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essex: The Back Door to 100% Mortgages - 11/21/08 05:53 AM
The Canadian mortgage market has been free of the drama characterizing the US stage due its more conservative lending practices. To save Canadians from the traps of no money down mortgages, the government banned both 100 percentage mortgages and 40 year terms "to reduce the risk of as US-style housing bubble in Canada."
Mortgage brokers, however, claim that the rules can easily be sidestepped. According to Innis mortgage broker Paula Siemens, borrowers have several ways around the new rules.
•· They can use a non-Canadian bank. US Bank Wells Fargo makes 100% loans available to Canadians.
•· They can borrow the … (2 comments)
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essex: Condo Trends - Cooling But Not Cold - 11/19/08 04:45 AM
Headlines in several Canadian newspapers report that consumers are nervous buying a condo out of fear that what they contracted for will not be built. A more substantial fear is that due to current oversupply, condominiums are getting harder to sell. In Toronto, 22,654 condos were sold in 2007, but only 16,000 are expected to be sold this year. While the long term outlook for the condo market is good, building starts are expected to decline by 6% as prices decline. For current owners in Ontario, this news should be only mildly upsetting as prices will actually increase by 3-5%. Western … (0 comments)
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essex: Negotiating Tips for Eager Buyers - 11/14/08 06:57 AM
Everyone loves a bargain, especially in housing where a few percent off adds up to thousands of dollars. In a buyers' market, where some sellers who need to move their homes are facing the prospect so of having their time in the market longer and ultimately selling for less, it's tempting for buyers to overestimate how far down sellers will go.
So, as a buyer, what's the best way to get the best price?
Dream a little but be reasonable. Even in a buyers' market, it's unlikely that you will get a $500,000 home for $250,000. Doing a little neighborhood research … (3 comments)
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essex: Coming Soon - Enhanced Border Security - 11/07/08 06:41 AM
For the 92,999 cars and 22,300 trucks that cross the US-Canadian border each day, crossing the border will be more difficult once the Western Hemisphere Travel Initiative takes effect in June, 2009. A response to homeland security concerns, the US is installing scanners and radio frequency identification cards at each customs lane at the 39 ports of entry. These units will be operational by December, 2008 at most ports and by April at Sarnia and Sault Ste. Marie.
Those travelers who have NEXUS cards or enhanced driver's licenses embedded with a radio-frequency chip will present the card for scanning and the … (2 comments)
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essex: Ten Thousand Villages - 11/04/08 07:48 PM
Ten Thousand Villages, a non-profit organization that offers handmade items from artisan co-operatives in developing countries, has a great store in Windsor, right at 3225 Sandwich Street. In addition to handicrafts, the selection also includes Fair Trade coffee, tea, chocolate, dried fruit, and sugar, and have recently added jams and preserves from Swaziland in South Africa.
The concept behind the project developed in 1946 when a Mennonite Central Committee (MCC) worker Edna Ruth Byler brought home some beautiful embroidery from Puerto Rica. The pieces were made in sewing classes by women who helped to learn a trade to bring their … (3 comments)
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essex: A Secure Future for Windsor Assembly Jobs - 10/31/08 07:37 AM
While it is not official yet, all signs are pointing toward Windsor as the location for Nissan's next improvement. Nissan and Chrysler have recently announced an assembly partnership that involves each company doing what they do best. Nissan will be building the Dodge Hornet for Chrysler and Chrysler has agreed to build the 2011 Titan pickup truck for Nissan. This expansion seems to pave the way for Chrysler to build the 2010 Nissan Quest or its replacement at the Windsor Assembly Plant.
This would be a win-win situation for all involved, especially the 4,600 members of the CAW Local 444 at … (0 comments)
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essex: Moms Write Survival Guide for Coddled Young Adults - 09/18/08 12:13 PM
Windsor-born journalist Kim Zarzour and author Sharon E. McKay co-wrote a 514-page book entitled Good To Go: A Practical Guide to Adulthood. The book provides tips on how to do everything from boiling water to managing your finances. It's geared toward young adults trying to make it on their own for the first time.
The book was in part inspired by McKay's son who contracted scurvy because he thought he could survive on chicken wings and beer. Zarzour felt her children, although they are teens still living at home, could also benefit from such a book.
