WHAT DO I DO FIRST IN THE HOME BUYING PROCESS IN ST MARY'S COUNTY MARYLAND? - 02/28/11 08:51 PM
YOU want to know WHAT DO I DO FIRST IN THE HOME BUYING PROCESS IN ST MARY'S MARYLAND?
YOU might think the answer is FIND A HOUSE FOR SALE in Leonardtown, Mechanicsville, Hollywood, California, Lexington Park or anywhere in St Mary's County Maryland, but FINDING A HOUSE FOR SALE is not really the first step in THE HOME BUYING PROCESS.
The first step YOU need to take in THE HOME BUYING PROCESS is to obtain financing information.
Why do YOU need to know your financing information right up front?
Because YOU don't want to be disappointed.  YOU don't want to find the … (0 comments)

ST MARY'S MARYLAND EASY SEARCH FOR HOUSES FOR SALE IN LEONARDTOWN, MECHANICSVILLE, CALIFORNIA, LEXINGTON PARK, HOLLYWOOD MD - 02/24/11 09:03 AM
ST MARY'S MARYLAND EASY SEARCH FOR HOUSES FOR SALE IN LEONARDTOWN, MECHANICSVILLE, CALIFORNIA, LEXINGTON PARK, HOLLYWOOD MD
WELCOME TO MY NEW WEBSITE
At last a HOUSE SEARCH that takes YOU straight to ST MARY'S COUNTY MARYLAND.
YOU can immediately refine YOUR HOUSE SEARCH
 Find HOUSES FOR SALE IN LEONARDTOWN, MECHANICSVILLE, CALIFORNIA, LEXINGTON PARK, HOLLYWOOD MD and more.
Save SEARCHES
YOU can easily change your HOUSE SEARCH to find HOUSES FOR SALE in neighboring Calvert and Charles County MD
I am Margaret C. Taylor REALTOR®  in St Mary's MD.
YOU need a Buyer's Agent to represent YOU.
I am qualified to help you buy your next … (0 comments)

LEONARDTOWN MARYLAND HOUSE FOR SALE IN AVENMAR - 02/24/11 07:39 AM
Sorry SOLD June 2011 Go to HOME SEARCH for more Houses For Sale
 LEONARDTOWN MARYLAND HOUSE FOR SALE IN AVENMAR
   CALL or TEXT   MARGARET C. 301 481 8407 
YOU will need a Buyer's Agent to represent YOU. 
This spacious 5 bedroom, 4 bathroom HOUSE FOR SALE is situated on a private wooded lot in the AVENMAR COMMUNITY.  REDUCED to $525,000. 

 
The entrance way is inviting with it's high ceiling and hardwood floor.  The Great Room has an open second story and gas fireplace.  There is over 3,990 sq ft of living area, with a full finished basement, storage and oversized garage.
… (3 comments)

INCREASED COST TO BUYER'S USING FHA BACKED LOANS - 02/19/11 03:29 PM
There will be an INCREASED COST TO BUYER'S USING FHA BACKED LOANS.  New Buyer's using FHA-insured mortgage loans may see an increase in their monthly payment
This is not due to interest rates increasing but due to increases in the annual mortgage insurance premium PMI.
 Read the February 17, 2011 RISMedia article  FHA Takes Steps to Bolster Capital Reserves to find out more about these changes.
I am Margaret C. Taylor REALTOR® sharing information and events in St Mary's MD.
I am qualified to help you buy or sell your home.  YOU need a Buyer's Agent to represent YOU.
ASK A QUESTION … (1 comments)

CALIFORNIA MARYLAND NEW CONSTRUCTION INCENTIVES INCLUDING $12,000 IN CLOSING COSTS - 02/19/11 03:25 PM
If YOU are interested in CALIFORNIA MARYLAND NEW CONSTRUCTION INCENTIVES INCLUDING $12,000 IN CLOSING COSTS YOU need to act NOW.
CALL or TEXT MARGARET C.   301 481 8407   YOU need a Buyer's Agent to represent YOU.
For a limited time the Curtis NEW HOMES FOR SALE in The Woods at Myrtle Point are extending the INCENTIVES:
FREE GAS FIREPLACE;  FREE HARDWOOD FOYER; FREE GRANITE & STAINLESS APPLIANCES IN THE KITCHEN; FREE CERAMIC TILE FLOORS IN ALL BATHS; FREE BASEMENT REC ROOM; $12,000 IN CLOSING HELP!   With prices in the $300,000s, YOU need to act NOW.
CONTACT ME OR ASK A QUESTION HERE RealEstate@MargaretC.com 

