agent: Low Mortgage Rates - A Great Time to Sell or Buy in the Albuquerque Area
- 02/01/16 11:28 PM
Despite the FED raising its interest rates for the first time in many years... They are still at near historic lows and it's worth bearing in mind they are currently less half what they were in 1990! Despite many predictions to the contrary, the diminution in Federal support for the housing market just hasn't resulted in the anticipated big hike in interest rates. A cocktail of variable economic indicators and uncertain international affairs have certainly contributed to keeping rates at such affordable levels. This is a continuing feel good news story for both buyers and sellers. Home seekers are still finding that the cost of … (1 comments)
The thought of the long term commitment of a mortgage can of course be frightening, but if you're renting, in many ways you're already paying what amounts to a mortgage. Problem is, you are building the equity of your landlord every time you pay your rent. And consider this - if you stay in the home you buy for more than ten years, you could literally save yourself hundreds of thousands of dollars, bearing in mind current interest rates and property value appreciation levels. Still need to be convinced? Well click here and punch in some likely figures into Trulia's Rent vs. Buy calculator and you'll very graphically … (1 comments)
We won't paper over the cracks, choosing a home can be a nightmare - if the process is not handled in an organized and thorough manner. Everest Peak Realty @ Keller Williams exists to make the path to home ownership as smooth as possible, turning a nightmare into a pleasant dream. We're experts in knowing what's available in the Albuquerque area - even if it's unlisted. We also know if the home you're considering is incorrectly priced. We can also guide you through the maze of financing options that may be open to you and negotiate the price and terms you want. At the … (0 comments)
agent: Six Steps to Buying Your Ideal Albuquerque Area Home
- 01/25/16 09:35 AM
At Everest Peak, we aim to make the entire process easy and enjoyable, using a simple six point plan to get you into the home of your dreams: - 1. Hire Us - We will sit down with you to examine market conditions and what you need from your next home. 2. Secure Financing - We will put you in touch with top Albuquerque home loan professionals, so you can be pre-approved for your mortgage. You'll know how much you can spend and your offer will be taken much more seriously by the seller. 3. Narrow Your Search - It sounds obvious, but many … (0 comments)
agent: The Real Cost of Discount Brokers
- 01/25/16 09:17 AM
An approach by a broker offering you a hefty discount for selling your home is, of course, going to grab your attention. But consider this - that extra one or two percent you saved may actually cost you a sale... Houses listed with discount brokers are historically more likely to expire, end up unsold and with a very unhappy seller. Just about anyone can put a house on a multiple listing service and stick a sign in the yard. Sadly that's all the service they may provide to you. A full service professional agency like, Everest Peak Realty goes an awful lot further to … (0 comments)
agent: The Value of Being Pre-Qualified
- 01/21/16 12:37 AM
When embarking on the search for the perfect home, you are very strongly advised to get pre-qualified for a home loan. If you're wondering why, just read the following very compelling reasons for doing so: - A better relationship with the seller You need to sell yourself to the seller. You'll stand a much better chance of being taken seriously if you are pre-qualified for a home loan that covers either the asking price or the amount you're prepared to offer. A smoother transaction Waiting until you find the home of your dreams and then starting to apply for finance is only going to delay … (2 comments)
agent: Guidelines for the First Time Home Buyer
- 12/29/15 11:39 AM
The first time buyer arguably faces more challenges in the house buying process than any other type of home purchaser. This is largely due to inexperience and the difficulties of predicting the unpredictable in advance. On the basis that forewarned is forearmed, here's a simple guide of what to watch out for on your home buying debut. 1. Make sure you completely understand your finances so you absolutely understand what you can afford, leaving a suitable buffer for unplanned costs. 2. Don't forget that the home buying process also has a number of costs associated with it, including appraisal, credit report, escrow and notary … (1 comments)
agent: What To Do - and What Not To Do - When Your House is About to be Viewed
- 12/29/15 11:13 AM
In our last blog we went through some really useful preparation tips that will help to sell your home. Today we're looking at the next, critical, stage, when a prospective buyer comes to view your home. This is the point when all the work we suggested you undertake in our earlier blogwill begin to pay huge dividends - but we're not done with great advice yet! Below are four more important things to do before anyone arrives: - Never stay in your house with house hunters: Avoid being present in your home when it is shown. The potential buyer will feel like an intruder and will hurry … (0 comments)
agent: What You Should Expect Your Realtor to Do for You
- 12/29/15 08:25 AM
Hiring a Realtor for the critical job of selling your home is a really key decision. Get it wrong and there could be some serious consequences, in terms of a home remaining unsold for longer than you would like and/or not achieving its optimum price in whatever current market conditions happen to be. It would be very accurate to say that not all realtors are operating in an equal way. Not by a long measure. Your search for the right realtor for you will be considerably enhanced if you know exactly what you should be expecting your Realtor to do for you. At the … (4 comments)
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