John Occhi is right... this is pretty funny. Out of all this mess I do still find this funny.

Kringle Shoppe is returning to the quaint village of Applebachsville in 2009!

WHERE: Bucks County Latvian Church 1142 Apple Road Quakertown, PA  

Friday,  December 4, 2009                   1:00 PM- 8:00 PM
Saturday, December 5, 2009             10:00 AM- 4:30PM
Sunday, December 6, 2009                12:30 PM - 4:30 PM

The hall is transformed into a spectacular array of unique fine art, music, literature, sculpture, handwork, home décor and fabulous baked goods, ALL 100% made to sell by talented residents of Haycock and the contiguous townships.

Paintings, Pottery, Jewelry, Photography, Blown Glass, Candles,  & Many More Unique Hand Crafted Items.

Carriage Rides Thru Applebachsville With Belgian Horse On Saturday 10:00-2:00 & Sunday 1:00- 4:00. 

Listen To Music. Buy Books About Haycock. You Can Find More Info at Haycock Historical Society

One Of The Hardest Things About This Economy Is Paying The Bills. For Most People The Biggest Bill Is Your Mortgage.  No Matter How Hard You May Try It May Be Impossible To Pay. This Will Leave Most People Stressed Out And Left Not Knowing What To Do.  Here Are Some Options That May Be Helpful To Bring You Some Answers That Are Much Needed. Not Everyone Is What You May Want To Hear But Think About Your Future. Sometimes The Changes You Make Now Will Make The Future Look Brighter.

SHORT SALES: If You Know or Find Out Your Home Is Not Worth What You Owe On Your Mortgage Your Best Option Is To Do A Short Sale If You Need To Sell. Listen To Your Real Estate Agent About Pricing. The Closer You Are To Your Market Value The Better Chances Of An Offer. Make Sure You Or Your Real Estate Agents Gets The Paperwork For The Short Sale From Your Lender(s). The Short Sale Paperwork Is Questions On Why You Can No Longer Afford Your Loan. You Must Provide A Hardship Letter And Documentation On Income, Debits, & Assets.  Once You Get An Offer The Bank Will Need To Approve It. You Will Still Be Able To Negotiate With The Buyer But The Bank Will Have Final Approval. The Bank May Also Counter The Offer.

LOAN MODIFICATION:What If You Were Out Of Work For Awhile But Have A New Job Now With Either Less Pay or While You Were Out Of Work You Got Behind On Your Payments? A Loan Modification Or A Refinance May Be What You Need. Whether You Had An ARM - Adjustable Rate Mortgage or Your Can't Afford Your Current Payment You May Qualify. Your Lender Will Send Out Paperwork Which Is Very Similar To The Short Sale Package. They Will Review What You Have Based On Income and Will Also Check Your Outstanding Debits Thru Your Credit Report. The Can Make Adjustments To Your Loan Amount. You Will Have A 3 Month Trial Period To Make Sure Your Payments Are On Time. Here is a Website That May Help You Understand More About Loan Modifications.

 FORECLOSURE:  In Pennsylvania, The Lender Must Send A Notice Of Intent To Foreclose Before Any Foreclosure Proceedings May Begin. The Notice Should Not Be Sent Until The Borrower Is At Least  60 Days Behind In Their Mortgage Payments. In The Notice, The Lender Must Make The Borrower Aware That His Or Her Mortgage Is In Default. This Notice Is Called An Act 91 Letter. Homes Are Sold By Sheriffs' Sale. If No One Bids At The Auction The Bank Will End Up Owning The Property. There is No Right Of Redemption Period In Pennsylvania.

Now That You Understand Your Options Please Feel Free To Call Marcie Purcell 215-534-2539 and Linda Tremblay 215-534-2369 with Long and Foster Real Estate, Inc.  We Can Provide You With More Knowledge To Make Sure You Choose The Best Options For You!

Great News For The Repeat Buyer!  There Are Many Homeowners That Have Had The Urge To Move But With The Way The Economy Is It May Have Made Sense To Stay Where You Have Be Comfortable Financial. 

Now Home Prices Are More Affordable In Price Ranges That Were Out Of Reach For Some In The Past.   How Does The New Tax Credit Work? Here Is A Review And If You Have More Questions You Can Read More About It Here!

• A Buyer Must Live In Their Previous Home As A Principal Resident For 5 Consecutive Years Out Of The Last 8 Years.
•  The Tax Credit Does Not Have To Be Repaid Unless It Is Sold Before 3 Years Of Ownership or It Was Not Used A Principal Resident.
• Tax Credit is Equal To 10 % of the Home's Purchase Price up to $6500
• Tax Credit Applies To Homes At $800,000 or Less
• Single Taxpayers with incomes up to $125,000 Qualify for Full Tax Credit
• Married Couples with incomes up to $225,000 Qualify for Full Tax Credit
• Credit Is Available for home purchased after November 9, 2009 and needs to be under contract by April 30, 2010. The Buyer Must Settle By June 30, 2010.

