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The FICO (Fair Isaac Corp) score. That all important number lenders use to assess a borrower’s creditworthiness may soon involve information other than your credit history when calculating your credit score. Lenders, in an attempt to develop a more “well rounded” picture of a person’s finances, now want to include payday loans, evictions, child support payments, utility and even cell phone payments to the information considered when determining whether or not to loan you money. Whether you pay off a payday loan on time is not the issue. The belief is that if you use a payday loan service you represent … (0 comments)
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