La Jolla Homes

Send A Gift- Thank You Card To Our Soldiers- Xerox Let's Say Thanks Program

Laxson Associates l La Jolla Real Estate — Mon, 16 Nov 2009 10:27:15 -0600

Saying thank you to our troops is always important, but even more so during the upcoming holidays! Remember that many of them are far away from their homes, families and friends!

Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):

Thanks to Xerox sending out a Thank You card to our soldiers is simple, fast and free.

At this time of the year we can take some time out to teach our children about giving thanks and living in gratitude.
The best way of course to teach gratitude is by being a good example of being in a thankful state of mind.

You can gather your children around your computer right now and go to this site:

Let's Say Thanks- In Support of our Troops.

All you do is click on the card you want to send and then click on what you want the words on the text side of the card to say.
You don't even have to think to do this because it is all done for you. You just have to choose the card and the text out of the ones on the site.
Then you just click send.

Xerox prints out the postcards and then these cards go into the care packages that Givetothetroops® sends to our soldiers.
What a gift Xerox is giving to the troops. I really appreciate a company setting a great example like this.
The cards have all been designed by children and are patriotic. There are many patriotic symbols and messages to choose from.

There is a link on the site where you can read the responses from soldiers around the globe.
For some of these soldiers, your card will be the only mail they get from home.

Here are some of the comments sent back by different servicemen and women:

To all who have supported us,

I would like to take this opportunity to say thank you from myself and my fellow Marines. Your packages and well wishes have lifted our spirits at a time when we are so far away from our friends and family. I wish you could have seen the bright eyed looks and utter excitement from the Marines when opening the boxes. It was a true blessing that you made happen. It makes us proud to know that our fellow Americans care as much as we do. It makes the sacrifices we and our families make worth every minute we spend here. We Americans can stand shoulder to shoulder in unison on one thing - we're all proud of our country and we're all proud of each other. The effort you make on behalf of the troops is just as important as the work we are doing here and around the world.

- A Gunnery Sergeant

As I was leaving an un-eventful Valentine's Day today, one of the mail clerks yelled "Adams!! You have a package!!" A package, I thought to myself. I'm not expecting anything. What could this be? I took the box into my office and closed the door. As I opened the box, a flood of joy came over me as I looked over the cards from you and the young ones, one of my co-workers walked in to see tears rolling down my eyes. I had never received a gift with this much love, packed into one little place from someone that I've never known.

As I thought about what the cards talked about with soldiers giving their lives and privileges up to ensure the freedom of Americans, it was nice to know that someone out there does not take it for granted. I don't know who you are, but you are truly a gift from God. The gift that gives me the drive to serve my country proudly. As you pray that the Lord keeps the soldiers here safe and brings us home, I pray to the Lord that people like you do not die off from this world. Your contributions are nowhere near inadequate. Please never forget what this means to a soldier. Thank you for your love and thoughts.

Please be kind- take a moment out of your day to send a card for free to a soldier today. Please Reblog!

Short Sale vs Foreclosure: Which One Can You Get To Close Faster

Laxson Associates l La Jolla Real Estate — Mon, 16 Nov 2009 10:22:12 -0600

Here is good information for our buyers on what happens during a "short sale" purchase and why we recommend foreclosures or bank-owned properties!

Via Ilyce Glink (Think Glink Publishing):

Q: I went under contract to buy a house on six months ago. This is a short sale, and I understand that multiple lenders are involved. But I have been more than patient. What can I do? I can’t seem to get anyone to listen to me. Don’t the banks want this to work out?

A: I’m sure that someone besides you wants this sale to work out – the seller! The problem is that each lender has to agree to the short sale and lenders are drowning with the numbers of short sales, foreclosures, and loan modifications that are stacked up.

For a short sale, the lender will require quite a bit of documentation from the seller to determine whether the short sale is legitimate and whether the seller has the ability to make up any deficiency. The lender also would want to determine if it would get more money if the seller simply defaulted on the purchase and the lender foreclosed on the property and sold it off.

While these are some of the considerations a bank may have, the underlying problem with lenders and short sales is time.

Banks have too few people on staff to handle the load of short sales and other requests being made since the start of the housing and credit crisis. The bank takes in the requests and then must evaluate each request to figure out how much of a hit the investors will take on the loan in a short sale. The lender also tries to figure out who else is losing money on the deal, like other lenders.

To read the rest of this story, and others, visit ThinkGlink.com.

Credit Card Reward Programs

Laxson Associates l La Jolla Real Estate — Sat, 07 Nov 2009 15:47:40 -0600

Looking for a credit card that gives back? These programs might be of interest to you!

Via Laxson Associates l La Quinta Real Estate:

Credit card companies have taken a well-justified beating in the media lately for their shenanigans in raising customer's rates without cause, charging overdraft fees/over limit fees and other miscellaneous charges (until you challenge them on it); however with a little diligent research there are benefits to having certain credit cards.

Last week I received my Costco Membership bill and attached to it was a voucher from Costco for an amount, almost equal to the annual payment. This is a special feature of the Executive Membership - the more you spend the bigger the return. Well, this year was an exception due to the economy, but in the past we called it the "hundred dollar club" because we never left there without buying at least $100 worth of merchandise. That being said, it was a treat this year to receive the bonus voucher!

Credit card companies responding to consumer concerns in a troubled economy, not to mention their tarnished image, are reportedly redesigning their reward programs to help consumers pay down their debts and even save money for retirement.

Here are a few of the innovative programs:

1) Cash back credit cards that automatically apply the rebate toward outstanding loan balances

2) Cards that funnel rebates earned on purchases toward retirement accounts

3) Cards that offer "529" college savings awards

4) Consolidating high interest debt into a fixed rate personal loan

5) Planners are offered to calculate the time required to pay down balance and project how a major purchase might affect the balance of an account.

What's in it for them? Well, consumers who can't pay down their debts and default aren't much benefit to the banks. It is more profitable for them to have consumers who are being helped than hurt by their programs. Looking for a credit card? Do the research and find out what rewards are being offered. You might just pay for your next vacation with some of the rewards earned!
To view La Quinta developments, custom estates & golf course communities visit our comprehensive website at www.LQ-Homes.com. Contact us at 1-760-567-9100, we are here to help you find the desert home of your dreams or sell your home for top dollar!

Copyright © 2009 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed.

Holiday Safe Shopping Tips

Laxson Associates l La Jolla Real Estate — Sat, 07 Nov 2009 15:20:54 -0600

Always better to be safe and these tips for shopping during the holidays might help!

Via Laxson Associates l La Quinta Real Estate:

I know it is still early for holiday shopping, but never too early to practice safe shopping. It was reported recently that in 2008 nearly 10 million Americans were victims of identity theft. The tips below should provide you precautions to make sure that you are not added to the list, whether shopping at your local mall or hitting the send button on your computer:

At home:

Monitor your credit.

Look over your credit card statements as soon as you receive them for unauthorized purchases.

Be discrete about leaving personal information around your home. Unfortunately, many victims knew the person who had taken their personal information and often times it was a relative or family member.

