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February 24th, we took our granddaughter to the Dungeness National Wildlife Refuge in Sequim to explore the 5.5 miles of beach that jets out into the Straights of Juan de Fuca. "At Dungeness National Wildlife Refuge, one of the world's longest natural sand spits softens the rough sea waves to form a quiet bay and harbor; sand and gravel beaches, and tideflats. Eelgrass beds in the bay and harbor provide food for Pacific black brant and a nursery for young salmon and steelhead. Tideflats teem with migrating shorebirds in spring and fall; flocks of waterfowl find food and (1 comments)
escrow federal way: Washington State Employment issues job-vacancy report - 10/08/12 12:47 PM
Employment Security issues job-vacancy report OLYMPIA – Washington employers had an estimated 52,000 job vacancies last spring, according to a new report from the state’s Employment Security Department. More than 78 percent of the vacancies were in urban Western Washington. Occupations with the most vacancies were in sales, registered nursing and customer service. Industries with the most vacancies were healthcare and social assistance, with 11,000 job openings; retail trade, with nearly 7,000 vacancies; and accommodation and food services, with about 5,600 available jobs. The findings are contained in the “2012 Job Vacancy and Hiring Survey Report,” which is based (0 comments)
escrow federal way: Washington States Department of Revenue Wins a National Award - 04/05/12 05:07 PM
Revenue wins national award for its implementation of taxpayer amnesty Washington, D.C., April 5, 2012 – The Washington State Department of Revenue has won a national award for what judges said was its swift and taxpayer-friendly implementation of a 2011 taxpayer amnesty. The Federation of Tax Administrators (FTA) today named the agency co-winner of its 2012 Taxpayer Service and Education award in recognition of how it launched the three-month amnesty period only seven weeks after the Washington State Legislature authorized it in a one-day special session. “We put a great deal of thought and work into making Washington’s first-ever tax (0 comments)
escrow federal way: Washington State To Lose 26 Weeks of Long Term Unemployment Benefits - 04/03/12 10:17 AM
Washington to lose 26 weeks of long-term unemployment benefits OLYMPIA – Washington state’s improving unemployment rate will reduce the maximum weeks of unemployment benefits from 99 to 73 for most eligible workers after April 21. The Employment Security Department will soon mail notices to all workers who are claiming long-term benefits, with information about how their benefits will be affected. “We are at a difficult point, where our unemployment rate is greatly improved, yet still relatively high,” said Employment Security Commissioner Paul Trause. “Losing up to six months of benefits will make the unemployment situation a lot more urgent (0 comments)
escrow federal way: The CFPB is Making Changes to the HUD-1 Settlement Statement - again... - 03/23/12 08:45 AM
The CFPB Is Making Changes to the HUD-1 Settlement Statement - again... Imagine a combined Truth-in-Lending Statement and HUD 1 Settlement Statement. That is precisely what the Consumer Financial Protection Board has been working on for a number of months. If this is the first you have heard about this topic, you will want to sign up for their email alerts and perhaps "friend" them on Facebook.The CFPB is proposing that this document be in it's final form and available to the borrower 3 days before signing. As you know, there are many moving parts to a HUD, including but not limited (0 comments)
escrow federal way: Earnest Money Notes Payable to Escrow - WHY? - 03/23/12 08:33 AM
Earnest Money Notes Payable to Escrow - WHY? Please do not make your promissory notes for earnest money payable to escrow/title, make the Note payable to the seller.If the buyer backs out of the transaction and the seller seizes the note for compensation, what good will it do the seller if the Note is payable to your escrow or title company?Remember that escrow is a Neutral Third Party - not a representative of either the buyer or the seller. I have seen many, many notes payable to escrow and or title. Thankfully none of these deals fell through - but in this (0 comments)
February’s drop in unemployment rate may shorten unemployment benefits
OLYMPIA – Washington gained an estimated 4,200 jobs in February, adding to the state’s gradual climb up the employment ladder, according to the state’s Employment Security Department. The seasonally adjusted unemployment rate dipped to an estimated 8.2 percent in February, down from a revised rate of 8.4 percent in January. It was the lowest unemployment rate since January 2009, when it was 7.7 percent. As a result of the improved unemployment rate, the maximum weeks of unemployment benefits in Washington will likely be reduced from 99 down to 73 (0 comments)
