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fort hood: National News Forgets to Mention NO DOWN Payment VA Loans - 08/13/10 02:09 PM
Early this morning, around 5:30 AM, I was watching a national cable news network report on the state of the real estate industry recovery.   The main focus of this report was on the "fact that is is getting very difficult to buy a home" because:
"You MUST have a credit score of at least 720 to buy a home.You MUST have at least 20% down payment to buy a home."
OR YOU ARE NOT GETTING A HOME AT ALL!Now, this report and others like it, does apply to a certain group of home buyers.    But the situation is different at Ft. … (4 comments)

fort hood: Cash Funds Majority of Fort Hood Foreclosure Sales for First Half of 2010 - 07/12/10 06:27 PM
Fort Hood foreclosure sales have been fairly brisk for the first half of 2010.    The closed sales tallied at 239 units, with 83 of those homes paid for in cash.
VA loans (81 units) financed the next largest segment of those foreclosed homes for sale, while conventional loans and FHA loanfinancing were just about tied for the remainder of the sales.
If you are planning on buying a foreclosure for sale in the Killeen Fort Hood Area, and you want to use your VA loan benefit, remember that the property must qualify for the loan.  It must meet VA condition requirements.  Not every foreclosed … (1 comments)

fort hood: Cute Copperas Cove Home for Sale Under $100,000 - 07/12/10 01:17 PM
Cute as a button home Under $100,000 and for sale in beautiful Walker Place in Copperas Cove!   Nice upgrades, including almost brand new carpet and high energy efficiency heating and air conditioning unit.  Owner has also installed gutters and full yard automatic sprinkler system.. well cared for and ready for a new family!   NO backyard neighbors....just green space along the creek and hike and bike trail!  Very short walking distance to Martin Walker Elementary School, City of Copperas Cove swimming pool and playground.
 
 House for sale at 2005 Mattie Drive, Copperas Cove, Texas.   Close to Fort Hood, TX.

 
Mary Ann Daniell … (0 comments)

fort hood: Killeen Fort Hood Houses for Sale - Will you buy the right one? - 06/30/10 05:44 PM
There are plenty of Killeen Fort Hood homes for sale at the moment, and I think I may have seen them all this summer!    
Last weekend's buyers and I saw 11 houses for sale in Killeen and Copperas Cove, and seems like all we saw was one home after another with NO landscaping, ankle high weeds, expanses of dead grass yard, and even more homes for sale with untreated wood privacy fencing that is suffering in the hot sun. (And these weren't cheap houses, either!) So who wants to own a house like that????   Any takers?  Not me, and not any buyers I've been working … (6 comments)

fort hood: Frankly My Dear Lender, We Didn't Care About That "Piddly" $17.00 Payment - 01/08/10 03:43 PM
FIRST TIME FORT HOOD BUYERS -  If you don't know your credit score, and you want to buy a house at Fort Hood, Texas, you may be in for a shock!  Those actions that you think are just innocent financial decisions can have a huge NEGATIVE impact on your credit score.
Knowledge is power!  So read on:
Gabrielle Rhind has a timely blog post that I want to share with you.     Via Gabrielle (Kamahele) Rhind, Associate Broker (Tierra Antigua Realty, Tucson AZ Real Estate):

Via Gabrielle (Kamahele) Rhind, Associate Broker (Tierra Antigua Realty, Tucson AZ Real Estate):
With anxious Tucson home buyers yesterday, … (2 comments)

fort hood: Jerry Wright Homes Off to a Great Start for 2010!! - 01/05/10 03:21 PM
Jerry Wright, owner of Jerry Wright Homes, Inc., visited with me yesterday about his plans for the upcoming year.  And I have to say, I came away totally impressed with the exciting direction he is taking his new home builder business this year.! 
Jerry said after reviewing contracts for 2009, he has decided that his goal this year as a new home builder is to "make it easy for everyone".. meaning making it easy for buyers AND for their realtors!   He's outfitting every home with the most requested upgrades of granite countertops, lawn sprinkler systems, full yard sod, and privacy fencing.   He will also be paying for all the … (0 comments)

