I just wanted to let any agents know who may be in the Brighton, MI area that Missy Caulk and Chet Hill from the Keller Williams office in Ann Arbor will be at our Keller Williams office in Brighton to give us the scoop on Blogging.

We're all very excited and any interestd agents (Keller Williams or not) are more than welcome to attend. The class will take place tomorrow, November 12th, 2008 from 1:30pm - 3:30pm. So come one, come ALL.

It's going to be very informative and may be the added boost to your bottom line that any one of us could use!!! I'm sure many of you fellow Active Rainers have seen Missy Caulk all over Active Rain. Her blogs are great. So come learn from the Master!

Hope to see you there!

Lisa Bender

Keller Williams - Brighton

www.ClickThisHome.com

 

Just curious what other fellow agents think of commercial real estate opposed to residential. I'm currently selling residential but have been fortunate enough to do a little commerical and really kind of like it. I'm getting a rather large database of investors and I'm possibly considering entering this market.

Wondering how difficult it is to break into the commercial real estate industry, what does it take?

Do you need any additional training? I've looked into he CCIM Designation ... is there a way to get my hands on the study material to see if it's something I'd like to pursue?

Any thoughts or comments are greatly appreciated.

Sincerely,

Lisa Bender

Keller Williams Realty

www.ClickThisHome.com

 
Lisa Bender | Keller Williams | 810-534-2058
21975 Wildwood St, Dearborn, MI
Stately 3 Story Brick Tudor in Highly Desirable Dearborn Subdivision.
5BR/2.5BA Single Family House
offered at $749,900
Year Built 1930
Sq Footage 2,954
Bedrooms 5
Bathrooms 2 full, 2 partial
Floors 3
Parking Unspecified
Lot Size Unspecified
HOA/Maint $0 per month

DESCRIPTION

PRICED TO SELL! STATELY 3 STORY BRICK TUDOR. COVED ARCHWAYS ADD STUNNING ACCENTS. FIREPLACE IN MSTR BED. UPDATED KITCHEN. FORMAL DINING. 3 CAR GARAGE. BEAUTIFUL NEIGHBORHOOD. WALKING DISTANCE TO GORGEOUS GOLF COURSE. EXCELLENT AREA,

see additional photos below
PROPERTY FEATURES

Central A/C Hardwood floor Family room
Living room Bonus/Rec room Office/Den
Dining room Basement

COMMUNITY FEATURES

Garage parking Golf course


OTHER SPECIAL FEATURES

Fireplace in Master Bedroom

ADDITIONAL PHOTOS

Seller contact info:
Lisa Bender
Keller Williams
810-534-2058
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Sep 19, 2008, 4:24am PDT
 
Lisa Bender | Keller Williams | 810-534-2058
Vacant Lot Springmill, Jermome, MI
Vacant Lot in Jerome. Access to Mirror Lake.
.23 acres Vacant Land
offered at $7,000
Lot Size .23 acres

DESCRIPTION

EXCELLENT CORNER LOT IN DESIRABLE SUBDIVISION. ACCESS TO 75 ACRE ALL SPORTS MIRROR LAKE INCLUDING GATED RESIDENTS ONLY BOAT LAUNCH. PRICED TO SELL. ALSO WILL SELL ADJOINING LOT 39 TOGETHER WITH THIS LOT FOR $12,000. LOTS CAN BE COMBINED AT NO COST WITH TOWNSHIP

see additional photos below
LOCATION FEATURES

Short walk to gated boat launch on Mirror Lake


OTHER SPECIAL FEATURES

Can be combined adjacent lot on Wedgewood

ADDITIONAL PHOTOS

Seller contact info:
Lisa Bender
Keller Williams
810-534-2058
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Sep 19, 2008, 4:18am PDT
 
Lisa Bender | Keller Williams | 810-534-2058
Vacant Lot Wedgewood, Jermome, MI
Vacant Lot in Jerome. Access to Mirror Lake.
0 sqft Vacant Land
offered at $7,000
Lot Size 0 sqft

DESCRIPTION

EXCELLENT LOT IN DESIRABLE SUBDIVISION. ACCESS TO 75 ACRE ALL SPORTS MIRROR LAKE INCLUDING GATED RESIDENTS ONLY BOAT LAUNCH. PRICED TO SELL. WILL SELL LOT 38 FOR $12,000. LOTS CAN BE COMBINED AT NO COST WITH TOWNSHIP. TERMS NEGOTIABLE.

