http://activerain.com/blogs/marykayirving en-us http://activerain.com/blogsview/3373514/blog-2012-advantages-of-home-ownership <p>It is a great time for first time homebuyers and as Tracey Wrisper mentions in her blog reposted here, there are many advantages over renting.&nbsp; When you are looking for an agent to represent you as a first time buyer you want to choose someone who will be patient with your search, open to all your questions (as many times as you need to ask) and is familiar with the area you are searching.</p> <p>This fall my team will begin hosting monthly First Time Home Buyer Seminars at the Keller Willaims office in Boulder.&nbsp; Stay tuned for more info or Call me Today to get started with your future home search!</p> <p>Mary Kay Irving</p> <p>www.boulderhomesforu.com</p> <p>720-217-6450</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/3367387/blog-2012-advantages-of-home-ownership">"RealtorTraceyW" ~~Tracey R Wrisper~~ Homes for Sale in Leesville LA (ERA Sarver Real Estate, Inc. RealtorTraceyW.com 337-718-8055)</a></b>:<br><blockquote> <p>&nbsp;</p> <p class="MsoNormal" style="margin: 0in 0in 10pt; text-align: center;"><strong><span style="line-height: 115%; font-size: 18pt;"><span style="font-family: Calibri;">BLOG 2012</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt; text-align: center;"><strong><span style="line-height: 115%; font-size: 18pt;"><span style="font-family: Calibri;">RealtorTraceyW</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 10pt; text-align: center;"><strong><span style="line-height: 115%; font-size: 18pt;"><span style="font-family: Calibri;">Advantages of Home Ownership</span></span></strong></p> <p>&nbsp;</p> <p><span><span style="font-size: small;">I have worked with countless </span><a href="http://realtortraceyw.com/buyers.html" title="RealtorTraceyW.com" target="_self"><span style="color: #0000ff; font-size: small;">First Time Buyers</span></a><span style="font-size: small;"> over the years. I am often asked about the advantages of owning a home versus renting. Paying a mortgage and other expenses associated with buying, does not always appear to be a good deal to someone who has never owned a home. Renting usually gives the impression that it is a low stress and carefree lifestyle. There are a lot of misconceptions about home ownership. There are actually many advantages. </span></span></p> <p>&nbsp;</p> <p><span style="font-size: small;"><span><a href="http://realtortraceyw.com/buyers.html" title="Find Your Dream Home" target="_self"><img title="RealtorTraceyW Tips for Home Buyers" src="http://activerain.com/image_store/uploads/8/1/7/9/0/ar134160510009718.jpg" height="283" alt="RealtorTraceyW Tips for Home Buyers" style="margin-right: 22px; margin-left: 22px; float: left;" width="195"></a>When you pay rent, the only thing you get in return is a place to live. Every dollar that you pay is an investment for your landlord. When you move out, you may get your security deposit returned to you, as a thank you for not damaging the property.</span></span></p> <p>&nbsp;</p> <p><span><span style="font-size: small;"><span>As a <a href="http://link.flexmls.com/wuqntgn8wup,4" title="Find Your Dream Home Now!" target="_self">homeowner</a>, a portion of every payment is used to reduce the principal of the loan. The principal is the amount that you actually borrowed. Paying down the principal is how you increase the equity in your home. And don't forget about appreciation. This is the increase in value over time.&nbsp; Should you decide to sell your home,&nbsp;you may realize a significant return on your investment. <strong>That is exactly what your landlord is counting on. </strong></span></span></span></p> <p>&nbsp;</p> <p><span style="font-size: small;">Another option would be to keep the home until the loan is paid-in-full. Living in a home that is paid for gives the owner a great sense of pride. As a landlord, it increases your profits. It helps to contribute to your financial freedom.</span></p> <p>&nbsp;</p> <p><span><span style="font-size: small;"><span>Additionally, there are tax benefits available to qualified home owners. &nbsp;There are tax deductions for property taxes and&nbsp;mortagage interest that you may qualify to deduct. As a landlord, there are even more opportunities to reduce your tax liability.&nbsp;(<span style="font-size: xx-small;">For specific information on the financial and tax benefits of buying and investing&nbsp;compared to renting, contact your local financial or tax consultant).</span></span></span></span></p> <p>&nbsp;</p> <p><span><span style="font-size: small;"><span>Personally, I feel the most important advantage to home ownership is that the home belongs to you. You can decorate it however you wish, entertain house guests, plant flowers and trees, rent it to others,&nbsp;it is all up to you. Home ownership is still the American Dream.</span></span></span></p> <p style="text-align: center;"><strong></strong>&nbsp;</p> <p style="text-align: center;"><strong><span style="font-size: small;">Would you like to learn more about the advantages of home ownership? </span></strong></p> <p style="text-align: center;"><strong><span style="font-size: small;">Are your ready to live the American Dream?</span></strong></p> <p style="text-align: center;"><strong><span style="font-size: small;">Call now to schedule your FREE CONSULTATION! </span></strong></p> <p style="text-align: center;"><strong><span style="font-size: small;">Tracey R Wrisper, Residential Real Estate Expert, 337-718-8055.</span></strong></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <div class="agent_signature"> <p class="MsoNormal" style="background: white; margin: 0in 0in 10pt; text-align: center; line-height: normal;">&nbsp;</p> <p class="MsoNormal" style="background: white; margin: 0in 0in 10pt; text-align: center; line-height: normal;"><span style="font-family: Calibri; font-size: small;"><a href="http://link.flexmls.com/wuu86t9kye7,4" title="Homes for sale in Leesville LA" target="_blank">Homes for sale in Leesville, LA</a>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;<a href="http://link.flexmls.com/wuu86y6j7d3,4" title="Homes for sale in DeRidder LA" target="_blank">Homes for sale in DeRidder, LA</a>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="font-family: Calibri; font-size: small;"><a href="http://link.flexmls.com/wuu8705vgox,4" title="Homes for sale in Anacoco LA" target="_blank">Homes for sale in Anacoco, LA</a></span></p> <p style="text-align: center;">&nbsp;</p> <p class="MsoNormal" style="background: white; margin: 0in 0in 10pt; text-align: center; line-height: normal;"><span style="font-family: Calibri; font-size: small;"><span><a href="http://link.flexmls.com/wuu8722g12i,4" title="Homes for sale in Rosepine LA" target="_blank">Homes for sale in Rosepine, LA</a>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;</span><a href="http://link.flexmls.com/wuqntgn8wup,4" title="Homes for sale near Fort Polk LA" target="_blank">Homes for sale near Fort Polk, LA</a></span></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://feedburner.google.com/fb/a/mailverify?uri=RealtorTraceyW&amp;loc=en_US">Subscribe to RealtorTraceyW's Blog by Email</a>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<a href="http://feeds.feedburner.com/RealtorTraceyW" rel="alternate" type="application/rss+xml">Subscribe to RealtorTraceyW's Blog</a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong><a href="http://www.realtortraceyw.com" title="RealtorTraceyW.com" target="_blank">Tracey R Wrisper</a></strong></span></span></span></p> <p style="text-align: center;"><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong><a href="http://www.realtortraceyw.com" title="RealtorTraceyW.com" target="_self">RealtorTraceyW.com</a></strong></span></span></span></p> <p style="text-align: center;"><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong>337-718-8055</strong></span></span></span></p> <p style="text-align: center;"><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong><a href="http://www.RealtorTraceyW.com" title="Link to RealtorTraceyW.com" target="_blank"><img title="Link to RealtorTraceyW.com" src="http://activerain.com/image_store/uploads/1/8/0/9/2/ar132725590529081.jpg" height="75" alt="Tracey R Wrisper" width="50"></a>&nbsp;&nbsp; </strong></span></span></span><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong><a href="http://www.facebook.com/TopGunAgent" title="Tracey R Wrisper on Facebook" target="_blank"><img src="http://activerain.com/image_store/uploads/9/0/1/9/5/ar132725559659109.jpg" height="75" alt="" width="75"></a>&nbsp;&nbsp; <a href="http://www.Twitter.com/RealtorTraceyW" title="RealtorTraceyW.com Homes for Sale in Leesville, LA and surrounding areas." target="_blank"><img title="Tracey R Wrisper on Twitter" src="http://activerain.com/image_store/uploads/7/8/1/2/3/ar132725573332187.jpg" height="75" alt="Twitter " width="77"></a></strong></span></span></span></p> <p style="text-align: center;"><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong><a href="http://link.flexmls.com/wuqnpd4rdfz,4" title="RealtorTraceyW's Listings" target="_blank">View My Listings</a></strong></span></span></span></p> <p style="text-align: center;"><span style="font-family: trebuchet ms,geneva;"><span style="line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><span style="color: #0070c0; line-height: 115%; font-family: 'AR DECODE'; font-size: 28pt;"><strong><a href="http://link.flexmls.com/wuqntgn8wup,4" title="Find Your Dream Home" target="_blank">Find Your Dream Home</a></strong></span></span></span></p> <p>&nbsp;</p> </div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Thu, 12 Jul 2012 08:58:01 -0700 http://activerain.com/blogsview/3373514/blog-2012-advantages-of-home-ownership http://activerain.com/blogsview/2858714/home-for-sale-in-broomfield <p><strong>Home for sale in Broomfield </strong>in the desirable Wildrass community.&nbsp; This gorgeous home built in only 2008 is the epitome of what buyers are looking for.&nbsp; This beauty stands out for the amazing, unobstructed views from the back and the impeccable and upscale features that abound.</p> <p>So close to Boulder, one would expect a much higher price for this <strong>home for sale in Broomfield</strong>.&nbsp; It sits up high on the West edge of Broomfield and Lafayette.&nbsp; Brazilian Tigerwood floors, spacious 10 ft ceilings, theater wiring and so much more awaits you.&nbsp; Come and get a first time view this weekend at the Open House Sunday from 12 to 2 pm.</p> <p><a title="Home for sale in Broomfield" target="_self">&lt;img src="http://client.vis1.imprev.net/99/17199/2324740/2324740.jpg" width="100%" height="100%" alt="Buffalo Grass"&gt;</a></p> <p>Many buyers today shop for a&nbsp;<strong>home for sale in Broomfield</strong> rather than nearby Boulder County towns.&nbsp; The reason is simple: price of real estate.&nbsp; Folks relocating from the east coast or mid-west may be especially interested in a<strong> home for</strong> <strong>sale in Broomfield.&nbsp;</strong> The cost of real estate in this part of the country and in Boulder in particular has been known to create severe cases of sticker shock for many.</p> <p>The median price of a home sold in Boulder in 2011 was $545000 ccompared to $345000 for Broomfield.&nbsp; More shocking is what $545000 will get you.&nbsp; In Boulder you might get yourself an outdated but "charming" 3 bedroom home built anywhere from 1920 to mid-century. The square footage might range from 1500 to 2500.&nbsp; In Broomfield for the price range between $550K and $650K you can easily find a home built in the last couple of years and even a brand new home with twice the sq footage, completely updated and with 5 bedrooms.</p> <p><img title="Home for sale in Broomfield" src="http://activerain.com/image_store/uploads/4/1/0/8/6/ar132952484168014.jpg" height="188" alt="Home for sale in Broomfield" width="272"></p> <p>Money means different things to different people.&nbsp; Boulder is filled with people of varying means.&nbsp; Those without the money to buy often share living quarters and use the foothills and abundant Open Space trails as their personal playgrounds.&nbsp; For the discriminating buyer who wants to own their own piece of heaven, have their cake and eat it too, the decision to buy a <strong>home for sale in Broomfield</strong> is a no brainer.