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Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Thu, 30 Aug 2007 18:07:09 -0700

FL Real Estate Property Tax Reform....Don't Judge a Book by Its Cover..Read IT!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Sat, 21 Jul 2007 11:37:16 -0700

On January 29, 2008, Florida Voters will vote on a Proposed Constitutional Amendment altering the 1992 Save Our Homes Amendment. It is important to read all of the details in order to make a sound voting decision.

Did you know that there are two phases the tax reform?

Phase 1: Statutory millage rollback and local government revenue cap.

A millage rate (also known as the tax rate) is a figure applied to the just property value to calculate your property tax liability. One "mill" is one dollar of tax on every thousand dollars of taxable or just value. Your tax dollars are used to fund the cost of government in any given year.

Now, we must understand the 1992 Save Our Homes amendment did NOT regulate, cap or in any way limit potential increases in this rate. Therefore, ONLY OUR Taxable Values increases were capped at 3% as it relates to a homestead property.

The current proposed millage rollback is based on analysis of the individual taxing districts throughout FL and their historical increases and decreases. According to the figures provided by FAR, each district will have mandated rollback from 0% to 9%, depending on individual analysis.

Afterwards, there will be tax cap provisions based on 5-year history of levies. Further, beginning fiscal year 2008 and 2009 plus every year thereafter millarge rates (with the exception of School Boards) will be capped to an annual growth rate equal to the growth of FL personal income (historically 4% per year). There are penalties defined and in place for County governments not complying with the legislation.

Phase 2: Proposed Constitutional Amendment Changing the nature of the Prior 1992 Save our Homes Amendment:

YOU HAVE A CHOICE : Keep Your Save Our Homes Exemption or Choose Super-Homestead Exemption

According to FAR, approximately 73% of homesteaded properties would immediately save more money under the Super Homestead Exemption.

Think about this... Have You moved to a new Homestead or Upgraded to a More Expensive or Larger Home since 1992? Then, Your initial 1992 savings was compromised when you moved.

Have you moved to a new Homestead or Upgraded to a More Expensive or Larger Home since 2004? Then, You are more than likely paying more taxes under the Save Our Homes than under the proposed Super-Homestead Exemption!

The 1992 Save our Homes Amendment did not consider that home owners would be upgrading, better their neighborhood or moving every 5 to 7 years. It did not consider the First Time Home Buyers who will be afforded more than the present $25,000 homestead exemption (up to $195,000). It also did NOT limit millage rate hikes by local governments, at their discretion--thereby potentially NEGATING the effect of Save Our Homes.

REMEMBER: The CHOICE IS YOURS.. (1992 Save Our Homes or Super-Homestead Exemption)... Keep it Yours!There is no deadline for you to choose on Your Present Homestead...

Super-Homestead will allow baby-boomers from other States to Retire in The Sunshine State. Thus, spawning renewed interest and Market Activity for Real Estate locally! LET'S MAKE GOVERNMENT ACCOUNTABLE FOR THEIR BUDGET ! Click Below for More Detailed Information on the Proposed Amendment....

Copy the Link Below and Read all of the Details....

http://www.floridarealtors.org/LegislativeCenter/6-28-07-property-tax-talking-points.cfm

And Remember to Vote on January 29, 2008....

FL Property Tax Reform...Don't Judge a Book by It's Cover---READ IT!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Sat, 21 Jul 2007 11:12:27 -0700

Did you know that there are two phases the tax reform?

Phase 1: Statutory millage rollback and local government revenue cap.

Phase 2: Proposed Constitutional Amendment Changing the nature of the Prior 1992 Save our Homes Amendment:

YOU HAVE A CHOICE : Keep Your Save Our Homes Exemption or Choose Super-Homestead Exemption

According to FAR, approximately 73% of homesteaded properties would immediately save more money under the Super Homestead Exemption.

Think about this... Have You moved to a new Homestead or Upgraded to a More Expensive or Larger Home since 1992? Then, Your initial 1992 savings was compromised when you moved.

REMEMBER: The CHOICE IS YOURS.. (1992 Save Our Homes or Super-Homestead Exemption)... Keep it Yours!There is no deadline for you to choose on Your Present Homestead...

Copy the Link Below and Read all of the Details....

http://www.floridarealtors.org/LegislativeCenter/6-28-07-property-tax-talking-points.cfm

And Remember to Vote on January 29, 2008....

MOBILE HOME PARK WITH COMMERCIAL BUILDING - FLORIDA KEYS, FLORIDA

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Wed, 18 Jul 2007 11:24:19 -0700

MOBILE HOME PARK...KEY WEST, MONROE COUNTY, FLORIDA ....

