tampa mortgage: Tampa Bay Mortgage Refinance | Reasons to Refinance Your Mortgage - 03/19/08 09:41 AM
Refinancing your mortgage loan can be a big decision for consumers. These days it's not just about getting a lower interest rate on your mortgage, there are many reasons to refinance.
Of course, the biggest reason: Lower your interest rate. This is one of the main reasons people refinance their mortgage. … (5 comments)
|
tampa mortgage: Tampa Mortgage | Lender Taken 'Em To The Gun Show - 09/07/07 11:56 AM
Troubled credit history, lack of income, no down payment...all reasons this Tampa lender has to flex my muscles. Oh yes, as this title states, I am dusting off my gloves and taken' em to the gun show!
In today's market, as a loan officer, I have to fight even harder for my … (22 comments)
|
tampa mortgage: Tampa Mortgage Lender Explains...What Is Happening In the Mortgage Market? - 09/07/07 10:48 AM
Everyday I am surrounded with the issues of the current mortgage industry. From customers wanting explanations to Realtors wondering how this will affect their business. I took a moment this morning to explain my feelings on what is currently happening in the industry.
Please take a moment and watch this short … (13 comments)
|
tampa mortgage: South Tampa Mortgage | Jumbo Loan Financing Takes a Beating - 09/05/07 03:12 PM
For luxury buyers in South Tampaand throughout Hillsborough County, there is a bigger hurdle for financing the dream home...the Jumbo Mortgage.
If you are not familiar with the term, "Jumbo Mortgage", it is a type of mortgage for individuals looking for a loan over the conforming loan limit. The conforming loan limit … (12 comments)
|
tampa mortgage: Tampa Mortgage Refinance | Help for Delinquent Payments - 09/05/07 02:45 PM
Being behind on mortgage payments can provide a huge hurdle for borrowers looking to refinance into a more affordable interest rate. HUD recently announced a new refinance program available through FHA called "FHASecure". The refinance program is for borrower who are feeling the effects of a subprime adjustable rate mortgage and have … (12 comments)
|
tampa mortgage: Tampa VA Mortgage | Loans Like Las Vegas...Cards and Wedding Chapels - 08/15/07 08:38 PM
Tampa veteran home seekers looking for a mortgage often call and ask general questions. The most recent question came to me over a game of cards. Let me explain...
We have very good friends here in South Tampa. They recently came over for dinner and a friendly game of Euchre. … (28 comments)
|
tampa mortgage: South Tampa Home Mortgage | Should I Pay Off My Mortgage? - 08/13/07 02:23 PM
In Tampa, Florida home owners and future home buyers have been hearing quite a bit of talk from newspapers, television and the Internet on the "Mortgage Accelerator" programs. Have you heard of them? They can go by the name "mortgage accelerator" or "all-in-one" mortgage. The product is simply a liability manger … (17 comments)
|
tampa mortgage: South Tampa | Home Goes Green ~ Eco-Friendly Pest Control - 08/10/07 03:27 PM
My South Tampa home needs regular pest control. We live in the heart of Tampa Bay and thus have lots of bugs to contend with.
While researching different pest management options, I found a Eco-friendly solution from a local pest provider, Florida Bug Runners, Inc. Dave Patrias who owns the Florida … (25 comments)
|
tampa mortgage: Tampa Mortgage | Escrow Pitfalls with Property Taxes - 08/02/07 02:52 PM
Tampa Mortgage: Escrow Information for Tampa Consumers
"The mortgage payments on my new Tampa home increased $300 this year!" This is a common phrase here in the Tampa Bay area. Many buyers are currently experiencing the pain of an increasing mortgage payment because of an escrow shortage.
Why Does This Happen?