see additional photos below
LOCATION FEATURES

Vacant Lot with Access to Mirror


OTHER SPECIAL FEATURES

Short Walk to Boat Launch

ADDITIONAL PHOTOS

Seller contact info:
Lisa Bender
Keller Williams
810-534-2058
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Sep 19, 2008, 4:07am PDT
 

Lisa Bender | Keller Williams | 810-534-2058
 

1046 E. Tienken Rd., Rochester Hills, MI
Historical home ... Diamond in the rough! Excellent location, close to charming downtown Rochester Hills.
4BR/1BA Single Family House
offered at $199,900
           
Year Built 1901
Sq Footage 1,169
Bedrooms 4
Bathrooms 1 full, 0 partial
Floors 2
Parking Unspecified
Lot Size 66 sqft
HOA/Maint $0 per month
 
DESCRIPTION

EXCELLENT INVESTMENT ON THIS HISTORICAL HOME. CLOSE TO CHARMING DOWNTOWN ROCHESTER HILLS. SPACIOUS 1ST FLOOR MASTER. EXCELLENT AREA, SURROUNDED BY BEAUTIFUL HOMES. MUST SEE TO APPRECIATE THE POTENTIAL. MOTIVATED!
 


see additional photos below
  
PROPERTY FEATURES


Living room

Bonus/Rec room

Basement



   
OTHER SPECIAL FEATURES


Historical Home, Close to Downtown

 
 
ADDITIONAL PHOTOS

  Seller contact info:

 
Lisa Bender

Keller Williams

810-534-2058

 
For sale by agent/broker
 
powered by postlets Equal Opportunity Housing

Posted: Sep 18, 2008, 5:08pm PDT

 

$149,900 - 3792 Embarcadero St, Waterford, MI

Lisa Bender | Keller Williams | 810-534-2058
3792 Embarcadero St, Waterford, MI
Beautifully restored all brick 3 Bedroom ranch in desirable subdivision. Hardwood flooring, added sunroom, full basement and extra wide 2 car attached
3BR/1BA Single Family House
offered at $149,900
Year Built 1957
Sq Footage 1,088
Bedrooms 3
Bathrooms 1 full, 0 partial
Floors 1
Parking 2 Car garage
Lot Size .26 acres
HOA/Maint $0 per month

DESCRIPTION

You'll love this home and all it's amenities the minute you've arrived. Starting with it's meticulous landscaping and underground sprinklers. Extra wide and deep 2 car garage. The lovely living room has a beautiful bay window overlooking this quiet, family neighborhood. You'll see many families walking on the neighborhood's sidewalks down to the beach. There you'll have a playground for the kids or grandkids as well as a pavillion for family get-togethers not to mention the beach itself.

This 3 bedroom, brick ranch includes a dining area for the family and as a bonus owners added Florida room to enjoy the lovely backyard. The bedrooms are generous size and contain wonderfully finished hardwood floors. The home is tastefully painted and only needs your special touch. The basement is full size, clean and dry. Additionally, the home offers many other amenities such as central air, ceiling fans, newer kitchen cabinets and vinyl windows. This home has been well cared for and move-in ready.

It's not a foreclosure or short sale ... bring us your offers and we'll get you living inside your new home while others are still waiting for answers from the banks. Sellers are willing to help contribute to buyers closing costs.

For Information visit my wesbite:
www.ClickThisHome.com

***** OPEN HOUSE 9/21/08 1 - 4pm *****

see additional photos below
PROPERTY FEATURES

Central A/C Hardwood floor Living room
Bonus/Rec room Dining room Breakfast nook
Dishwasher Refrigerator Stove/Oven
Basement Laundry area - inside Balcony, Deck, or Patio
Yard

COMMUNITY FEATURES

Clubhouse Lake Playground


OTHER SPECIAL FEATURES

Fresh Paint and Newer Carpet.

ADDITIONAL PHOTOS

Seller contact info:
Lisa Bender
Keller Williams
810-534-2058
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Sep 18, 2008, 4:24pm PDT
 

The Best Time to Lock In Your Mortgage Rate

Financing Solutions with David Reed

The Best time to Lock in Your Mortgage Rate

 

Visit Reed's Website

"What do you think about rates ... should I lock in now or wait to see if they fall further?" Think I've been asked that a time or two over the past 18 years? You better believe it.  It's a good question-one that goes through every single buyer's head at some stage. 

