What a place to call HOME! Are you looking for somewhere to live that is comfortable and enjoyable? Do you like to entertain, have parties, or be close to nightlife? How about where you could walk to a park that always has great activities going on? Well look no further, you have found it!
Outstanding corner location
Over 2600sf of living
All NEW since 2007
WIDE Townhome
2 car garage w/elec opener
Beautiful Brazilian Hardwood Floors throughout
Awesome Kitchen with center islnad
Stainless Steel Appliances
Granite counters
Solid wood cabinets
Separate Dining Room
3 HUGE Master Bedrooms
3 Full Baths
1/2 bath on main level
Separate laundry room on main level
Deck off 1 master
Dual stage HVAC for upper floors
Home Theatre w/52" LCD TV
Listed to sell at just $469,000
Leave your cars in the garage and walk to Patterson Park for all the festivals! Or spend your evenings surrounded by the night life of Fells Point or the Inner Harbor.
Beautiful views from the rooftop-city or Harbor! 1 year warranty included. Call today for your personal tour or check out the video of what could be your next home
There is still time to get in on this great opportunity in Historic Hampden!
Your own private parking, securely tucked at the end of the road, jus 1 block off the Avenue!
How many detached single family homes have you seen in Hampden? This is one of the few and nestled right in the heart of Hampden.
Walking distance to 2 parks (Wyman & Roosevelt) Just blocks to Johns Hopkins University and did I mention its right off the Avenue-just around the corner from "The Hon" Cafe! What an outstanding opportunity to get your first home utilizing an FHA 203K loan. Don't forget~~~~~THERE IS STILL TIME TO QUALIFY FOR THE $8000 First Time Buyer TAX CREDIT!!!
Investors-don't think you are left out-there is plenty of room for a profit here since its listed at only $109,000. The row home around the corner just sold for $230K!!- Seller says make an offer! Lets talk.
When settling the affairs of your loved ones that have passed, great care needs to be taken to insure that all aspects of the estate are handled properly from opening probate to the final settlement and probate closing. We will always strive to meet every need of our clients' estate settlements, we have developed a strong team to get the job done in a quick and efficient manner.
But, what about a loved one that must be put into a nursing home, long term care or hospice? What needs to be done then to protect the assets of the loved one from falling into the hands of the facility. It is of critical importance that you have the assets of your loved properly placed-via deed, title, ownership or disbursement records-so that all assests will not be granted completely to the nursing facility.
I am not an attorney, so I will not try to tell you how all of this has to be done, but I can tell you that many times-under new laws-that the family is still entitled to a portion of the assets instead of having to sign everything over to medicaid!
You must get strong legal advice-even if your loved one is already in a nursing home-because you may be entitled to receive a portion of the estate before any assets are liquidated to pay the facility care. I highly advise that you get legal counsel in the area of Elder Law before assigning any asset to a facility.
In Maryland, I can Confidently recommend Michael Hodes of Hodes, Pessin & Katz, P.A.After just a few minutes, you will understand how valuable a resource he is concerning any area of elder law!
After your discussion, then pick up the phone and call Steve 443-912-4866 to insure that the entire process can be handled flawlessly when it comes to the sale of the real estate.
Are you , a friend, or a family member struggling in this economy? Are you trying to get your finances together for your new home purchase?
I have counseled and taught debt management and money saving techniques for years, but have never taken it to the level (nor do I have the formal education) of one whom I consider to be the greatest in the area of Debt Management.
Are you ready to get out of debt? Are you in good condition to buy your first, or next , new home? Do you want to find out for sure that you are making the right choice where money is concerned?
Just thought I would pass the below information along. It was emailed to me by my attorney concerning transfer tax and recordation on short sales in Maryland.
Its a quick read but just goes to show that the "Powers that be" are always looking for a way to squeeze another dollar out of the taxpayer. I would expect other States to follow the example set by Maryland.
"As if life were not difficult enough when you are asked to handle a short sale, there is a hot new issue that will make some people scream. Our local governments have decided to collect recordation and transfer taxes on an unprecedented amount-the seller's loan balance. Because this is by definition higher than the purchase price in a short sale, the amount collected will also be higher than anticipated by anyone, and frankly, mostly unknown by anyone until the lender discloses the amounts due.