</p> <p>For a private tour of this beautiful home call me at 720-217-6450 or come visit the Open House this Sunday! </p> <p>&nbsp;<img title="Home for sale in Broomfield" src="http://activerain.com/image_store/uploads/2/3/1/4/6/ar132952222464132.jpg" height="157" alt="Breathtaking Views" width="270"></p> <p>&nbsp;</p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Fri, 17 Feb 2012 16:26:01 -0800 http://activerain.com/blogsview/2858714/home-for-sale-in-broomfield http://activerain.com/blogsview/2822462/colorado-short-sale- <p><strong>Colorado short sale</strong> homes, at least in the Boulder and Broomfield area are not in as abundant supply as some places.&nbsp; We are poised for a recovery in this market and we were not as deeply hurt as other areas.</p> <p>This beautifully crafted home in the lovely Crystal Pines neighborhood of Broomfield offers a tremendous buying opportunity for some very lucky soul.&nbsp; <strong>Colorado short sale</strong> properties like short sales anywhere offer up images of decrepit structures or neighborhoods.&nbsp; The reality for this home and for many short sales in Broomfield and Boulder counties is quite different.&nbsp; Frequently a <strong>Colorado short sale</strong> home has been lovingly maintained and lived in until some hardship arises and the sellers can no longer stay in the home.&nbsp; With the change in property values over time from the inflated market a few years ago may mean the the current market sale price of a home will be less than what the current mortage pay off balance is to the lender.</p> <p>With a <strong>Colorado short sale</strong>, and elsewhere, the buyer negotiates with the lender to come to a sales price they agree on.&nbsp; Despite the name of short sale, the process can actually take several months longer than a regular market sale. Banks are starting to steamline their process and today a <strong>Colorado short sale</strong> may be completed in as few as 3 months, possibly quicker if approval has already been given by the lender.&nbsp; If you are a buyer in search of an amazing deal and willing to wait an extra couple of months. then this home at 2525 Outlook Tr. in Broomfield, CO, in beautiful condition, may be just the home for you!</p> <p>This Colorado short sale opportunity will be open to the public and available for your viewing this Sunday 2/12/12.&nbsp; Hope to see you there!</p> <p><img src="http://client.vis1.imprev.net/99/17199/2292643/2292643.jpg" height="802" alt="" width="620"></p> <p>To learn more about short sale buying opportunities or if you are a homeowner in a distress sale situation (divorce, health crisis, job or income loss please call Mary Kay Irving today at 720-217-6450 or email MaryKay@theirvingteam.com</p> <p>&nbsp;</p> <p>&nbsp;</p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Thu, 09 Feb 2012 14:37:47 -0800 http://activerain.com/blogsview/2822462/colorado-short-sale- http://activerain.com/blogsview/2796126/ten-things-to-remove-before-listing- <p></p><p>Most of us have heard of the importance of Curb Appeal when preparing your home to sell. Just as important is how the inside of your home looks to potential buyers.&nbsp; First impressions are everything (next to pricing your home right). If you are not investing in a stager please take the time to read and really act on the suggestions provided below by Lindsey Hasford. Additionally, while you can't always remove your pets from the house while showing, do talk to your Realtor about best ways to make both your pet and future buyers more comfortable during viewings.</p> <p>For more tips on preparing your home to sell for top dollar in Boulder, CO call or text <strong>Mary Kay Irving at 720-217-6450</strong>. Go to <strong>http://www.BoulderHomesForU.com</strong> to see what competing homes are currently priced at in your own neighborhood. Email MaryKay@theirvingtean.com</p> <p>&nbsp;</p> <p>&nbsp;</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/2791467/ten-things-to-remove-before-listing-">Lindsey Hasford (Coldwell Banker Vision)</a></b>:<br><blockquote> <p>Everyone has heard rumors of de-cluttering when it's time to sell your home. But, what does that really mean?&nbsp; Before going hog wild and moving out... here's a few of the most important things to consider removing before you list your home for sale.</p> <p>10. <strong>Personal photos</strong>. I don't always recommend removing photos of the 'family' but if you have hallways filled with photos or photos on every end table it is probably necessary. Buyers really DO get distracted by them. They will take them all in as they walk down the hall. Not only do they take away from the home, but it's really disturbing when a buyer is excited to 'know' the sellers. And, the buyers do look at them.<img title="home" src="http://activerain.com/image_store/uploads/2/4/9/8/8/ar132820588688942.jpg" height="374" alt="home" style="float: right; margin: 3px; border: 3px solid black;" width="280"></p> <p>9. <strong>Bills and personal papers</strong>. I understand that you cannot remove these document from the home all together, but please take the time to organize them, box them up and put them out of sight. If you have bills laying out on the counter or kitchen table it's like an invitation for the buyers to 'peek' at them. Believe me - I discourage it - but it still happens. And as a seller you just don't want to leave the temptation behind.</p> <p>8.<strong> Money</strong>. I would love to say that every buyer (and Realtor) going through every home is honest, but I really don't want to test those waters. If you have cash, cash boxes or coin jars sitting out in the open... put them away. It's just better for everyone if it's out of sight. As Realtors we do what we can to protect your home, but your help makes a difference!</p> <p>7. <strong>Valuables</strong>. Jewelry, watches, valuable antiques.... anything that might be worth a bit of money that you wouldn't want to lose. Out of sight, out of mind. If buyers don't know they are there they won't think about it. I can't tell you how many homes I've been in where the jewelry is left on the dresser.... somehow it's uncomfortable. At least put it away.</p> <p>6. <strong>Guns and ammo</strong>. I don't care if they are in a case or out laying around or under a bed. It's better if you just plain old remove them from the home prior to listing. For some reason they make buyers (in my experience) feel really insecure. </p> <p>5. <strong>Shoes!</strong> If you have a pile of shoes at the door... ask yourself why. A pile of shoes gives a buyer two impressions. The first? That there isn't enough storage in your home. 2. That there are too many people living in the home. So, in order to avoid wondering on the part of the buyer... just put them away.</p> <p>4. <strong>Medicine.</strong> Take it out. Don't store it on the counter. Don't store it in the cabinet. Don't store it in the bathroom. Remove it. There have been many complaints over the years of potential buyers 'stealing' the medicine out of the cabinets. I have never had it happen on my time clock, but to avoid any trouble it's best to simply remove it. </p> <p>3. <strong>All things on your kitchen counter</strong>. Everything? Really? Yup. The cleaner you can leave the counter, the more buyers dream of being in there. Have you ever been in a cluttered kitchen? Does it feel inviting? How about a cleaned up kitchen? Does it make you wanna spend time there? Also, if you store things on the counter it gives the appearance that you do not have enough storage space. </p> <p>2.<strong> No more junk drawers</strong>. Seriously. Clean 'em out. There is nothing more tacky than a potential buyer opening the cupboards and drawers and having things sticking out everywhere. Box up all the notes, pens, tacks, and odds and ends and put them away. Chances are you don't dig in the drawer often anyways. </p> <p>1. <strong>Nothing but magnets</strong>.... and maybe not even that. Take a photo of your fridge, take everything off, wash the front (and side), and take another photo. It is really refreshing to walk into a home that has a clean fridge. The kids pictures are beautiful (believe me... my fridge is covered in them) but buyer's can't imagine their own children's drawing on there if it is covered with yours. And, the magnets... If they aren't decorative (and even then) they are generally more of a distraction to the room than a help. Consider it.</p> <p>There are many more ways to declutter a home for sale... but these are some important things to consider. For more information on selling your home in Minnesota... give me a call. </p> <div class="agent_signature"> <p style="text-align: center;">_________________________________________________________________________________________</p> <p><em><strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In the meantime</strong></em>... if you are looking to move into the area... I'll wait for you to call!</p> <p style="text-align: center;"><img title="logo" src="http://activerain.com/image_store/uploads/3/2/5/3/2/ar129538407323523.JPG" height="85" alt="logo" width="145"></p> <p style="text-align: left;"><strong>Selling Real Estate in Minnesota! </strong></p> <p style="text-align: left;">If you are looking for professional real estate services I am only a ring away! I am looking forward to working with you. And, please feel free to share my name with anyone that you know who needs assistance buying or selling a home ~ I love referrals!<br><strong><img title="qr code" src="../..http://activerain.com/image_store/uploads/3/4/4/2/1/ar129530081812443.png" height="101" alt="qr code" width="101" style="float: right;"></strong><br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong> Lindsey Hasford, REALTOR</strong><br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Coldwell Banker Vision<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 231 Main Street - Elk River - MN 55330<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 763-241-5488 (office)&nbsp; 763-218-1347 (cell)<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; lindseyhasford@coldwellbankervision.com<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; http://www.hasfordhomes.com</p> </div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Fri, 03 Feb 2012 12:54:22 -0800 http://activerain.com/blogsview/2796126/ten-things-to-remove-before-listing- http://activerain.com/blogsview/1899257/sell-your-home-in-lafayette-co <p><strong>Sell your home in Lafayette CO</strong>.&nbsp; If you have been wanting to sell your home but have been holding tight until the market changes you may want to reconsider.&nbsp; Now is a great time to buy AND to <strong>sell your home in</strong> <strong>Lafayette CO.&nbsp; </strong>But,&nbsp;why Mary Kay, would you say such a thing when the economic market continues to struggle?</p> <p>Here is my perspective.&nbsp; There are currently still buyers looking to buy a home Right Now.&nbsp; These buyers are eager to get into the market because of the historically low mortgage rates.&nbsp; Despite the struggle that many Americans have had and are having financially there are many many people who are doing just fine.&nbsp; These are the people that are searching right now to buy before the interest rates begin to rise again.&nbsp; These are the folks to whom you will <strong>sell your home in Lafayette, CO&nbsp;&nbsp;&nbsp;&nbsp; <img title="Sell your home in Lafayette, CO" src="http://activerain.com/image_store/uploads/3/8/9/4/0/ar128639312304983.JPG" height="188" alt="Sell your home in Lafayette, CO" width="250" style="margin: 10px; float: right;"></strong></p> <p>Many of these folks are first time home buyers....people who do not have to wait for the sale of their own home to buy yours.&nbsp; These first time home buyers are sometimes looking at starter homes with lower prices.&nbsp; If you are looking to <strong>sell your home in Lafayette CO</strong> in this start up price range now is a great time because there is very little competition.</p> <p>The summer rush to buy before the kids go back to&nbsp;school is over yes, but there are always people in the market to buy.&nbsp; The&nbsp;Lafayette and Boulder CO areas have a steady flow of people relocating&nbsp;here both for&nbsp;work, for retirement and for school. &nbsp; I've worked with 2 customers in the past week who have relocated here.&nbsp; One is planning to buy by November the other is renting for now.&nbsp; Like the first couple, many who are looking to buy at this time of year are serious and want to be in their new home before the holidays.</p> <p>In summary if you are hoping to <strong>sell your home in Lafayette CO</strong> now is a great time to list your home for sale.&nbsp; The three main reasons:&nbsp; Great interest rates, low inventory means low competition, and serious buyers.</p> <p>If you are ready to list your home for sale in Lafayette or&nbsp;the Boulder, Colorado area call now for a free comparative market analysis.