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    <title>Martin (Marty)'s Blog</title>
    <link>http://activerain.com/blogs/martysnyder</link>
    <description>general information about Monroe Ohio and it's surrounding areas. </description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1356516/happy-thanksgiving-to-everyone-</guid>
      <title>Happy Thanksgiving to everyone!</title>
      <description>&lt;p&gt;I wanted to pause for a minute and take the time to say THANKS to EVERYONE for EVERYTHING!&lt;/p&gt;
&lt;p&gt;Without YOU, this world would be one less...&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Thu, 26 Nov 2009 19:52:55 -0600</pubDate>
      <link>http://activerain.com/blogsview/1356516/happy-thanksgiving-to-everyone-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1334233/buy-a-home-now-with-100-down-</guid>
      <title>Buy a home now with $100 down...</title>
      <description>&lt;p&gt;There's a government sponsored loan program that will allow you to purchase a home for $100 and NO PMI payments...&lt;/p&gt;
&lt;p&gt;Ask me for details!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Thu, 12 Nov 2009 12:38:45 -0600</pubDate>
      <link>http://activerain.com/blogsview/1334233/buy-a-home-now-with-100-down-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1333309/buy-a-home-and-have-no-closing-costs-</guid>
      <title>Buy a home and have NO closing costs!</title>
      <description>&lt;p&gt;If you are wanting to buy a home without the expense of having to pay for your own closing costs, ask me how!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Wed, 11 Nov 2009 22:14:27 -0600</pubDate>
      <link>http://activerain.com/blogsview/1333309/buy-a-home-and-have-no-closing-costs-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1325748/first-time-buyers-and-now-repeat-buyers-</guid>
      <title>First time buyers and NOW REPEAT BUYERS!</title>
      <description>&lt;p&gt;Well President Obama made it official!&amp;nbsp; He signed the documents into law yesterday allowing the 1st time buyer credit to be extended and also allowed for REPEAT buyers to purchase a home and receive a tax credit also!&lt;/p&gt;
&lt;p&gt;Please feel free to contact me for more information and let me see if I can help you buy that house and get moved into it before the Holidays!!!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Sat, 07 Nov 2009 19:06:21 -0600</pubDate>
      <link>http://activerain.com/blogsview/1325748/first-time-buyers-and-now-repeat-buyers-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1323391/attention-first-time-buyers-and-move-up-buyers-</guid>
      <title>ATTENTION: First time buyers AND move up buyers!!!</title>
      <description>&lt;p&gt;Well, we've got some more relief for our industry. (pending our Presidents signature)&lt;/p&gt;
&lt;p&gt;First time buyers AS WELL AS move up buyers will be able to enjoy the extended tax credits!!!&lt;/p&gt;
&lt;p&gt;Word on the street is that it will NOT be extended again.&amp;nbsp; So, if you've been riding the fence waiting for more money or for whatever reason, DON'T DELAY.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Ample inventory, lower prices, great interest rates, tax credits....blah blah blah...&amp;nbsp; What more could you ask for?&lt;/p&gt;
&lt;p&gt;The time to buy is NOW!&lt;/p&gt;
&lt;p&gt;There are even LOCAL communities who are adding GRANT money to the mix!&lt;/p&gt;
&lt;p&gt;The time to buy is NOW!!!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Fri, 06 Nov 2009 10:28:23 -0600</pubDate>
      <link>http://activerain.com/blogsview/1323391/attention-first-time-buyers-and-move-up-buyers-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1318466/traffic-update-</guid>
      <title>Traffic update...</title>
      <description>&lt;p&gt;I don't know about the rest of you, but I think it sure would have been nice to have had our ODOT have the highway and exit projects DONE prior to the opening of the Outlet Mall in Monroe....&lt;/p&gt;
&lt;p&gt;However, the added jobs and boom to the local economy is most welcomed!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Tue, 03 Nov 2009 18:49:07 -0600</pubDate>
      <link>http://activerain.com/blogsview/1318466/traffic-update-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1314611/traveling-</guid>