fort hood: Fort Hood Commute Times - Things to Consider before Buying Fort Hood Real Estate - 01/01/10 04:51 PM
Fort Hood Commute Times - #5 of 7 Things You Should Do Before Buying Fort Hood Real EstateBefore you finally make your offer on the perfect home, hit the road and check the actual Fort Hood commute time from your new home to the gate you will use to access Fort Hood. Traffic will be heaviest in the morning between 6 and 9, as everyone goes to PT, work and school. Then it's busy again around 3-4 as schools dismiss. From 4:-30 to 6:30 expect crazy, heavy traffic as everyone leaves work and heads home.And at all times drive defensively!   There's … (0 comments)

fort hood: Jerry Wright Homes - Energy Efficiency and Energy Star Homes - 12/22/09 02:36 PM
Jerry Wright Homes has recently become an Energy Star Builder Partner and has several energy efficient new homes under construction in Killeen and Copperas Cove Texas, serving our Fort Hood military relocation buyers very well! 
Preparing for the future and the possibility of rising energy costs, Jerry Wright has developed these beautiful homes which will use less energy, have lower energy costs to the owner, and have less impact on the environment, as well as featuring granite counter tops, high ceilings, ceramic tile and many more upgrades started at $137,250.
To be certified as an Energy Star Home, a new home must have effective … (0 comments)

fort hood: New Home Fort Hood Copperas Cove Killeen - Jerry Wright Homes - 12/11/09 04:12 PM
JerryWrightHomes.com - The Retreat PlanLocation: House Creek NorthJust complete and ready for move in, this beautiful Jerry Wright Home features granite countertops, marble garden tub, tiled showers, full yard grass, automatic lawn sprinkler system, privacy fencing. Home is configured as four bedrooms, two baths, separate large master suite with private den/retreat. Great Copperas Cove schools and a short commute to Fort Hood. Builder pays your closing costs and provides a one year builder warranty and a 2/10 structural warranty. Call any realtor today to see this gorgeous new home ready now in House Creek North. Visit www.JerryWrightHomes.com to see floorplans and … (1 comments)

fort hood: WOW SOLD IN TWO WEEKS! Gorgeous Stainless Kitchen - House Creek North Fort Hood - 12/11/09 04:02 PM
Gorgeous Stainless Kitchen!Location: Copperas Cove, TXJust listed in beautiful House Creek North, this home for sale has a wonderful floorplan with a huge living room and wood burning fireplace. Four bedrooms, or three bedrooms and a study. Island kitchen makes cooking easy, and the almost new three door Kenmore Elite stainless refrigerator with ice and water in the door STAYS with the house! Master suite is separate from the other bedrooms and provides plenty of privacy for the home owner! If you love to entertain or just relax outdoors, the rear covered patio is a great getaway with brick columns and … (0 comments)

fort hood: Fort Hood Shooting Tragedy - 11/05/09 04:03 PM
UPDATE:   The shooter is paralyzed and is at Brooke Army Medical Center in San Antonio where he has been charged with 13 specifications of premeditated murder.  He is also charged with 32 counts of attempted premeditated murder.
 
Local news is reporting that the main shooter, a US Soldier, is dead and 12 others are dead also.  31 wounded are reported at this time, and two other suspects are in custody.
Please keep all our Fort Hood families in your thoughts and prayers over the next few days.    This is a stunning tragedy for everyone in the area and in the … (5 comments)

fort hood: 7 Things You Should Do Before Buying Fort Hood Real Estate - 11/05/09 10:29 AM
Buying Fort Hood Real Estate can be a wonderful experience!  But buyers do worry that since Fort Hood is such a big place, they won't be able to make a good decision as to where they should live.   And, since it's so easy to get around the Fort Hood area, we can see a lot of homes in a short time, which means being prepared is very important!
Take the stress out of your trip to buy Fort Hood Real Estate by taking these steps before you arrive in Central Texas:
Prequalify with a mortgage lender Discover your house payment comfort … (0 comments)

fort hood: Fort Hood Real Estate - The Market is Starting to MOVE - 05/17/09 12:40 PM
Phones are ringing again and buyers are out there looking at homes, which is good news for local home owners who have their Killeen Fort Hood homes listed for sale.
After months of no showings on some of my listings, several of them were shown multiple times last week, and it's just a matter of time now (hopefully) until offers start to come in. 
One of these homes, which I wrote about a couple of weeks ago, Beautiful Home - Bargain Price, has TWO interested buyers now who have made several trips to see the home.    Neither buyer has made an offer … (0 comments)

