Ralph Marcus (MarK) Maupin's Blog

Do Human Resources Directors Need a Course In College Planning Options?

Ralph Mark Maupin (Budget Realty, LLC) — Thu, 24 Jul 2008 14:41:13 -0500

Employees Are Hungry For College Planning Advice Says Your Money Coach

July 24, 2008 – While jobs seem to be decreasing and the high wages that go with them, many employers are yet expecting their employees to continue their education. Mean while college tuition is increasing exponentially and many corporations have eliminated their tuition assistance programs. But none of these factors should determine whether or not a traditional or nontraditional student attends the college of their dreams.

I was recently conducting a college planning session for a large corporation in S.E. Michigan. One of the participants asked me, “What about tuition for me and my 11^th grader?” I was not surprised to get this question because many parents are confronted with the same supposed dilemma. Most employees don’t realize that there are a wide array of college funding strategies that can be implemented without the financial assistance of an employer for both employee and their children. Too many people limit their own education because they just don’t understand the college planning process. It’s nice to get free money from the boss, but the truth of the matter is with proper planning and execution many people can and do go to the college of their dreams with little use of their own money. Human resource directors already have their hands full. If they had a college planning advisor on their team, it would not only increase the productivity of their company but also make their jobs a lot easier.

Call Jeff Taylor to do tele-seminar or in person seminar in the southeast Michigan area. Ralph Mark Maupin founder of National Real Estate Network said “Jeff has done one great job service the members of our local real estate club. I had many fears around getting my grand children the education they deserve. Jeff took those fears away plus he showed me how to lower my out of pocket cost for my grand children’s tuition.”

To contract Jeff Taylor calls 248-230-9668 or email YourMoneyCoach@gmail.com

Workshop and Open House - Learn how Five Investors put 17 House sales together in past 2 months - EVENT IN SOUTHFIELD, MICHIGAN THIS SATURDAY, JULY 26

Ralph Mark Maupin (Budget Realty, LLC) — Thu, 24 Jul 2008 09:00:28 -0500

Come to free workshop on how to make money in Detroit Metro Market in real estate with out using your own money or credit. Meeting is this Saturday, July 26th, 2008 at the Holiday Resort in Southfield, Michigan. 9 am to 1pm

Details: http://www.MegaEveningEvent.com

PLus come to open house for seniors (THE HOTTEST WAY TO MAKE A DIFFERENCE AND MONEY) THIS WILL BE ONE OFTHE MAIN TOPICS OF TH SEMINAR
SENIOR'S OWN YOUR DREAM HOME

IF YOU ARE 62 AN OVER YOUR DREAM CAN COME TRUE- NO MORTGAGE PAYMENTS AS LONG AS YOU LIVE IN THE HOME

IF YOU WOULD LIKE TO KNOW MORE ABOUT THIS PROGRAM COME TO OUR OPEN HOUSE ON

SATURDAY JULY 26, 2008

SUNDAY JULY 27, 2008

TIME: 2:00-6:00PM

AT 18675 STRATHMOOR

DETROIT, MICHIGAN 48235

YOU CAN WALK THROUGH A BEAUTIFULLY

FURNISHED HOME AND HAVE YOUR QUESTIONS ANSWERED

FAMILY AND FRIENDS WELCOME

REFRESHMENTS PROVIDED

AN OPEN HOUSE

Plan for August: Frist time Free - The Mega Evening Event: Find Success and Model your Program after it!

Ralph Mark Maupin (Budget Realty, LLC) — Tue, 22 Jul 2008 07:47:49 -0500

The Mega Evening Event: Find Success and Model your Program after it!

Mark Lang, Wayne Community College talking to Robert Ross at last months event.

One secret to success is to network with others who are successful; observe them and do what they do.

Brian, CPA, networking at July Event, People were still at event 2 hours after it was over -- the hotel had to ask us to leave.

Ralph Maupin is inviting three of the top producing real estate investors in the Metro Detroit area to speak at the next meeting. They will discuss how they are making money in the greater Detroit Metro area, investing in real estate. Come and get your questions answered by a panel of successful real estate investors. Many topics will be covered including buy and rent, buy and sell, buy and sell to seniors, and buy and lease option.