NEARLY 2 ACRES OF LAND; 27 UNITS, PLUS COMMERCIAL BUILDING, JUST OUTSIDE THE CITY LIMITS OF KEY WEST FL! OPPORTUNITY ABOUNDS....CALL FOR AN INFORMATION PACKAGE! CORNER SITE...MONROE COUNTY ZONING WITHIN DRIVING DISTANCE TO CITY OF KEY WEST...BUT WITHOUT THE TAXES!

GRANDFATHERED DENSITY...LETTER OF REDEVELOPMENT RIGHTS AVAILABLE FROM MONROE COUNTY...

OWNER OWNS MOST OF THE MOBILE HOMES..NOT SUBJECT TO FL STATUTES CHAPTER 723...

CALL FOR INFORMATION PACKAGE, PICTURES AND FURTHER DETAILS....(863) 381-7665....

School Grades are Available for Highlands County School! Five-Year History

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Sat, 14 Jul 2007 20:55:14 -0700

School Grades Report as published by the "New Sun" for Highlands County. It appears that our elementary and junior high schools are on the mark. High schools need to buckle down. Overall the grades are not terrible and demonstrate some improvement for the middle schools! This is good information for any families who want to relocate to the area.

Be aware of property location and corresponding school district. You may find an address index and respect school district at http://www.highlands.k12.fl.us/streets.pdf!

Look up street adress and get a list of corresponding elementary, middle and high school districts for the property.

If you have any questions, do not hesitate to contact Elaine Liz-Ramirez, MAI at ERA Advantage Realty, 721 US 27 S, Sebring, FL at (863) 381-7665 or (863) 386-1111 ext. 101!

NEW COMMERCIAL STOREFRONT OPPORTUNITY IN CENTRAL FL!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Sat, 14 Jul 2007 20:34:34 -0700

Commercial Storefront units, about one mile westerly of one of Sebring's Highest Traffic count intersections (more than 40,000 AADT)! These units are available at $99.00 per square foot. Standard unit is 1,250 square feet. Business owners consider the possibility of owning the real estate as opposed to leasing...

Call us for a tour and information of potential of owning your own storefront, just westerly of US Highway 27 and the only Walmart store in Sebring! New construction, near Post Office and Middle School.. Captive audience in adjacent community of Sun 'n Lakes which offers golfing, tennis and other country club amenities.

Don't miss the opportunity of owning! Sebring, located just one hour southerly of Orlando and Disney World!

Airport and Rail facilities available nearby!

Call ERA Advantage--Your Local Commercial specialists...Ask for Elaine (863) 386-1111 ext. 101!

INDUSTRIAL LAND IN CENTRAL FL...WITH 1 1/2 HOURS OF 85% OF FL POPULATION!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Sat, 14 Jul 2007 20:23:16 -0700

CENTRAL FL... INDUSTRIAL LAND..Opportunity Galore... Get it while it's hot! Industrial land at less than $2.00 per square foot... Location is 1.5 hours within 85% of Florida's Population!

Many sizes and parcels available for purchase...Located within 1/4 mile of U.S. Highway 27, an asphalt paved north-south Highway extending centrallly through the State of Florida. Railway and commercial cargo airports available within the immediate vicinity and county... Area boasts affordability...

Come and See...Consider the Possibilities and Future...Land available for future Growth...also less than 1/3 mile from SR 66, which extends east and west through the State of Florida...Northwest of FL's lake Okeechobee!

Call Elaine (863) 381-7665 or (863) 386-1111 x 101....for More Information and Parcel availability!

THE BLUFFS CONDOMINIUM...SEBRINGS EXCLUSIVE GATED COMMUNITY!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Fri, 13 Jul 2007 15:48:20 -0700

The Bluffs is a low-density 55+ condominium project strategically located on the north side of Sebring, across the street from The County's full-service hospital, and very near shopping, services and community activities.

This condominium project includes condominium units (1st and 2nd levels) plus villa-style units. On-site amenities include tennis, lakeside walking paths, swimming pool, fitness room, library and gathering hall!

All of the units are situated with views of the centrally-located Lake Mary!

Monthly fees are reasonable at less than $325.00 and include water, sewer, basic cable, garbage, exterior builidng insurance, grounds and amenities maintenance and gated entry!

Just bring your toothbrush! Units available starting at $89,000.

NEWLY RENOVATED / MODERNIZED...LAKEVIEW TOWNHOME, LAKE PLACID, FL

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Fri, 13 Jul 2007 14:05:31 -0700

NEW TOWNHOME without the PRICE! This townhome includes 3 bedrooms and 2 1/2 baths situated overlooking Lake Saddlebags. The home has been TOTALLY upgraded and renovated...New Kitchen, ALL NEW Baths--All New Floor Coverings...NEW front screened porch and rear screened, covered porch!

LIVING Square Footage......1,672 Square Feet..... Total Under Roof........More than 2,000 Square Feet!