Zarzour recalls two incidents when … (0 comments)
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essex: Tecumseh Business In Action - 09/17/08 03:24 PM
Located just minutes from the Detroit/Windsor tunnel, Tecumseh Mall has it all. Renovated and expanded in 2001, Tecumseh Mall has over 65 top-name department stores and boutiques, including:
Zeller's Sobey's Dollarama Mark's Work Wearhouse And Many More The mall's many retailers provide exceptional service for your discriminating taste while maintaining a small-town feel. There is also a new Food Court with a variety of dining options, and an abundance of children's programs, live shows, and charity events to cater to Windsor's culturally-diverse population.
Tecumseh Mall is the place for Windsor residents' one-stop shopping and entertainment needs. Come feel the difference.
… (0 comments)
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essex: 2008 Inductees Announced - 09/16/08 03:15 PM
The Hockey Hall of Fame announced four new inductees for 2008. The inductees included hockey legends Glenn Anderson, Igor Larionov, Ed Chynoweth, and Ray Scapinello.
Anderson and Larionov were selected for the Player Category. Anderson, a British Canadian native, was consistently near the top in NHL scoring and thrived during the playoffs, with overtime and game-clinching goals. Likewise, Larionov was a top international player with two Olympic gold medals and eight international gold medals. He also played for eight seasons, including three Stanley Cup competitions, for the Detroit Red Wings.
Chynoweth was posthumously elected in the Builder Category. Former Western Hockey … (0 comments)
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essex: Olde Sandwich Towne - 09/05/08 02:46 PM
Olde Sandwich Towne is an area very rich in history. It is the oldest continuous European settlement in Ontario, as evidenced by its 31 historical sites from 1798 to the early 1900s as well as numerous historical murals throughout the community. For hundreds of years "Neutral Nations"-aboriginals including Ottawa, Potawotamis, Wyandots and Chippewas--inhabited the Sandwich area prior to the arrival of Europeans. In addition, Canada's Anti-Slavery Law in 1793 and the Emancipation Act in 1833 resulted in many black refugees crossing the Detroit River into the Sandwich area. Thus, it became an important terminal on the famous Underground Railroad.Learn more about … (0 comments)
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essex: Downtown Windsor BIA - 09/04/08 03:01 PM
The Downtown Windsor Business Improvement Association (DWBIA) strives to ensure that downtown Windsor is the preferred place to work, visit and live. All DWBIA membership programs and services follow the association's mandates to improve, beautify and maintain public lands and buildings within the DWBIA boundary. To meet their objectives for downtown Windsor, the BIA offers many programs and services in the areas of marketing, education and advocacy, communications, environmental concerns, and more.
The Downtown Mosaic's five distinctive districts offer prime settings for relaxation, entertainment, shopping, exercising, art appreciation, and fine dining. Downtown Windsor hosts a wide variety of ethnic, cultural and … (0 comments)
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essex: A Trolley Named Desire - 09/03/08 06:58 PM
The Shores of Essex Resource Corporation has launched the first cross-county tour of "A Trolley Named Desire," a bus modified to look like a trolley that runs on a blend of soy and diesel fuel and can carry up to 45 passengers. Each week the "trolley" will pick up riders from the Windsor Crossing shopping centre and take them to county wineries and other sites of agricultural interest. The $20 ticket price does not include lunch, but riders are able to taste local fare at various stops at affordable reasonable prices.
This trolley project is intended to boost the area's "agri-tourism" … (0 comments)
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essex: Ten Photos that Changed History - 08/29/08 12:42 PM
The Beaver, a Canadian history magazine, features Canada's top ten historic photographs in its latest issue. The magazine is published by Canada's National History Society and is on shelves across the country.
Among the ten photographs are images of Terry Fox silhouetted by a police car's headlights, Paul Henderson's triumphant celebration in 1972, the last spike in the railway that uniting the country, and a youthful soldier standing nose-to-nose with a Mohawk warrior at Oka. The magazine also tells the stories of the photographers, their subjects, and the context in which the photo was taken.
According to Mark Reid, editor in … (0 comments)
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essex: Windsor International Film Festival - 08/27/08 05:03 PM
The fourth annual Windsor International Film Festival will be held November 7 - 16, 2008 in downtown Windsor and Lakeshore. The six-day extravaganza features critically-acclaimed independent and international films. The festival contributes to downtown Windsor's growing economy and includes both fiction and non-fiction films selected to appeal to Windsor's culturally-diverse population.