When a buyer comes along and makes an offer on property, the first thing they know is how difficult it will be to work with the short selling lender and how long it will take. Once the offer is accepted and the closing is set, you should be finished, right? Not so any more.
The recordation and transfer taxes have been traditionally calculated based upon the contract price. This makes sense because that is how the statute describes the calculation. However, now the Clerk's offices have been instructed to refuse deeds unless the taxes are calculated on the total amount of the Seller's loans outstanding! So much for the "short" sale. After weeks of calculating exact amounts, after all parties have toiled through to get the deal to closing, now there is going to be more money due in order to get the deed on record. This could run hundreds or even thousands of dollars. What do you think the buyer, seller and short sale lender are going to say to that?
The rationale being used is that the total amount of the loan is something the seller is "getting", so the tax should be based upon that amount. The statute does not say that, but even still, most short sale lenders are not letting the seller walk away from the obligation to pay. Therefore the seller is not "getting" anything.
The Maryland Association of Realtors is aware of this problem and is working closely with the Maryland State Bar Association and the Maryland Land Title Association to come to some resolution. In fact, just this week Montgomery County decided to suspend collection of taxes based on the seller's loan balance until further review. In the meantime, I would strongly recommend that in any contract related to a short sale, you assure that your clients understand this issue, and perhaps even draft the contract to reflect who will be paying these additional sums. For our part, we will be calling the Clerk's office on every one of our short sales to get a confirmation before we send out draft HUD-1's!"
For more information or a great closing attorney contact:
Kevin E. Sniffen, Esq. Covenant Title Corporation 1623 York Road, Suite 101 Lutherville, MD 21093
Office: 410-280-9700 Direct Line: 443-949-3746 Fax: 410-280-9796 Cell: 410-409-9979
It is always great to have an attorney that keeps on top of what occurs in the legislature that will effect the real estate market. That is one reason I recommend Covenant Title to everyone.
As most have probably already heard: The First Time Home Buyer Tax Credit of $8000 has been extended until April 2010! Did you also hear that an addition was made to the progam to include current homeowners to receive a $6500 tax credit when purchasing a new home?! Get ready to claim your bailout money----check the table below for the new credits.
Feature
December 1 - April 30, 2010 Rules
As Enacted November 2009
First-time Buyer - Amount of Credit
$8,000
First-time Buyer Definition for Eligibility
May not have had an interest in a principal residence for 3 years prior to purchase
Current Homeowner - Amount of Credit
$6,500
Effective Date - Current Owner
December 1, 2009
Current Homeowner Definition of Eligibility
Must have used the home sold or being sold as principal residence consecutively for
5 of the 8 previous years
Termination of Credit
Contract date on or before April 30, 2010 and
Settlement before July 1, 2010
Binding Contract Rule
So long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close
Income Limits
$125,000 - Single
$250,000 - Married
Additional $20,000 phase out
Limitation on Cost of Purchased Home
$800,000
Purchase by a Dependent
Ineligible
Anti-Fraud Rule
Purchaser must attach documentation of purchase to tax return
How would you like to take advantage of the new tax credit by purchasing a new home and not have to put ANY money out of pocket? Are you a veteran of the US Military? Are you active duty getting transferred due to BRAC, but want to set your roots for your family? Check out the Home Loan qualificationsto see if you are eligible for a 100% VA loan.
Utilizing this program and asking the seller to pay your closing costs could get you in a new home valued up to $417,000. Of course you must currently qualify for the new loan, but you get your new home with no money down, closing costs paid, and get a check back from the Government for $6500 or $8000!
Contact a lender of your choice-or if you don't know a good lender, give me a call-and you could start the ball rolling to get in your new home by the end of the year!
Gray Manor and Northshire Community Association is growing and becoming a stronger advocate for citizens in the communities. Last nights monthly meeting showed a great turnout of concerned citizens for what is happening, or should happen, within the Communities.