 The Woods at Myrtle Point is a new community off Rt … (0 comments)

LEXINGTON PARK MARYLAND NEW CONSTRUCTION INCENTIVES INCLUDING $10,000 IN CLOSING COSTS - 02/19/11 02:44 PM
If YOU are interested in LEXINGTON PARK MARYLAND NEW CONSTRUCTION INCENTIVES INCLUDING $10,000 IN CLOSING COSTS YOU need to act NOW.
CALL or TEXT MARGARET C.   301 481 8407   YOU need a Buyer's Agent to represent YOU.
For a limited time the Curtis NEW HOMES FOR SALE in Greenbriar are offering:   
FREE GRANITE & STAINLESS APPLIANCES IN KITCHEN; FREE FINISHED BASEMENT WITH REC ROOM, DEN, & FULL BATHROOM; $10,000 IN CLOSING HELP! With prices starting in the mid $200,000 YOU need to act NOW.

 The Greenbrier community is just minutes away from Gate 3 at PAX River Naval Air Station.
I am Margaret C. Taylor REALTOR® … (0 comments)

REPAYMENT STARTS FOR SOME WHO TOOK THE 2008 $7,500 TAX CREDIT - 02/16/11 07:41 AM
Important information FOR SOME WHO TOOK THE 2008 TAX CREDIT, it may be time to start the REPAYMENT OF THE up to $7,500.
Read the article "Home Buyer Tax Credit Repayment Begins For 2008 Buyers" RISMedia February 16, 2011.
This article explains in some detail how you should consult with a tax professional and that you will also be receiving a letter of notification from the Internal Revenue Service.
There were different Tax Credits offered in 2008, 2009 and 2010, some do NOT require REPAYMENT.  
I am Margaret C. Taylor REALTOR® sharing information and events in St Mary's MD.
I am qualified to help you buy or sell … (1 comments)

Jump in Pending Sales for Washington, DC Metro Area - 02/15/11 09:29 AM
Although St Mary's, Charles and Calvert County are not included in these statistics this is good news for the Washington DC area, suggesting an improving market.  Real Estate is local and statisics in one area will often be completely different when compared with a neighboring area.
Read this article from RISMEDIA, February 15, 2011 for more information.
I am Margaret C. Taylor REALTOR® sharing information and events in St Mary's MD.
I am qualified to help you buy or sell your home.
ASK A QUESTION HERE RealEstate@MargaretC.com
CALL or TEXT 301 481 8407 for a FREE Consultation
I am a Century 21 … (2 comments)

LEXINGTON PARK MARYLAND WILLOW WOOD DR 4 BEDROOM HOUSE FOR SALE UNDER $300,000 - 02/14/11 11:07 PM
Don't miss this LEXINGTON PARK MARYLAND WILLOW WOOD DR 4 BEDROOM HOUSE FOR SALE for only $315,000.  REDUCED to $295,000.   
Sorry SOLD more homes at   HOME SEARCH
YOU need a Buyer's Agent to represent YOU Call or text Margaret C. 301 481 8407
This beautiful HOUSE FOR SALE in LEXINGTON PARK MD has 2528 square feet of open planned living area, it also has a full partially finished basement waiting for your final touches.
 
 
 
 
 
 
 
The wide plank hardwood floors throughout the first floor along with 9' ceilings make this a 'stand-out'.  The striking black and white kitchen has upgraded … (3 comments)

LEONARDTOWN MD 4 BEDROOM 31/2 BATH HOUSE FOR SALE IN ESTATES AT SINGLETREE - 02/10/11 09:26 PM
Sorry SOLD May 24, 2011 go to HOME SEARCH to see more homes.
Just reduced this LEONARDTOWN MD 4 BEDROOM 31/2 BATH HOUSE FOR SALE IN ESTATES AT SINGLETREE
Priced at just $385,000 this 2006 house for sale is highly desirable.  CALL Margaret C. at 301 481 8407
YOU will need a BUYER'S AGENT to help you buy this house in LEONARDTOWN MD.
This gorgeous 2 story home with 2,837 finished living area and an unfinished basement, is situated on a .34 acre corner lot.
 