Copy both sides of your credit card. In case of loss you will have all the information to provide authorities.

At the shopping center:

Carry a debit card, in lieu of cash, but be careful of someone "shoulder surfing" you when you are at an ATM. Shoulder surfing is when someone can see your PIN and bumps into you taking your card and cash.

Credit cards are good to carry because you can alert the credit card companies immediately in case of theft.

Be aware of your environment and try not to be distracted by the sights and sounds of the season displayed at the mall.

Be selective about the types of identity documents you carry, if you don't plan on writing checks - leave your checkbook at home.

Safeguard your receipts when you make purchases. The information contained on your receipts included credit card numbers and often times your signature.

Shop safe and enjoy the upcoming holiday season!
To view La Quinta developments, custom estates & golf course communities visit our comprehensive website at www.LQ-Homes.com. Contact us at 1-760-567-9100, we are here to help you find the desert home of your dreams or sell your home for top dollar!

Copyright © 2009 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed.

First Time Homebuyer $8000 Tax Credit Update

Laxson Associates l La Jolla Real Estate — Sat, 07 Nov 2009 15:15:30 -0600

Tax Credit Update - here is what the new tax credit could mean to you and your family - read below...

Via Gary Giffin (Keller Williams Realty):

Homebuyer Tax Credit Update

Today November 6, 2009, President Obama signed a bill to extend the tax credit for first-time homebuyers (FTHBs) through June 30, 2010. The bill also opens up opportunities for others who are not buying a home for the first time.

To learn what the new tax credit means to you and your clients, take a look at the concise overview below.

TAX CREDIT OVERVIEW

Who Gets What?

First-Time Homebuyers (FTHBs): First-time homebuyers (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for FTHBs is 10% of the purchase price of the home, with a maximum available credit of $8,000

Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

Current Owners: The tax credit program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.

Single taxpayers and married couples filing a joint return may qualify for the full tax credit amount.

What are the New Deadlines?

In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010.

What are the Income Caps?

The amount of income someone can earn and qualify for the full amount of the credit has been increased.

Single tax filers who earn up to $125,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, single filers who earn $145,000 and above are ineligible

Joint filers who earn up to $225,000 are eligible for the total credit amount. Those who earn more than this cap can receive a partial credit. However, joint filers who earn $245,000 and above are ineligible.

What is the Maximum Purchase Price?

Qualifying buyers may purchase a property with a maximum sale price of $800,000.

What is a Tax Credit?

A tax credit is a direct reduction in tax liability owed by an individual to the Internal Revenue Service (IRS). In the event no taxes are owed, the IRS will issue a check for the amount of the tax credit an individual is owed. Unlike the tax credit that existed in 2008, this credit does not require repayment unless the home, at any time in the first 36 months of ownership, is no longer an individual’s primary residence.

How Much are First-Time Homebuyers (FTHB) Eligible to Receive?

An eligible homebuyer may request from the IRS a tax credit of up to $8,000 or 10% of the purchase price for a home. If the amount of the home purchased is $75,000, the maximum amount the credit can be is $7,500. If the amount of the home purchased is $100,000, the amount of the credit may not exceed $8,000.

Who is Eligible fort FTHB Tax Credit?

Anyone who has not owned a primary residence in the previous 36 months, prior to closing and the transfer of title, is eligible.

This applies both to single taxpayers and married couples. In the case where there is a married couple, if either spouse has owned a primary residence in the last 36 months, neither would qualify. In the case where an individual has owned property that has not been a primary residence, such as a second home or investment property, that individual would be eligible.

As mentioned above, the tax credit has been expanded so that existing homeowners who have owned and occupied a primary residence for a period of five consecutive years during the last eight years are now eligible for a tax credit of up to $6,500.

How Much are Current Home Owners Eligible to Receive?

The tax credit program includes a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.

Can Homebuyers Claim the Tax Credit in Advance of Purchasing a Property?

No. The IRS has recently begun prosecuting people who have claimed credits where a purchase had not taken place.

Can a Taxpayer Claim a Credit if the Property is Purchased from a Seller with Seller Financing and the Seller Retains Title to the Property?

Yes. In situations where the buyer purchases the property, even though the seller retains legal title, the taxpayer may file for the credit. Some examples of this would include a land contract or a contract for deed.

According to the IRS, factors that would demonstrate the ownership of the property would include:

1. Right of possession,
2. Right to obtain legal title upon full payment of the purchase price,
3. Right to construct improvements,
4. Obligation to pay property taxes,
5. Risk of loss,
6. Responsibility to insure the property, and
7. Duty to maintain the property.

Are There Other Restrictions to Taking the FTHB Credit?

Yes. According to the IRS, if any of the following describe a homebuyer’s situation, a credit would not be due:

They buy the home from a close relative. This includes a spouse, parent, grandparent, child or grandchild. (Please see the question below for details regarding purchases from “step-relatives.”)

They do not use the home as your principal residence.

They sell their home before the end of the year.

They are a nonresident alien.

They are, or were, eligible to claim the District of Columbia first-time homebuyer credit for any taxable year. (This does not apply for a home purchased in 2009.)

Their home financing comes from tax-exempt mortgage revenue bonds. (This does not apply for a home purchased in 2009.)

They owned a principal residence at any time during the three years prior to the date of purchase of your new home. For example, if you bought a home on July 1, 2008, you cannot take the credit for that home if you owned, or had an ownership interest in, another principal residence at any time from July 2, 2005, through July 1, 2008.

Can Homebuyers Purchase a Home from a Step-Relative and Still be Eligible for the Credit?

Yes. As long as the person they buy the home from is not a direct blood relative, the purchase would be allowed.

If a Parent (Who Will Not Live In The Property) Cosigns for a Mortgage, Will Their Child Still be Eligible for the Credit?

Yes, provided that the child meets the other requirements for the tax credit.

More San Diego Real Estate articles & tips; at Gary Giffin web www.GaryGiffin.com or search for San Diego Real Estate at Gary Giffin MLS search www.SanDiegoHomeSold.com

Winterizing Your Home

Laxson Associates l La Jolla Real Estate — Tue, 03 Nov 2009 12:08:45 -0600

Even though our San Diego climate is perfect... the post below might help you save some money this winter...

Via Lennar Corporation (Lennar Corporation):

If you live in a climate where freezing temperatures occur, you will need to perform certain maintenance tasks in order to keep your home in top operating condition.

Here are some tips on how to prepare your home for winter conditions - and avoid some of the common mistakes made:

Sump Pumps

If you have a sump pump, we recommend installing a battery back-up sump pump, especially if your basement is finished. The battery back-up pumps beep when they are in use, alerting you that there is a problem with your pump.

To prevent freeze ups or damage to your sump pump, remove exterior discharge hoses.

Hoses and Hose Bibs

Before the first frost you will want to follow these simple steps to ensure that your hose bibs do not freeze and consequently leak. Please keep in mind that hose bib leaks due to improper winterization are not covered by your warranty.