Officer Shipley's community crime report show detailed our low crime statistics, while explaining that what crimes were committed were mostly minor infractions and misdemeanors. This is one of the great benefits of living in these communities.
Ideas exchanged last evening with the board to aid in Community cleanup, traffic control, safety concerns and the general welfare of the citizenry were discussed. Two new committees were formed to investigate and discuss opportunities for traffic control/slowing devices and One-Way streets.
The Traffic control commitee will be headed by Board Treasurer, Stephen Luckett. This committee will look into possibilities of speed humps, limiters, slowing devices and new traffic signals at currently dangerous intersections like Trappe Rd and Page Dr. The amount of School traffic on Trappe Rd along with the amount of vehicles disobeying speed laws has made Trappe at Page Dr a very serious concern.
The One-Way streets committee will be headed by Board President, Linda Gossman. This commitee will work with the County on their street direction proposals and what would work best within our communities. Over the course of the last year, this has been a heated topic of debate, but the Board has committed to address this issue for the safety of our residents and their children.
If you are a resident of the Gray Manor or Northshire Communities, please join us for our next monthly meeting on Tuesday November 10th 2009. We meet the second Tuesday of each month (except July and December) at 6:30PM at the Gray Manor Luthern Church 212 Oakwood Rd Dundalk, MD 21222. You can check out new information, upcoming meeting, or ways you can help at our website www.graymanor.org.
Want to hear about the happenings of Baltimore County-in particular the Dundalk area, straight from those making decisions?
Join us at a special public forum-Democracy in Action-sponsored by the Norwood Holabird Community Association on Monday September 21, 2009 at 7:00pm. The meeting will be held at the Ateaze Senior Center 7401 Holabird Ave Dundalk 21222.
Scheduled for attendance are:
HONORABLE SENATOR NORMAN R. STONE, JR.,
HONORABLE JOSEPH J. (SONNY) MINNICK,
HONORABLE JOHN A. OLSZEWSKI, JR.,
HONORABLE MICHAEL H. WEIR JR.,
*Honorable Councilman John Olszewski, Sr.
*the councilman was invited but will not be in attendance due to official council session in Towson, but will be represented by a legislative member of his staff who will be in attendance
Here is a hot property-well priced-in a very sought after area! Homes in the Eastern part of White Marsh rarely come on the market and never at this price!
This 1/2 Acre wooded property is full fenced with a 1 car garage and four storage sheds! There are also 2 construction trailers on the back of the property but are not included in the sale!
The house is a 3 bedroom 1.5 bath cape cod with an added sun porch off the front of the house! Every room in the house has a vintage or antique stained glass ceiling lamp which is included in the sale!
This is an estate sale and is sold strictly as-is-the personal representative will make no repairs. Although the home is in good condition, it does need a few cosmetic repairs and upgrades.
Don't hesitate on this one-it is already getting a lot of calls for only being on the market ONE DAY! Call for your personal tour today-Be sure to check out the slide show of pictures
One of the things that I love about the real estate business is the opportunity to adjust ones schedule to meet the needs of the family!
With 10 children in our blended family, it is important to have TIME to focus on the important things in life! And of course one of the most important is the addition of our 4th Grandchild!
Aiden Christopher was born Wednesday July 22 at 6:34 pm. He weighed 7 lb 7 oz and was 19.5 in long.
The picture was taken when he was just 10 minutes old!
I had to make many schedule adjustments when we headed for the hospital Weds morning, but of course my clients were all very happy to adjust to this great event.
Of course this meant an extremely busy day on Thursday and friday to catch up the re-scheduled appointments as well as maintain the appointments I had already scheduled. Happily, all is getting done and my clients are still happy to be working with a strong, christian, family oriented Realtor.
I guess you know where my off-time will be spent-at least until he starts to walk and talk!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
e found it!
There is still time to get in on this great opportunity in Historic Hampden! 
This 1/2 Acre wooded property is full fenced with a 1 car garage and four storage sheds! There are also 2 construction trailers on the back of the property but are not included in the sale!
One of the things that I love about the real estate business is the opportunity to adjust ones schedule to meet the needs of the family!
;)
;)
;)