One of Last Months Speakers Richard White (left), Atttorney answered investors legal question. Ralph Mark Maupin (right) hosted event at new location.

We will also show a presentation from Keith Paul, with HandyPro, on what to look for when you hire a contractor, providing the following information:

Contractor Agreement (Subcontractor Agreement to be given out)
How to research a contractor
How to interview a contractor
How to pay the contractor

Event Date:	Thursday, August 21, 2008
Event Start Time:	6:00 PM
Event End Time:	9:00 PM
Location:	The Crown Plaza Hotel 8000 Merriman Rd; Romulus, MI 48174
Primary Phone:	248-762-0800
Primary Email:	info@megaeveningevent.com
Member Fees:	No charge to members
Nonmember Fees:	$20 per meeting or $150 per year (First time visitors are free)

Internet Marketing Round Table, Aug 14, 2008

Ralph Mark Maupin (Budget Realty, LLC) — Mon, 21 Jul 2008 17:56:49 -0500

WCCC Internet Marketing Round Table

How to dominate the search engines with 7 proven strategies to creating strong web presence

When there are yarn balls being tossed around and an oversized golf club being used as a pointer, you know Corey Perlman has brought his eBoot Camp to town. Corey will share his seven proven strategies to creating a powerful Web Presence that will enable his audience to dominate the search engines and flood traffic to their Website.

"This workshop was absolutely incredible," said Preston Smyth of Detroit, Michigan. "I personally gained knowledge that will help grow my business. Getting the info on sending out articles, wow! Well worth the price. All I need to do now is apply!"

Corey Perlman has been a student of Internet Marketing for over ten years. He has a Master's Degree in Marketing from Florida State University and spent three years working with the eCommerce division of General Motors. During his tenure with GM, he participated in a 37 city tour; teaching over 3000 dealership personnel how to do business through the power of the internet. Corey has conducted numerous Internet marketing seminars to public audiences as well as small and mid size companies.

Event Date:	Thursday, 10th July 2008
Event Start Time:	6:00 PM
Event End Time:	9:00 PM
Location:	The Downtown Campus of Wayne County Community College, meeting is in the Library,1001 West Fort Street,Detroit, Michigan
Primary Phone:	248-762-0800
Primary Email:	info@megaeveningevent.com
Member Fees:
Nonmember Fees:

Cincinnati Real Estate Investing Meeting Aug 7, 2007

Ralph Mark Maupin (Budget Realty, LLC) — Mon, 21 Jul 2008 17:51:38 -0500

Ralph Mark Maupin has been invited to speak at The Real Estate Investors Association of Greater Cincinnati (REIA GC)

Mark says “Get on Top” of Google, even if you don’t have a website.

Mark will speak about using the internet to get your name or your business to appear at the top of a Google search, even if you do not have a website! This is program that can work for all businesses. Mark will show how this system has exploded his real estate business.

Mike Schoen, real estate investor, said “I had my home listed, trying to lease it for 4 months; with Mark’s system I had a lease option on it in two weeks with $10,000.00 non refundable option consideration and so many customers I am now servicing other investors with my leads. This is the best way to be at the top of Google and it does not cost me anything.”

Numbering around 750 members and growing all the time, REIA GC is the association for Cincinnati's brightest and most successful real estate investors

Event Date:	Thursday, August 7, 2008
Event Start Time:	6:00 PM
Event End Time:	9:00 PM
Location:	Cincinnati-Hamilton County Community Action Center Swifton Commons/Jordan Crossing 1740 Langdon Farm Road; Cincinnati, Ohio 45237
Primary Phone:	248-939-6232
Primary Email:	info@megaeveningevent.com
Member Fees:
Nonmember Fees:

How can seniors buy a home with bad credit and get FHA mortgage on the house? "Free Seminar July 26th Southfield"

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 19:24:24 -0500

Mark Maupin Shares New Tools and Techniques that Work in the Michigan Real Estate Market, Presenting a Joint Venture Mentoring Program

Local speaker, teacher and real estate investor introduces a technique and offers a joint venture program

Southfield, MI—With over 25 years experience in all kinds of real estate investing from single family homes to large, multi-unit apartment buildings and commercial property, Mark Maupin knows how to work the market. He has developed a program which has been very successful and he is looking for partners to join him in a joint venture program. “I’m inviting anyone who wants to take action in today’s market,” says Maupin. “When you understand the market, you see where the opportunities are. Twenty years ago, Find, Fix and Sell was the way to go. Things have changed and new techniques have been developed. Real estate investors need to learn new things all the time and keep up with what is happening,” Mark explains.