fort hood: Fort Hood House Hunting - Port-A-John, Anyone? - 10/25/08 03:57 PM
If you are a first time buyer, getting ready to start looking for a home at Fort Hood, here's a quick peek into a real house hunt in the Fort Hood Real Estate Market:
My latest buyer already had a target subdivision and price range in mind when we met for our first consultation.  He and his wife are first time buyers and are looking for a home that is close to Fort Hood and close to her work in Killeen.  They also want their children to attend Copperas Cove schools, so it's been pretty easy to narrow down their choices.   
They've been … (0 comments)

fort hood: What's Your VA Loan Interest Rate? - 10/21/08 11:29 AM
UPDATE 1/2/09:   Rates were at 5.5%!
 
Great news from local Fort Hood lenders this morning!  Late yesterday afternoon the VA rate plummeted from 6.75% to 6% and stressed buyers can, for the moment, give a sigh of relief. 
If you've been waiting out the rates before committing to a home at Fort Hood, this could be the time to jump in.   Rates have been volatile the past month, swinging between 7% and 7.5%, so 6% is looking pretty good today!
 
 
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fort hood: Fort Hood Home Builders - Which One is Best? - 10/02/08 03:56 PM
Here are a few  thoughts this afternoon about Fort Hood home builders. 
Some buyers think that buying a home from a nationally known home builder is the way to go.  
These BIG builders offer buyers "the moon" as incentive to buy their homes.   They offer to"pay" closing costs, buy interest rates down, put in refrigerators, sprinkler systems and privacy fences and even more to get the buyer's business.     
By the time the sales pitch is done, buyers are starry eyed and ready to sign that contract!  
But what buyers don't know, is that they are really paying for all those goodies.   Extras aren't "thrown in" for … (2 comments)

fort hood: Fort Hood Lenders have Money Available for VA Loans - 10/01/08 12:16 PM
Part of my job is staying informed so I can give advice to my Fort Hood home buyers and sellers.  I owe it to them to be a good source of reliable information.    
For the past two weeks, I've been staying in particularly close touch with local lenders, checking in on movement in interest rates.  I'm also checking on the availability of funds for federally insured loan programs (VA and FHA). 
GOOD NEWS:  The lenders assure me that money is available to lend on VA and FHA loans.  All you have to do is qualify for the loan, as in the past. 
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fort hood: 5 Great Tips for Negotiating with a New Home Builder at Fort Hood - 09/29/08 03:26 PM
The Fort Hood Real Estate Market has slowed and builders are starting to see their inventories of unsold homes increase.  And that's a GOOD thing for you if you are thinking of buying a brand new home when you get to Fort Hood. 
Before you go out to make an offer on a new construction home, consider this:  Did you know that every new home has a backstory?   You aren't privy to this information (and neither am I), but the builder has a lot to consider, especially if he borrowed money to build the home.  He's committed to making monthly interest … (0 comments)

fort hood: Opportunities for Fort Hood Real Estate Investments are Increasing - 09/29/08 01:41 PM
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fort hood: One Important Issue First Time Home Buyers Should Know About - 08/28/08 12:09 PM
A lot of you may not be aware that the new Housing Stimulus Legislation recently signed into law by President Bush will be a source of interest free funds to this year's First Time Home Buyers. 
If you were, or will be, a first time buyer between April 9, 2008 and July 1, 2009, you may be entitled to a temporary $7500 tax credit.   This means you can receive money from the government, interest free, to be paid back at $500 a year for 15 years, unless you sell the home.  
When you sell your Fort Hood real estate, the balance … (1 comments)

 
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Mary Ann Daniell, Realtor Killeen Fort Hood Texas Real Estate

Killeen, TX

More about me…

Coldwell Banker United, Realtors

Address: Killeen, Ft. Hood, Harker Heights, Copperas Cove, Kempner, Nolanville, Lampasas, TX

Office Phone: (254) 547-4165 x 230

Cell Phone: (254) 681-4875

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