      <title>traveling...</title>
      <description>&lt;p&gt;Hello again.&amp;nbsp; I just thought I'd drop in and see how everyone is doing.&amp;nbsp; I just got back home from a trip to Seattle.&amp;nbsp; I'm not going to write a lot at this time (still tired-lol)&amp;nbsp; However, I wanted to remind everyone how lucky we are in the midwest.&lt;/p&gt;
&lt;p&gt;The home prices here are so moderate in price in comparrision with the homes out west.&amp;nbsp; We all have our gripes and complaints, but sometimes you need to sit back and count your blessings.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Lower home prices is a big one!&amp;nbsp; At least it is in my book!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Have a great week!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Sun, 01 Nov 2009 15:39:45 -0600</pubDate>
      <link>http://activerain.com/blogsview/1314611/traveling-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1283051/first-time-buyer-down-payment-assistance-available-</guid>
      <title>First time buyer, down payment assistance available!</title>
      <description>&lt;p&gt;If you are a first time home buyer and are in need of down payment assistance.&amp;nbsp; Often this can be done in the form of a GRANT.&amp;nbsp; There are several ways that you can get the help that you deserve.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Ask your Realtor for help.&amp;nbsp; If you don't have an agent and would like my assistance, I'd be happy to help!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Tue, 13 Oct 2009 12:40:03 -0500</pubDate>
      <link>http://activerain.com/blogsview/1283051/first-time-buyer-down-payment-assistance-available-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1283028/short-sales</guid>
      <title>Short Sales</title>
      <description>&lt;p&gt;Just some food for thought...&lt;/p&gt;
&lt;p&gt;IF you are an agent and want to survive in this marketplace, you seriously need to brush up on your knowledge and/or skills involving short sales.&lt;/p&gt;
&lt;p&gt;I've written several contract offers lately and due to the price declines present, the majority of the offers that I am writing are on short sale properties.&lt;/p&gt;
&lt;p&gt;That's my advice for the day to my fellow colleagues!&lt;/p&gt;
&lt;p&gt;Make it a great one!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Tue, 13 Oct 2009 12:32:02 -0500</pubDate>
      <link>http://activerain.com/blogsview/1283028/short-sales</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1280135/update-for-you-on-the-traffic-mess-</guid>
      <title>Update for you on the traffic mess...</title>
      <description>&lt;p&gt;The I-75 and St. Rt. 63 interchange is STILL a MESS!&lt;/p&gt;
&lt;p&gt;If you come to our area, especially on the weekends, be prepared for long traffic delays.&amp;nbsp; I'm thrilled to pieces with the recent opening of the Cincinnati Premium Outlet Mall (although I haven't been there yet as I don't want to fight the crowds).&amp;nbsp; It is a big boom to our local economy with the added jobs and revenues.&lt;/p&gt;
&lt;p&gt;However, I would have been even more excited if our transportation department had started all of the road construction several months before they did in order to accomodate for the HUGE influx of visitors.&lt;/p&gt;
&lt;p&gt;Anyway, enough said...&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Sun, 11 Oct 2009 18:53:05 -0500</pubDate>
      <link>http://activerain.com/blogsview/1280135/update-for-you-on-the-traffic-mess-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1255245/hold-onto-your-hats-</guid>
      <title>Hold onto your hats...</title>
      <description>&lt;p&gt;After speaking with a local lender recently, he informed me that projections for the Montgomery County Ohio area will be blasted with a new round of foreclosures in October.&lt;/p&gt;
&lt;p&gt;Hopefully with all of the recent changes in the lending guidelines and new government regulations this type of negative information will become a thing of the past.&lt;/p&gt;
&lt;p&gt;In the meantime, if you are looking to buy a bank owned home or REO property, please feel free to contact me.&amp;nbsp; I have taken the required education to obtain&amp;nbsp;the accredited ABR designation and in addition to that, the newest designation pertaining to short sales, foreclosures and REO properties is forthcoming.&lt;/p&gt;
