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florida keys short sale expert: FLORIDA KEYS SHORT SALE: 18 CORAL LAGOON SINGLE VACATION HOME - 04/28/10 10:17 AM
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florida keys short sale expert: FLORIDA KEYS SHORT SALE UPDATE: WELL FARGO CLOSES SHORT SALE FILE BECAUSE SELLER MADE PAYMENTS - 02/17/10 02:13 PM
LESSONS FROM THE SCHOOL OF HARD KNOCKS:
I have been working a Florida Keys short sale for a number of months. The first thing I require my sellers to do is speak with their lenders to make sure they are eligible for the process. I direct them to ask their lenders if they must be behind on payments and if so how far.
On this particular short sale, Wells Fargo, is the first lender. We have approval letters from both the first and the second and I am just waiting for the seller to sign off. But this morning the negotiator … (1 comments)
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florida keys short sale expert: ANOTHER FLORIDA KEYS SHORT SALE APPROVED BY COCO PLUM REALTORS - 01/13/10 01:25 PM
FRUSTRATED FLORIDA KEYS SHORT SALE HOMEOWNERS FIND SAVING
GRACE WITH KELLY WILLEY
(The Tale of Yet Another FLorida Keys Short Sale Approval)
Many Florida Keys vacation homeowners are finding themselves in the unpleasant position of being upside down on their homes, they owe more than the market value, and require a SHORT SALE SPECIALIST. Well, just like the owners of a recent Big Pine Key property found out, calling Kelly Willey, SHORT SALE EXPERT at Coco Plum Realtors is an excellent solution.
These homeowners had a first mortgage with Wells Fargo for over $500,000 and a second with Bank of … (0 comments)
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florida keys short sale expert: Short Sale approval from Wells Fargo Like Birthing a Baby - 06/15/09 04:59 PM
After months of indigestion, anxiety and moodswings I finally got loan approval today on a Wells Fargo short sale. I feel like I birthed a baby! I went through the highs of getting a cash offer to the lows of being told the offer wasn't good enough to finally getting the prized bouncing baby bundle the approval letter.
So now as I wait for closing I wonder if I will get post partem depression or post approval blues? At least my indigestion has gone down and my tummy is flat!
I can't imagine the stress the short sale negoiators are under … (6 comments)
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florida keys short sale expert: FLORIDA KEYS SHORT SALES: KEY COLONY BEACH SHORT SALES - 03/29/09 03:48 PM
HERE ARE ALL THE KEY COLONY BEACH SHORT SALES
IF YOU NEED TO CONSIDER SELLING YOUR HOME AS A SHORT SALE IN THE FLORIDA KEYS, FIRST CALL YOUR MORTGAGE COMPANY TO SEE IF YOU CAN DO A MODIFICATION, IF NOT, CONTACT YOUR ATTORNEY, CPA AND THEN CALL ME TO SEE IF YOU MAY BE ELIGIBLE FOR A SHORT SALE IN THE FLORIDA KEYS.
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. For all your real estate needs … (1 comments)
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florida keys short sale expert: Florida Keys Short Sales: What is Selling? Short Sale Statistics - 03/14/09 09:15 PM
Florida Keys Short Sales What is Selling in the Florida Keys Short Sale Market?
Thinking of Selling your property in Florida as a Short Sale?
Call an Expert in the Short Sale Process
CMA: Statistical Summary Florida Keys Short Sales 2009 year to date:
FLORIDA KEYS SHORT SALES
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. … (0 comments)
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florida keys short sale expert: Florida Keys Short Sales: Sellers Package Authorization to Release Information - 03/12/09 12:23 PM
In an earlier post:
Florida Keys Short Sale Sellers Package I talked about how a seller can be prepared for the Short Sale process in the Florida Keys. Here we will talk about the form you will need to complete to allow your real estate agent to discuss your loan terms with the lender.
AUTHORIZATION TO RELEASE INFORMATION
Date: ________________________
I/We the undersigned, being the owner(s) of the real property commonly known as:
____________________________________________________(property address)
do hereby authorize our lender(s),
_________________________________________(name of 1st mortgage lender) (loan #)
_________________________________________(name of 2nd mortgage lender) (loan #)
and their … (0 comments)
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florida keys short sale expert: Florida Keys Short Sale Seller Package: Family Expenses Form - 03/12/09 12:02 PM
In an earlier post:
Florida Keys Short Sale Sellers Package I talked about how a seller can be prepared for the Short Sale process in the Florida Keys. Here we will talk about your financial information.