All appliances included: Washer and Dryer TOO! Fireplace! Walk or Bicycle to all adjacent Services and Shopping! Located in County Limits...No City Taxes....

Estimated Annual Insurance....$ 1,100.00

Annual Taxes........................$ 1,368.00 (based on 2006) Taxes proposed for 2008 based on super homestead exemption...........$ 496.46 (2006 millage and including $150.00 for garbage).

$206.00 per month escrow based on 2006 and insurance quote or $133.04 per month based on proposed 2008 super homestead exemption.

COME SEE THIS WELL-PRICED TOWNHOME....Others in the area start at Low $200,000's and go up to $350,000!

OWNER SAYS SELL......

Farm and Ranch HOME! MUST SEE...Modern and Comfortable with Pool!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Tue, 10 Jul 2007 23:11:15 -0700

CENTRAL FLORIDA RANCH!

Nearly 2,000 Square Feet on 2.4 Acres with Three-Car Carport and 15' x 30' Swimming Pool!

Basement Newly Tiled and Painted with Laundry Room! Florida Living at its Best---Bring Your Horses!

Can't Buy.....Long-Term Lease with Option Available....Call for Details (863) 386-1111 x 101

Sebring's best kept secret...Nestled on the southerly side of Sebring, yet near all of the services, shopping and schools. MUST SEE.....

1/4 Acre Site - CENTRAL FLORIDA...NEAR Recreational Lake..Yours for $16,000!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Tue, 22 May 2007 20:46:06 -0700

Quarter Acre Site.... CENTRAL FLORIDA....Owner says sell...

Property located just westlery of 4,500 acre recreational, sandy-bottom lake and just southerly of 70 acre, sandy-bottom lake. Each lake has public boat ramp access less than one mile from the Subject Site!

Golf, tennis and swimming pool available in Leisure Lakes community! Must See Property...Easy access to US Highway 27 and also Access to State Road 66 (east-west thoroughfare)...

Centrally located near Lake Placid, but within 10 miles of South Sebring commercial district...

Call Elaine (863) 381-7665

Are Local County Taxes affecting our Single Family Home Sales?

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Tue, 08 May 2007 23:12:17 -0700

I researched some statistics in our MLS system and found that our median home price doubled between 2003 and 2006. During that same time, the assessor increased assessed values and kept the millage rate fairly stable. This local governmental decision has caused much higher tax burdens and resulted in higher monthly escrows for buyers....therefore, they qualify for "lesser of a home" (which has now doubled in price). Between 1988 and 1999, I used to live and work in South FL. After similar heated markets, assessments rose, but millage rates were rolled back. What happened here? It is making a formerly "affordable" alternative not so "affordable" anymore!!

20 ACRE FORMER OPERATING GROVE - Zoned AG

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Wed, 02 May 2007 22:46:48 -0700

20 Acres: Located Just off Main East-West Paved Thoroughfare between Highlands and Hardee Counties.

Former Grove with Electric and Water on-site.

Priced at $17,000/Acre or $349,900.

Property is located about twelve miles westerly of US Highway 27 with a nearly equal distance to CR 17 to the west!

Located just one parcel in off the Paved Road, this property includes High and Dry Upland Area with on-site well and pump! Formerly used as an orange grove, but not presently operating...This tract could be your next Estate Home Site!

28.6 Acre Tract - Zoned Agriculture - Hammock/Pasture

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Wed, 02 May 2007 20:54:25 -0700

SOLD FOR $265,000.....$ 9,265 per ACRE!!!!! I HAVE OTHERS! 28.6 Acres of Beautiful Hammock and Pasture.....Priced at $12,200/Acre.

Electric, Artisian Well and 30' x 70' Metal Building On-Site. Two Ponds. Paved Road Frontage 471.0 feet.. Awaiting Your Dream Home and Agricultural Use !

This site has sold, but I have others...Call and let me know what your needs are!!!

Situated in Central Florida, only 1 hour south of Disney...Near but far enough away.

Looking for a small town community with access to major cities within 1 1/2 hours away: Naples, Ft. Lauderdale, Orlando, Tampa,

LESS THAN $100,000......STARTER HOME? or RETIREMENT HOME--NEAR RECREATIONAL LAKE!

Elaine Liz-Ramirez MAI (ERA Advantage Realty) — Wed, 02 May 2007 20:41:24 -0700

2 Bedroom/1 Bath Home, near Lake Josephine and US 27. Ceramic Tile Floors throughout and New Windows! Starter Home Priced at....................$ 95,900.

Owner says sell...Great for a Starter Home...Turn Key...or Retire here! Home has GREAT curb appeal and was leased for $750.00 per month. Could make a great income property to add to your portfolio for future Wealth...

Near Lake Josephine, a 3,400 acre recreational lake with lakefront public park and boat ramp access, just down the street.... Why not check this one out and make an offer? All offers will be presented and considered!