There are many exciting volunteer opportunities available for those interested in making the Film Festival an event to remember. Volunteers get to enjoy the first-hand excitement and magic of the cinema arts at such venues as the Palace Cinemas, the Lakeshore Cinemas, 285 The Terrace, and the Art Gallery of … (0 comments)
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essex: Windsor Fighting a Weighty War - 08/25/08 04:02 PM
According to Statistics Canada, more than half of Windsor-Essex County adults are overweight and about one in five squeezes into the obese category, making this region an area with a higher-than-average number of overweight people. The 2007 Canadian Community Health Survey, conducted by the federal government, found that 56.3 percent of Windsor-Essex residents aged 18 and older are above their acceptable weight. Included in that group are 19.8 percent of local adults who are obese. Across Canada, 16 percent of people are considered obese and 48.4 percent are overweight or obese.
49.2 percent of local men versus 24.1 percent of local … (1 comments)
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essex: The Windsor Real Estate Board - 08/22/08 06:35 PM
The Windsor Real Estate Board was formed in 1918 by 25 individuals with a mission to protect its Members and clients from immoral or poor real estate practices and to provide the highest service and support to clientele. Over the past 90 years the Board has grown exponentially and has successfully upheld its mission. The Board has not only helped thousands buy, sell, and lease property, it has also helped the community and local charities in countless ways.
The Windsor Essex County Real Estate Board has also increased Members' educational opportunities and technology. Through the Ontario Real Estate Association, REALTORS® can … (0 comments)
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essex: Willistead Classic Car Show Returns - 08/21/08 12:03 PM
Willistead Manor will host "the most beautiful traffic jam of the year" on August 24, when the owners of about 200 museum-quality automobiles from all over North America meet at the Willistead Classic & Antique Car Show.
Craig Wood, co-chairman of the Willistead Classic committee, says, "We've got a lot of cool cars this year -- a lot of old cars from the 20s, 30s, and the nineteen tens." So far 175 cars have registered for the show and many more are likely register before the show starts. You can see photos of 125 of the entries online at www.willisteadclassic.com. In … (0 comments)
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essex: 2008 Canadian Fan Prix Ticket Packages - 08/20/08 01:02 PM
The Detroit Belle Isle Grand Prix, featuring the cars of the American Le Mans Series, the IndyCar Series and the SCCA SPEED World Challenge GT Championship. The weekend collectively is referred to as the Detroit Belle Isle Grand Prix and will run August 29-31, 2008. For Canadian race fans attending the event, here is the current information on Canadian Fan Prix Ticket Packages.
The Canadian Fan Prix Package is a great offer for race fans attending the Detroit Belle Isle Grand Prix, especially since there is no public parking for event attendees on Belle Isle during race weekend.
Single Day Package … (0 comments)
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essex: Windsor Tunnel Duty Free Shop - 08/15/08 04:44 PM
Open 24 hours a day and 365 days a year, the Windsor Tunnel Duty Free Shop offers duty free shopping for wines, spirits, beer, fragrances, cosmetics, fine chocolates, cosmetics, skin care, fashions, confections, souvenirs, gifts, and more at 20-50% below retail prices.
Located on the Canadian tunnel plaza, just keep right after toll on your way to the U.S.A. For more information, call (519) 252-2713 or 1-800-669-2105, email frank@tunneldutyfree.com, or just visit the Duty Free Shop website at www.dutyfreetunnel.com. The website includes not only product information, but also other helpful information like maps, crossing times, customer comments, frequent shoppers program, and … (0 comments)
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essex: New Cell Phone Carriers May Arrive Sooner Than Expected - 08/14/08 05:34 PM
In its study "Champagne Tastes: Beer Budgets," SeaBoard Group, a Montreal-based telecommunications consultancy, said new cell phone companies can expect to spend about $500 million to build a cell phone network that will service 60% of the population in the country's 15 biggest markets-much less than the range of $630 million and $1.2 billion given by 12 other analysts. Because of the lower cost projection, SeaBoard predicts that new carriers could be up and running by next summer, rather than in the twelve to eighteen months estimated by other analysts.
SeaBoard says the primary mistake in other reports was the assumption … (0 comments)
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Mark Tesolin Complete Source for Windsor Real Estate
Windsor,
ON
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Prudential Select Realty
Office Phone: (519) 972-5505
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