Real estate blog entries tagged with mortgage by Lonnie Glessner (America's Mortgage LLC)

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Home : Blogs : Lonnie Glessner : Lonnie Glessner's Blog : Tag "mortgage"

mortgage: It's Better To Have and Not Need, Then To Need and Not Have! - 08/05/09 02:00 PM

Yesterday we learned that banks truly have the safety and peace of mind we crave when we have lots of equity in our homes or we make larger than necessary down payments. So, how can we turn the tables on the banks and regain safety and peace of mind for US?
Here's the secret-Liquidity. Liquidity is a fancy economic term for money in the bank. Thousands of companies have gone out of business, not because they are not profitable; but because they ran out of money. For instance, in June 2007 First Magnus was named one of the 20 largest wholesale … (0 comments)

mortgage: What's the Safer Loan? - 08/04/09 06:49 PM

I recently have had 2 clients trying to decide between putting the smallest down payment possible on a house or putting extra money down on that house for safety and peace of mind. Currently, the smallest down payment possible is 3.50% for a FHA loan unless you are a veteran and qualify for a Veterans loan with no money down.
I want to deal with the emotional question which loan is safer: a loan with 10% or more down or a loan with 3.50% down? If we were to poll Americans on this exact question, I would bet that 90% of … (1 comments)

mortgage: Great News For Colorado Housing - 12/06/08 01:27 PM

It was reported this week that there 14% fewer foreclosures completed in Colorado in the first 9 months of the year compared to the first 9 months of 2007. This is the first time we have seen a year over year decline since 2003. Yeah!
Kathi Williams, Director of the Colorado Division of Housing, said she is "cautiously optimistic about the future."
Second, this week TransUnion reported the delinquency rate on mortgages throughout the country as of September 30th. They define their delinquency rate as at least 2 months behind.
In Colorado our delinquency rate is 3.38% which is 15% below the … (1 comments)

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Lonnie Glessner

Littleton, CO

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America's Mortgage LLC

Address: 6534 S. Broadway, Littleton, CO, 80121

Office Phone: (303) 993-2367

Cell Phone: (303) 881-6374

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