mortgage shopping: Purchasing A Home? Take this Doctors Advice - 06/25/11 02:14 PM
Not Knowing is Not Better - this is for buyers thinking of purchasing a home. This post really 'hits home' as most buyers really don't know what mortgage financing entails or if there are some 'bumps in the road' how to get them fixed quickly.
A case in point about my own recent buyers - One said there will be NO problems with financing BUT it took 3 weeks for him to get preapproved. If you are looking in a fast moving price range do you think the seller is going to wait for you? I'm afraid your mistaken if … (4 comments)
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mortgage shopping: A True or False Mortgage Quiz - Dispelling those Rumors Surrounding Mortgages ... - 05/20/11 05:02 PM
So you're a first time home buyer and you want to begin your home search soon. You've 'heard' on the street that you must be preapproved first because no one will take you seriously otherwise.
But what do you really know about the process? Do you know how it works? Obviously buyers are VERY confused based on some recent polling information. Most buyers are ill informed on even the most basic mortgage financing details.
So what to do? First, go to school and begin your learning process today. Call a good loan officer that will sit down and explain the … (4 comments)
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mortgage shopping: How to find a great mortgage interest rate ...... - 09/27/10 11:02 AM
Looking for a mortgage? Confused, perplexed, and be-twixt?
Trying for the 'lowest rate' isn't always the best idea. Getting the best deal for you takes many things into consideration. 'Collectively' what is best for you?
This post by Jeff Belonger, gives a great explanation on how to shop for that rate and feel good about the results.
Via Jeff Belonger-The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans ( - FHA Home Loans - Infinity Home Mortgage Company, Inc):
Shopping for that best interest rate. First off, you need to be careful … (1 comments)
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mortgage shopping: Newest Discrimination: PREGNANCY and Your Mortgage App - 08/14/10 11:11 AM
Schaumburg Home Buyers, IF you hear this ... get up and walk out of your loan application!
Can we say gender discrimination?
There are many great lenders who would not ask that question. Contact me to find out about a lender who would not subject you to this discrimination!
Via Erica Ramus - Realty Executives / Pottsville PA Real Estate:
I closed on a house today where the buyer was asked by BANK OF AMERICA about their future child plans! Not if the wife was pregnant now, but FUTURE plans.
This is a young couple moving from their first to second home. At the last … (0 comments)
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mortgage shopping: Refinance That ARM? Don't follow the Herd Mentality - It May Be Adjusting To Under 3 Percent - 03/10/10 08:22 AM
There has been such hype and 'nasty' news over adjustable rate mortgages but there could also be a positive side for your well worn wallet! What if your rate adjusts down to 3% or below? I don't know about you but dump your strategy to refinance! Check out your loan before you 'join the herd mentality' to refinance.
Do what is best for you with what is happening in today's market. This post is from a loan officer in the Houston Area, Tommy Xintaris, and he has many valid points.
Enjoy his thoughts on this topic.
Via Tommy Xintaris FHA VA … (5 comments)
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mortgage shopping: Mortgage Rate Shopping Tips - 10/21/09 02:50 PM
I think that shopping for a mortgage lender is one of the hardest things to do but Bill Ladewig from San Diego gives you great advice and a few tricks. Ask each lender for the same information so that you can shop them comparatively!
Educate yourself before you begin shopping and don't forget to ask alot of questions if you don't understand. And then keep asking questions until you do and feel comfortable with the process.
Via Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970:
Education is the Only Sure Consumer Protection
Realtors, We Must Teach Your … (1 comments)
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