&lt;p&gt;Are you facing foreclosure?&amp;nbsp; Don't wait until it's too late.&amp;nbsp; I might be able to help!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Fri, 25 Sep 2009 08:37:51 -0500</pubDate>
      <link>http://activerain.com/blogsview/1255245/hold-onto-your-hats-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1248295/the-importance-of-a-pre-approval-letter-</guid>
      <title>The importance of a pre-approval letter!</title>
      <description>&lt;p&gt;The home buying process might seem a little confusing if you haven't gone through it before. &amp;nbsp; However, it can actually be a lot easier than you think, particularly if you're working with an experienced Realtor, and particularly when there are so many good deals out there and interest rates are so low! &amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;I've been helping first-time home buyers realize their dreams for years. I can speed up your home search, help arrange financing and help you negotiate a great deal. Please call or email me when you're ready to take this big step.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;It does not matter which company has the listing for the home that you are interested in seeing, I can show you ANY of them. &amp;nbsp; It's always much easier for a buyer to stick with one agent from start to finish instead of working with several agents. &amp;nbsp;That way the agent knows exactly what type of home that you are looking for and you won't have to be &quot;called&quot; by numerous agents as well. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;I am an &quot;accredited buyers representative.&quot; &amp;nbsp;This is denoted by the ABR designation. &amp;nbsp;There are very few agents in the industry with this designation. &amp;nbsp;I obtained it by additional schooling and strict requirements and testing of my knowledge of the whole buying process. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;The newest designation that I'm working on is called SFR. &amp;nbsp;It is a brand new one for agents who've taken the required schooling and tests for gaining additional knowledge for my clients who are seeking a qualified agent who works with a lot of &quot;short sales, foreclosures and REO properties.&quot; &amp;nbsp;I recently attended classes in Columbus Ohio to obtain this Nationally accredited designation &amp;nbsp;and there are less than 50 agents in the entire state of Ohio who've gone through with this process at this time. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Another VERY important thing that you must know as a buyer; make sure that you get with a lender and get a pre-approval letter! &amp;nbsp;In almost every situation when writing an offer on a property, the seller requires that you have &amp;nbsp;this! &amp;nbsp;As your agent, I would be able to focus my best and greatest efforts in finding and showing you only homes that you are qualified for. &amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Sometimes, buyers do not want to obtain a pre-approval letter until they find &quot;the right home.&quot; &amp;nbsp;By the time they've located it, they may be saddened because someone else who was already pre-approved beat them to the purchase. &amp;nbsp;Or, more tragically, they might find that there are &quot;issues&quot; on their credit reports that would prevent them not only from buying &quot;that&quot; home but &quot;any&quot; home. &amp;nbsp;The importance of a pre-approval letter cannot be stressed strongly enough.&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Mon, 21 Sep 2009 06:38:15 -0500</pubDate>
      <link>http://activerain.com/blogsview/1248295/the-importance-of-a-pre-approval-letter-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1244599/congested-traffic</guid>
      <title>Congested Traffic</title>
      <description>&lt;p&gt;Well, I've been writing about all of the new developments happening around Monroe for the past several months.&amp;nbsp; It's happened...The roads are a MESS as they are NOT done with all of the various construction projects and the mall is drawing people into the area by the hundreds of thousands...&lt;/p&gt;
