Certified Default Resolution Specialist
When you think of Short Sales or better known as a Pre-Foreclosure, you properly think of a discounted priced property. However they are discounted only by 15 to 25% off of the market price. Due that the lender needs to meet a certain threshold.
When looking for an agent to represent you in helping to sell your home you really need to see if they are Certified. When working with an agent who is Certified, they will know all of the documents you are needing to pull together for the banks approval so that you are able to get your home sold. There are several aspects that go into getting a home sold with the issue of it being put into a Pre-Foreclosure status. The agent needs to know where you stand so that the process can be as painless as possible. Not all agents are familiar with short sales and some agents are afraid of taking them on.
Here is a list of reasons why you many need to sell your home as a Pre-Foreclosure.
•1. You are a couple of months behind on your payments.
•2. You have lost your job and have no income coming in.
•3. You owe way more on your home than what it is worth.
•4. The interest rate is starting to adjust and the payment is about to go through the roof.
•5. You have a hardship that has happened to your family and you don't know what to do.
•6. The house cost more to keep up with it then you can stand.
I am happy to say I am a Certified Default Resolution Specialist and am ready to help others in saving their credit for the future.
If you are someone you know are facing Fore-closure call me to set up a free consultation to find out your options.