&nbsp; Contact Mary Kay at <a href="http://www.theirvingteam.com">www.theirvingteam.com</a> or call (720) 217-6450</p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 06 Oct 2010 15:38:47 -0700 http://activerain.com/blogsview/1899257/sell-your-home-in-lafayette-co http://activerain.com/blogsview/1861329/hiring-a-realtor-in-lafayette-co <p><strong>Hiring a Realtor in Lafayette, CO.&nbsp; </strong>So, you've made the decision to buy a home.&nbsp; Whether you are a first-time home buyer, buying up or downsizing it is often an unfamiliar process and you know you need help.&nbsp; How and where do you start when <strong>hiring a Realtor</strong> in&nbsp;Colorado?&nbsp; Often a good place to start is by asking friends or neighbors or maybe the Realtor holding the Open House at your neighbors'.</p> <p>Once you've made contact with a Realtor the real confusion begins as they start telling you about brokerage relationships and long before the actual closing, the paperwork starts flowing.&nbsp; This paperwork, approved by the Colorado Real Estate Commission, describes the types of brokerage relationship buyers can choose when purchasing a home.&nbsp; In Colorado, when<strong> hiring a</strong> <strong>Realtor</strong>&nbsp;to represent you you have a choice of&nbsp;either a Buyer's Agent or as a Transaction Broker.&nbsp; Just what is the difference?</p> <p><img title="Hiring a Realtor in Lafayette, CO" src="http://activerain.com/image_store/uploads/7/7/7/4/7/ar128466736174777.JPG" height="150" alt="Hiring a Realtor in Lafayette, CO" width="200" style="margin: 10px; float: left;"></p> <p>When<strong> hiring a Realtor</strong> you&nbsp;choose to be represented by a Buyer's&nbsp;Agent you are getting the highest form of representation.&nbsp; This Realtor will work fully on your behalf as an advocate to negotiate the best deal possible for you in your home purchase.&nbsp; They are loyal to you and working solely for your best interest in the deal.&nbsp;</p> <p>When<strong> hiring a Realtor</strong>&nbsp;you choose to be represented by a Transaction Broker you are hiring a professional to&nbsp;assist you throughout the transaction.&nbsp; This is a perfectly acceptable form of representation and the Broker will perform all the terms of your agreement and assist you with the contract through closing.</p> <p>I like to make reference to baseball when describing the difference between hiring an Agent vs. a Transaction Broker.&nbsp; A Buyer's Agent is like the coach of the baseball team.&nbsp; S/he will&nbsp;strategize with you to come up with the best game plan to win the game.&nbsp; If the seller has a Seller's Agent, they also are&nbsp;developing&nbsp;strategies to get&nbsp;their best deal.&nbsp; A transaction broker is like the referee.&nbsp; The referee does not create&nbsp;strategies with either team but&nbsp;is there to ensure you play by the rules and that it is a fair game.&nbsp;</p> <p><strong>Hiring a Realtor</strong>is not your only choice, however.&nbsp; In Colorado one may choose to be a 'customer' in a transaction.&nbsp; This is a party to the deal, either a buyer or seller who has not hired a Realtor as either a Seller's Agent, a Buyer's Agent or a Transaction brokerage.&nbsp; This might be a do it yourself person or investor.</p> <p><img title="Hiring a Realtor in Lafayette, CO" src="http://activerain.com/image_store/uploads/1/8/3/8/4/ar128466939048381.JPG" height="150" alt="Hiring a Realtor in Lafayette, CO" width="200" style="margin: 10px; float: right;"></p> <p>For the average person buying a home in Lafayette, or elsewhere in Colorado, <strong>hiring a Realtor</strong> whether an&nbsp;Agent or Transaction Broker is the best way to ensure a smooth transaction.&nbsp;&nbsp;Probably the&nbsp;best news for the buyer is that hiring an agent does not cost you one penny.&nbsp; The Realtor's fees are all paid as part of the&nbsp;seller's closing costs&nbsp;for the home being purchased.</p> <p>If you are looking to buy or sell a home in Lafayette or Boulder County Colorado call Mary Kay at the Irving Team at (720) 217-6450.&nbsp; You can start your property search now by clicking here; <a href="http://www.theirvingteam.com" title="hiring a Realtor in Lafayette, CO" target="_blank">hiring a Realtor in Lafayette, CO</a>.&nbsp; Happy Home Hunting!</p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Thu, 16 Sep 2010 16:39:28 -0700 http://activerain.com/blogsview/1861329/hiring-a-realtor-in-lafayette-co http://activerain.com/blogsview/1859083/using-a-realtor-to-purchase-your-home-in-lafayette-colorado <p><strong><span style="text-decoration: underline;"><img title="Using a Realtor to purchase your home" src="http://activerain.com/image_store/uploads/8/5/9/3/3/ar128457496033958.JPG" height="150" alt="Usinga a Realtor to purchase your home" width="200" style="margin: 10px; float: right;">Using a Realtor to purchase your home in Lafayette, Colorado.</span></strong></p> <p>While sales of homes have been slower this year I have met many buyers over the last&nbsp;few weeks.&nbsp; Many of these buyers, like you have not yet chosen the agent who will represent them.&nbsp; Many are just beginning their search in preparation to buy in the near or distant future.&nbsp; I am often asked the same&nbsp;questions about the home buying process and I thought I'd&nbsp;share a common one&nbsp;with you here.</p> <p><strong>Using a Realtor to purchase your home</strong> provides you with instant access to an experienced expert to help you navigate your home purchase.&nbsp; They will answer your questions or they will help connect you to the person or other expert to get your answer.&nbsp; They are here to serve you.</p> <p>When<strong>&nbsp;using a Realtor to </strong><strong>puchase your home</strong> that Realtor&nbsp;works for you.&nbsp; You will most likely enter into an employment agreement with the Realtor hiring them as your agent or transaction broker (to learn about the difference between an agent and transaction broker stay tuned for my next blog).&nbsp; You are in effect their employer for the transaction of purchasing your home.</p> <p>One&nbsp;common question&nbsp;I hear is 'how much lower as a percentage of the asking price should I make my offer?"&nbsp; Buyers are wondering if their is a standard or expected amount.&nbsp; When<strong> using a Realtor to purchase</strong> <strong>your home</strong> and you find the home you want to buy, an experienced Realtor will research the market value of that property based on the current market conditions.&nbsp; They will show you the results of the research and the current market value of your future home.&nbsp; Based on this you might discover that the home is actually priced right at market value or perhaps even under for a quick sale.&nbsp; In this case you would want to consult with your Realtor as to the pros and cons of making a purchase offer below the asking price.&nbsp; As you can see with this example one might not always make an offer under the asking price.</p> <p><img title="using a Realtor to purchase your home" src="http://activerain.com/image_store/uploads/4/9/2/2/3/ar128457764332294.JPG" height="150" alt="Using a Realtor to purchase your home" width="200" style="margin: 10px; float: left;"></p> <p><strong>Using a Realtor to purchase your home </strong>can save you time, money and stress as you navigate the largest and perhaps the most important purchase in your life.&nbsp; There is no cost to you, the buyer to hire an agent.</p> <p>When you are ready to buy&nbsp;or just&nbsp;beginning to think about&nbsp;buying a home or investment property <strong>using a Realtor to purchase your home</strong> is&nbsp;a wise choice.&nbsp; Please call Mary Kay at The Irving Team&nbsp;today for prompt,&nbsp;friendly and professional service (720) 317-6450.&nbsp; To see what homes are selling for in the Lafayette or Boulder County area visit my website&nbsp;by clicking;&nbsp;<a href="http://www.theirvingteam.com" title="using a Realtor to purchase your home" target="_blank">using a realtor to purchase your home</a>.&nbsp;&nbsp;For a <strong>free</strong>&nbsp;property values report&nbsp;in a particular neighborhood visit; <a href="http:www.bouldercountypropertyvalues.com" title="purchase your home in Lafayette" target="_blank">purchase your home in Lafayette</a></p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 15 Sep 2010 15:32:35 -0700 http://activerain.com/blogsview/1859083/using-a-realtor-to-purchase-your-home-in-lafayette-colorado http://activerain.com/blogsview/1818651/4-tips-to-determine-how-much-mortgage-you-can-afford <p></p><p>If you are&nbsp;thinking about&nbsp;buying a home there are many factors to consider.&nbsp; Mortgage&nbsp;rates are great and there is&nbsp;a wide variety of homes to choose from.&nbsp;&nbsp;To start, it is essential to determine&nbsp;how much you can&nbsp;afford. Below you will find a thorough guide of questions to ask yourself written by Chip Plumley.</p> <p>If you are looking to buy or sell in Boulder County Colorado <strong>call now</strong>&nbsp;to receive a free market snapshot of your neighborhood of interest.&nbsp; Call&nbsp; <strong>Mary Kay Irving </strong>at<strong>&nbsp;720-217-6450</strong> or visit <a href="http://www.TheIrvingTeam.com">www.TheIrvingTeam.com</a> or&nbsp;<a href="http://www.BoulderCountyPropertyValues.com">www.BoulderCountyPropertyValues.com</a></p> <p>&nbsp;</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1818628/4-tips-to-determine-how-much-mortgage-you-can-afford">Chip Plumley (Prudential Fox &amp; Roach)</a></b>:<br><blockquote> <strong>By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget.</strong><p> Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.</p> <p> Instead of just taking out the biggest mortgage a lender qualifies you to borrow, consider how much you want to pay each month for housing based on your financial and personal goals.</p> <p> Think ahead to major life events and consider how those might influence your budget. Do you want to return to school for an advanced degree? Will a new child add day care to your monthly expenses? Does a relative plan to eventually live with you and contribute to the mortgage?</p> <p> Still not sure how much you can afford? You can use the same formulas that most lenders use, or try another of these traditional methods for estimating the amount of mortgage you can afford.<br> <strong>1. The general rule of mortgage affordability</strong><br> As a rule of thumb, you can typically afford a home priced two to three times your gross income. If you earn $100,000, you can typically afford a home between $200,000 and $300,000.<br> To understand how that rule applies to your particular financial situation, <strong>prepare a family budget</strong> and list all the costs of homeownership, like property taxes, insurance, maintenance, utilities, and community association fees, if applicable, as well as costs specific to your family, such as day care costs.</p> <p> <strong>2. Factor in your downpayment</strong><br> How much money do you have for a downpayment? The higher your downpayment, the lower your monthly payments will be. If you put down at least 20% of the home's cost, you may not have to get private mortgage insurance, which costs hundreds each month. That leaves more money for your mortgage payment.<br> The lower your downpayment, the higher the loan amount you'll need to qualify for and the higher your monthly mortgage payment.</p> <p> <strong>3. Consider your overall debt</strong><br> Lenders generally follow the 28/41 rule. Your monthly mortgage payments covering your home loan principal, interest, taxes, and insurance shouldn't total more than 28% of your gross annual income. Your overall monthly payments for your mortgage plus all your other bills, like car loans, utilities, and credit cards, shouldn't exceed 41% of your gross annual income.<br> Here's how that works. If your gross annual income is $100,000, multiply by 28% and then divide by 12 months to arrive at a monthly mortgage payment of $2,333 or less. Next, check the total of all your monthly bills including your potential mortgage and make sure they don't top 41%, or $3,416 in our example.<br> <strong>4. Use your rent as a mortgage guide</strong><br> The tax benefits of homeownership generally allow you to afford a mortgage payment-including taxes and insurance-of about one-third more than your current rent payment without changing your lifestyle. So you can multiply your current rent by 1.33 to arrive at a rough estimate of a mortgage payment.<br> Here's an example. If you currently pay $1,500 per month in rent, you should be able to comfortably afford a $2,000 monthly mortgage payment after factoring in the tax benefits of homeownership.<br> However, if you're struggling to keep up with your rent, consider what amount would be comfortable and use that for the calcuation instead.