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shopping for a mortgage: Shopping For A Mortgage, part 2 - 04/23/10 06:13 PM
Is there a free lunch, or isn’t there? My last post about mortgage shopping suggested that interest rates are only a slight bit different (1/8%) from lender to lender, and that the consumer needs to focus on performance, customer service and execution more than price. But no one does, do they? And we create our own customer service problems by seeking the lowest price, and expecting the best service. It happens with mortgages, movers, furniture, contractors…you name it. We have been creating our own service and product hassles since the dawn of time.
And the reason I have chosen to … (1 comments)
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shopping for a mortgage: Shopping For A Mortgage - 04/21/10 07:21 AM
Whether a consumer is calling a bank, a mortgage banker or a mortgage broker; all mortgage providers fund their mortgages through the same sources. Because of this, mortgage rates are very close from one lender to another. I broker to over 60 banks, and have never seen rates vary by more than 1/8%.
The purpose of “advertised” rates is to get the phone to ring. I am sure no one is surprised to find out that the ad for the cheap Mercedes is not real, and that if you want all the options, powerful engine, wheels and goodies you see … (1 comments)
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Brian Martucci
Washington,
DC
More about me…
GetLoans.com
Office Phone: (202) 588-2400
Cell Phone: (202) 588-2400
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