Remove hoses from the garage and exterior hose bibs to prevent water pipes from freezing within the wall.

Wrap the pipes and the pressure reducing valve at your main water shut off to provide additional protection against freezing.

Shut off the main water supply to the hose bibs.

On the exterior open the hose bib and drain the water from the line.

Push upward on the anti-siphon ring to ensure that all of the water is drained from the line.

On the interior open the bleeder valve at the shut off. (Make sure you have something to catch the water in.) Be sure this valve is tightened again after the water is drained.

Make sure that the black washer is in the cap.

Push upward on the anti-siphon ring to ensure that all of the water is drained from the line.

Gutters and Downspouts

Clean gutters and downspouts frequently throughout fall to prevent build up of leaves and other debris. Neglected gutters can lead to wood rot problems, pest infestations, wet basements, foundation damage and many other expensive complications.

Be sure water is not coming down behind gutters and that all support brackets are securely in place.

Check to ensure water drains properly and doesn't pool, which can cause damage to foundations, driveways, and walkways.

Windows and Doors

Inspect and repair any loose or damaged window or door frames.

Install weather stripping or caulking around windows and doors to prevent drafts and lower heating bills.

Clean and lubricate garage door hinges, rollers, and tracks and be sure screws are tight.

HVAC Systems

It is generally recommended that you hire an HVAC company to regularly maintain your HVAC system.

Change your furnace filters on a regular basis.

Consider having a heating professional check your heating system to ensure optimal performance and discover minor problems before they turn into costly major repairs.

Adjust the dampers if necessary. A little heat to the unused rooms of your home should be left on during the cold winter.

Clean your ducts to better your heating system's efficiency as well as to reduce household dust and to provide relief to those with respiratory problems. Also check for air leakage especially around joints.

Clean your thermostat's heat sensor, contact points, and contacts. Check accuracy and replace if necessary.

Lubricate hot water heater's pump and motor. Bleed air from radiators or convectors.

If leaving on vacation, do not turn the thermostat below 65. This practice will help protect your pipes in the wintertime.

Keep your outside condenser unit clear to prevent freezing.

Ventilation

Be sure attic insulation doesn't cover ventilation vents in the eaves to prevent winter ice dams on the roof.

Be sure ridge vents and vents at eaves are free of plants and debris.

Check bird and rodent screens for attic vents to prevent any unwanted guests.

If your home has foundation vents, they should remain open at all times except in the event of extreme cold.

Landscape and Yard Work

Although grass appears to stop growing in the fall, the roots are actually growing deeper to prepare for winter. Now is the best time to fertilize and reseed your lawn.

Prune your trees and shrubs after the leaves turn to encourage healthy growth in the spring.

Trim any tree limbs that are dangerously close to power lines or the roof of your house. Heavy snow and ice can cause damage in the winter.

Deicing Tips

Do not use rock salt on concrete surfaces. The use of salt can lead to concrete deterioration, which is not covered by your warranty.

Do not use kitty litter on concrete driveways. The use of this product will have an adverse reaction to the concrete. Please consult your local hardware store for a deicing agent that they recommend.

If you wash your car to remove salt or deicing compounds placed on local streets, please remember that it is equally important to hose down your driveway afterwards to remove any harmful compounds.

General Tips

During extremely cold weather, you may consider leaving indoor faucets located on exterior walls dripping.

Place the emergency numbers for the electrician, plumber, and heating contractor in a convenient location. When the holidays arrive, some of these contractors will be open for emergencies only.

Remember to open the damper on the fireplace when using it. As you leave the room, be sure to close the glass doors on the fireplace to keep any sparks created by the fire in the firebox.

Remember always to keep drain covers open at your areaways (also called welled exits or walk ups).

If you are going to be away longer than a week, turn your water heater to the "Vacation" setting.

Be sure to check out Lennar on these social media sites:

Lennar's Family of Blogs:
The Open Door by Lennar
Lennar Communities
Lennar Cares

La Jolla Most Expensive Homes in Nation

Laxson Associates l La Jolla Real Estate — Fri, 30 Oct 2009 13:36:02 -0500

La Jolla has once again been proclaimed the "most expensive real estate market in the country"! The criteria, used by the brokerage performing the analysis, was limited to a 4 bedrooms/ 3.5 bath home with approximately 2,200 square feet. La Jolla's average price was $2,125,000 up 16.6% from last year.

Great news for those of us living and selling real estate in La Jolla, however the overall average sales price for a detached home in La Jolla is $1,930,190 - average size of 3 bdrms/3 ba and 2,810 square feet. In 2008, the average sales price was $2,373,889 for the same size home.

Here is the newspaper article: http://www3.signonsandiego.com/stories/2009/sep/24/la-jolla-called-most-expensive-housing-market-us-a/?&zIndex=171148

If you are looking to buy, sell or rent in La Jolla, please give us a call at (760) 567-9100 or send us an email teamlaxson@gmail.com/.

Disputing a Charge on Your Credit? Read this!

Laxson Associates l La Jolla Real Estate — Fri, 30 Oct 2009 07:26:27 -0500

Important information if you are looking for a mortgage loan...

Via Laxson Associates l La Quinta Real Estate:

The Los Angeles Times and California Association of Realtors are reporting that credit account disputes on your credit report could stall mortgage applications! For more information read below:

Some consumers with exceptional credit reports and high FICO scores are being denied mortgages by Fannie Mae's automated underwriting system because there is a notation in the credit report that the consumer has disputed an item.

Under the Fair Credit Reporting Act, consumers are guaranteed the right to dispute inaccurate information on any account in their credit files. Once a consumer disputes an item in their credit report, a notation to this effect is made in the file. Until the notation is removed, most credit-scoring system generally will not factor the disputed item into the computation of the consumer's score.

However, with the recent surge in companies claiming to "clean up" and "erase" blemishes on consumers' credit reports, some lenders are finding that these credit companies are disputing accurate, but negative items, hoping the consumer will qualify for a loan before the dispute is resolved.

Applications that are denied through Fannie Mae's automated underwriting system, which is used by virtually all lenders doing business with Fannie Mae, are sent back to the lender for manual underwriting. It is then up to the lender to determine and document whether the disputed information is accurate and underwrite the borrower's credit accordingly.

Fannie Mae, however, says it is reviewing its policy, so maybe there's a chance for a change. In the meantime, you might ask your lender what their policy is toward credit disputes.

All Hallows' Eve in the Lakes Region Home Market

Laxson Associates l La Jolla Real Estate — Wed, 28 Oct 2009 18:01:34 -0500

This is a GREAT post from a fellow agent and one I wanted to share with my readers... enjoy and don't forget to click on the photos for more!

Via Roy Sanborn --Lakes Region of New Hampshire (Roche Realty Group):

All Hallows' Eve in the Lakes Region Home Market

Click on the pictures for some true terror...

This time of year you tend to see a lot of ghosts, goblins, ghouls, and witches on the streets of the Lakes Region of NH. There are also a lot of haunted houses and scary mansions with dark and dusty dungeons full of cobwebs, musty smells, and sinister shadows. It kind of reminds me of Halloween, but I am talking about real estate and the buyers, sellers, and agents involved in this frightening business.