Mark Maupin understands the changes in the market and he has found his niche. He will share this information and the secrets to his success while offering an opportunity to become a partner and work with him to develop a profitable business. He will discuss how to find buyers before purchasing properties, exit strategies for selling the property at top dollar, taking over foreclosures without financial risk, wholesaling real estate, reverse mortgages, and more. He will introduce a new tool to buyers, the advertisement agreement, designed to secure interest without ownership. He will also be explaining the sandwich option, a new technique to the Michigan Market.

Attend this event and see current examples where money has been made with these tools and techniques on July 26, 2008, from 9am to 1pm. The event is free to attend and it will be at The Holiday Resort Hotel; 26555 Telegraph Rd; Southfield, MI 48034. Find out more at http://www.megaeveningevent.com

Mark is looking forward to meeting with many people already signed up to attend this event from Wayne, Oakland, Macomb, Livingston and Washtenaw Counties, from Pontiac, Detroit, Southfield, Royal Oak, Ferndale, Farmington Hills, Livonia, Novi, Northville, Westland, Redford, Ann Arbor, and Dearborn, Michigan.

Mark just wrapped up a season with a Joint Venture Group; everyone in the group was pleased with the value and most have already either made their money back or they have strong pending deals that are sure to generate profits.

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

This press release was submitted by Ralph Maupin, Right Now Marketing Group, LLC

The Michigan REIA will call and referred to in the following terms: Metro real estate club, Michigan real estate clubs, Hamilton County real estate investing clubs, Michigan real estate investing club, REIA, real estate investing association, local real estate club, real estate investor, association , national real estate investor association , real estate mentoring program , real estate training, real estate group, real estate seminars, real estate investments, real estate investing, no money down , real estate articles, money-making ideas, online , creative , investing in Michigan , Michigan real estate , Michigan , Michigan real estate investment clubs investment clubs , real estate investing club , clubs , real estate clubs, local real estate , Detroit , Macomb , Ann Arbor, real estate investment club, rein club , real estate investment clubs , Michigan rei clubs , Detroit real estate club, Michigan rei club , Oakland real estate clubs, real estate investment opportunity Michigan, real estate investment opportunities Detroit, property investments , investment property . investment properties Wayne Oakland, investment real estate Michigan, real estate investments , investment clubs Michigan, Michigan investment club, real estate investing, Oakland, Wayne real estate investors association, REIA of Oakland Michigan, REIA , real-estate , investing , real estate , investment , association , landlord , tenant , broker , house , home , apartment , residential , rent property Oakland , Michigan , investor , investment , eviction , agreement , contract , discussion , forms , download , and real estate investing Oakland Michigan, Real estate agent, commercial real estate agent, how to become a real estate agent, real estate agent broker, real estate agent web site, find a real estate agent, real estate agent house, at home real estate agent, real estate,

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Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

How can seniors buy a home with bad credit and get FHA mortgage on the house? "Free Seminar July 26th Southfield"

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 19:22:45 -0500

Mark Maupin Shares New Tools and Techniques that Work in the Michigan Real Estate Market, Presenting a Joint Venture Mentoring Program

Local speaker, teacher and real estate investor introduces a technique and offers a joint venture program

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

This press release was submitted by Ralph Maupin, Right Now Marketing Group, LLC

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

How can Seniors with bad credit buy homes in Michigan and get FHA mortgage? "Free Seminar in Southfield Michigan July 26th"

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 19:18:53 -0500

Mark Maupin Shares New Tools and Techniques that Work in the Michigan Real Estate Market, Presenting a Joint Venture Mentoring Program

Local speaker, teacher and real estate investor introduces a technique and offers a joint venture program

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

This press release was submitted by Ralph Maupin, Right Now Marketing Group, LLC

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

New Real Estate Investors Free Seminar Southfield, Michigan, Hosted by National Real Estate Network

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 19:13:44 -0500

New Real Estate Investors Can Make Money in Michigan’s Market with Proven Systems, one of which has been Beta Tested for 5 Months with Great Results

July 26^th 2008 Special Workshop for making money in our Michigan market with out putting your dollars at risk

Southfield, MI--National Real Estate Network rocks the summer out with successful, new program for putting seniors into homes, where they end up with no mortgage payment and investor gets paid off. Goodness Gracious Great Balls of Fire a real “win win” for the investor and buyer!

