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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Farm your niche market and cover all the happenings in your neighborhood
First time home buyer loans it's not just a job it's an adventure - 01/23/12 06:00 PM
Working with home buyers, especially first time home buyers, in today’s market is making “lifelong learners” out of us whether we like it or not. Makes me feel like I should have served in the Navy. They understand that “It’s not just a job it’s an adventure”Loan guidelines change more often than many people change their socks and as a result, something that may have worked a month ago doesn’t anymore. When we’re all learning on the fly, there’s going to be some turbulence and we have to learn from it, so we can avoid it the next time around.In (2 comments)
Riverside first time home buyers buying your first home is a road trip - 01/21/12 02:34 PM
If your Riverside first time home buyer resolution for 2012 is to become a first time home owner in Riverside, then it's important to realize an important fact: Buying your first home in Riverside is a "road trip" not an event. On this road trip you're going places you've never been before and Google Maps can't help you get there. There are hundreds, maybe thousands of real estate websites that will tell you the first step on the path to homeownership is to contact a real estate agent or get pre-qualified for your first time home buyer loan. Good advice, but (6 comments)
Riverside first time home buyers, smart shopping for your first time home buyer loan - 01/18/12 05:53 PM
Buying your first home in today's Riverside real estate market, can be confusing and frustrating. There's so much information and misinformation for Riverside first time home buyers to sort through that it can be difficult to separate fact from fiction. When you've made the commitment that 2012 will be the year you decide that your investment in Riverside real estate will be for you and not your landlord the next step is to determine how you're going to pay for your first home. The media and other so-called "experts" would have you believe that all you have to do to get (2 comments)
Is real estate a good investment for Riverside first time home buyers - 01/15/12 01:24 PM
Is real estate a good investment for Riverside first time home buyers? If you’re a Riverside first time home buyer and asking yourself that question, it’s almost impossible to get an answer that means anything to you and your family.The disconnected national media (on-line and offline) is no help. Their view from 30,000 feet only confuses the issue for first time home buyers who are looking at it from ground level.How does a Riverside first time home buyer evaluate the investment side of buying their first home? First, let’s define “real estate investment”A real estate ownership interest, whether a personal residence (4 comments)
Temecula first time home buyers being hurt by misinformation about down payment assistance - 01/12/12 02:34 PM
First time home buyers in California have a huge opportunity waiting for them and unfortunately many are still paying more in rent than they would for a comparable home because of the misinformation being disseminated. I'm not sure how these things get started, but I would like to take a few minutes of your time and clarify the down payment assistance programs available for California first time home buyers. Not all first time home buyers qualify for every program, but most qualify for more than one. Not every home is eligible either, but many are eligible for more than one program. (4 comments)
Rent to own the right move for Temecula first time home buyers? - 01/08/12 02:16 PM
If you’re a first time home buyer who isn’t quite ready to make that commitment. Then maybe one of the many homes available as “rent to own” might be an option for you. It will give you an opportunity to “test drive” the lifestyle and find out if homeownership is the right thing for you and your family. Before you do, however, it’s critical that you know what you’re signing up for. Rent to own, also called a "lease purchase", is just a euphemism for “lease with an option to buy”. The owner of the home agrees to sell you the (0 comments)
Help for first time home buyers-divore and your credit-handling secured accounts - 01/06/12 02:07 PM
First time home buyers are not immune from divorce, and while an unfortunate circumstance, it's important to recognize there is a "business" side to it and knowing how divorce affects your credit is as important as the actual legal proceedings. First time home buyers who let "the chips fall where they may" often times find themselves on the outside looking in when in it comes to owning their first home. Previously we talked about getting a clear picture of your credit and offered some advice on how to handle unsecured accounts. Even though your divorce decree gives the other party the (3 comments)
California first time home buyers 1% down payment assistance - 01/04/12 06:17 PM
According to a recent report from the National Association of Realtors (NAR) the average down payment made by first time home buyers is 12%. Unfortunately this type of reporting has led many first time home buyers to believe that homes can only be purchased if they have a substantial down payment. For first time home buyers, especially first time home buyers in California that can be quite an obstacle to achieving their dream of homeownership.But fortunately first time home buyers in California have help from a down payment assistance program that will help them buy their first home with a minimum (0 comments)
Divorce and your credit-help for first time home buyers-managing unsecured accounts - 01/01/12 12:07 PM
If you're a first time home buyer facing the prospect of divorce, taking the right steps now will ensure that when the time comes to buy your first home your credit won't be a stumbling block. In our first post we recommended getting a clear picture of your credit by creating a spread sheet of all your accounts (joint and separate). Your credit consists of two types of accounts unsecured (credit cards) and secured (installment loans) and each needs to be evaluated differently. Check out our video series on managing your credit Thanks to Linda Ferrari, President of Credit Resource Corporation (2 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.