We find buyers coming to the Halloween home buying party with many different costumes on. Sometimes they try to hide their true identity, but most of the time their costumes reflect who they really are. One popular costume this holiday season is that of the outlaw legend Jesse James. Cowboy outfits have always been popular for kids and buyers, but this year they are focusing in on one of the greatest robbers ever. Most of these buyers are from south of the border (the flatlands) and I think that the popularity is a result of reading too many articles in the Tombstone Gazette about people stealing property all over the country. While there are some great deals out there, these outlaws need to learn that they can't steal everything.

It seems that the number one outfit is the old fashioned ghost costume. Buyers this year usually materialize right before your very eyes and then disappear just as quickly like mist on Lake Winnipesaukee early in the morning. Equally as popular this year is the costume of the NFL great, Brett Favre. I'm not just talking about a cheese head Green Bay Packer uniform. It could be a New York Jets or Minnesota Viking uniform or combination thereof. He can't make up his mind if he really wants to play or for whom. Buyers this year have the same problem deciding what and if they want to buy which explains the rising popularity of this scary get-up.

Sellers, to our dismay, often dress up as riverboat gamblers thinking they can bluff their way to a higher sales price with poker faces and sly grins. Many don't realize until it is too late that the buyers hold the best cards right now. The morbid result is another bludgeoned deal to be off hauled to the cemetery. I could say some sellers dress up as ghouls or witches, but that wouldn't be nice! Fortunately, there are other sellers dressed up as princes, princesses, damsels in distress, or Monty Hall saying "Let's Make a Deal".

Like buyers, real estate agents have gravitated toward the ghost costume this season. Many sellers unfortunately have unknowingly listed their property with one of these phantom agents. Their picture in the company brochure looked worldly and real enough, but it seems that many agents are caught in that eerie netherworld between the living and dead. Half in the business and half out. Although I didn't believe in ghosts before this year, I visited many of the dark, foreboding, and genuinely haunted real estate offices in the area and saw the empty, deserted desks of agents departed and felt the overwhelming odor of dead deals and expired listings. Really spooky.

You might also see some new agents dressed as babies and some well seasoned ones as the old standby Father Time. There are a few agents dressed as medicine men or sorcerers. But the ones that are likely to win the top prizes for the best costumes are the many strong agents who are out there every day as Fairy Godmothers or Super Heroes fighting the darks forces on All Hallows' Eve. It may take a while for them to be recognized. It usually occurs after a long, persistent battle through dark times that culminates with a home sale to a very nice lady dressed as Little Red Riding Hood.

And finally, just remember that the cold feeling you get in your parlor is probably just a drafty window, that the banging sounds on the middle of the night is probably air in your hot water pipes, and that the blood curdling moaning you hear in the basement is probably your spouse lamenting about the 673 days your home has been for sale! Have faith though, Christmas is coming. That's another holiday entirely and you know, I still believe in Santa Claus. Do you?

Read It Here First! Tax Credit Enhanced AND Extended!

Laxson Associates l La Jolla Real Estate — Wed, 28 Oct 2009 17:47:35 -0500

First time homebuyer tax credit extended... read below!

Via Mark Hall Vancouver Washington Real Estate (Elite Realty NW - Keller Williams, Vancouver Washington):

Read It Here First! Tax Credit Enhanced AND Extended!

As reported by FOX 12 Oregon

WASHINGTON -- Senators agreed Wednesday to extend a popular tax credit for first-time homebuyers and to offer a reduced credit to some repeat buyers.

The tax credit provides up to $8,000 to first-time homebuyers but is set to expire at the end of November.

Senators agreed to extend the existing tax credit for first-time homebuyers while offering a reduced credit of up to $6,500 to repeat buyers who have owned their current homes for at least five years, said Regan Lachapelle, a spokeswoman for Senate Majority Leader Harry Reid, D-Nev.

The tax credits would be available to homebuyers who sign sales agreements by the end of April. They would have until the end of June to close on their new homes, said a congressional aide, who spoke on condition of anonymity because he was not authorized to publicly discuss the deal.

Senators were still negotiating the expansion of a separate tax credit that lets money-losing businesses get refunds for taxes paid in previous years, providing them with an immediate source of cash.

Senators in both political parties were hoping to add both tax provisions to a bill that would give people running out of unemployment insurance benefits up to 20 more weeks of federal aid. The Senate could vote on the overall bill as early as Thursday, but lawmakers were still haggling over several unrelated amendments Wednesday evening.

Popular bills like the one to extend unemployment benefits often attract amendments that would have a difficult time passing on their own.

Republicans were demanding that they be given a chance to offer amendments to restrict federal aid to the beleaguered community activist group ACORN and on requiring that people receiving unemployment insurance be processed through E-Verify, an Internet-based system that employers use to check on the immigration status of new hires.

Majority Democrats have refused to add the amendments.

When you choose us to handle your Vancouver Washington real estate needs, you choose a team of realtors® who care about you and your family. Buying or selling a home is always more enjoyable when you work with professionals who will listen to your needs and who will work together with you to achieve your objective. We are very familiar with all types a real estate in Clark County and we specialize in Vancouver, Ridgefield and Battle Ground. We are also very experienced with new home and custom home construction having assisted several local builders in selling new neighborhoods in the Vancouver Washington area. Additionally, we have helped numerous families build their own Vancouver Washington dream homes. We are dedicated to helping you make intelligent, informed decisions and to providing you with exceptional service. Go to www.ernw.org for more information. See our video here.

Energy Saving Information Via AARP

Laxson Associates l La Jolla Real Estate — Tue, 27 Oct 2009 21:12:41 -0500

Great information for saving money on your energy bills this winter!

Via Myrl Jeffcoat (GreatWest GMAC Real Estate):

AARP currently has a terrific resource on their website. They have announced Operation Energy Save, a new initiative, to encourage friends; family and neighbors to conserve energy by making small changes around the house that are proven to reduce energy costs.

Some of their suggestions include:

Lowering thermostats in the winter by 10 percent (like from 74° to 67°) for eight hours, which can shave 10 percent off the household heating bill.

Closing the heat vents and the doors in rooms that aren't being used.

Turning off kitchen and bathroom ventilating fans when not in use. If left on for an hour, they can suck all the heat out of the house.

Making sure furniture is not blocking a heat register and moving furniture away from cold exterior walls and windows.

Information on where to volunteer or to get local community groups involved can be found at www.AARP.org/CreateTheGood.

For the complete article visit: AARP Operation Energy Save.

From our Guest Blogger and Sales Team Member, Jamie Woodend

Laxson Associates l La Jolla Real Estate — Tue, 27 Oct 2009 21:08:47 -0500

Good information on the difference between pre-approval letters from the lender and pre-qualifications.

Via RE/MAX a-b Ltd. Brokerage :

Pre-Approval Vs Pre-Qualification

Pre-Approval Vs Pre-Qualification

Very shortly after you have made the decision to purchase a home you will need to talk to a mortgage professional about your new mortgage. This is an important first step in determining how much you can really afford and whether you qualify credit wise for a mortgage.