Bucks and Montgomery County Pennsylvania Buyers and Sellers Can Call Or Email Marcie Purcell 215-534-2539  Emai: Marciepurcell@yahoo.com  & Linda Tremblay 215-534-2369 Email: Linda@Tremblay.com With Any Questions or Schedule Appointment To See Homes!

This Past Monday My Friend Who Was Up From Maryland Called To See If I Could Come Out And Play! Since I Am A Self Employed Realtor And Had One Showing In The Morning I Said Sure I Can. 

The Weather Was Beautiful For A Mid November Day & She Loves Ringing Rocks In Upper Black Eddy, PA We went for A Walk Thru The Rocks and Woods. We Hung Out By The Waterfalls. It Was A Great Time! I Got To Hang Out With One Of My Best Friends, Enjoy Nature, And Relieve Some Stress Just By Breathing In Some Fresh Air.

Ringing Rocks Is Located In Bridgeton Township PA. Here is A Great Website To View On The History Of This Site.  If You Are Ever In Bucks County And Are A Nature Lover You Must Make Time To Go Wander. There Is A Great Campground Down The Road.  The Rocks Ring When You Hit Then With A Hammer.

If You Are Looking For Real Estate In The Upper Bucks County Region Marcie Purcell 215-534-2539 & Linda Tremblay 215-534-2369 Can Help You Find A Home That Will Fit Your Needs For The Nature Lover In You!!

Call Today About 3 Providence Ave Doylestown, PA 18901 $215,000

3 Bedrooms 2.5 Baths. Spacious End-Unit. Move-in Condition. Available Immediately. Eat in Kitchen. First Floor Powder room. Livingroom Fireplace. Patio Doors lead to Deck and Fenced Backyard. Second Floor Laundry. Attic Storage. New Carpet, New Water Heater, New Kitchen Counter in 2009. New Oil Tank in 2007. End-unit offers an Extended Yard, More Natural Light, and More Parking. This Location is Right Outside of Doylestown Borough. Enjoy Night Life and Community Events. If You Are A Nature Lover Lake Galena and Peace Valley Park Are About 10 minutes Away! Central Bucks School District. $215,000

Listed By Long and Foster Real Estate, Inc. 215-348-0000 Contact Marcie Purcell 215-534-2539 and Linda Tremblay 215-534-2369 For A Showing Today!

I NEED To make 2010 the best year ever. Here we are at the last quarter of 2009. I am reflecting back on my listings and sales.  I need to figure out what to carry over to 2010 and what to lose or improve that didn't work so well. 

First I needed to get organized. I started to use a nice simple three ring binder last week,  The ones that we had to use in school. This one has 4 pockets,I can put my notebook in it and I can use the front like a clipboard with a nice clip on the front!  Now I don't have to carry around all my folders just things I really need. I went thru my lead/note book and highlighted important numbers & email. I have also put the real important ones in my phone.

I have evaluated where I am getting such leads from so now I know what is working and needs to be done for next year.

• I have decided to keep farming the neighborhood. 
• I also am going to keep contacting local banks for REO listings. I am searching for investors that know this is a great time to buy real estate.
• I either need to stop mailing to the sheriff sale list or tweak my method. My thought may be to pick a handful and knock on their door.   
• Open Houses. They do work. They are not my favorite, never have been but I need to do them. I need to dress my best, smile, & let every buyer that walks thru the door know how great the house is. If the house isn't right for them then I need to let them know why they should hire ME as their buyer's agent!
• Social Media: Activerain, Facebook, keeping my website up to date with information on the real estate market, localevents, etc.
• Sphere of Influence needs to know I am in real estate and I am here to stay. 
• Work where I feel more productive that day. Somedays I just really like working at home, making phone calls, & playing on my websites. Other days I feel if I get dressed up and go into the office I will get more done. I'm just trying to make it a good day!
• Face to face contact.  Expired & FSBO.

At the moment there are my targets for 2010. What Are Yours? I would love to hear what others are doing to make 2010 A Great Year!

If you are a buyer or seller in the Bucks & Montgomery County Pennsylvania I would love for you to be a part of my best year to come! Contact Marcie Purcell 215-534-2539 and Linda Tremblay 215-534-2369 

2529 Old Bethlehem Pike Sellersville, PA 18960  Just Listed $225,000

New Listing! East Rockhill Township: Large 3 Bedroom 2.5 Bath 2200 Square Foot Single Home on 1 Acre. This Home Has A 3 Bay Detached Garage With A Second Story. Great Workshop & Storage. Large Shed. The Living Room is 19 x 17 Which Features A Stone River Rock Fireplace. There is A Newer Powder Room and Updated Kitchen on the Main Floor. The Second Floor Has 3 bedrooms and 2 Full Baths. There is an Attic For More Storage. The Exterior of The Home Has A Front Porch, Back Deck, & Vinyl Siding. Bank Owned Listing Sold As-Is.

Do you what to know about more bank owned homes, short sales and preforeclosure? Call Marcie Purcell 215-534-2539 & Linda Tremblay 215-534-2369. Great way to buy a fixer upper!