 
 
 
 
 
 
 
 
It boasts a bright open floor plan … (3 comments)

BAN ON SEPTIC TANKS IN MARYLAND WOULD IMPACT ST MARY'S COUNTY HOUSING - 02/10/11 08:27 AM
IF,  there's a BAN ON SEPTIC TANKS IN MARYLAND WOULD it IMPACT ST MARY'S COUNTY HOUSING, and housing in other rural parts of Maryland?
ST MARY'S COUNTY is a rural county in Southern Maryland.  Most homes in Lexington Park and Leonardtown are on public sewer.  There are other smaller sewage waste systems in the county, built by builders of subdivisions. 
BUT the majority of ST MARY'S COUNTY have no sewage waste systems and rely on septic systems.  The Governor is looking at subdivisions  with five-or-more homes as requiring sewage waste systems.  The intent would be to assist in reducing pollution. This … (4 comments)

SOUTHERN MARYLAND HOUSING MARKET ANALYSIS DECEMBER 2010 - 02/08/11 09:36 PM
Here is an opportunity to review the SOUTHERN MARYLAND HOUSING MARKET ANALYSIS for the close of 2010. 
Thanks to MRIS, Metropolitan Regional Information Systems, Inc., and RBI, RealEstate Business Intelligence.
The counties included in SOUTHERN MARYLAND are Calvert, Charles and St Mary's County.
These are challenging times.  Prices are settling down and interest rates are creeping up.
 
 
I am Margaret C. Taylor REALTOR® sharing information and events in St Mary's MD.
I am qualified to help you buy or sell your home.
ASK A QUESTION HERE RealEstate@MargaretC.com
CALL or TEXT 301 481 8407 for a FREE Consultation
I am a … (2 comments)

CHASE EXPANDS EFFORTS TO KEEP HOMEOWNERS IN THEIR HOMES - 02/07/11 11:27 PM
 The following article describes another effort to assist homeowners in distress by providing help in their own community:
 Read  CHASE EXPANDS EFFORTS TO KEEP HOMEOWNERS IN THEIR HOMES
ASK A QUESTION HERE RealEstate@MargaretC.com
I am Margaret C. Taylor St Mary's County MD REALTOR®. I am certified with the SFR, Short Sale and Foreclosure Resource Certification, from the National Association of Realtors and CDRS, Certified Default Resolution Specialist Certification, from America's Home Rescue. I am qualified to help you buy or sell your home.
CALL or TEXT 301 481 8407 for a FREE Consultation
I am a Century 21 New Millennium Real Estate Agent, … (0 comments)

SHOULD I HAVE A HOME INSPECTION IF I BUY NEW CONSTRUCTION - 02/07/11 09:53 PM
This a follow up to WHY DO I NEED A HOME INSPECTION.
Your new home looks wonderfu but even with the best of care mistakes can happen and so YES it is a good idea to HAVE A HOME INSPECTION IF YOU BUY NEW CONSTRUCTION.  You can have a pre-dry wall inspection or a pre-settlement inspection or both.


 
 
 
 
 
 
A qualified Home Inspector will look at:
Structural soundness Heating System quality, type and installation, furnace and/or heat pump Cooling System quality, type and installation Electrical System  panel, wiring service size etc Plumbing Water supply, connections, … (6 comments)

HOW DO I CHOOSE A TITLE COMPANY - 02/03/11 08:44 PM
I need to know HOW DO I CHOOSE A TITLE COMPANY now that I have ratified my contract to buy a house.
One of the main activities of the Title Company is to see that the property is "free and clear of encumbrances".
You want an established business.  One that has been here and will be here in the future.
You want to feel that they are knowledgeable and responsive to your questions.
You want to know how they will be communicating with you during the transaction.
You want a location that is convenient to most parties.
And YES you CAN … (3 comments)