Tampa Mortgage Blog - Archives June, 2007

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Mortgage Week in Review June 23-29, 2007 - 06/30/07 11:31 AM

It is an honor to be able to post my first Week in Review for my fellow Mortgage Experts here on Active Rain. I have been given the opportunity this week from David Podgursky, the Mortgage Go To Guy. I have read the past couple weeks compiled by David and Jason … (39 comments)

Mortgage Income Requirements - Alimony and Child Support Income for Qualification - 06/27/07 08:11 AM

Many individuals, in Tampa Bay and throughout Florida, going through a divorce or seperation find themselves faced with the task of qualifying for a mortgage loan with alimony and/or child support income.
In some circumstances, one spouse is to be awarded alimony and/or child support as part of the divorce decree. With … (32 comments)

Rehab Loans: Mortgage Financing for the Fixer-Upper - 06/24/07 06:57 PM

A bank owned property in Tampa, Florida; Foreclosure sale in Clearwater, Florida; For Sale by Owner in St. Petersburg, Florida...what do they all have in common? THEY NEED WORK! If you are a buyer, a seller or a Realtor and are faced with a home that needs a little "TLC"...There's a solution! … (23 comments)

Purchasing an Investment Property in Clearwater, Florida...What You Need to Know - 06/18/07 06:05 PM

Are you thinking of buying an investment property in Clearwater, Florida? Maybe you are interested in future planning for your retirement. Or, maybe you are planning to take advantage of the market in Clearwater. Whatever your long term goal for the property, there are some important guidelines to follow when purchasing … (14 comments)

ARM Nightmare: A Real Life Story - 06/15/07 06:38 AM

I want to share a story with you. It fits in perfectly with the current market and the outrageous number of homeowners who are facing the reality of adjusting mortgage rates and increasing payment.
Back in May 2005, I had a customer referred to me by another customer. He was a first … (21 comments)

Prepayment Penalties: Important Information for Buyers and Sellers - 06/12/07 08:30 PM

Some mortgage notes contain a prepayment clause. What is it? This s a clause in the mortgage that requires that the borrower pay a prepayment penalty against the unearned portion of the interest for any payment made ahead of schedule.
Lenders are forward thinkers. When a lender writes a loan, if they … (17 comments)

Pet Friendly Accomodation for Tampa Travelers - 06/08/07 07:10 AM

Many people who are looking to invest in Tampa Bay real estate like to travel to the area to look at homes and check out the area. But what about those people who travel with their pets? Personally, we always travel with our dog Rocky (isn't he cute!) and we have ran … (8 comments)

VA Loans: Should I Use My Eligibility? - 06/04/07 07:32 PM

You are relocating to MacDill Air Force Base in Tampa are are looking at housing. The biggest mortgage question you may have is: Should I use my VA eligibility for a new loan?
Here are a couple questions to consider:
1. Are you looking for a zero down mortgage or are you planning … (26 comments)

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