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buying a home: 5 Things People Value Most On A Realtor and Lender When Buying A Home - 10/25/10 06:10 PM
5 Things People Value Most On A Realtor and Lender When Buying A Home.
I often think about what are the very special traits a buyer would like to see on a real estate and mortgage professional. So last week I've decided to actually start asking everyone I came across what was important to them about the realtor and lender they hire to represent them when they're buying a home.
Ok...Maybe those are not the top 5 for every one of you but I believe we can all agree that the following should be highly considered when hiring one of of … (4 comments)
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buying a home: There're Ways To Deal With The Stress - 09/05/10 01:33 AM
It's the end of Summer and still feels super hot to me. I don't know about you but I tend to get a little more stressed when I'm hot. And I have also noticed that people in general have less patience and have a higher level of stress during those times.
Now, pair that with driving every weekend looking for a home in this current housing market. If you're a buyer and have been searching for that perfect home, most likely you're dealing with all the "fun" that comes with foreclosures and short sales.
The housing market will be the housing … (4 comments)
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buying a home: House Approves Increase of FHA Annual Mortgage Insurance Premium - 06/10/10 11:09 PM
FHA Annual Mortgage Insurance Premium may go up and the program that has been helping thousand of new home buyers may become more expensive if approved by the Senate.
In order to "heal" the finances of the Federal Housing Administration, FHA, the House of Representatives has just given the entity authority to increase the cap for the annual mortgage insurance premium charged to borrowers to guarantee the loan. Earlier this year, the new Upfront Mortgage Insurance Premium was raised from 1.75% to 2.25% (first of the two step chage and effective on April 9, 2010) but FHA wasn't able to … (1 comments)
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buying a home: Hiring A Realtor - It Could Get Scary - 06/08/10 07:48 PM
THIS IS ACTUALLY FUNNY...Well, not so if you're the buyer...
I wasn't always a Mortgage Advisor but have been in this business long enough to know how a Realtor needs to work with their clients. I really wish I knew what I know now. Most likely I would have made better decisions when choosing an agent to represent me when I bought my first home. I have to say it wasn't my best experience. But again, I didn't know better.
I hope you enjoy this example of who NOT TO hire and laugh some in the meantime. Buying a house … (2 comments)
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buying a home: Loan Quality Initiative - It's on... - 06/08/10 02:46 PM
Lending Guides and The “Loan Quality Initiative”
It’s on. Fannie Mae has put into effect their Loan Quality Initiative in order to prevent bad loans to happen. For home buyers and refinancing owners this will mean tougher times to secure a new loan. Does it sound familiar?
Fannie’s Loan Qualify Initiative took effect on July 1st of 2010 and lenders are now scanning files with even bigger and better lenses. The focus this time is on new, non-disclosed debt and lender most likely will be pulling your credit just before closing. The bank’s underwriter will be looking at 3 … (0 comments)
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buying a home: Beating Stress When Buying A Home - 12/16/09 09:35 AM
Who doesn't get stressed when buying a home? We all do, don't we? Because this is most likely the largest "purchase" you'll ever make, it's very normal to get nervous and stresses about it.
With that in mind, here are some tips on how to beat the stress when buying a home. Definitely worth trying!
1. Start With The End - Imagine how it will feel when you move in...Why will it be better than where you are now? It's very important to have your goal in front of you at all times and think about being in that home. … (2 comments)
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Maria Marriott | Real Estate Home Loans www.SacramentoMortgageInfo.com
Roseville,
CA
More about me…
First Priority Financial, Inc.
Address: 1050 Opportunity Drive, Suite 145, Roseville, CA, 95678
Office Phone: (916) 606-0349
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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