Ralph Mark Maupin will be showing members and non-members how to make money in the declining Michigan market with his proven system.

Topics for the Special Workshop will be:

*How to find a buyer before you have the property purchased and put the buyer at risk. In our market Maupin says, “don’t even think about the buy unless you have your exit in hand.”

*How to exit from properties you own at top dollar. You will be going over a step by step system of finding the buyer and showing how to put them at risk before the buy. How would you like to have top dollar exit for each of your buys?

*How to take over a foreclosure without putting yourself or your dollars at risk and do a short sale. Where are the quick and easy dollars in short sale business? Special guest will be showing how to make it big being a mitigator.

*Wholesale Properties (finding tax foreclosures, worn out landlords, ugly houses, find and sell motivated sellers homes, great investor housing buys

*The hottest thing going 14 pending deals in last two months on short term private financing with seniors – and two month later Senior cash you out on reverse mortgage.

Mark first became involved with real estate in 1981. By 1984, he had turned to real estate as his full time occupation. Since then, Mark has been working with real estate, and has purchased in excess of 3,500 single family homes and many multi family properties. Mark is able to view real estate from a unique perspective that allows him to identify and grasp the potential in real estate and develop new and creative ways to maximize its potential. Find out more at http://www.Megaeveningevent.com

Date: 7-26-08

Time: 9:00 am to 1:00 pm (no lunch break)

Location: The Holiday Resort Hotel

26555 Telegraph Rd; Southfield, MI 48034

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

This press release was submitted by Ralph Maupin, Right Now Marketing Group, LLC

Contact:

Mark Maupin

9800 Ann Arbor Rd W

Plymouth, MI 48170

248-939-6232

Email: Maupin.mark@gmail.com

Website: http://www.mrleaseoption.com

The Real Estate Investors Association of Greater Cincinnati (REIA GC) Aug 7, 2008 Presents Guest Speaker, Ralph Maupin from Detroit, Michigan

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 18:47:29 -0500

Real estate investing and internet marketing expert to speak to group about how to be at the top of a google search

Cincinnati, OH--Whether investors are new at the game or experienced, REIA GC networking groups can help them learn more, earn more, and have more fun doing it. Informative, fact-filled meetings are held the 1st and 3rd Thursday of each month at 6:00 pm at Cincinnati-Hamilton County Community Action Agency. One can expect helpful and stimulating presentations by knowledgeable experts on a wide range of real estate related topics. Often written materials are handed out for reference. Questions and Answer sessions are frequently held and draw upon the vast knowledge of the association as a whole.

This month REIA GC has invited Ralph Maupin, seasoned investor who has purchased and sold over 3500 pieces of real estate, to speak. Ralph also teaches internet marketing classes and seminars. He will be showing investors and small business owners how they can generate more traffic, without cost to their business, through the internet, even if they don’t have a web site. This is a program that will work for any business. Ralph Maupin will be demonstrating how this system has exploded his real estate business.

Mike Schone, real estate investor, said “I had my home listed, trying to lease it for 4 months; with Ralph Maupin’s system I had a lease option on it in two weeks, with $10,000.00 in non-refundable option consideration. I have so many customers that I am servicing other investors with my leads. This is the best way to get to top of Google and it does not cost me anything.”

REIA GC is a group or real estate investors from throughout the tri-state area who meet on a regular basis to share information, leads and contacts, and to help each other learn more about real estate investing through bi-monthly educational meetings, subgroup meetings and other events to maximize their success.

Cincinnati REIA, through the efforts of its member investors, will be recognized by the industry, by the community at large, and by government leaders as a positive professional force, providing housing opportunities throughout Greater Cincinnati.