Most lenders require you to complete a standardized form itemizing your income, monthly expenses and assets. If your lender does not provide you with a Monthly Income and Expense form this one (Freddie macs form 1126) will usually suffice:
Family Monthly Expense Form
Use this form when your lender has not provided their own Short Sale Monthly Expenses form.
FLORIDA KEYS SHORT SALES
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florida keys short sale expert: Florida Keys Short Sales and Foreclosure Statistics - 03/09/09 04:17 PM
Unfortunately, in the Florida Keys, and elsewhere I would assume, short sales are not closing at as high a rate as foreclosures and other listings. Only 14.46% of Florida Keys short sales closed in the last 6 months as compared to 33% of REO or foreclosure properties.
Why is this? First reason I see is that the agent that is handling the short sale listing is unskilled in the process and has not researched and determined IF the owner is eligible for a short sale. Sellers need to interview their list agents and not just call an agent that they have used … (5 comments)
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florida keys short sale expert: Florida Keys Short Sales Marathon Luxury Pool Home $875,000 - 03/08/09 02:30 PM
Short Sale in the Florida Keys
Marathon, Florida Keys, 33050
1016 100th Street
$899,900
$875,000
3 Bedrooms
3 Baths
Pool
Oceanviews
FLORIDA KEYS SHORT SALES Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. Kelly Willey is the broker and began her real estate career in 1989 in Baltimore, Maryland and Long and Foster Realtors. She rose quickly to the top of her office and was the Rookie of the Year in 1989 with Coldwell Banker. Over the … (1 comments)
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florida keys short sale expert: Florida Keys Short Sales and Foreclosures: Loan limits raised!!! - 03/04/09 07:48 PM
Mortgage guidelines for Florida Keys real estate are changing daily, on Jan. 1, 2009 the conforming jumbo loans limit of $729,750.00 was eliminated, it was replaced with a product called High Balance Loan limit for high cost markets. For Monroe County (all the FLorida Keys) we were reduced down to $529,000.00.
As part of the new Stimulus Plan the Federal Housing Finance Agency has reinstated the $729,750.00 loan limit for Monroe County. The GSE’s, (Government Sponsored Entities) meaning FHA and VA have not announced this yet, but they will follow.This is good news for anyone wishing to purchase a Florida Keys … (0 comments)
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florida keys short sale expert: Fannie Mae Announces an end to Commission Slashing on Short Sales - 03/02/09 04:15 PM
Fannie Mae stops cutting real estate commissions in a short sale WASHINGTON - March 2, 2009 - Real estate commissions are now protected in some short-sale transactions. In response to Realtor concerns, Fannie Mae announced that "preforeclosure sales may not be conditioned upon a reduction of the total (real estate) commission," providing the total commission does not exceed 6 percent. The policy became effective March 1. FULL STORY Fannie Mae announced today that they are pioneering a plan to stop cutting real estate commissions as part of the short sale agreement. At last a policy that will have a win-win effect … (3 comments)
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florida keys short sale expert: Short Sale Florida Keys Marathon Duck Key - 02/28/09 06:01 PM
Short Sales in the Florida Keys are selling take this one in Marathon: 7026 Harbor Village Dr CS-183,
Duck Key, Marathon, FL 33050
According to Flexmls was listed for $302,000 and sold for $302,000 in February 2009
Coco Plum Realtors are your Florida Keys Short Sale Experts. Give them a call to discuss your Florida Keys short sale real estate needs.
Coco Plum Realtors is small family owned and operated real estate business in Marathon, Florida. They were founded on the principles of hard work and serving others first. Kelly Willey is the broker and began her real … (0 comments)
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Kelly Willey Florida Keys Luxury SHORT SALE AGENT
Marathon,
FL
More about me…
Coco Plum Real Estate, Kelly Willey, FLORIDA KEYS
Address: 10875 Overseas Hwy, 110, Marathon, FL, 33050
Office Phone: (305) 432-9754
Cell Phone: (410) 937-5561
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