escrow federal way: Aviation Based High Schools. Really?? - 10/25/11 03:57 PM
Aviation Based High Schools? Aviation High School, located next to the Museum of Flight is the only aviation, college prep school in the Northwest. According to an article written by Holly Smith Peterson at the Business Examiner on September 5th, one-third of all Boeing engineers will be eligible for retirement in the next four years.The high school, pictured here will relocate students from the current Highline location and is scheduled to open in 2013. This school is focused on aviation-themed topics and projects rather than more general subject matter. Emphasis is heavy on science, mathmatics, engineering and technology. So far, AHS (2 comments)
escrow federal way: Is Your Buyer Using VA Financing? - 10/25/11 03:53 PM
Is Your Buying Using VA Financing?If so, that is terrific but just remember that the seller is then required to pay both sides of the escrow fee along with any loan finance charges that the VA buyer is restricted from paying (non allowables). I always get so surprised by how many sellers say they weren't told about this when we go over their Settlement Statement. Sellers: be sure to read your contract thoroughly so that you know what to expect at closing and make yourself some notes about the discussion you have with your broker. There is so much information to absorb (0 comments)
escrow federal way: Are you Reading Your Short Sale Approval Letters Carefully? - 10/25/11 03:41 PM
Are you Reading Your Short Sale Approval Letters Carefully? Several Banks now include an Arms Length Affidavit with their short sale approval letters which require the parties to certify "That the sale of the property is between parties who are unrelated and unaffiliated by family, marriage or commercial enterprise".One Affidavit has the buyer certifying that they will not re-sell the property within 120 days without having substantially refurbished or added value to the property and goes on to require that the closing agent will not act as the closing agent of subsequent transactions involving the property within one year of closing the short sale.The (2 comments)
OLYMPIA – With Washington’s apple harvest once again in full swing, local WorkSource centers are doing what they can to help growers find pickers. Currently, WorkSource centers are working to fill more than agricultural 1,000 job openings across Central and Eastern Washington. WorkSource offices have expanded their operating hours and opened temporary satellite offices in the middle of major farming areas. Employment specialists check in daily with local growers to assess the current labor needs, and visit gathering places in nearby communities to recruit workers. “Most growers want experienced workers who can (0 comments)
escrow federal way: It Started With A Request on Facebook for Some Assistance - 09/20/11 01:46 PM
It started with a request on Facebook for some assistance from Rhonda Gray, an agent that I had not yet met. Sure, why not? I had a couple of hours that I could spare that Wednesday morning and isn't the point of developing your business via on-line "marketing" on places like Facebook, to meet potential customers and build some relationships? Rhonda likes to volunteer at the Puyallup Food Bank and she needed some people to sort food that was brought in at the Puyallup Fair. I agreed to meet her at the new location of the food bank and the day started off with a (4 comments)
escrow federal way: Claim Your Cash.org Returns a Record Number of Refunds in Washington State - 09/13/11 05:40 PM
Revenue returns unclaimed property to a record number of claimants OLYMPIA – Sept. 13, 2011 – The Washington State Department of Revenue returned unclaimed property to a record 108,441 claimants in Fiscal Year 2011, thanks in part to a sharp increase in the number of businesses reporting unclaimed property to the state. The number of individuals who claimed property during the fiscal year ending June 30 was more than 10,000 higher than the 98,362 claims paid in Fiscal Year 2010. These individuals claimed $46.5 million in Fiscal Year 2011. Revenue Director Suzan DelBene said the number of businesses reporting unclaimed property (4 comments)
escrow federal way: International Principals are Discussed at Yesterdays South King County WCR Luncheon - 09/02/11 04:41 PM