Over the years the terms pre-approval and pre-qualification have been used as if they are interchangeable. They are not. They mean two entirely different things and should not be confused. Let's take a look at the two.

Pre-Qualification

Getting pre-qualified, too be frank, is almost a waste of time. In its simplest form a mortgage expert takes the information you give to them and without checking into it, offers you his opinion on what you can afford. No credit check has been done. No verifying your income, nothing is done to verify your statements. It is only an opinion on what you can afford. It is not a commitment on anyone's part to give you a mortgage. Usually the whole process is done while sitting in the mortgage experts' office. Many people have been very disappointed when thinking they have mortgage make an offer on home only to find out they're wrong.

Pre-Approval

On the other hand a pre-approval is a commitment to give you a mortgage usually with the condition the house must be acceptable. In this case they do a full credit check, verify your income, gather proof of your statements. In most cases they will offer you a letter stating exactly the terms and conditions of your new mortgage. This process can take anywhere from several hours to a few days.

When it is time to search for your new home be sure to get pre-approved and not pre-qualified.

Jamie Woodend
Sales Representative
Remax a-b Realty Ltd Brokerage
88 Wellington Street
Stratford, Ontario, N5A 2L2
519-273-2821 ext 229 Office
519-949-0345 Cell

San Diego County California mortgage rates and 90% jumbo loans with no PMI

Laxson Associates l La Jolla Real Estate — Fri, 23 Oct 2009 18:59:04 -0500

Current loan interest rates for San Diego County....

Via Nevin Williams,FHA,USDA,VA broker NC,CA,OR,WA (First Priority Financial,broker NC,CA,OR,WA):

Below are the mortgage rates for California but I am specifically focusing on San Diego County.

The MBS market didn't do so hot today. It was flat until around 3:45 when there was a sell off. Mortgage rates will likely be higher Monday morning.

We have Jumbo loans up to 90% with no PMI. Call us for rates.

Have a nice weekend everybody!

Mortgage Interest Rates for Fixed Rate Mortgages*

Rates as of Friday, 23rd October, 2009:

        Conforming         Term       Rate          APR     Payment $1000

Term Conforming APR Payment per
$1,000                 Jumbo APR Payment per
$1,000

30-Yr. fixed 360 4.75% 4.922% $5.22 Call 0.000% $0.00

15-Yr. fixed 180 4.25% 4.545% $7.52 for 0.000% $0.00

7-Yr. fixed ARM 360 4.00% 4.165% $4.77 jumbo 0.000% $0.00

5-Yr. fixed ARM 360 3.75% 3.912% $4.63 & 0.000% $0.00

10 Yr. fixed ARM 360 4.375% 4.543% $4.99 FHA 0.000% $0.00

5-Yr. Interest Only 360 3.875% 4.038% $3.23 Rates 0.000% $0.00

*Rates are subject to change due to market fluctuations and borrower's eligibility.

Certain credit requirements and other conditions apply. This is not a guarantee to lend. Rates based on a 12 day lock period and a minimum loan amount of 185,000. Credit determination must be made prior to approving rate. Equal opportunity lender. CA DRE Lic.#01366552 FPF CA DRE Lic#00654852 Nevin's NC Lic#I139451 First Priority Financial NC Lic# B-146523-101 OR ML3337 WA 510-MB-30588-51099

A mortgage broker serving Carlsbad and surrounding areas.

First Priority Financial

has a system for their loan officers that automatically provides updates to the listing agent, selling agent, title and escrow officer, borrower and even the seller. This way all parties are aware of the progress of the loan during the purchase transaction.

First Priority Financial is the largest mortgage brokerage in the US which results in discounted services and lower wholesale rates from the banks we do business with. This means our customers get an ever better rate with less fees than most other lenders can offer.

                                                                BE ADVISED

If you use a bank don't expect them to return your calls in a timely manner.  When you complain they will ask you to log on to their customer no service webpage where you'll be greeted by:

All of this technology is used to provide a better experience for my customers and saves them thousands of dollars. What technology do you use for the benefit of your customers?

                                                                 Apply Today!

Calculators, current rates, buying a home, refinancing, VA, FHA, USDA, Conventional and Jumbo loans.

We are a mortgage broker servicing North Carolina, California, Oregon and Washington. Our corporate office is headquartered in Fairfield California since 1977.

Licensed to brokerloans with over 300 lenders including Bank of America, Wells Fargo, Citimortgage, Met Life, Fifth Third Bank, Flagstar, ING,Luther Burbank, Provident, Suntrust, US Bank and many more.

Find a home with our network of professional real estate agents interviewed and selected for their extensive knowledge and expertise!

Send us an e-mail with the city and state.  nevin@nevinloans.com

You may also call us at (888) 206-5781 My extension is 1017

Nevin's CA DRE Lic#01366552 FPF CA DRE Lic#00654852

La Jolla Rentals - Long Term and Vacation Rentals

Laxson Associates l La Jolla Real Estate — Thu, 22 Oct 2009 14:26:58 -0500

Looking to rent in La Jolla? Yes, we help clients find rentals in La Jolla and hopefully in the near future, when you are in the market to buy or know someone who is, you will refer our La Jolla real estate services. Rentals are part of our full-service and we enjoy helping families find homes whether renting or buying.

There are more than sixteen neighborhoods in La Jolla with each neighborhood featuring its own distinct and special topography and scenery. Looking to be near a walking beach? Look in the La Jolla Shores community. Want the La Jolla small town experience? Look in the Village of La Jolla. Pick your neighborhood to meet your needs... including Beach Barber Tract, Bird Rock, Country Club, Hidden Valley, La Jolla Alta, La Jolla Farms, La Jolla Heights, La Jolla Mesa, La Jolla Shores, La Jolla Village North, Lower Hermosa, Muirlands, Muirlands West, Soledad South, Upper Hermosa and the Village of La Jolla.

Currently, and it changes daily, there are a total of 295 furnished and unfurnished rentals in La Jolla (92037). Of those, 185 are furnished rentals and 110 are unfurnished rentals. Some are long term rentals and others are short term, seasonal or vacation rentals.

If you are looking to rent in La Jolla, please give us a call at (760) 567-9100 or send us an email teamlaxson@gmail.com and we will send you the current list that meets your needs, arrange for you to see the properties, negotiate a favorable lease, and help make the process of your move to La Jolla an easy one.

Copyright © 2009 Susan Laxson. All Rights Reserved. "La Jolla Rentals". Information from sources deemed reliable, but not guaranteed. Listing information from Sandicor and subject to change without notice.

La Quinta's Roundabouts

Laxson Associates l La Jolla Real Estate — Thu, 22 Oct 2009 14:14:04 -0500

La Jolla has its own "Roundabouts" on La Jolla Boulevard. This gives you an idea of why they are installed and how popular they are becoming. Also, if you are interested in a desert retreat - we have an office in La Quinta to meet your desert real estate needs.