<br> Also consider whether or not you'll itemize your deductions. If you take the standard deduction, you can't also deduct mortgage interest payments. Talking to a tax adviser, or using a tax software program to do a "what if" tax return, can help you see your tax situation more clearly. </p> <p> </p> <p><span style="font-size: 85%;"></span></p> <p class="MsoBodyText3" style="TEXT-ALIGN: center; MARGIN: 0px;"><span style="LINE-HEIGHT: 150%;"><a href="http://www.chipplumley.com/prufoxroach/modules/agent/agent.asp?p=findahome.asp&amp;page=search&amp;selected=qck&amp;mode=N" target="_new"><span style="LINE-HEIGHT: 150%; FONT-STYLE: normal;"><span style="font-size: 85%; color: #000000;"><img src="http://content.prudentialfoxroach.com/media/pageobjects/01/searchproperties.gif" border="0" alt=""></span></span></a></span></p> <p><span style="font-size: 85%;"></span></p> <p class="MsoBodyText3" style="TEXT-ALIGN: center; MARGIN: 0px;"><span style="LINE-HEIGHT: 150%;"><a href="http://www.chipplumley.com/prufoxroach/modules/agent/agent.asp?p=homeworth" target="_new"><span style="LINE-HEIGHT: 150%; FONT-STYLE: normal;"><span style="font-size: 85%; color: #000000;"><img src="http://media.reliancenetwork.com/dyna_images/agents/242/134043/200932562243.gif" border="0" alt=""></span></span></a></span></p> <p class="MsoBodyText3" style="TEXT-ALIGN: center; MARGIN: 0px;"><span style="font-size: 85%; color: #000000;"></span></p> <p class="MsoBodyText3" style="TEXT-ALIGN: center; MARGIN: 0px;"><span style="font-size: 85%; color: #000000;"></span></p> <div class="MsoBodyText3" style="TEXT-ALIGN: center; MARGIN: 0px;"><span style="LINE-HEIGHT: 150%;"><span style="LINE-HEIGHT: 150%;"><em><span style="font-size: 78%; color: #000000;">Chip Plumley can be reached at (610) 444-9090 or (610) 357-8635. Prudential Fox &amp; Roach is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity. </span></em></span></span></div> <p class="MsoBodyText" style="TEXT-ALIGN: center; MARGIN: 0px;"><strong><span style="LINE-HEIGHT: 200%;"><span style="color: #000099;"><a href="http://www.chipplumley.com/" target="_new"><strong><span style="LINE-HEIGHT: 200%;"><span style="font-size: 85%; color: #000000;">ChipPlumley.com</span></span></strong></a></span></span></strong></p> <p class="MsoBodyText" style="TEXT-ALIGN: center; MARGIN: 0px;"><strong><span style="LINE-HEIGHT: 200%;"><span style="color: #000000;"><span style="font-size: 85%;"><span style="LINE-HEIGHT: 150%;"><img src="http://media.reliancenetwork.com/dyna_images/agents/242/134043/2009715164830.gif" alt=""></span> </span></span></span></strong></p> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 25 Aug 2010 09:39:13 -0700 http://activerain.com/blogsview/1818651/4-tips-to-determine-how-much-mortgage-you-can-afford http://activerain.com/blogsview/1816876/is-your-home-overdressed-maybe-it-needs-a-make-under- <p></p><p>Selling your home and need some showing tips?&nbsp; Check out the suggestions below offered by Tessa Skeens on home staging.&nbsp; First impressions are everything whether you have your home listed with a professional REALTOR or are trying to sell your home as a for sale by owner.&nbsp; The main message in getting more buyers interested in your home.....Less is More!</p> <p>Please refer comments back to Tessa's original post.</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1815884/is-your-home-overdressed-maybe-it-needs-a-make-under-">Tessa Skeens - Hampton Redesign (Hampton ReDesign, Home Staging and Redesign in Fort Worth TX)</a></b>:<br><blockquote> <p>Happened to be home when<strong> Oprah</strong> was on this afternoon. The topic was <strong>Makeunders</strong>. Women who needed less not more. But this also applies to homes. Nate Berkus did a room Makeunder and it inspired me!<br><br>Every home that goes on sale needs a makeunder. The l<strong>ess of you</strong>, <strong>the quicker your home will sell</strong>. <strong>The bigger and more spacious your home looks the higher it's perceived value. </strong></p> <p><img title="simple room design" src="http://activerain.com/image_store/uploads/4/7/4/9/3/ar128260422139474.jpg" height="241" alt="Simple room design" style="float: right; margin: 10px;" width="360"><br>This means it's really important to edit your stuff so what's <strong>really important</strong> greets you (and your buyers) when you walk in the door. You want your homes' features to shine, you want buyers to say <strong>AH! </strong><br><br><strong>The trouble is we tend to keep adding stuff to our homes and don't stop to edit.</strong><br>I compare it to getting dressed. You've got a great look going but then you keep adding accessories to your outfit. A scarf or two. All of a sudden your great look gets lost. No one will be able to focus on that perfect necklace or pair of shoes because there's too much to look at.<br><br>The best outfits are the ones with a simple color palette. A nice pair of jeans, a contrasting top and jacket and some great accent jewelry and shoes.<br><br>Your home is no different. I<strong>t's an extension of who you are but it shouldn't be the catchall for everything you've ever wanted to bring home. </strong>Layering is wonderful but you have to know when to stop before your look gets lost.<br><br>Start with one room. Treat it like an extension of yourself. How would you dress it?<br><br><strong>10 Easy Tips to "Make Under" Your Home</strong></p> <p><strong>1.</strong> Keep in simple, Pick one or two main colors for your walls and floor. The fewer colors the more spacious your home will look.<br><strong></strong></p> <p><strong>2.</strong> Pick a third and fourth (if desired) accent color . Use these colors sparingly.<br><strong></strong></p> <p><strong>3.</strong> Keep your surfaces consistent.&nbsp; Walls should be the same material if possible and painted or finsihed in the same color on all walls. Floors also. Keep flooring consistent throughout the house.<br><strong></strong></p> <p><strong>4.</strong> Group your family photos on one wall and use similar frames and mats to keep a unified look. Edit your photos first and keep only the ones you love.<img title="clean simple room" src="http://activerain.com/image_store/uploads/9/1/8/0/4/ar128260431040819.jpg" height="239" alt="Clean simple room" style="float: right; margin: 10px;" width="360"></p> <p><strong>5.</strong>&nbsp; Group your plants also. Your plants will thrive and it reduces watering time. Toss out any that are unhealthy or dying.</p> <p><strong>6.</strong> If a room has more than one use make sure there's a dedicated space for each use. Screens or dividers can help separate living from office or exercise space.</p> <p><strong>7.</strong> Keep your window treatments clean and simple. Heavy window treatments that cut down on light can overpower a room. Invest in some light colored curtain panels instead hung on a simple pole. These look great over inexpensive 2" blinds.<br><strong></strong></p> <p><strong>8.</strong> Remove area rugs on carpet.&nbsp; Visually they cut up the floor space and make the room feel smaller.<br><strong></strong></p> <p><strong>9.</strong> Edit your collections. Keep only pieces you love on display. Again grouping them will create impact and reduce visual busy-ness.<br><strong></strong></p> <p><strong>10</strong>. Keep it to 5. When in doubt, keep no more than 5 toys or 5 plants or 5 pillows or 5 frames or 5 lamps for example in a room at one time. If you want to add a new piece, take out an old one.</p> <p style="padding-left: 60px;"><br><strong>Remember keep it simple.</strong> Whether you are getting ready to sell your home or just want to live lighter, a professional home staging consultation can help you with your "makeunder". <br><br><em>Photos are not samples of Hampton Redesign staging but chosen to represent how a simplified color palette can makeunder a room.</em></p> <div class="agent_signature"> <p style="text-align: center;">&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;&infin;</p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><span style="font-family: verdana,geneva; font-size: x-small;"><span style="font-family: book antiqua,palatino; font-size: small;">Hampton Redesign</span> &nbsp; 817-891-9563&nbsp;&nbsp; <a href="http://www.hamptonredesign.com/" title="Hampton Redesign" target="_blank">www.hamptonredesign.com</a><br></span></p> <p style="text-align: center;"><span style="font-family: verdana,geneva; font-size: x-small;">Tessa Skeens | <em>Owner &amp; Lead Staging Designer</em><br></span></p> <p style="text-align: center;"><span style="font-family: book antiqua,palatino; font-size: small;"><span style="font-family: verdana,geneva; font-size: x-small;">Professional Home Staging and Redesign Services Serving Greater Fort Worth TX <span style="font-size: x-small;">Including Aledo, Willow Park, Benbrook, Keller, Arlington, Southlake, Colleyville, Hurst, Mansfield, Burleson and Tarrant County</span><br></span></span></p> <p style="text-align: center;"><img title="resa" src="http://activerain.com/image_store/uploads/9/6/7/6/9/ar127626702996769.jpg" height="78" alt="resa " width="180" style="vertical-align: top;"></p> <p style="text-align: center;"><a title="Hampton Redesign on Twitter" target="_blank"><img src="http://twitter-badges.s3.amazonaws.com/follow_us-a.png" alt="Follow HamptonRedesign on Twitter"></a><br><br><a href="http://www.facebook.com/pages/Hampton-Redesign/339251147099" title="Find Us on Facebook" target="_blank"><img title="Find Us on Facebook" src="http://activerain.com/image_store/uploads/6/8/1/5/6/ar126895261965186.png" height="44" alt="Facebook link" width="144"></a></p> </div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Tue, 24 Aug 2010 10:43:51 -0700 http://activerain.com/blogsview/1816876/is-your-home-overdressed-maybe-it-needs-a-make-under- http://activerain.com/blogsview/1807801/boulder-colorado-home-prices-are-they-on-the-rise- <p></p><p>The Boulder Real Estate market has as&nbsp;Phil Boren points out below,&nbsp;typically been more stable than other areas&nbsp;,so hard&nbsp;hit by uncertain economic conditions.&nbsp; For those looking for actual numbers and trends read on.&nbsp; While Boulder has been impacted, particularly in the highest priced homes, overall we seem to be holding our&nbsp;own.&nbsp;</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1804877/boulder-colorado-home-prices-are-they-on-the-rise-">Phil Boren (RE/MAX of Boulder, BoulderHomeResource.com, Boulder, CO)</a></b>:<br><blockquote> <p><strong><span style="text-decoration: underline;"><img title="Boulder Home Prices: On the Rise?" src="http://activerain.com/image_store/uploads/6/2/3/1/9/ar128208316791326.jpg" height="85" alt="boulder home prices, boulder real estate" style="float: left; margin-left: 4px; margin-right: 4px;" width="135">Boulder, Colorado home prices</span></strong> are on the rise . . . that's the headline I read in an article today.&nbsp; Looking a little deeper it appeared as though they were simply comparing results from one month - June of 2009 with another month - June 2010, which may or may not present the whole story.&nbsp; There's a saying in Boulder that it's a ". . . great place to live, work and play"; <strong>homes in Boulder</strong> have also historically been a very sound real estate investment, so we wanted to take a closer look at how the <strong>Boulder real estate market </strong>has performed recently.</p> <p>Our analysis is based on data from IRES as of 8/17/2010, and includes single-family resale statistics across all price ranges during the previous 12 months.&nbsp; The first indicator we looked at was the median price of a sold listing during this period, which reflected a relatively flat market with a decrease of 0.4%.&nbsp; The average price was actually up about 8.5% but we believe the fact that the average is more heavily influenced by extremes than the median, makes this a less reliable number.&nbsp; The real performance is likely much closer to the median.</p> <p>The dynamics of the <em>Boulder market</em> over at least the last 12 months has been that the higher-end market (say $1M and over), has underperformed and tends to skew overall numbers such as days on market, sales-to-list-price ratio, absorption, etc., down.&nbsp; There are several years' worth of inventory in that segment right now, for example, far different from the lower-end market.</p> <p>Sometimes buyers and sellers will ask about the price per square foot data, which reflects an increase of about 7.5% in Boulder over the past 12 months.&nbsp; However, there are so many factors that affect the price per square foot - particularly in Boulder, CO, where there can be wide variances in age, lot size, quality, etc., that this indicator is hardly reliable across the board.