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A Sellers Expectation of a short sale property - 09/28/07 10:16 AM
Selling a home a as a short sale can allow a homeowner to escape Foreclosure and to get on with their life in hopes of rebuilding their life and their credit. Sellers need to have a proven hardship and they themselves need to be able to put it in writing haven been written to have a dramatic effect on the person reading the letter and it must be true. The sellers hardship will need to be backed up by documentation of hardship plus financial statements provided such as tax returns and bank statements, etc. If the seller simply wants to move because he/she (8 comments)
Who can help me save my home from Foreclosure in Broward County Florida? - 09/23/07 06:13 PM
You know you have to do something about your home that's facing foreclosure but where do you start? First and foremost, you need to contact a REALTOR and not just any REALTOR but a Broward County REALTOR who specializes and consults in avoiding foreclosure through a short sale. You want to make sure that your REALTOR has received the proper training and is knowledgeable in the negotiations of short sales. Most REALTORS haven't received the training, as most REALTORS do not want to be bothered with short sales as they require a lot of extra work that is not typically required (0 comments)
Help from Foreclosure in Coral Springs Florida and Broward County - 09/21/07 08:26 AM
What are my options if I'm facing Foreclosure? I can't make my next mortgage payment. I've already missed my mortgage payment. My lender has sent me a Notice of Default. HELP! Are these questions that you've been asking yourself? Does this situation describe you? DON'T DELAY - ACT NOW! You do have options available to you. It costs you nothing to consult with me. Pick up the phone or send me an email. I'm sincerely interested in getting you through this unfortunate time in your life. What greater satisfaction can one have then knowing they have really helped another? Visit me at (0 comments)
Did you know this about the 1099-C and cancellation of debt???? - 09/20/07 05:25 PM
I'm being informed from a National Real Estate Training Institution on Short Sales about the following news. I'm certainly agreeing that this is a real WOW. The IRS issued a news release on Sept 17, 2007 in an attempt to clarify the 1099-C in regards to foreclosures. This will show you how the IRS determines your potential liability in a short sale or a foreclosure. How to figure cancellation of debt income 1. Enter the total amount of the debt cancelled/forgiven. ____________________ 2. Enter the fair market value of the property from Form 1099-C, box 7. ____________________ 3. Subtract line 2 from line 1. If less (20 comments)
A Buyers expectations of a short sale property - 09/19/07 08:40 AM
Purchasing a home that is being sold by the seller as a short sale can provide a buyer with a wonderful opportunity but keep in mind these things: The short sale properties quite often are priced below market value. Wow, so imagine investing in a property that has the possibility of instant equity. A number one reason and benefit of purchasing a short sale home. The seller is a distressed homeowner and will not have any money to contribute to closing, repairs, etc. And the lender does not allow the seller to have any money to contribute. With this in mind, buyers cannot (15 comments)
First time home buyers- Take advantage of historical low mortgage rates - 09/18/07 03:33 PM
First time home buyers take notice - The Federal Reserve has cut the key interest rate by a half point marking the first cut to rates in four years. Hoping to spur economic growth and give a boost to the housing slump this is a welcomed rate deduction. So those of you first time home buyers who have been on the fence wondering what should you do about buying a home - is there any question?! Absolutely! With the available homes to select from, declining prices and declining rates it makes for an optimum buyers market. Now just fine tune your (0 comments)
We are really going to be feeling the Punch of adjusting ARMS in the months ahead. - 09/17/07 03:41 PM
I spoke with a client today who's mortgage is adjusting in October by a huge amount. I about fell off my chair! How could these type of mortgages be offered to homeowners whose future income would not guarantee supporting such an increase in a mortgage payment? Shouldn't these future rate increases been approved based on the homeowners original income at time of original application? This is a homeowner who has been making his payments on time to date yet he has not acquired any equity in his home so he won't qualify for President Bush's plan. We are only seeing the tip (6 comments)
What should you expect as a buyer of a short sale property? - 09/16/07 05:58 PM