&lt;p&gt;What do U think will happen to area home prices?&amp;nbsp; I already know...&lt;/p&gt;
&lt;p&gt;Have a great day!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Fri, 18 Sep 2009 09:19:32 -0500</pubDate>
      <link>http://activerain.com/blogsview/1244599/congested-traffic</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1230279/looking-for-local-listings-</guid>
      <title>Looking for LOCAL LISTINGS?</title>
      <description>&lt;p&gt;How is your home weathering the market these days?&lt;/p&gt;
&lt;p&gt;Are you interested in learning what the homes in your neighborhood are selling for?&lt;/p&gt;
&lt;p&gt;Do you want to &quot;customize&quot; your &quot;own&quot; searching criteria to help you find your next home?&lt;/p&gt;
&lt;p&gt;Check out my latest and greatest tool....&lt;/p&gt;
&lt;p&gt;The Market Snapshot!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Tue, 08 Sep 2009 22:15:41 -0500</pubDate>
      <link>http://activerain.com/blogsview/1230279/looking-for-local-listings-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1155762/do-you-want-to-work-with-me-</guid>
      <title>Do you want to work with me?</title>
      <description>&lt;p&gt;&lt;strong&gt;Work with me as your agent and this is what you can expect...&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp; &lt;strong&gt;You will be pre-approved.&lt;/strong&gt;&amp;nbsp; I want you to know how much home you can afford.&amp;nbsp; I want you to buy for the right reasons and want to understand your motivations, so that I can help guide you towards the right purchase.&amp;nbsp; In today's market, most sellers actually &quot;expect&quot; for a pre-approval letter to accompany any purchase offer.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp; &lt;strong&gt;We will build rapport.&amp;nbsp;&lt;/strong&gt; A real relationship.&amp;nbsp; I care about my clients.&amp;nbsp; I want you to know about me.&amp;nbsp; Many of my clients over the years have become my friends.&amp;nbsp;&amp;nbsp;I want to enjoy a long lasting friendship and earn your respect for the ever so important referrals from you.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;strong&gt;I will take time and explain things to you.&lt;/strong&gt;&amp;nbsp; Whether you are a first-time buyer or have experience, I want to make sure that you understand everything in plain English.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;strong&gt;Take the time to weigh the facts, and discuss the the purchase amongst yourselves,&lt;/strong&gt; with your friends, your family, or anybody else you choose.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&amp;nbsp;I am NOT a high pressure type of salesperson.&lt;/strong&gt;I realize that buying a home is a VERY emotional and a huge decision.&amp;nbsp; I don't need your money so badly that I will talk you into something that you don't want to do!&amp;nbsp; Hopefully, our experiences together will afford you the pleasure of referring me to your friends and family.&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Thu, 16 Jul 2009 15:54:31 -0500</pubDate>
      <link>http://activerain.com/blogsview/1155762/do-you-want-to-work-with-me-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1150235/you-can-buy-a-house-even-now-with-no-money-down-</guid>
      <title>You CAN buy a house even NOW with NO money down!</title>
      <description>&lt;p&gt;There are STILL loans available to consumers that require little to NO money down.&lt;/p&gt;
&lt;p&gt;The beauty is, you do NOT have to be a first time buyer either.&lt;/p&gt;
&lt;p&gt;You just need to know how to find these gems.&amp;nbsp; And, believe me, they are right under your nose!&lt;/p&gt;
&lt;p&gt;I'd love to win some buyer clients with this hidden gem of information.&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Sun, 12 Jul 2009 21:02:18 -0500</pubDate>
      <link>http://activerain.com/blogsview/1150235/you-can-buy-a-house-even-now-with-no-money-down-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1150229/too-busy-</guid>
      <title>Too Busy?</title>
      <description>&lt;p&gt;I don't know about the rest of you, but I'm so busy with buyers that some days I literally get enough time to eat one meal for the day.&amp;nbsp; I know, I know, it's a horrible problem to have.&amp;nbsp; LOL.&lt;/p&gt;