&nbsp; With the price reductions that we've seen in some of the higher-end homes, we may be seeing those homes that sell infulence this particular indicator and, again, skew the results.</p> <p>Our inventory in Boulder tends to be seasonal and the past 12 months has been no exception.&nbsp; The overall volume of units for sale is down by 0.7%, but overall that part of the market has not see any wild swings.&nbsp; The number of units under contract and the number sold are both up, 1.28% and 25.7%, respectively, which is a good sign.&nbsp; And, the days on market, or DOM, has consistently come down over the past 12 months to an average of about 70 days at the end of July, the lowest level in over a year.</p> <p>You can review individual charts reflecting <strong>Boulder home prices</strong> <a href="http://issuu.com/PhilBoren/docs/boulderhomeprices?mode=embed&amp;layout=http%3A%2F%2Fskin.issuu.com%2Fv%2Flight%2Flayout.xml&amp;showFlipBtn=true" title="Boulder Home Prices" target="_blank">using this link</a>.&nbsp; In general, what we see right now in Boulder is a real estate market that has not been immune to the broader economic downturn, but one that has also performed better than many markets across the country.&nbsp; It's important to remember that different segments of the Boulder market reflect varying results, but Boulder can still tout the fact that it's a great place to call home!</p> <p>If you're interested in <strong>Boulder real estate</strong> or would like professional assistance with your <strong><a href="http://www.boulderhomeresource.com/relocate-to-boulder-co.php" title="Relocate to Boulder, CO" target="_blank">move to Boulder</a></strong>, please feel free to contact us or visit us online at BoulderHomeResource.com.</p> <div class="agent_signature"> <p style="text-align: left;"><span><span><span style="font-family: verdana,geneva; font-size: xx-small;">(C) Copyright 2010 - Phil Boren.&nbsp; All Rights Reserved.</span></span></span></p> <p style="text-align: center;"><span><span><span style="font-family: verdana,geneva; font-size: xx-small;">_________________________________________________________________</span></span></span></p> <p style="text-align: center;"><span><span style="font-size: x-small;"><strong><span style="font-family: verdana,geneva;">Phil Boren</span></strong><br>RE/MAX of Boulder<br>Office: 303-449-7000&nbsp;&nbsp;&nbsp;Cell: 720-579-8800<br></span><a href="mailto:pboren@remax.net"><span style="font-size: x-small;">pboren@remax.net</span></a><br></span><a href="http://www.boulderhomeresource.com" title="Boulder Real Estate | Boulder Homes For Sale" target="_blank"><span style="font-size: x-small;">Boulder Real Estate</span></a></p> <p style="text-align: center;"> <object type="application/x-shockwave-flash" height="85" width="230"> <param name="movie" value="https://clients4.google.com/voice/embed/webCallButtonVm"> <param name="wmode" value="transparent"> <param name="FlashVars" value="id=daa9a240df11d1a3646fd4ff90d61faa2dec79ae&amp;style=0"> </object> </p> </div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Thu, 19 Aug 2010 08:55:59 -0700 http://activerain.com/blogsview/1807801/boulder-colorado-home-prices-are-they-on-the-rise- http://activerain.com/blogsview/1797559/are-you-ready-to-buy-a-home- <p></p><p>If you are considering purchasing a home in todays market you have many advanatages.&nbsp; Mortgage rates are at an all time low and there is an abundance of homes on the market.&nbsp;&nbsp;One problem folks are running into is&nbsp;the lending process which has become&nbsp;stricter than ever.&nbsp;</p> <p>Don't be caught off guard and lose out on your dream home.&nbsp; Read the following information presented by Dora Griffin on the importance of knowing the details&nbsp;on your credit report.&nbsp; Once you've checked this out or if you need a referral to a lender to help you give me a call at 720-217-6450 or contact Mary Kay Irving at <a href="http://www.theirvingteam.com">www.theirvingteam.com</a></p> <p>&nbsp;</p> <p>&nbsp;</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1797523/are-you-ready-to-buy-a-home-">D A Griffin Financial.LLC</a></b>:<br><blockquote> <p><strong><span style="text-decoration: underline;">ARE YOU READY TO BUY A HOME?</span></strong>&nbsp; <em>How do you know if you are ready to buy a home</em>? It is a great market for buying a home, interest rates are the lowest ever, there are so many homes on the market to choose from, in many ways timing could not be better.</p> <p>Along with all these pluses in the current market, it is also a more difficult time to buy a home because there are fewer loan programs, underwriting guidelines are stricter and let's face it, many of the homes you can buy are perhaps not in the best shape.</p> <p>&nbsp;</p> <p>I can't tell you everything you need to know in this post about&nbsp;how you know&nbsp;you are ready to buy a home, but I can hit one very important high spot:</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>YOU NEED VERY GOOD CREDIT TO BUY A HOME. </strong>Even though some programs will go somewhat lower when looking at credit score, your good credit is a ticket to a smoother process overall. How do you know about your credit? Take a look at it yourself before you get too excited. Go to <a href="http://www.ANNUALCREDITREPORT.COM">WWW.ANNUALCREDITREPORT.COM</a>.</p> <p>You can get one free copy per year&nbsp;of your credit report from all three bureaus. You will not get a score unless you pay for it. The actual reports are free, scores are at a cost. What you are looking for here, however, is the status of your credit, the score is not the most important thing. Examine it to see:</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <em><span style="text-decoration: underline;">what trade lines you have open?</span></em>&nbsp;&nbsp; You may need a minimum number of lines open for a real estate mortgage. You'll need to ask the lender about this specifically.</p> <p><em><span style="text-decoration: underline;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; how long have they been open?&nbsp;</span></em>&nbsp; Your lender may require several months of history.</p> <p><em><span style="text-decoration: underline;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; are you paying on time?</span></em>&nbsp; Important factor. If you are not, then why not?</p> <p><span style="text-decoration: underline;"><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; how much of the</em>&nbsp; available credit <em>are you using?</em></span>&nbsp; Very important to the lender, if you are using over 50% of the available credit you will score lower than someone who is using less than 25% of the available line.</p> <p><span style="text-decoration: underline;"><em>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; are there things on your credit you did not know you had?</em></span>&nbsp; If so, you will want to make note of them to discuss&nbsp;with the lender. There are some situations where if you have a collection you were not aware of, you may want to discuss it with the lender prior to settling it. Any changes to an account like this affects your score, including paying it off.</p> <p>Armed with this information and your employment information, you are ready to call a lender to get educated about the&nbsp;financing process of buying a home. You do not want to look at homes until you know you are ready to buy a home. To do so is frustrating to you, sellers who get their homes ready for a showing and the Realtor who may spend time with you when you are not ready.</p> <p>Lenders want to&nbsp;see that you are handling your current credit situation responsibly. You can take that first step to determine if you are ready to buy a home by pulling a copy of your credit. I usually suggest the above website whether you are&nbsp;getting ready to buy a home, &nbsp;whether you are renting or already a home owner. Get a copy of your credit, it is FREE.</p> <p>Another good tip for using the above website is to pull only one bureau at a time. The three bureaus (Trans Union, Equifax and Experian) generally have the same data. You could, however, have a lender who reports to only one or two of the three so there can be some difference. You can look at your credit three times a year for FREE by looking at one in January, wait a few months and look at a second bureau and after a few months look at the third one. A good way to keep track of your credit on an ongoing basis and it costs you nothing even if you are not in the market to buy a home.</p> <p><strong>Do you want to buy a home? Get ready first!</strong></p> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Fri, 13 Aug 2010 11:48:26 -0700 http://activerain.com/blogsview/1797559/are-you-ready-to-buy-a-home- http://activerain.com/blogsview/1794650/townhomes-for-sale-in-lafayette-co <p><strong><span style="text-decoration: underline;">Townhomes for Sale in Lafayette CO</span></strong></p> <p>Are you looking for&nbsp;<strong>townhomes for sale</strong> in Lafayette CO?&nbsp; Check out this great value in South East Lafayette near public park with pool, tennis courts and more.&nbsp; For the price of rent you can purchase this 2 Bed, 1 Bath end unit home.&nbsp; Extra storage, private deck, sunroom with skylights, passive solar heating, wood stove and more make this a great value!</p> <p><strong>Towhomes for&nbsp;sale&nbsp;</strong>often include hefty HOA fees but not this&nbsp;unique home.&nbsp; There are No HOA dues!&nbsp; !</p> <p>Don't wait on this.&nbsp;Call nor or contact&nbsp;Mary Kay&nbsp;Irving at <a href="http://TheIrvingTeam.com" title="The Irving Team" target="_self">The Irving Team</a>&nbsp; <img title="townhomes for sale" src="http://activerain.com/image_store/uploads/3/0/3/6/8/ar128156658286303.JPG" height="239" alt="Great end unit home!" width="364" style="margin: 2px 3px; float: right; border: black 2px solid;"></p> <p>Lafayette, CO is a quaint little bedroom community just 10 miles East of beautiful Boulder, CO and 17 miles north of Denver.&nbsp; This convenient location makes Lafayette a prime place to consider&nbsp;looking for <strong>townhomes for sale.</strong></p> <p>Students attending the nearby Colorado University can find great rental prices if they travel just a short distance from school.&nbsp; This home is directly on a a bus route making for a quick and convenient commute to CU.&nbsp; Students and parents can purchase this or other&nbsp;<strong>townhomes for sale</strong> and secure a great investment.</p> <p>For the cost of rent in Boulder it makes sense to expand your search beyond the city of Boulder limits.&nbsp; Rent in Boulder is expensive relative to Lafayette.&nbsp; When looking at <strong>townhomes for sale</strong> outside of Boulder you are opening yourself up to reap the rewards of real estate investing.&nbsp; The monthly mortgage payment may even be less than the cost of monthly rent in Boulder proper.</p> <p>An added benefit is that along with the financial savings you are likely to be purchasing greater living space and actual land.&nbsp; When you look at all of these factors together, location, convenience,&nbsp;quality of living, size, cost and return on investment the choice is clear.&nbsp; When looking&nbsp;at <strong>townhomes for sale</strong> near Boulder, CO&nbsp;be sure to find a Realtor familiar with the deals outside of Boulder.</p> <p style="text-align: center;">This home has a basement ready for finishing that will provide an additional 2 rooms and bath!<img title="Beautiful Rosebushes!" src="http://activerain.com/image_store/uploads/3/1/9/2/3/ar128156798732913.JPG" height="134" alt="Beautiful Rosebushes" width="200" style="margin: 2px; vertical-align: bottom; border: black 2px solid;"><img title="Open Floor Plan" src="http://activerain.com/image_store/uploads/6/9/0/8/9/ar128156824398096.JPG" height="134" alt="Open floor plan" width="200" style="margin: 2px; float: left; border: black 2px solid;"><img title="Shared Master Bath" src="http://activerain.com/image_store/uploads/1/4/5/6/2/ar128156839526541.JPG" height="134" alt="Bath" width="200" style="margin: 2px; float: right; border: black 2px solid;"></p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 11 Aug 2010 19:22:03 -0700 http://activerain.com/blogsview/1794650/townhomes-for-sale-in-lafayette-co http://activerain.com/blogsview/1786196/if-your-home-is-still-on-the-market-it-s-probably-priced-too-high <p></p><p>If you've been increasingly frustrated with the amount of time your home has been up for sale with no or few offers check out the article below by <strong>Buki Burke</strong>.&nbsp; We know its a tough market out there for sellers and For Sale by Owners.