When a … (41 comments)
|
tampa mortgage: Tampa Bay Mortgage | A Smooth Homebuying Process - 07/30/07 08:46 PM
Tampa Mortgage: Finally...the documents have been signed, the income documents have been verified by the lender, the inspections have been completed and your mortgage loan is ready to be finalized. Breathe easy, right? For most new homebuyers, now the stress begins. The commitment of the loan, the uneasy feeling of what … (23 comments)
|
tampa mortgage: I Spent Four Days Without My "BFF" | Confessions of a Tampa Mortgage Blogger - 07/23/07 10:08 PM
First, you may be thinking..."BFF, what is that?". I am really a sad story. My BFF, otherwise known as Best Friend Forever, is my laptop and wireless Internet at home. Can you believe how easily we get caught up in the ease of use of our technology?
I am a serial mortgage blogger. … (33 comments)
|
tampa mortgage: Tampa Bay Mortgage | Can't We Date Before We Get Married? - 07/16/07 06:22 AM
Tampa Bay, Florida ~ What has happened to the courting process in our mortgage services industry? I receive at least one call a week from a potential home buyer or home owner looking to refinance in Tampa and these consumers are just interested in "finding out their mortgage options".
It's okay! … (33 comments)
|
tampa mortgage: Tampa Mortgage Refinancing | Does It Have To Be So Complicated? - 07/13/07 05:11 PM
Homeowners in Tampa, Florida and across the U.S. hear the option of "refinancing" their mortgage on a daily basis. On T.V, in the mail, from friends...but what does it really mean? As a local mortgage expert, I will break down the three main mortgage refinancing options. (There are hundreds of loan … (34 comments)
|
tampa mortgage: Mortgage Solutions for Divorced or Separated Individuals | Keeping the House - 07/09/07 09:00 PM
In Hillsborough County and Tampa, Florida, many separated and divorced individuals are forced with the dilemma of how to keep the current home during settlement negotiations.
Keeping the Home Without An Existing Mortgage:
A quit-claim deed only transfers ownership of the property, which is the easiest way to transfer title from one spouse … (37 comments)
|
tampa mortgage: ARM Nightmare: A Real Life Story - 06/15/07 06:38 AM
I want to share a story with you. It fits in perfectly with the current market and the outrageous number of homeowners who are facing the reality of adjusting mortgage rates and increasing payment.
Back in May 2005, I had a customer referred to me by another customer. He was a first … (21 comments)
|
tampa mortgage: Prepayment Penalties: Important Information for Buyers and Sellers - 06/12/07 08:30 PM
Some mortgage notes contain a prepayment clause. What is it? This s a clause in the mortgage that requires that the borrower pay a prepayment penalty against the unearned portion of the interest for any payment made ahead of schedule.
Lenders are forward thinkers. When a lender writes a loan, if they … (17 comments)
|
tampa mortgage: VA Loans: Should I Use My Eligibility? - 06/04/07 07:32 PM
You are relocating to MacDill Air Force Base in Tampa are are looking at housing. The biggest mortgage question you may have is: Should I use my VA eligibility for a new loan?
Here are a couple questions to consider:
1. Are you looking for a zero down mortgage or are you planning … (26 comments)
|
tampa mortgage: Don't Buy More House Than You Can Afford - 05/28/07 11:41 AM
Today I logged onto my computer and was caught by a pop-up advertising a $350,000 mortgage for $999 a month. WOW! Normally, I shake my head and close them out. Or, when I see the advertisements on T.V., I change the channel. I had a reality check the other day when … (11 comments)
|
tampa mortgage: Down Payment Assistance Programs - 04/19/07 04:58 PM
Over the past couple years, homebuyers have been able to take advantage of Down Payment Assistance Programs, such as AmeriDream, Neighborhood Gold and many others.
How do they work? For example: a homebuyer is purchasing a home in Tampa for $200,000. As a first time buyer, they didn't already have established credit scores, … (21 comments)
|
tampa mortgage: South Tampa | Mortgage Accelerator (Home Ownership Accelerator) - 04/03/07 05:25 PM
Tampa, Florida - Home Ownership Accelerator is the new mortgage of choice for many home buyers looking for creative home financing options! Have you heard of this mortgage product...The Home Ownership Accelerator? This is a revolutionary home finance product sweeping our mortgage industry. I am starting to see more lenders, REALTORS, and … (14 comments)
|
;)
;)
