known as San Diego's hip epicenter. Some of San Diego's best restaurants, shopping, art and culture can be found right here in Downtown. Every major transportation opt...

For those of you that don't know Realtor.com is the number one homes for sale real estate website in the country.  The markets below were the top 10 markets viewed on that site.   These cities were the top cities people were thinking about buying a home in...and San Diego came in at nu #7.  This ...

Hillcrest San Diego Price Trends Hillcrest is one of San Diego’s hippest.  Hillcrest is  a diverse neighborhood that  mixes historic and modern architecture.  It is also one of San Diego’s most walkable communities.