&nbsp; When you're home is priced right for this market it should not be so frustrating.&nbsp; Talk to your REALTOR about lowering your price....doing another Comparative Market Analysis for homes in your neighborhood that ARE selling.&nbsp; If you are a FSBO and you really need to sell, consider hiring a REALTOR.</p> <p>If you are sellilng or buying in the Boulder, CO area call Mary Kay Irving at 720-217-6450 or contact the <a href="http://TheIrvingTeam.com" title="T" target="_self">Irving Team</a> now.</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1784070/if-your-home-is-still-on-the-market-it-s-probably-priced-too-high">Buki Burke Ventura Coastal Real Estate (Prudential California Realty)</a></b>:<br><blockquote> <p>If your home has been for sale for more than 100 days you're probably tired of looking at the for-sale sign in your front yard. If you want to sell your property now and get on with your life, pay close attention: <strong><em>Your price is too high</em></strong>!</p> <p>In good markets or bad, price is the key factor in selling a home. Regardless of location or condition, any home will sell at the right price.</p> <p><strong>Properties that sell fastest sell closest to list price. &nbsp;</strong>Those that are on the market longer sell for much less than those which were priced realistically when it was first placed on the market. This is especially true in a declining market, such as we have had.</p> <p>Pricing a property is a complex exercise.&nbsp; Many factors are considered in preparing a comparative market analysis, and of these, experience is the most important. When sellers ignore a properly-prepared CMA and insist on listing their property more than 2% above recent closed sales, they are making a big mistake which will ultimately cost them dearly.</p> <p>Realtors do not determine market value. Neither do sellers. Market value is the amount a buyer is willing to pay and a seller is willing to accept for a specific property. Sellers should never price their homes based on what other sellers are asking. The only prices that matter are those of comparable homes that have recently sold.</p> <p>Buyers want a good deal, and will not knowingly pay too much. They are selective and price-conscious, and look at many propertiesbefore making a decision. The property they eventually choose will be the one which gives them most of their want and needs at a price they perceive to be fair market value, and in this kind of market, what they consider a "deal".</p> <p>Some sellers believe it's easy to get market price, and that a Realtor's job is to sell the property for whatever the seller wants or needs. Some believe if they wait long enough, a buyer will come along who is smart enough to have the money and income to buy the house and too dumb to know it's overpriced. Not likely. Buyers also want to see a market analysis.</p> <p>A common seller statement is "we're in no hurry; we'll just leave it on the market until we get our price." In fact, the longer a home is on the market the less likely a seller will receive asking price.</p> <p>Some sellers say "If my price is too high, buyers can always make an offer." True, but they usually won't. Many realtors won't show overpriced homes, except maybe to convice clients what a good deal a competing property is.</p> <p>Sellers often tell their agent that they must sell at a certain price because they need the money. Real Estate Economics Law #1 is that "a seller's need for money does not increase the market value of the home." If you were a buyer, would you pay a premium for a home just because the seller needs more money?</p> <p>Sellers often say, "Couldn't we just try it for a couple of weeks?" Of course they could, but 90 percent of the showing and previewing activity happens in the first two weeks. These buyers are looking for a specific house and are called by their realtor to see the new listing. They need to be captured, as they are probably the best buyers.</p> <p>When a property hasn't sold, sellers think their agent is not exposing the property to enough buyers. No matter how much exposure their home gets, it won't sell if it's overpriced, and if it did, it probably would not appraise.</p> <p>Pay attention to the pricing of your home. The long market time will cost you thousands of dollars that rightly belonged to you.</p> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Sat, 07 Aug 2010 09:03:10 -0700 http://activerain.com/blogsview/1786196/if-your-home-is-still-on-the-market-it-s-probably-priced-too-high http://activerain.com/blogsview/1786183/easy-home-improvement-projects <p></p><p>For Sellers looking for quick and inexpensive ways to spruce up your home for showings check out Rita Gibbons suggestions below.&nbsp; These spruce ups are not just for sellers though.&nbsp; If you're planning on staying in your own home for awhile, need a little pick me up but can't afford major renovations right now try out some of these changes.&nbsp;&nbsp;These updates&nbsp;can make all the&nbsp;difference in your energy and mood.....like a new haircut.&nbsp; Enjoy!&nbsp;</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1786173/easy-home-improvement-projects">Rita Gibbons - Your Hometown Realtor (Virginia Hometown Realtors - Heatherman Homes)</a></b>:<br><blockquote> <p><img src="http://activerain.com/image_store/uploads/5/0/7/1/4/ar128118490341705.jpg" height="460" alt="knobs" style="margin: 5px; float: left;" width="360">Update Knobs ... a quick and easy way to give your cabinets an updated look.&nbsp; You can update your furniture with new knobs.&nbsp; Visit <a href="http://www.anthropologie.com" target="_blank">Anthropologie</a>, <a href="http://www.restorationhardware.com" target="_blank">Restoration Hardware</a>, and <a href="http://www.rejuvenation.com/" target="_blank">Rejuvenation</a>&nbsp;to get ideas and purchase new knobs.</p> <p>Switch to Energy-Saving Bulbs ... save money and energy switching to compact fluorescent bulbs.</p> <p>Install a luxurious showerhead ... there are a wide variety of new and improved showerheads.&nbsp; Visit <a href="http://www.moen.com/" target="_blank">moen.com</a>.</p> <p>Liven Up Your Lamps with a new shade.</p> <p>Install stylish new house numbers.&nbsp; Visit <a href="http://www.customhousenumbers.com/" target="_blank">customhousenumbers.com</a>.</p> <p>Wallpaper Cabinets ... cover the back of your glass front or open cabinets with wallpaper remnants or pretty contact paper to give your collectibles and fine china an elegant backdrop.</p> <p>Paint a Wall ... paint one wall a bold complimentary color.</p> <p>Change Light Fixtures ... change your bathroom light fixture with a new fixture is an easy way to spruce up your bathroom.&nbsp; Remember to cut the power from the electric panel.</p> <p>&nbsp;</p> <p>&nbsp;</p> <div class="agent_signature"> <p><span style="font-size: x-small;">Rita Gibbons ~ Your Hometown Realtor</span><br>Virginia Hometown Realtors LLC&nbsp;~ Virginia REO Services LLC<br>Broker: Heatherman Homes LLC<br><span style="font-size: x-small;">Direct #: 571-330-0741 ~ Fax #: 888-235-1567<br>Email:&nbsp; </span><a href="mailto:LuvnNLivn@gmail.com"><span style="font-size: x-small;">LuvnNLivn@gmail.com</span></a><span style="font-size: x-small;"> <br>Web:&nbsp; </span><a href="http://www.virginiahometownrealtors.com/"><span style="font-size: x-small;">VirginiaHometownRealtors.com</span></a><span style="font-size: x-small;"> and </span><a href="http://www.virginiareoservices.com/"><span style="font-size: x-small;">VirginiaREOServices.com</span></a><br><em>NVAR Top Producer &amp;&nbsp; Multi-Million Dollar Top Producer (2008-2009)<br></em><em>Accredited REO Agent^TM, </em><em>Certified REO Property Specialist (CRPS) &amp; Certified Distressed Property Expert (CDPE)<br>Member: NAR, VAR, FAAR, MRIS; Associate Member: NVAR</em></p> <p><a href="http://www.realping.com/accts/connect2.cfm?id=20278&amp;tz=0&amp;src=email"></a></p> <p><em><span style="font-size: x-small;">The greatest compliment I can receive is a referral from you!&nbsp; Thank you for your business.</span></em></p> </div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Sat, 07 Aug 2010 08:52:53 -0700 http://activerain.com/blogsview/1786183/easy-home-improvement-projects http://activerain.com/blogsview/1784491/5-reasons-why-you-should-not-try-to-sell-your-home-by-yourself <p></p><p>If you are considering selling your own house as a FSBO (For Sale By Owner) please educate and inform yourself.&nbsp; It is not quite as easy an undertaking as some project and ultimately may cost you MORE money.&nbsp; Below, please review the points made by Erica Ramus on why you should NOT sell your home without professional help.&nbsp;</p> <p>The reason I hear most&nbsp;from sellers for not hiring a REALTOR is to save money.&nbsp; In reality, sellers who list their home for sale with a professional REALTOR ultimately sell their home for an average of&nbsp;a 13% higher sales price.&nbsp; I&nbsp;was once a FSBO seller myself, today I am a professional REALTOR.&nbsp;</p> <p>&nbsp;If you need help selling your home in&nbsp;Boulder County, CO call me today at 720-217-6450 or contact <a href="http://TheIrvingTeam.com" title="The Irving Team" target="_self">The Irving Team</a></p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1783705/5-reasons-why-you-should-not-try-to-sell-your-home-by-yourself">Erica Ramus - Realty Executives / Pottsville PA Real Estate</a></b>:<br><blockquote> <p><a href="http://www.flickr.com/photos/mikeyworld/3349497913/sizes/m/" target="_blank"><img src="http://activerain.com/image_store/uploads/6/3/7/0/0/ar128104904100736.jpg" height="500" alt="" style="float: left; margin: 5px;" width="333"></a><strong>Are you thinking of selling your Schuylkill County Home FSBO -- by yourself?</strong></p> <p>Marketing a home in 2010 is NOT the same as marketing it 10 years ago. Even if you did this before, you have to do so much more than plant a sign on the yard and place a classified ad.</p> <p><strong>5. Advertising is more complicated. </strong>When is the last time you read the newspaper or searched the classifieds. Years ago you'd buy the paper to see what homes were for sale or rent. A single classified ad run several times a week might get you enough calls to sell the house. Now it's so much more complicated! Most agents and brokers don't advertise anymore in newspapers because THEY DON'T WORK and also because they are very expensive considering the lack of results.</p> <p><strong>4. Are you internet savvy?</strong> What does work is the internet. Buyer start their searches online now, months before they are ready to buy. A real estate broker will put your property on the MLS to advertise to all agents, plus many other internet sites. In our office, we put your property on 3 MLS systems covering all of Schuylkill, Lebanon/Lancaster MLS, and&nbsp; TREND MLS which stretches into Reading and Philadelphia. We then use Postlets and ListHub to feed out into over 38 sites via RSS feed. So you're on Trulia, Zillow, Craigslist, Homes.com, and so many more sites. Can you do that?</p> <p><strong>3. Are you ready to pre-qualify buyers who call on the phone?</strong> Before you let someone cross the threshhold, are you ready to ask them personal questions about their finances, or are you going to just open the door? How do you know a buyer really has the ability to buy? Because he says so? Really? Not in today's market. And once you agree to show your home to someone, you need to make yourself available to all buyers, at their request, when they want to see the home on their own time, not yours. Is it an inconvenient time? Sorry. Make yourself available for them.</p> <p><strong>2. What about all the paperwork?</strong> If you do go FSBO, call a lawyer. You will need someone to write up the contracts and get you to settlement. You should not just go online or to Staples to find generic documents. This is complicated and dangerous to try to do on your own. You need an attorney to help you once you find a buyer. The work is not finished. It is just starting, unfortunately. You have contracts, then inspections, the appraisal, and financing details to make it thru now.</p> <p><strong>1. Can you negotiate like a pro? </strong>Seriously. If a buyer walks in and asks "Can you go lower" or "Why are you selling" or "What is your bottom line?" How will you answer? This is not a business deal cut and dry. This is your house. Will you waffle a bit and tell them there is room to negotiate? Will you tell them that you need to be moved in 30 days because you got a new job? Will you hurt your negotiating power by giving away too many details about why you are moving and/or how much you will really take? Having an agent in the middle can take a step away from this, giving a bit of distance to you in negotiating. Perhaps if you do not want to pay an agent, you should hire that lawyer to negotiate for you. Don't try this yourself if you even think you're going to tell buyers too much personal information or cave when they say your home is overpriced or they can only afford X.