Snohomish County, WA FHA and VA Loans

Home For Sale, Hamilton On Hunter!  Ooltewah, TN.   Lovely 3bed/3bath home for sale in the Hamilton On Hunter subdivision in Ooltewah, TN.  The home is for sale by owner but the owners have expressed a willingness to work with real estate agents representing interested buyers.  The Hamilton On Hu...

I believe it was Reagan that said the 9 most dangerous words in the English language are “I’m from the Government and I’m here to help”.  Well, they’re at it again.  Earlier this month there was an increase to FHA mortgage insurance premiums.  Then followed by the new Fed laws on bank compensatio...

Zero Down Home Loans in Nashville, TN are still available.   People ask me all the time if they can buy a house for no money down and the answer is a definitive “yes”. It’s still out there, it’s just not as “out there” as it once was.  As I’ve written in previous articles, Sub-Prime loans have go...

This is an outstanding blog post by Gabrielle Kamahele Rhind, a real estate agent out of Tuscon, AZ.  Mortgage loans are certainly not free and as a consumer you have the right to question just what it is you are paying for.  The banks and lenders that are using these practices are directly viola...

Mortgage Rates.  When Should You Pay Discount Points?   As rates have started creeping up a bit I have been getting asked more frequently about the option to “buy down” or pay points for a lower rate. Discount points are an effective way of reducing your interest and monthly payment, however they...

Just like everything else, the price of an FHA loan is going up.  I'm sure a good percentage of you are aware, but for those who are not, as of Monday, April 18th, FHA will be increasing their mortgage insurance premiums by 25%.  For those of you considering a home refinance or new purchase loan,...