Purchasing a home that is being sold by the seller as a short sale can provide a buyer with a wonderful opportunity but keep in mind these things: The short sale properties quite often are priced below market value. Wow, so imagine investing in a property that has the possibility of instant equity. A number one reason and benefit of purchasing a short sale home.The seller is a distressed homeowner and will not have any money to contribute to closing, repairs, etc. And the lender does not allow the seller to have any money to contribute. With this in mind, you cannot (2 comments)
Buying your first home in Coral Springs and surrounding Broward County - 09/14/07 03:55 PM
You've been wondering if you should venture out into becoming a First Time Homeowner - is now the time? The answer is absolutely! When you go to purchase something do you like to pay full price or do you like to get things on sale? I bet you answered "on sale" and the housing market is offering some very attractively priced homes for First Time Homeowners that are "on sale". Go ahead and get started on the road to homeownership as now is the time! Read about my "10 Steps to Prepare for Homeownerhip". Call me at 954-464-1100 as it would (0 comments)
10 Steps to Prepare for Homeownership - 09/14/07 03:40 PM
10 Steps to Prepare for Homeownership in Coral Springs and surrounding Broward County Decide how much home you can afford. Generally, by being qualified with a lender they can advise you of how much you can afford.Develop a wish list of what you'd like your home to have. Then prioritize the features on your list.Select three or four neighborhoods you'd like to live in. Consider items such as schools, recreational facilities, area expansion plans, and safety.Determine if you have enough saved to cover your down payment and closing costs. Closing costs, including taxes, attorneys fees, and transfer fees average between 2 percent (0 comments)
How do I qualify for a Short sale of my Broward county home? - 09/11/07 03:50 PM
What is your hardship? You must be able to demonstrate a hardship. So what exactly does that mean? You need to let your lender know why you simply can not pay your mortgage. For example: You or your spouse has lost a jobYou or a family member has had a medical illnessYour interest rate has adjusted and you cannot afford your new paymentYou have gone through a divorceAnd other reasons that would demonstrate such hardshipSimply making a bad investment would not qualify as a hardship.Also, you can not have assets that you could use to make your mortgage payments; no stocks, bonds, excess (0 comments)
Short Sale Realtor - Consult with one now and don't just walk away - 09/05/07 03:43 PM
FACTS concerning what to do when you think you can't afford your home and the mortgage payments Lenders and Banks do not want to own your homeA Short Sale Realtor can consult you on your number of different options and what's best for youGet FREE advice and don't simply walk away from your overwhelming mortgage debtYou want to save your credit as best as you can by avoiding foreclosure, remember #1Get on the path to restoring your credit for future home ownershipI'm passionate about helping you get through this situation in your lifeIf your not in my immediate service area, I can certainly (2 comments)
This home is listed to be sold quickly as in pre-foreclosure. This home is located in the subdivision of Maplewood Addition; a small group of homes of one block therefore affording the new homeowner the luxury of peace and being surrounding by large lots and larger homes. The home is nearby to Cypress Park for your outdoor activities and close to downtown Coral Springs for your shopping and dining. If you're an approved buyer, we want to hear from you with your offer but don't delay if you're interested as time is of the essense here! Please visit my (2 comments)
No equity in Broward County home and need to sell home - Short sale? - 09/01/07 12:37 PM
Now what? This doesn't sound like a good position to be in but you're not alone as many homeowners are in the same boat. If you're upside down on your home; owe more than it's worth, you're facing a very unfavorable situation to say the least. Fearing foreclosure you're searching for answers. Don't fret, you have choices and please don't simply walk away from your home. Call a short sale consultant who can give you some direction. Actively working in the the short sale market as a Short Sale Realtor, I would feel great knowing that I could help you out (0 comments)
Coral Springs Realtor,Coral Springs Short Sale Expert, Coral Springs Short Sale Realtor, Coral Springs Short Sale Specialist, Coral Springs Florida Real Estate Agent, CDPE, Certified Distressed Property Expert, Foreclosure Options, Selling home in Coral Springs, Selling house in Coral Springs, Coral Springs Homes for sale, South Florida Real Estate Agent helping Home Sellers and Buyers in Broward, Palm Beach and Dade counties. Keller Williams South Florida Real Estate Agent
Tips for Selling a home in Coral Springs and South Florida. Buying a home? Make sure you know what needs to be done here in South Florida when Buying a home.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.