Kristina Yorke's (lowrateloans) Blog

Mortgage and Lending - ~ FL FHA Mortgage Expert



  With the ever changing mortgage market increasing credit scores and down payment requirements, it is no surprise that the U.S. Department of Housing and Urban Development (HUD) released limits on the FHA cash out refinance on March 12, 2009.   Below details the specific changes that take affect...
  The Homeowner Affordability & Stability plan was released by the Obama administration on Wed March 4th.  There were two major parts of this plan that affect the Mortgage Industry.  The first part of the plan is a modification program that Servicers will offer to borrowers with high debt-to-inco...
Finally, some much needed rain comes for our economic drought.  The good news that rolled in tonight was promising and encouraging.  Fox News reported tonight that the stock market saw its best day of 2009 today due to a report that Citigroup made a profit during the first two months of this year...
The other day I had a client tell me, I would like 100% financing and we will ask the seller to pay my closing costs when I make an offer so I don't have to out any money into the transaction.  This statement, as nice as it sounds, has become a thing of the past.   Yet there are many homebuyers w...
St Petersburg homeowners, Do you have an FHA mortgage??  Want to save money every month?  Check out the features of an FHA Streamline Refinance listed below.    FHA Streamline Refinances are hassle-free and have easy guidelines. - No income verification - No credit score requirements - No out of ...
Great news St Petersburg FL First Time Home Buyers, you can receive your tax credit even if you filed your taxes already.  Just amend your taxes and receive you $8000!NO NEED TO WAIT UNTIL NEXT YEAR !!! YES!  First time homebuyers can claim their $8000 credit this year IF they purchase before the...
After hearing all the great incentives to buy a home in 2009 - low mortgage interest rates, attractively low home prices and the $8000 the tax refund provided to first time home buyer through the new economic stimulus package - you are now ready to buy your first home.  Only one problem, you need...
First Time Home Buyers did you know that mortgage interest rates in St Petersburg FL and nationwide have dropped to near all time lows which makes mortgage payments more affordable? If you are a First Time Home Buyers in St Petersburg FL, take advantage of the following three important factors wh...

Kristina Yorke

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