International Principals are Discussed at Yesterdays South King County WCR LuncheonJason Watabe, John L. Scott and Jess Salazar, Benchmark Realty and Elizabeth Davidson, Coldwell Banker Danforth were the speakers. The discussion focused on the importance of email communication, the nature of some cultures need to start with a low offer (not to offend) make sure that your seller is aware of this and also asking the client if they would prefer to be referred to a broker/lender that speaks their language. Jason brought up a statistic that was somewhat surprising to me: 25% of all Bellevue buyers are Asian. 1 in 4. Flyers were handed out (2 comments)
escrow federal way: Putting Washington back to work this Labor Day - 09/02/11 01:24 PM
Putting Washington back to work this Labor Day OLYMPIA – “Success! Offer received today!” That’s just one of many jubilant messages from those who used WorkSource to get a wide variety of jobs, from aerospace to software testing and composite manufacturing. Already this year, WorkSource has helped more than 4,000 job seekers navigate the complex hiring process at Boeing and other firms through special workshops in Skagit, Snohomish, King, Kitsap and Pierce counties. In Snohomish County alone, the heart of Washington’s aerospace industry, 22 percent report getting hired after using the important skills they learned. Michael Jee of Seattle is one. (0 comments)
escrow federal way: U.S. Department of State Issuing New Diplomatic Tax Exemption Cards - 08/15/11 05:20 PM
Retailers: U.S. Department of State Issuing New Diplomatic Tax Exemption Cards OLYMPIA – Aug. 15, 2011 – Retailers should be aware that the Office of Foreign Missions in the U.S. Department of State is issuing new Diplomatic Tax Exemption Cards. The redesigned cards authorize the exemption from sales, occupancy, restaurant/meal, and other similar taxes on the official and personal purchases of foreign diplomatic and consular missions and their members in the United States. The new cards contain security features intended to defeat any attempts to manufacture counterfeit cards. The Office of Foreign Missions began issuing them in June and expects to (0 comments)
escrow federal way: The Importance of Title Insurance - 08/05/11 03:26 PM
The President of ALTA Discusses the Importance of Title Insurance Anne Anastasi, President of the American Land Title Association spoke at the Conference in Texas last month on the issue of Robo Signings and ownership.Who pays for the title coverage? The seller pays for the title coverage that insures the buyers into title and the buyer pays for the title insurance coverage that insures their lenders loan.In a previous issue, I discussed the 3 different types of owners title coverages as how they relate to mechanic liens.Here is a link to a site that offers you the differences between the Standard Title Coverage and the Homeowners Title Coverages. (Keep in mind (2 comments)
escrow federal way: Washington States Average Wage Increased in 2010 - 06/24/11 11:16 AM
Employment Security Department/ FOR IMMEDIATE RELEASE - June 23, 2011 / #11-038 Washington's average wage increased in 2010 OLYMPIA - Washington's average annual wage increased in 2010, due in part to the toll the recession took on lower-paid workers. The 2.1 percent increase pushed the average annual wage to $48,162. That's an average weekly wage of $926. "An increase in the average wage can be misleading, because it's not caused solely by raises," said Employment Security Commissioner Paul Trause. The average wage can go up when employers eliminate a lot more low-paying jobs than higher-wage jobs. It also can rise if (1 comments)
escrow federal way: Are Joint Ventures OK or a RESPA Violation? - 06/23/11 06:22 PM
Are Joint Ventures OK or a RESPA Violation? Frank and Brian with Think Big, Work Small raises the question in this episode. Personally, as an Independent Escrow Company, my thoughts are that it is a violation, especially with the years and years of title background I have (remember the OIC??) but it doesn't appear that RESPA has had time to address these yet. Real Estate Brokers are consistanty discussing the need for leads and talking about its challenges. Well, YOU are my leads and if I can't gain access into your office, I cannot provide the skill set that I have to your buyer or seller. A skill (0 comments)
escrow federal way: More and More Judges are Ruling Against Banks - 06/21/11 04:34 PM
More & More Judges Are Ruling Against Banks The implications are downright scary. According to this article from the Wall Street Journal June 1st, Judges in at least 9 States have ruled against banks in foreclosure cases. Owners are not making their payments. Why would a Judge rule against the banks?? These Courts are following the paper trail and are coming up short. The lack of Assignment documents and backdating different documents is named as a prominant activity by the "robo-signors". What is backdating? Working up a document today and signing/notarizing it as if the document was completed in the past. I have seen many people (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.