Via Laxson Associates l La Quinta Real Estate:

Roundabouts... I prefer to call them "glorietas", as they do in Mexico, a name that sounds more interesting and regal, like a crown sitting in the middle of an intersection. La Quinta has recently added two "roundabouts" to our streets. One in Old Town La Quinta and one at the busy intersection of Jefferson and Avenue 52. Some people view this as a throwback to a time before stop signs, but actually traffic engineers across the country are coming to the realization that roundabouts, in the many forms, are generally superior to the traditional four-way intersection. Have you ever sat at a four way stop and everyone arriving at the same time and looking at each other, wondering who will venture first into the intersection or trying to remember who has the right away from our driver's training manuals?

To newcomers, "roundabouts" can seem intimidating, foreign and confusing. However, roundabouts eliminate the left turn, by far the most dangerous maneuver on the American road. They negate the possibility of the side-impact collision, which accounts for 28 percent of all road fatalities. They save gas and minimize air pollution because there's no more idling at red lights. Cars enter the roundabout, first yielding to vehicles already there, and slowly turn a leftward circle before easing out at the desired street. No stopping. Not only that, studies have shown that people driving around "roundabouts, actually pay more attention to what they are doing!

La Quinta's office of Public Works has recently sent out general rules for roundabout etiquette and they include:

Slow down entering the roundabout - speeds below 15 mph are appropriate.

Traffic travels in a clockwise direction.

You must give way to the traffic already in the roundabout.

If a roundabout has a single lane, such as the one on Avenue 52 and Jefferson, do not try to enter parallel to another vehicle.

The car on the left does not have the right away, always yield to the car on the right when approaching the roundabout.

Always yield to traffic and pedestrians in the roundabout.

Vehicles in the roundabout have the right of way; pedestrians should only cross in marked crosswalks.

Use turn signals when entering or exiting the roundabout; and if you miss your exit, simply stay in the roundabout until you come back to it.

Bicyclists should observe the same rules as cars in a roundabout.

Have courage, you can get around and out of it.

To read about my own personal experience with learning how to drive and roundabouts... click here.

If you are interested in searching for homes in La Quinta, researching the current value of your home, viewing our La Quinta Real Estate Website, or learning more about the current housing market, give us a call at (760) 567-9100.

Copyright © 2008 Susan Laxson. All Rights Reserved. "La Quinta's Roundabouts". Information is from sources deemed reliable, but not guaranteed.

Preventing Swine Flu - A How-To Guide

Laxson Associates l La Jolla Real Estate — Thu, 22 Oct 2009 12:27:07 -0500

PREVENT SWINE FLU - YOU WILL WANT TO READ THIS (Reprinted with permission)

The only portals of entry are the nostrils and mouth/throat. In a global epidemic of this nature, it's almost impossible to avoid coming into contact with H1N1 in spite of all precautions. Contact with H1N1 is not so much of a problem as proliferation is.

While you are still healthy and not showing any symptoms of H1N1 infection, in order to prevent proliferation, aggravation of symptoms and development of secondary infections, some very simple steps, not fully highlighted in most official communications, can be practiced (instead of focusing on how to stock N95 or Tamiflu):

1. Frequent hand-washing (well highlighted in all official communications).

2. "Hands-off-the-face" approach. Resist all temptations to touch any part of face (unless you want to eat, bathe, etc.).

3. Gargle twice a daywith warm salt water (use Listerine if you don't trust salt).. H1N1 takes 2-3 days after initial infection in the throat/ nasal cavity to proliferate and show characteristic symptoms. Simple gargling prevents proliferation. In a way, gargling with salt water has the same effect on a healthy individual that Tamiflu (prescription drug) has on an infected one. Don't underestimate this simple, inexpensive and powerful preventative method.

4. Similar to 3 above, clean your nostrils at least once every day with warm salt water. *Not everybody may be good at Jala Neti or Sutra Neti (very good Yoga asanas to clean nasal cavities), but *blowing the nose hard once a day and swabbing both nostrils with cotton buds dipped in warm salt water is very effective in bringing down viral population.

5. Boost your natural immunity with foods that are rich in Vitamin C (Amla and other citrus fruits). If you have to supplement with Vitamin C tablets, make sure that it also has Zinc to boost absorption.

6. Drink as much of warm liquids (tea, coffee, etc) as you can. *Drinking warm liquids has the same effect as gargling, but in the reverse direction. They wash off proliferating viruses from the throat into the stomach where they cannot survive, proliferate or do any harm.

I suggest you pass this on to your entire e-list. You never know who might pay attention to it - and STAY ALIVE because of it.

Post provided by: Henry Marraffa, Gaithersburg City Council, 301-977-5029 home/office, 301-442-2142 cell hmarraffa@starpower.net

Rancho Santa Fe Estate Rental

Laxson Associates l La Jolla Real Estate — Wed, 21 Oct 2009 20:05:00 -0500

Looking to live in Rancho Santa Fe? Here is a beautiful estate rental on over an acre with pool, sport court, putting green and more! Give us a call for more information at 1-760-567-9100.

Via Laxson Associates l Rancho Santa Fe Real Estate:

Susan Laxson | Laxson Associates Realty | 760-567-9100

Avenida Peregrina, Rancho Santa Fe, CA

Rancho Santa Fe Estate for Lease

5BR/4+BA Single Family House

$6,000/month

Bedrooms 5

Bathrooms 4+ full, 1 partial

Sq Footage 5,500

Parking 3+ dedicated

Pet Policy Dogs (any)

Deposit $6,000

DESCRIPTION

Resort style living in Hacienda Santa Fe estate home on 1.2+ acres. Sprawling homes features large master suite w/sitting area, 4 additional bedrooms plus office, 5 baths, open kitchen to family room/bar, wine cellar, pool/spa, putting green, sport court, hobby/exercise room & play yard. Enjoy "al fresco" dining on brick patio overlooking the pool & lushly landscaped gardens. A great place to live & enjoy the Rancho Santa Fe lifestyle!

see additional photos below

RENTAL FEATURES

- Air conditioning - Central heat - Fireplace

- High/Vaulted ceiling - Walk-in closet - Family room

- Living room - Bonus/Rec room - Office/Den

- Dining room - Breakfast nook - Dishwasher

- Refrigerator - Stove/Oven - Microwave

- Washer - Dryer - Laundry area - inside

- Balcony, Deck, or Patio - Yard - Swimming pool

- Jacuzzi/Whirlpool - Cable-ready - High-speed internet

COMMUNITY FEATURES

- Garage parking

LEASE TERMS

Unfurnished one year or longer lease preferred. Pets subject to owner approval. Rancho Santa Fe Rentals at www.RSFHome.com.

ADDITIONAL PHOTOS

Front of Home

Pool & Patio Area

Living Room Area

Bar & Family Room

Kitchen Area

Back Yard/Patio

Contact info:

Susan Laxson

Laxson Associates Realty

DRE Lic#00932893

760-567-9100

Equal Opportunity Housing

Posted: Oct 21, 2009, 10:00am PDT

Your Ego is definitely Not Your Amigo! Views on Client Testimonials

Laxson Associates l La Jolla Real Estate — Wed, 21 Oct 2009 20:02:27 -0500

Exceptional service deserves a client testimonial... here is one agent's take on this...