</p> <p>Real estate agents -- good ones -- will put YOUR Interests above theirs. They will negotiate fiercely to get you the highest and best price for your house. They will take care of all the little details you otherwise have to handle on your own. The best agents are worth every penny you will pay, in getting you a higher price for your home with less hassles.</p> <p><strong>Are you thinking of selling your Schuylkill County Home FSBO </strong>-- by yourself? Think again, please.</p> <p>If you're going FSBO because you think you cannot afford one, it may just be that you cannot afford NOT to have an agent. Not all firms charge the same fees. All fees are negotiable. Interview a few agents and ask each one to explain what they do for their fees, and how their fees are structured. You just might be pleasantly surprised by what you find.</p> <p>&nbsp;</p> <p style="text-align: right;">Flickr image courtesy <a href="http://www.flickr.com/photos/mikeyworld/3349497913/sizes/m/" target="_blank">MiK</a></p> <p>&nbsp;</p> <div class="agent_signature"> <p>&nbsp;</p> <p>&nbsp;</p> <p>--------------------------------------------------------------------------------------------------------------------</p> <p>&nbsp;</p> <p>&nbsp; <a href="http://move2pennsylvania.com" target="_blank"><img src="http://activerain.com/image_store/uploads/4/4/0/3/4/ar125072276443044.gif" height="125" alt="" width="369" style="vertical-align: middle;"></a>&nbsp;&nbsp;&nbsp;</p> <p>&nbsp;</p> <p>&nbsp; <a href="http://www.move2pennsylvania.com/search-mls.aspx" target="_blank"><img src="http://activerain.com/image_store/uploads/9/6/8/0/3/ar125072279830869.gif" height="59" alt="" width="109"><img src="http://activerain.com/image_store/uploads/6/1/3/5/0/ar125234783005316.jpg" height="60" alt="" width="252"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: left;"><span style="font-family: trebuchet ms,geneva; font-size: small;">Erica Ramus is Broker/Owner of <strong><a href="http://www.move2pennsylvania.com" target="_blank">Realty Executives</a></strong> in Pottsville, PA.</span></p> <p style="text-align: left;"><span style="font-family: trebuchet ms,geneva; font-size: small;">If you're looking for a PROFESSIONAL to represent you in all of your&nbsp;<strong>Schuylkill County real estate</strong> needs, call Realty Executives at 570-622-6006.&nbsp;</span><span style="font-family: 'trebuchet ms', geneva; font-size: small;">Serving all of Schuylkill County ... Pottsville, Orwigsburg, Schuylkill Haven, Auburn, Pine Grove, Frackville, Minersville, Ashland, Shenandoah, Port Carbon, Palo Alto, St. Clair, Barnesville real estate. Click on the link above to search <strong>Pottsville PA homes for sale </strong>or any <strong>Schuylkill County homes for sale</strong>. We have all properties listed for sale in the <strong>Schuylkill MLS</strong> on our website -- free search!</span></p> <p style="text-align: left;"><span style="font-family: trebuchet ms,geneva; font-size: small;">&nbsp;<strong><a href="http://www.schuylkillappraisals.com" target="_blank">Schuylkill Appraisal Services</a></strong>, for all your appraisal needs: Schuylkill County appraiser.&nbsp;</span></p> <p style="text-align: center;"><span style="color: #0000ee;"><span style="text-decoration: underline;"><span style="color: #000000;"><br></span></span></span></p> </div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Fri, 06 Aug 2010 10:39:52 -0700 http://activerain.com/blogsview/1784491/5-reasons-why-you-should-not-try-to-sell-your-home-by-yourself http://activerain.com/blogsview/1784397/why-your-listing-agent-wants-you-out-of-the-house-at-showings- <p></p><p>Every wonder why your Realtor has requested you to not be present during showings of your home? Patricia Kennedy below does a great job of addressing the concerns which can end up costing you money.&nbsp; Additionally,&nbsp;whether or not talking is involved it is far more comfortable for&nbsp;your prospective buyers to look thoroughly at their potential new home when the current owners are no where to be seen.&nbsp; We want them as comfortable as possible with the ability to imagine this is THEIR new home, hard to do when the real owner is in the house.&nbsp; Make it a priority to be out of the house whenever a&nbsp;REALTOR and buyer come by and you will be closer to selling your home than ever!&nbsp;</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1784028/why-your-listing-agent-wants-you-out-of-the-house-at-showings-">Patricia Kennedy (Evers &amp; Company Realtors)</a></b>:<br><blockquote> <p>Today, I showed several houses to a favorite buyer.&nbsp; And due to a thunderstorm that blew threw town while we were out looking, all these buyers were home for at least part of the showing.&nbsp; And all of them committed the one mortal sin of real estate.&nbsp; They chatted with me and my buyer.&nbsp; Some were more discrete than others.</p> <p><img src="http://activerain.com/image_store/uploads/2/9/6/6/3/ar128106634736692.jpg" height="250" alt="" style="float: right; margin: 5px 15px;" width="325">Now, if your house is for sale, and if you are home when any agent shows up, zip your lip!&nbsp;</p> <p>What you think of as pleasant banter is the agent trying to pump you for information she knows your agent would never tell.&nbsp;</p> <p>Do you have another place to go.&nbsp; Have you purchased another house?&nbsp; Are you being transferred?&nbsp; Is this a happy move or a stress move?</p> <p>Are you selling because of a happy new addition to your family?&nbsp; Or are you in the middle of a mean divorce?&nbsp; Are you moving to a new city for your dream job?&nbsp; Or are you selling because your job moved to China without you and you can no longer afford your place?</p> <p>It goes to motivation.&nbsp; If you show up as needy and anxious and tell all, the agent showing your home will think you are more motivated than you might be, and the offer might come in a lot lower than what you'd like to see.</p> <p>Your agent would never volunteer any of this information out of the blue. &nbsp;</p> <p>Neither should you!</p> <div class="agent_signature"><p><a href="http://feeds.feedburner.com/activerain/KqFS" title="Subscribe to my feed" rel="alternate" type="application/rss+xml"><img src="http://www.feedburner.com/fb/images/pub/feed-icon32x32.png" alt="" style="border: 0;"></a><a href="http://feeds.feedburner.com/activerain/KqFS" title="Subscribe to my feed" rel="alternate" type="application/rss+xml">Subscribe in a reader</a></p></div> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Fri, 06 Aug 2010 09:55:41 -0700 http://activerain.com/blogsview/1784397/why-your-listing-agent-wants-you-out-of-the-house-at-showings- http://activerain.com/blogsview/1768918/off-campus-housing-colorado-university-own-for-cost-of-rent <p><strong><span style="text-decoration: underline;">Off Campus Housing Colorado University:&nbsp; Own for the Cost of Rent.</span>&nbsp; </strong>When investing in student housing don't forget to consider the outlying communities of Lafayette and Louisville, CO.&nbsp; Below you will find a great 2 Bd, 1 Ba great value in Lafayette CO.&nbsp; This property which you can own for the&nbsp;cost of rent is ready to be finished to a 4 Bd/2Ba home.&nbsp;When considering<strong> <span style="text-decoration: underline;">off campus housing Colorado University&nbsp;</span></strong>&nbsp;property investments be aware that&nbsp;you can easily <span style="text-decoration: underline;"><strong>own for the cost of rent.</strong></span>&nbsp;&nbsp;&nbsp;</p> <p>When you are ready to buy in Boulder, Louisville or Lafayette, CO contact <strong>Mary Kay Irving</strong>at&nbsp;<a href="http://www.TheIrvingTeam.com">www.TheIrvingTeam.com</a>&nbsp;of Keller Williams Front Range Properties, LLC&nbsp;(720) 217-6450.&nbsp;</p> <p>&nbsp;</p> <div style="text-align: left; width: 750px; font-family: Verdana,Arial,Georgia,serif; font-size: 11px;"> <table cellspacing="0" border="0" cellpadding="0" width="750" style="background-color: #87A8E0;"> <tbody> <tr height="75"> <td style="text-align: center; background-color: #FFFEFD;"> <img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"><br><img src="http://www.epropertysites.com/usr/12/79/21/89/33/1279218933.gif" border="0" alt=""><br><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"><br> </td> <td width="600" style="background-color: #2E3F5D; text-align: right;"> <img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"><br> <table cellspacing="0" border="0" cellpadding="0"> <tbody> <tr> <td style="text-align: right;"> <div style="font-family: Arial,sans-serif,Tahoma; color: #FFFEFD; font-weight: bold; font-size: 18px;">898 Sir Galahad Dr</div> </td> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="20"></td> </tr> <tr> <td style="text-align: right;"> <div style="font-family: Arial,sans-serif,Tahoma; color: #FFFEFD; font-size: 12px;">Lafayette, CO 80026</div> </td> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="20"></td> </tr> <tr> <td style="text-align: right;"> <div style="font-family: Arial,sans-serif,Tahoma; color: #FFFEFD; font-size: 11px;">Own in Lafayette for the price of rent!</div> </td> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="20"></td> </tr> </tbody> </table> <img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"><br> </td> </tr> <tr style="vertical-align: top;"> <td height="100%" style="background-color: #617BAB; text-align: left;"> <table cellspacing="0" border="0" cellpadding="0"> <tbody> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Home</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Photo Gallery</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Virtual Tour</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Property Map</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Payment Info</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Request Showing</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="30"> <td><a href="http://898srgalhd.BestPricedHouse.com/mlsmax/contact.htm" target="_top" style="cursor: hand; padding: 10px; text-decoration: none; width: 160px; color: #FFFEFD;"><img src="http://www.epropertysites.com/images/point_cl.gif" border="0" alt="" style="text-align: left;">Contact Me</a></td> </tr> <tr height="1"> <td style="background-color: #87A8E0;">&nbsp;</td> </tr> <tr height="300"> <td style="text-align: center;"> <table cellspacing="0" border="0" cellpadding="0"> <tbody> <tr> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="20" alt="" width="1"></td> </tr> <tr> <td style="text-align: center;"> <img src="http://www.epropertysites.com/images/blank.gif" border="0" height="20" alt="" width="1"><br><img src="http://www.epropertysites.com/usr/12/79/21/89/33/1279218933.jpg" border="1" alt=""><br><strong>Mary Kay Irving</strong><br><br><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="5" alt="" width="1"><br> <table cellspacing="1" border="0" cellpadding="0"> <tbody> <tr style="vertical-align: top;"> <td style="text-align: right; font-size: 10px;">Office:</td> <td style="text-align: left; font-size: 10px;">303 440 8080</td> </tr> <tr style="vertical-align: top;"> <td style="text-align: right; font-size: 10px;">Mobile:</td> <td style="text-align: left; font-size: 10px;">720-217-6450</td> </tr> <tr> <td style="text-align: right; font-size: 10px;">Website:</td> <td style="text-align: left; font-size: 10px;"><a href="http://www.theirvingteam.com">Visit Website</a></td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <br><img src="http://www.epropertysites.com/images/blank150.gif" border="0" height="1" alt="" width="150"><br> </td> <td> <table cellspacing="0" border="0" cellpadding="0" width="95%" style="text-align: center;"> <tbody> <tr style="vertical-align: top;"> <td width="90%"> <table cellspacing="5" border="0" cellpadding="0" width="100%"> <tbody> <tr> <td style="text-align: right;"><strong>Price</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>$145,000</td> </tr> <tr> <td style="text-align: right;"><strong>Bedrooms</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>2</td> </tr> <tr> <td style="text-align: right;"><strong>Bathrooms</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>1</td> </tr> <tr> <td style="text-align: right;"><strong>Square Foot</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>1,728</td> </tr> <tr> <td style="text-align: right;"><strong>Lot Size</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>3,284</td> </tr> <tr> <td style="text-align: right;"><strong>County</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>Boulder</td> </tr> <tr> <td style="text-align: right;"><strong>Property Type</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>Attached</td> </tr> <tr> <td style="text-align: right;"><strong>Year Built</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>1982</td> </tr> <tr> <td style="text-align: right;"><strong>MLS Number</strong></td> <td style="text-align: center;"><strong>:</strong></td> <td>630779</td> </tr> </tbody> </table> </td> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="5"></td> <td style="text-align: center;"> <img src="http://www.epropertysites.com/images/blank.gif" border="0" height="8" alt="" width="1"><br><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"><br><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="3" alt="" width="1"><br><a href="http://898srgalhd.BestPricedHouse.com">click for more information and pictures</a><br><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="3" alt="" width="1"><br> </td> </tr> </tbody> </table> <table cellspacing="12" border="0" cellpadding="0" style="background-color: #FFFEFD; text-align: left; width: 100%;"> <tbody> <tr> <td><strong>Property Description</strong></td> </tr> <tr> <td style="background-color: #2E3F5D;"><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"></td> </tr> <tr> <td>Wonderful value in desireable Lafayette. Near Old Town and quick walk to award winning school and public pool and park. End unit townhome with no HOA. Ready to move in with new paint and carpet. Deck, wood-burning stove, sun room and partially finished basement with easy transition to a 4bd/2ba! Ready to move in. Bring all offers!