Their monthly meetings (this month August 7^th) are held at:
Cincinnati-Hamilton County Community Action Center
Swifton Commons/Jordan Crossing
1740 Langdon Farm Road; Cincinnati, Ohio 45237

6:00 Early Meeting
7:30 Main Meeting

For more information go to: http://www.cincinnatireia.com

The Ohio REIA will call and referred to in the following terms: Metro real estate club, Ohio real estate clubs, Hamilton County real estate investing clubs, Ohio real estate investing club, REIA, real estate investing association, local real estate club, real estate investor, association , national real estate investor association , real estate mentoring program , real estate training, real estate group, real estate seminars, real estate investments, real estate investing, no money down , real estate articles, money-making ideas, online , creative , investing in Ohio , Ohio real estate , Ohio , Ohio real estate investment clubs investment clubs , real estate investing club , clubs , real estate clubs, local real estate , Detroit , Macomb , Ann Arbor, real estate investment club, rein club , real estate investment clubs , Ohio rei clubs , Detroit real estate club, Ohio rei club , Oakland real estate clubs, real estate investment opportunity Ohio, real estate investment opportunities Detroit, property investments , investment property . investment properties Wayne Oakland, investment real estate Ohio, real estate investments , investment clubs Ohio, Ohio investment club, real estate investing, Oakland, Wayne real estate investors association, REIA of Oakland Ohio, REIA , real-estate , investing , real estate , investment , association , landlord , tenant , broker , house , home , apartment , residential , rent property Oakland , Ohio , investor , investment , eviction , agreement , contract , discussion , forms , download , and real estate investing Oakland Ohio, Real estate agent, commercial real estate agent, how to become a real estate agent, real estate agent broker, real estate agent web site, find a real estate agent, real estate agent house, at home real estate agent, real estate,

Free Teleseminar this Tuesday July 22, 2008 "How can I be at top of Google with no Web Site?"

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 18:33:36 -0500

On Tuesday night at 9:00 EDT,
I'm on a call with Burke Allen.

Burke runs Allen Media Strategies
out of Washington DC. And they
believe that to be effective in today's world,
you need to know what your message is,
how to communicate it,
and where to strategically market it.

Burke is interested in what the internet
can do for his business and is going to
interview Mark about Internet Marketing
application in Mark's forte, real estate investors
and supporting professionals, and small bussiness.

Find out more here:

http://www.IMTrueGrit.com/Burke

Tuesday, I'm going to teach you how to
build an online lead geration machine that
will help you stomp your competition
while at the same time putting you on a
level playing field with the "Big Players"
and point you to the resources needed
to get started in this fun and lucrative field..

Go here RIGHT now and sign up:

http://www.IMTrueGrit.com/Burke

Talk to you then,

Mark Maupin

P.S. If you want your business to make some
digital money, then you need to listen in on this
amazing call...register below now:

http://www.IMTrueGrit.com/Burke

A Financial Boost Towards Your Business Dream “Unlimited Money”

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 18:26:14 -0500

We have a real estate investing association in Michigan called the National Real Estate Network, for real estate agents, investors, and professionals in the real estate industry. The most demand for programs for members is for funding their business. I had speaker after speaker that did not impress me or the club members. Finally six months ago Pat Gage appeared and things got right. Pat is the only one who spoke at my club that is giving a step by step program on how to get business lines of credit.

Publish by Ralph Mark Maupin, of Nation Real Estate Network.

What would you do with an additional $30,000, $50,000 or $100,000 or even more in business credit?

Would you buy that equipment your business desperately needs?

Would you hire that assistant so you wouldn’t have to work 70+ hours a week and on weekends?

Would you pay off some bills? Taxes perhaps?

Would you launch an advertising campaign to bring in more customers or clients?

Would you buy residential or commercial property?

Is the lack of small business credit holding you back from growing your business or perhaps the thought of even starting a new business?

What would you do with an extra 30, 50, $100,000 in your bank account right now or the availability of a line of credit?

While you may think this is an impossible dream, the reality of having a business credit line may be much closer than you think. The key to having this kind of extra money ready to spend for your business is in knowing the secrets to be able to acquire business credit.

Securing business credit can seem daunting when you are first starting on this path, but with a few small steps, and a little patience, you will be able to secure the credit you need to get your business where you would like it to be.

The first thing you need to do is make sure your business has it's own credit. Often when people start businesses, they don’t realize the business credit is tied to their personal credit.