Via Loreena Yeo - Broker|Realtor(R) of www.Frisco-TX-Homes.com (214) 783-2210 (3:16 team REALTY):

Until I read Sabrina's post about her struggle with testimonials, I thought I was one of the few people who viewed testimonials as Tooting my own horn. But this week, in one of my coaching call, I have a renewed mindset about testimonials.

In the past, I never believed in publishing them although I do it because everyone else does. I had the wrong mindset to begin with. When I feel like "puffing" myself, I'd probably publish one or two out there to get my big head filled. You see, I began with the wrong mindset.

My new coach, Kathy Eppley spent over an hour with me this past Monday on just this issue. She went over to my website and asked me if I had testimonials. I said, Sure.... but she had to look read hard, among the hundreds of links I had on my website, there is only 1 tiny link on Client Testimonials. There's no way anyone could find it if I hadn't tell you where to find it on the page.

You see, I've viewed Testimonials as Tooting my Own Horn. Self-praise even though I didn't say them. As the engineer and analytical person that I am, and also confirming that with some of the previous agents I have associated with, some of the testimonials you see on websites are fabricated. Hence, I want no part of that.

I also told her that I love to me the small tiny person in a real estate transaction. I don't want a big part of it because I feel by being tiny, I was staying humble.

Here's what Kathy said to me:

Your ego is NOT your Amigo. But I said, ???? What do you mean by ego? I'm trying to stay small here. Certainly that's not an EGO issue. She brilliantly said that EGO doesn't always have to mean BIG. But it does mean it focuses on "You" ie me. For goodness sakes, get my ego out of it!

She asked if I believe in the things I do ie help people enrich their lives in putting them in homes they enjoy, if I feel I enrich their lives by helping them sell their house and move on to the next chapter in their lives. I said, ABSOLUTELY. That's me.

Then, she said, If my message is more important than me, that "I" ie my ego, should get out of the way. I have a calling and I have the very responsibility to answer my calling with my gifts and talents that He entrusted me with. Instead of focusing the issue on me, Ask - "How can I serve in a bigger way?"

My playing small doesn't serve me. I should raise the bar. When I publish Client Testimonials for others to read, I am helping them make a decision to select me. It's not there to toot my own horn! It's letting others set an expectation on what it is like to do business with me. It is sharing myself with others.

This will get a little too personal, but I want to go out all since I'm there. At the beginning of 2009, God had asked me to pray about Matthew 5:14-16. I said I would. But it's past middle of October and I still didn't feel the change or what God was trying to tell me until He had to use Kathy to say it in a way I could understand:

You are the Light of the World - a city on a hill that cannot be hidden. No one lights a lamp and keeps it hidden. A lamp is placed on a stand to shine. Let your good deeds shine out for others to see so that everyone will praise your Heavenly Father.

God told me that I am His light. That's why I am getting all the successes that I am. In fact, I'm trying to get out of it because I feel the spotlight is placed on "me". Again, it's all about ME. Yet I thought being "small" and "hidden" was the way I remain humble. NOT!

Kathy ended our conversation with a quote by Marianne Williamson,

"Our deepest fear is NOT that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. I ask, Who are you to say you are brilliant, gorgeous, talented & fabulous? The real question is, Who are YOU not to be?

You are a Child of God. Your playing small does not serve the world. There's nothing enlightening about shrinking so that others around you feel insecure. We are ALL meant to shine, just as children do. We were born to manifest the Glory of God that's within us. It's not just in some of us. It's in everyone.

As we let our own light shine, we unconsciously give other's the permission to do the same. As we are liberated from our own fear, our presence automatically liberates those around us".

Now, how powerful is that, just by having Testimonials on your website. To let those around you know whom you are?

I know this is a very long way to ask you to get it out there. But if you were like me who needed more convincing, there you have it. I hope you'll never look at Testimonials the same way again. Share yourself with others. That's what you are meant for.

Good day, my friends.

*********************************************************************************************

All contents are original. Consider subscribing to my blog for more real estate commentaries.

Subscribe via Email if you are not an Active Rain member here.

Contact:

Loreena Yeo
Realtor®/ Broker of 3:16 team REALTY
(214) 783-2210
loreena@loreenayeo.com

Super-serving Frisco, Plano, Dallas, McKinney, Allen, Little Elm, Prosper, Celina, Richardson, Dallas M-Streets, Dallas White Rock Lake area communities and other surrounding areas.

Copyright © 2009 by Loreena Yeo (3:16 team REALTY).
Your Ego is definitely Not Your Amigo! Views on Client Testimonials

Herschel Estates in La Jolla

Laxson Associates l La Jolla Real Estate — Wed, 21 Oct 2009 12:56:18 -0500

HERSCHEL ESTATES in La Jolla is located in close proximity to the Village of La Jolla and provides the sophistication of the La Jolla lifestyle. There are 7 units in this upscale condo conversion which was renovated in 2003 with granite countertops, hardwood floors, stainless appliances, and neutral decor. Pets are allowed in this conveniently located condominium complex.

If you are interested in searching for homes in the Herschel Estates Condos or in La Jolla, researching the current value of your home, viewing our La Jolla real estate website, or learning more about the current housing market, give us a call at 1- 760 - 567-9100.

La Jolla Ridgegate - View Home with Private Pool

Laxson Associates l La Jolla Real Estate — Tue, 20 Oct 2009 17:58:27 -0500

Susan Laxson | Laxson Associates Realty | 760-567-9100

Darlington Row, La Jolla, CA

La Jolla Ridgegate... 3 Bedrooms Plus Office... View & Pool

3BR/2.5BA Single Family House

offered at $1,375,000

Year Built	1998
Sq Footage	3,000
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	3
Parking	2 Car garage
Lot Size	10,000 sqft
HOA/Maint	$225 per month

DESCRIPTION

Resort style living in the guard gated La Jolla community of Ridgegate. Three spacious bedrooms plus a den/office, entertainer's kitchen, Brazilian hardwood throughout, custom built-ins in bedrooms, closets and garage, kitchenette w/microwave, warming drawers, dishwasher, sink & ice maker on pool level. Custom private pool & spa with spacious patio and BBQ area, view decks, security system, a/c and much more. Must see to appreciate all the upgrades and custom features!

Low HOA dues include community pool, spa, basketball court, playground, clubhouse & guard gated community.