&lt;p&gt;Actually, I'm very grateful to the government for their efforts in curbing the housing market crisis.&amp;nbsp; The main thing that concerns me though, is what might happen once all of the &quot;incentives&quot; disappear.&lt;/p&gt;
&lt;p&gt;It reminds me of the auto industry on how accustomed the customers became to the incentive programs that bombarded the industry for years.&lt;/p&gt;
&lt;p&gt;We can all appreciate the income now and you'd better tuck plenty away for when the market gets the culture shock once the incentives all dry up.&lt;/p&gt;
&lt;p&gt;I WISH I was a first time buyer right now!!!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Sun, 12 Jul 2009 20:57:04 -0500</pubDate>
      <link>http://activerain.com/blogsview/1150229/too-busy-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1139060/happy-holiday-weekend-everyone-</guid>
      <title>Happy Holiday Weekend Everyone!</title>
      <description>&lt;p&gt;I just thought I'd take a minute to wish everyone a Happy 4th of July!&lt;/p&gt;
&lt;p&gt;I think it would be a great time to kick back, relax, forget about our daily issues and problems, enjoy your friends and family and just take a plain ol' break from it all.&lt;/p&gt;
&lt;p&gt;We are all so busy caught up in our daily lives, myself included, that sometimes we just forget to stop and smell the roses.&amp;nbsp; Roses will fade and wither, but friends and family are forever when we pay enough attention and not let them drift away...&lt;/p&gt;
&lt;p&gt;Have a hot dog on me!&amp;nbsp; (and don't forget the apple pie) ~ ala mode of course, lol.&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Fri, 03 Jul 2009 09:04:50 -0500</pubDate>
      <link>http://activerain.com/blogsview/1139060/happy-holiday-weekend-everyone-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1118870/i-almost-forgot-to-mention-</guid>
      <title>I almost forgot to mention...</title>
      <description>&lt;p&gt;Have you been in the Monroe area recently?&amp;nbsp; The Cincinnati Premium Outlet Mall is well underway and is nearing its target of completion (of the first phase) for a Grand Opening during the fall of 2009.&amp;nbsp; (I wonder how many people are going to go to Cincinnati which is nearly 30 miles south of Monroe, hoping to find the outlet mall?)&lt;/p&gt;
&lt;p&gt;Word on the street is that the mall is already filling up quickly with applications from tenants and there's already plans for additional retail space to be built to accomodate the demand for more room.&lt;/p&gt;
&lt;p&gt;The highway is also&amp;nbsp;splattered with the ever so familiar orange barrels.&amp;nbsp; The entrance/exit to I-75 is being completely rebuilt in order to handle the expected huge volume of traffic.&amp;nbsp; It doesn't take a rocket scientist to realize that Monroe Ohio is on the verge of a population expolosion.&amp;nbsp; The mall alone has already attracted over 3,000 job applicants!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Wed, 17 Jun 2009 12:41:56 -0500</pubDate>
      <link>http://activerain.com/blogsview/1118870/i-almost-forgot-to-mention-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1118714/i-apologize-</guid>
      <title>I apologize...</title>
      <description>&lt;p&gt;I am very sorry that I haven't updated my blog lately.&amp;nbsp; However, I have a GREAT excuse for not doing so!&lt;/p&gt;
&lt;p&gt;Contrary to popular belief, some Realtors are VERY busy!&amp;nbsp; I just happen to be one of them.&amp;nbsp; I am working with several buyers and a few very large investor buyers.&amp;nbsp; I'm not sure why the media keeps downplaying our industry, but I can definitely see a huge increase in MY business!!!&lt;/p&gt;
&lt;p&gt;If you ever need any information from me on a more urgent type matter, please feel free to contact me by using&amp;nbsp;my contact&amp;nbsp;information that I have on here.&amp;nbsp; If you have any questions, ask away!&lt;/p&gt;
&lt;p&gt;I am going to end this note now because I have a showing appointment in a half hour.&lt;/p&gt;
&lt;p&gt;Until next time, take care, stay safe and don't forget to say Thanks to our military for affording us the opportunity to be safe.&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Wed, 17 Jun 2009 10:58:43 -0500</pubDate>