It's time to do a credit check on your business. Pull your business' Dun & Bradstreet Credit Profile and see what it says. Don’t have a D&B Credit Profile? This is not going to help your business establish it's own credit.

As you build credit for business, you will suddenly find a new world is open to you. Instead of having to take out complete loans for each purchase you want to make, you will instead be able to secure a business line of credit. This means you will have money, ready to go, when you need it, but don't have to use it (or pay interest on it) until that time comes. This is the way large businesses work, why shouldn't you be using their business credit line tricks?

While you may be thinking you can get the same thing by having a personal credit card, you'd be wrong. Unlike a personal credit card, a business line of credit, whether through a bank, or credit card company (such as the Open American Express card), will be giving perks for being a business account. Some of those perks can include convenience checks. Sure, you've seen those with your personal credit card, but when you use 'cash advance checks' with your card, it will cost a fortune. Business accounts often come with 'convenience checks' that do not come with the same penalty fees and charges for usage.

While these two tips may seem relatively simple and basic, establishing your own business credit, and a business line of credit can help you take major strides towards starting or growing your dream business.

Pat Gage, The Opportunity Creator, and a leading expert in the field of business credit has helped a number of clients target his specialty, starting, expanding, and growing their businesses through his trademarked 10 Steps to Money System. The Opportunity Creator is not only a sought after business credit coach but also a national speaker. For more information on any topic discussed, visit Gage’s site at http://www.10stepstomoney.com

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For more information on any topic discussed, visit Gage’s site at http://www.10stepstomoney.com

Using Business Credit Cards Effectively for Funding Your Real Estate and Business Needs? Yes or No ?

Ralph Mark Maupin (Budget Realty, LLC) — Sun, 20 Jul 2008 18:21:34 -0500

I run a real estate investing association in Michigan called the National Real Estate Network, for real estate agents, investors, and professionals in the real estate industry. The most demand for speakers and programs we get is for funding their business. I have had speaker after speaker that did not impress me or the club members. Finally six months ago Pat Gage appeared and things got right. Pat is the only one who spoke at my club that is giving a step by step program on how to get business lines of credit.

Publish by Ralph Mark Maupin, of Right Now Marketing Group.

Obtaining business credit cards is one early step towards building your business credit. This is not the same as using your personal credit to obtain a credit card with your business name on it. Obtaining a business credit card relies on your business credit information, not on your personal credit information.

When you are beginning your business, you will probably need to use your personal credit. After you have fulfilled certain basics, your business should rely on itself for credit.

These basics include incorporating your business as a legal business entity. This does not include DBAs (individuals Doing Business As company x). Consult a local business attorney about incorporations are available in your state.

Another basic for building business credit is establishing a business phone that matches your business address in the national 411 directory. Even business cell phone service can be set up for this. Residential addresses are okay, too. Just make sure you are listed as a business in 411 and that your information is correct. Always give lenders this same information.

The last basic step involves building credit with your vendors. If you are in the service industry, you can develop accounts with your office supply, Internet, and phone service providers. Otherwise, get a credit account with your suppliers.

Now you are ready to apply for a business credit card. Use all business information on the business credit card application. Use business sales numbers, list other business assets and liabilities. List business creditors (your vendors) and use business references. Simply put, make your business stand on its own when obtaining business credit cards.

Once you have a business credit card or two, use them for business expenses only. Carry some balance on them month-to-month, but plan on paying almost all of it off monthly. Do not use your business credit card to purchase items for which you could otherwise obtain business financing. Your long-term goal should be to establish solid overall credit for your business.

Establishing solid credit for your business is relatively easy to do if you start by following the three steps above. Then get business credit cards to further build your business’s credit. With good business credit as your foundation, you are now ready to get a business line of credit that does not depend on your personal credit.

While a business credit card is a great tool for using credit for business purposes, as with any tool, use your business credit card wisely and it will serve your business well.

Pat Gage, The Opportunity Creator, and a leading expert in the field of business credit has helped a number of clients target his specialty - starting, expanding, and growing their businesses through his trademarked 10 Steps to Money System. The Opportunity Creator is not only a sought after business credit coach, but also a national speaker. For more information on any topic discussed, visit Gage’s site at http://www.10stepstomoney.com

For more information on any topic discussed, visit Gage’s site at http://www.10stepstomoney.com