Buyer to verify all measurements and information prior to opening escrow. Information is deemed reliable but not guaranteed.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Family room	- Living room	- Bonus/Rec room
- Office/Den	- Dining room	- Breakfast nook
- Dishwasher	- Refrigerator	- Stove/Oven
- Microwave	- Granite countertop	- Stainless steel appliances
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard
- Swimming pool	- Jacuzzi/Whirlpool

COMMUNITY FEATURES

- Garage parking	- Clubhouse	- Swimming pool(s)
- Sauna/Spa	- Playground	- Gated property

ADDITIONAL PHOTOS

Front of Home	Private Pool & Spa
Gourmet Kitchen	Family Room w/Built-ins
Kitchenette - Pool Level	View from Deck

Contact info:

Susan Laxson

Laxson Associates Realty

DRE Lic#00932893

760-567-9100

For sale by agent/broker

Equal Opportunity Housing

Posted: Sep 11, 2009, 7:31am PDT

Herschel Avenue Condos in the Village of La Jolla

Laxson Associates l La Jolla Real Estate — Mon, 19 Oct 2009 11:45:08 -0500

Herschel Ave Condos are located in the heart of the Village of La Jolla. This 9 unit condo building features one & two bedroom units from 795 to 928 sq. ft., with balconies, underground parking & storage. Conveniently located near shops & the beach.

If you are interested in searching for homes in the Herschel Ave Condos or in La Jolla, researching the current value of your home, viewing our La Jolla real estate website, or learning more about the current housing market, give us a call at (760) 567-9100.

Copyright © 2009 Susan Laxson. All Rights Reserved. "Herschel Ave Condos in the Village of La Jolla". Information from sources deemed reliable, but not guaranteed. Listing information from Sandicor and subject to change without notice.

La Jolla Cove Condominium Complex at 8040 Girard Avenue

Laxson Associates l La Jolla Real Estate — Mon, 19 Oct 2009 11:29:17 -0500

One of the oldest condominium buildings in La Jolla is at 8040 Girard Avenue. This 8 unit condominium building was originally built in 1956, however many of the units have been remodeled over the years. This is considered to be a one of the best locations in the village of La Jolla due to its close proximity to the ocean, restaurants on Prospect Street and shops on Girard Avenue. The units have two bedrooms and from one to two baths. The square footage ranges from 723 to 1,058 of living space. The HOA dues are currently $270 per month which includes the common area and exterior building maintenance, trash pick up and water. This is a pet friendly building.

CURRENT AVAILABLE LISTINGS AT 8040 GIRARD AVENUE - None

MOST RECENT SALE AT 8040 GIRARD AVENUE - September 2005 for $749,000 (2 bdrm/1 bath)

If you are interested in searching for homes in the 8040 Girard Avenue building or in La Jolla, researching the current value of your home, viewing our La Jolla real estate website, or learning more about the current housing market, give us a call at (760) 567-9100.

Copyright © 2009 Susan Laxson. All Rights Reserved. "La Jolla Cove Condominium Complex at 8040 Girard Avenue". Information from sources deemed reliable, but not guaranteed. Listing information from Sandicor and subject to change without notice.

La Jolla Real Estate Market Update for October 2009

Laxson Associates l La Jolla Real Estate — Mon, 19 Oct 2009 10:47:30 -0500

LA JOLLA REAL ESTATE MARKET UPDATE

Current Available Listings: 436 Listings

Least Expensive Home in 92037: $179,900

Information: 3161 Via Alicante #131 - 1 bdrm/1 bath, approx. 506 sq. ft.

Most Expensive Home in 92037: $28,500,000

Information: La Jolla Farms - 4 bdrms/6 baths, approx. 11,000 sq. ft.

Pending/In Escrow Listings: 122 Listings

Pending Least Expensive Home in 92037: $165,000

Information: 3161 Via Alicante #140 - 1 bdrm/1 bath, approx. 506 sq. ft.

Pending Most Expensive Home in 92037: $26,500,000

Information: Spindrift - 6 bdrms/ 11 baths, approx. 9,309 sq. ft.

Sold from January 1, 2009 through October 19, 2009: 298 Listings

Sold Least Expensive Home in 92037: $188,900 (List Price $184.900) 12 Days on Market

Information: 2510 Torrey Pines - 1 bdrm/1 bath, approx. 631 sq. ft.

Sold Most Expensive Home in 92037: $16,115,000 (List Price $24,750,000) 226 Days on Market

Information: Camino de la Costa - 6+ bdrms/11 baths, approx. 9,800 sq. ft.

Interested in buying a home in La Jolla or learning more about the area? Contact us at (760) 567-9100 or view our comprehensive La Jolla Real Estate website.

Copyright © 2009 Susan Laxson. All Rights Reserved. "La Jolla Current Real Estate Market Update". Information from sources deemed reliable, but not guaranteed. Listing information from Sandicor and subject to change without notice.

La Jolla Real Estate Market Update for August 2009

Laxson Associates l La Jolla Real Estate — Fri, 21 Aug 2009 14:22:54 -0500

LA JOLLA REAL ESTATE MARKET UPDATE

Current Available Listings: 489 Listings

Least Expensive Home in 92037: $179,900

Information: 3161 Via Alicante #131 - 1 bdrm/1 bath, approx. 506 sq. ft.

Most Expensive Home in 92037: $28,500,000

Information: La Jolla Farms - 4 bdrms/6 baths, approx. 11,000 sq. ft.

Pending/In Escrow Listings: 83 Listings

Pending Least Expensive Home in 92037: $184,900

Information: 8430 Via Mallorca @207 - 1 bdrm/1 bath, approx. 506 sq. ft.

Pending Most Expensive Home in 92037: $5,990,000

Information: Solymar Drive - 6 bdrms/ 8 baths, approx. 7,251 sq. ft.

Sold from January 1, 2009 through August 20, 2009: 298 Listings

Sold Least Expensive Home in 92037: $181,500 (List Price $188.900) 12 Days on Market

Information: 2510 Torrey Pines - 1 bdrm/1 bath, approx. 631 sq. ft.

Sold Most Expensive Home in 92037: $16,115,000 (List Price $24,750,000) 226 Days on Market

Information: Camino de la Costa - 6+ bdrms/11 baths, approx. 9,800 sq. ft.

Interested in buying a home in La Jolla or learning more about the area? Contact us at (760) 567-9100 or view our comprehensive La Jolla Real Estate website.

La Jolla Rental in the Village of La Jolla

Laxson Associates l La Jolla Real Estate — Sat, 13 Jun 2009 10:40:09 -0500

Looking to live in the village of La Jolla? Want to walk to La Jolla Cove? This spacious one bedroom/one bath condominium is available for lease. Located on Coast Boulevard this lovely unit is on the first floor level of a small condominium complex featuring lobby, ocean view deck, elevator, laundry facilities and underground parking with storage cabinet. Steps from Prospect Street and Girard Avenue near the restaurants, shops, Art Museum, beaches and parks of La Jolla. Unfurnished and offered for $1,600 per month - long term lease preferred. For viewing contact Susan Laxson & Associates at 760-567-9100.

Interested in buying or renting a home in La Jolla or learning more about the area? Contact us at (760) 567-9100 or view our comprehensive La Jolla Real Estate website.

Copyright © 2009 Susan Laxson. All Rights Reserved. "La Jolla Rental in the Village of La Jolla". Information from sources deemed reliable, but not guaranteed. Listing information from Sandicor and subject to change without notice.