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Mortgage and Lending - NMLS #94045
As of 2016, Susan is no longer practicing in the USA and retains this blog as a service. Clients may call or email for a professional realtor or lender referral in Whatcom and San Juans counties



It had to happen: My first HVCC appraisal debacle was via one of my best A paper banks.  FIRST: The borrower gets to pay a higher cost (over $500) with with a credit card online to the bank. Since can't actually lock confidentially without an appraisal (unknown timing) we place the order, pay the...
How  does a 'distressed homeowner' get themselves in financial difficulty? The number one cause of financial distress for a homeowner is loss of income; job loss being a swift and terrible experience for millions of Americans right now. Divorce and illness plays into the primary reason so many ho...
Making Home Affordable 105% Loans were introduced just this spring and the program has simply not been meeting the public need. Will 125% be the magic bullet?Homeowners seeking to refinance their Fannie Mae or Freddie Mac Mortgages quickly found that the new 105% loans were helping a minority of ...

Susan Templeton

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