tampa: Tampa Mortgage Lender Begs..."Please Don't Pass Gas When I am Right Here!" - 09/06/07 03:20 PM
In my South Tampa home, we have a new rule...no passing gas! The man of the house isn't too happy about it, but it is a must. He says..."it doesn't smell"...but that's the silent but deadly part. There is no smell. Guess what...It's carbon dioxide gas and I don't want … (29 comments)
tampa: Tampa Mortgage - Road Map for Buying a Home - 07/18/07 07:49 AM
Tampa homebuyers...ever just think "Ug...the process is too much!" Many home buyers, in Tampa and throughout Florida, like to have a plan when going through the process of qualifying for a mortgage and buying a home. There is so much information available on mortgages, but sometimes it is just too much for a … (25 comments)
tampa: Mortgage Income Requirements - Alimony and Child Support Income for Qualification - 06/27/07 08:11 AM
Many individuals, in Tampa Bay and throughout Florida, going through a divorce or seperation find themselves faced with the task of qualifying for a mortgage loan with alimony and/or child support income. In some circumstances, one spouse is to be awarded alimony and/or child support as part of the divorce decree. With … (32 comments)
tampa: Adjustable Rate Mortgages - The Scary Reality - 05/15/07 02:14 PM
Did you know there are trillions of dollars in adjustable rate mortgages that are going to adjust this year alone? An even more frightening piece of information is that 1 in 2 homeowners do not know what type of a mortgage they have and worst of all, nearly 2 million homes … (9 comments)
tampa: Reverse Mortgages: Helping Senior Homeowners Move Forward in Life - 05/08/07 10:03 AM
TAMPA, FL - Senior homeowners across the nation are now turning to a new source for cash income - their home. From paying for home repairs, home health care or medical expenses to paying off an existing mortgage or credit card debt, Reverse Mortgages are providing the means for seniors to … (9 comments)
tampa: Lender Appraisals - Updates to Watch For! - 04/25/07 10:13 PM
There is an update to tell you about in our mortgage industry! This comes from the spur of tightened mortgage guidelines and it is something to watch for here in our Florida market. Many mortgage investors now are paying closer attention to the appraisals. Specifically the area on the URAR that … (6 comments)
tampa: Down Payment Assistance Programs - 04/19/07 04:58 PM
Over the past couple years, homebuyers have been able to take advantage of Down Payment Assistance Programs, such as AmeriDream, Neighborhood Gold and many others. How do they work? For example: a homebuyer is purchasing a home in Tampa for $200,000. As a first time buyer, they didn't already have established credit scores, … (21 comments)
tampa: Get Mortgage Ready...It Starts with a Plan - 03/27/07 01:03 PM
With the recent happenings in the mortgage industry and the tighter lending requirements in our industry, the big question is...Now What? "If I can't qualify for a mortgage, what do I do?" Well, first of all, it doesn't mean you are a horrible person or that you can never own a … (7 comments)
tampa: Dear Abby, Mortgage Edition - 03/21/07 10:50 PM
I'm curious... I am sure that in your business, like mine, the changes in the mortgage industry create a variety of different hurdles to overcome. I have heard comments ranging from the guideline changes to the actual mortgage lenders and brokers dealing with customers. I have a lot to say and would … (0 comments)
tampa: What is happening with the subprime mortgage market? - 03/19/07 06:42 AM
Whether I am deal with customers here in Tampa, Florida or in Michigan, I am being asked this question on a regular basis..."What is going on with the subprime mortgage market?" First, what is a subprime mortgage? For anyone who hasn't been in business for the past couple years, it was a great … (3 comments)
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In my South Tampa home, we have a new rule...no passing gas! The man of the house isn't too happy about it, but it is a must. He says..."it doesn't smell"...but that's the silent but deadly part. There is no smell. 