A quoted interest rate is no good unless you've confirmed, in writing, that your loan is indeed "locked," or guaranteed for a designated period of time. You need to be proactive with your locked rate as well and don't assume that your loan officer already locked you in. In fact, your loan officer shouldn't lock in your rate without your specific instructions. If it was locked in and rates went down you'd be pretty mad, wouldn't you?

While neither real estate agents nor loan officers are in the business of predicting the future, it's still possible to make a prudent choice in the face of uncertainty. Would you rather lock in your rate and watch rates fall or not lock in your rate and see rates go up?

If you decided to lock and rates go down, you've secured the market rate that you were happy with. But if rates went up and you didn't lock, you'd be paying for that mistake for the rest of the loan.

There is an even worse possible scenario: After not locking in your rate, rates shoot up and you no longer qualify for the loan. So it's important to ask yourself:  "Which way would I rather be wrong?"

If you are comfortable with the rate you've been quoted, talk to your real estate agent about the possible consequences of waiting to lock it in.

Written by David Reed, author of Mortgage 101 and Mortgage Confidential.

Looking to buy or sell, please visit my website at: http://www.ClickThisHome.com. Search for Michigan homes without the hassle. Save your searches for easy use and save your favorite homes for future reference.

Lisa Bender, Keller Williams Realty - www.ClickThisHome.com - Direct: 810-534-2058 - Email: lisabender@kw.com

 

Bruce Hardie - Succeeding in A Buyer's Market Course

Bruce Hardie is an excellent trainer and hugely successful, active agent out of Spokane, WA. This is sure to help agents at any stage in this buyers market. It's going to be held in Livonia, MI at Laurel Manor and agents from any company are welcome. If anyone is interested in attending, please let me know and I will get you on the list. I've been told he shares a lot of his marketing pieces as well. Give me a call or send me an email. He's also training in 4 other locations around the US for those out side of the Detroit Metro area. I'd be happy to get you other location information as well.

 

Lender Not Cooperating?!?!?!

Many people are having difficulty with their mortgages for one reason or another. We all have heard about Michigan's forecloures rates as well as the rest of the US. Many of us are banging our heads against the wall trying to talk to someone at their mortgage company. It can be mind numbing! I can empathize with what you're going through as I help a lot of people with short sales. So, I talk to these banks on a daily basis. Some mortgage companies are better than others. Here's a few tips to hopefully help you when dealing with your lender:

  • Document all phone calls, who you talked to, date and time and the nature of the conversation and the result.
  • Don't be afraid to ask for their Manager if you feel you are not getting the answers you need.
  • ALWAYS be polite ... kill them will kindness!
  • Ask questions to understand their process.
  • Create a dialogue sooner than later. DO NOT wait until you are facing the sheriff sale or worse when your redemption period has expired.

Additional things you must be doing:

  • Talk to a mortgage broker, they can help assist you in possibly working out a loan modification to help make your payments more managable.
  • Don't bury your head in the sand, this problem will NOT go away.
  • Always communicate with the lender and start the dialogue early. (I said this one already ... YES, it's that imoprtant!!!!!)
  • If you have to sell your home, but owe more than it's worth, consult with a few different Realtors who have had experiene in dealing with short sales. Get it on the market NOW.

If you are still not getting anywhere with your lender, you can always call the Attorney General. I have been successful several times in getting the names of contacts who can HELP me. Who are decision makers who can make things happen. If it's Fannie Mae or Freddie Mac there is always the Office of Federal Housing Oversight (www.ofheo.gov). I just recently was sucuessful in negotiating a buy back for a previous owner who lost her home and the redemption period had expired.

Don't give up and don't hesitate to seek professional assistance from a mortgage professional or real estate professional.

Feel free to visit my website at www.ClickThisHome.com and email if you need any assistance or more information.

 
 
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Lisa Bender - Livingston County Realtor (Brighton, Howell, Hartland)

Howell, MI

More about me…

Brighton, Mi - Keller Williams

Address: 1005 Grand River Avenue, Brighton, MI, 48116

Office Phone: (810) 534-2058

Cell Phone: (517) 206-3026

Email Me



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