      <link>http://activerain.com/blogsview/1118714/i-apologize-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1005490/have-you-been-turned-down-for-a-mortgage-lately-</guid>
      <title>Have you been turned down for a Mortgage lately?</title>
      <description>&lt;p&gt;I've enclosed a link that should help assist you with your mortgage process and the rebuilding of your credit.&amp;nbsp; Please take a few minutes and check it out.&lt;/p&gt;
&lt;p&gt;When you are ready to begin your home buying process, please remember me in your field of available buyer agents.&lt;/p&gt;
&lt;p&gt;Thanks so much and Pray for our Troops!!!&amp;nbsp; ( they STILL need our support )&lt;/p&gt;
&lt;p&gt;http://www.msnbc.msn.com/id/29185509//&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Fri, 27 Mar 2009 12:18:52 -0500</pubDate>
      <link>http://activerain.com/blogsview/1005490/have-you-been-turned-down-for-a-mortgage-lately-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/977290/more-free-money-information</guid>
      <title>more FREE MONEY information</title>
      <description>&lt;p&gt;Here's some more information about FREE MONEY.&lt;/p&gt;
&lt;p&gt;There is a large city in&amp;nbsp;my local area who is offering $6000.00 of FREE money for 1st time buyers!!!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Also, get the details of the Federal tax credit money give-away here.&amp;nbsp; www.buynowfreemoney.com/1552&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Wed, 11 Mar 2009 03:27:53 -0500</pubDate>
      <link>http://activerain.com/blogsview/977290/more-free-money-information</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/955615/here-s-the-link-to-the-information-about-the-free-8000-00-</guid>
      <title>Here's the link to the information about the FREE $8000.00 </title>
      <description>&lt;p&gt;I have had so many people writing to me requesting information about the $8000.00 FREE money from our government that I decided to just go ahead and post the link on here.&lt;/p&gt;
&lt;p&gt;I should've done this in the first place, but I didn't expect such a tremendous response to my post.&lt;/p&gt;
&lt;p&gt;Anyway, here is the informative link that you've all been asking about.&lt;/p&gt;
&lt;p&gt;www.buynowfreemoney.com/1552&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Thu, 26 Feb 2009 18:06:47 -0600</pubDate>
      <link>http://activerain.com/blogsview/955615/here-s-the-link-to-the-information-about-the-free-8000-00-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/952918/information-about-free-money-from-our-governments-stimulus-package</guid>
      <title>INFORMATION about FREE money from our Governments' Stimulus Package</title>
      <description>&lt;p&gt;Are you confused about the details of the government stimulus package that was recently announced?&amp;nbsp; I have a link to a web site that is Loaded with information about it.&amp;nbsp; Even the information is FREE!&lt;/p&gt;
&lt;p&gt;How can you beat that?&amp;nbsp; FREE&amp;nbsp;$8000.00 in cash from our government and a link to FREE information to find out how to get it!&lt;/p&gt;
&lt;p&gt;If you have any questions, please feel free to ask me and I'll explain things to your the best that I can.&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Wed, 25 Feb 2009 12:01:29 -0600</pubDate>
      <link>http://activerain.com/blogsview/952918/information-about-free-money-from-our-governments-stimulus-package</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/951955/double-whammy</guid>
      <title>Double Whammy</title>
      <description>&lt;p&gt;This market almost makes me want to be a first time buyer again.&amp;nbsp; Think about what you can do with an extra $8000.00 TAX-FREE and NO-PAYBACK GIFT from the government.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This should help shore up some of our weakened markets.&amp;nbsp; We have to start from the ground up and continue rebuilding our country's real estate empire!&lt;/p&gt;
&lt;p&gt;Contact me today for more information!&lt;/p&gt;</description>
      <dc:creator>Martin (Marty) Snyder (Coldwell Banker Heritage Realtors)</dc:creator>
      <pubDate>Wed, 25 Feb 2009 00:01:45 -0600</pubDate>
      <link>http://activerain.com/blogsview/951955/double-whammy</link>
    </item>
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