</td> </tr> <tr> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="10" alt="" width="1"></td> </tr> <tr> <td><strong>Features List</strong></td> </tr> <tr> <td style="background-color: #999999;"><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="1" alt="" width="1"></td> </tr> <tr> <td> <table cellspacing="0" border="0" cellpadding="0" width="98%"> <tbody> <tr> <td> <li>Private Deck</li> </td> <td> <li>Room Air Conditioner</li> </td> <td> <li>Open Floor Plan</li> </td> </tr> <tr> <td> <li>Enclosed Sunporch</li> </td> <td> <li>Ceiling Fans</li> </td> <td> <li>Large Bedrooms</li> </td> </tr> <tr> <td> <li>Skylights</li> </td> <td> <li>Newer Refrigerator</li> </td> <td> <li>Shared Master Bath</li> </td> </tr> <tr> <td> <li>Oversized Garage</li> </td> <td> <li>Dishwasher</li> </td> <td> <li>Mature Landscape</li> </td> </tr> <tr> <td> <li>Fenced Courtyard</li> </td> <td> <li>Electric Stove</li> </td> <td> <li>Beautiful Rosebushes</li> </td> </tr> <tr> <td> <li>Dayllight Basement</li> </td> <td> <li>Dryer</li> </td> </tr> <tr> <td> <li>2nd Bath Rough In</li> </td> <td> <li>Passive Solar</li> </td> </tr> </tbody> </table> </td> </tr> <tr> <td><img src="http://www.epropertysites.com/images/blank.gif" border="0" height="5" alt="" width="1"></td> </tr> </tbody> </table> </td> </tr> <tr height="25"> <td style="text-align: center; background-color: #87A8E0;"> <table cellspacing="0" border="0" cellpadding="0" style="font-family: verdana,geneva,ms sans serif,arial; text-align: center;"> <tbody> <tr> <td><img src="http://www.epropertysites.com/images/eh.gif" border="0" alt=""></td> <td style="font-size: 10px; color: #4C4C4C;">Equal Housing Opportunity.</td> </tr> </tbody> </table> </td> <td>Keller Williams Front Range Properties : 3005 Center Green Dr. Ste. 100 - Boulder CO 80301 : 303 440 8080</td> </tr> </tbody> </table> </div> <p><img src="http://www.epropertysites.com/usr/12/79/21/89/33/1279737952craigs.jpg" border="1" alt="" width="300"></p> <p><span style="text-decoration: underline;"><strong>Off Campus Housing Colorado University investment opportunity:&nbsp; Own for the Cost of Rent!</strong></span></p> <p>To receive a Market Snapshot of the values of properties in this neighborhood or of a home you are wishing to sell in the Boulder/Denver area please go to <a href="http://www.BoulderCountyPropertyValues.com">www.BoulderCountyPropertyValues.com</a></p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 28 Jul 2010 17:22:38 -0700 http://activerain.com/blogsview/1768918/off-campus-housing-colorado-university-own-for-cost-of-rent http://activerain.com/blogsview/1761583/top-10-credit-don-ts-during-the-loan-process <p>Buyers take notice.&nbsp; With mortgage rates at all time lows now&nbsp;is a great time to buy.&nbsp; Even so, the lending process has gotten more demanding and buyers,&nbsp;you need to stay on your toes.&nbsp; Check out these inportant tips to heed below with a big thanks to Charlie Musara for the information.</p> <p>If you are even considering buying in the somewhat near future,&nbsp;using a&nbsp;local Realtor to point you in the right direction can help make sure you're covering all your bases.&nbsp; <strong>The Irving Team</strong> of Keller Williams Front Range Properties LLC&nbsp;in Boulder CO&nbsp;is ready to help you.&nbsp; Please&nbsp;contact <strong>Mary Kay Irving</strong> at 720-217-6450 to get started or visit <a href="http://www.theirvingteam.com">www.theirvingteam.com</a>.&nbsp;</p> <p><strong>For a free market snapshot</strong> of&nbsp;the property values near the&nbsp;home you are interested in buying or selling go to <a href="http://www.bouldercountypropertyvalues.com">www.bouldercountypropertyvalues.com</a></p> <p>Via <strong><a href="http://activerain.com/blogsview/1761575/top-10-credit-don-ts-during-the-loan-process">Charlie Musarra/ Kathy Renken (Keller Williams Check Realty)</a></strong>:</p> <div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1761575/top-10-credit-don-ts-during-the-loan-process">Charlie Musarra/ Kathy Renken (Keller Williams Check Realty)</a></b>:<br><blockquote> <p>Many folks are taking advantage of the historic low interest rates, either by restructuring debt with a refinance or purchasing a new home.&nbsp; However the recent economic crisis has created even tougher guidelines and credit requirements and there are some things that consumers must be aware of when applying for a loan.<br>Leading nationwide credit expert and president of Credit Resource Corporation, Linda Ferrari, developed 10 credit don'ts during the loan process, to help you get your arms around those things that can unknowingly wreak havoc on your loan transaction.</p> <p>1.&nbsp;&nbsp; Don't do anything that will cause a red flag to be raised by the scoring system.<br>2.&nbsp;&nbsp; Don't apply for new credit, of any kind.<br>3.&nbsp;&nbsp; Don't pay off collections or charge offs.<br>4.&nbsp;&nbsp; Don't max out or over charge on your credit card accounts.<br>5.&nbsp;&nbsp; Don't consolidate your debt into 1 or 2 credit cards.<br>6.&nbsp;&nbsp; Don't close credit card accounts.<br>7.&nbsp;&nbsp; Don't pay late.<br>8.&nbsp;&nbsp; Don't allow any accounts to run past due, not even one day.<br>9.&nbsp;&nbsp; Don't dispute anything on your credit report.<br>10.&nbsp;Don't lose contact with your mortgage and real estate professionals.&nbsp;&nbsp;</p> </blockquote> </div> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Sat, 24 Jul 2010 15:45:50 -0700 http://activerain.com/blogsview/1761583/top-10-credit-don-ts-during-the-loan-process http://activerain.com/blogsview/1721142/property-values-in-boulder-county-colorado-what-s-happened-to-mine- <p><strong>Property Values in Boulder County Colorado</strong>...What has happened to mine?&nbsp; The lead story in most everyone's life has been the economy&nbsp;and the question&nbsp;'what has happened to&nbsp;my home's value' is&nbsp; common.&nbsp; When you are wondering about <strong>property values in Boulder County </strong>you can find answers with the Irving Team.&nbsp; As part of the Irving Team's commitment to servicing our customers we are providing a free service to allow you to keep up to date with what the current <strong>property values</strong> are in your own neighborhood.&nbsp; To see what home's&nbsp;in your exact neighborhood&nbsp;are actually selling for just go to <a href="http://www.Bouldercountypropertyvalues.com">www.Bouldercountypropertyvalues.com</a> and we will provide you with an up to date Market Snapshot.&nbsp;</p> <p>This complimentary report will give you the most up to date market activity of homes currently listed for sale and those that have actually sold in the past&nbsp;3 months.&nbsp; This free service will keep you periodically&nbsp;updated on&nbsp;your very own <strong>property values in Boulder</strong> and surrounding areas.&nbsp;</p> <p>While <strong>property values in Boulder </strong>have not been as hard hit as many communities in the nation some&nbsp;area&nbsp;neighborhoods have been&nbsp;more impacted&nbsp;than others in Boulder county.&nbsp; When it comes time for you to sell your home it is the current market that dictates the price you will be able to actually receive from a buyer.&nbsp; The Market Snapshot offered by the Irving Team will help you stay on top of the&nbsp;pricing trends in your own backyard.&nbsp; When&nbsp;you price your home in line with actual&nbsp;market dictated <strong>property values in Boulder</strong> you will have a&nbsp;much quicker sale.</p> <p><strong>Property values in Boulder </strong>and anywhere fluctuate with time.&nbsp; In recent years many neighborhoods have seen a marked decrease in home values.&nbsp; Others have remained flat.&nbsp; Often a homeowner will believe that a home has increased in value because of expensive improvements and remodels.&nbsp; Unfortunately this is just not the case.&nbsp; Don't leave it to guesswork.&nbsp; An experienced Realtor can help you get an accurate analysis of the <strong>property values in Boulder</strong> and surrounding areas, your exact neighborhood in particular.&nbsp; Go to <a href="http://www.Bouldercountypropertyvalues.com">www.Bouldercountypropertyvalues.com</a>&nbsp;today or call&nbsp;Mary Kay at&nbsp;The Irving Team (720)-217-6450.</p> <p>&nbsp;</p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 30 Jun 2010 17:47:45 -0700 http://activerain.com/blogsview/1721142/property-values-in-boulder-county-colorado-what-s-happened-to-mine- http://activerain.com/blogsview/1720812/first-time-home-buyers-in-boulder-colorado <p><strong>First time home buyers in Boulder Colorado</strong> have much to be celebrating<strong>.</strong>&nbsp;</p> <p>Interest rates have been the lowest in years.&nbsp; There is currently&nbsp;a wealth of&nbsp;homes available for sale&nbsp;in all price ranges and many good deals to be made.&nbsp; If you are a first time home buyer in the&nbsp;Boulder Colorado area with steady income and a good credit rating you are in a great position and now is the time to buy.&nbsp;</p> <p>Being <strong>first time home buyers</strong>&nbsp;you are likely excited, and it&nbsp;can be a scary and unfamiliar process.&nbsp; Let the experts help you through every step of the way.&nbsp; A good&nbsp;Realtor will tell <strong>first time home buyers</strong> in Boulder or anywhere that the first&nbsp;step is to&nbsp;speak with a lender.&nbsp; If this is your first buying experience you&nbsp;may have never worked with a professional lender.&nbsp; Your chosen real estate professional can direct you to experienced lenders who can guide you through your first steps.&nbsp; This financing expert&nbsp;will determine based on your income, debts and other information,&nbsp;how&nbsp;much they will lend&nbsp;you for the purchase of your first home.&nbsp;&nbsp;Knowing this amount before you begin the search for your dream home&nbsp;is important for&nbsp;several reasons.&nbsp; How&nbsp;disappointing after all, it would be if you fell in love with a home only to discover later that you could not afford it.&nbsp; Once you know what the lender will approve for you to borrow,&nbsp;as <strong>first</strong> <strong>time home buyers</strong> this will put you in a&nbsp;position of buying power.&nbsp;&nbsp;Now when you&nbsp;find your dream home and another buyer&nbsp;likes it as much as you, the seller will be more&nbsp;likely to&nbsp;accept the offer from the buyer that has a letter of pre-approval from their lender...you!</p> <p><strong>First time home buyers</strong>&nbsp;can feel like a roller coaster ride of emotions and uncertainty.&nbsp; Let an experienced&nbsp;team of&nbsp;real estate professionals guide you easily&nbsp;down the road.&nbsp; Contact Mary Kay Irving at 720-217-6450&nbsp;or <a href="http://www.TheIrvingTeam.com">www.TheIrvingTeam.com</a>&nbsp;Realtors with heart and&nbsp;soul, putting you&nbsp;first.&nbsp;&nbsp;&nbsp;</p> <div class="agent_signature"> <p>Mary Kay Irving, LCSW</p> <p>The Irving Team</p> <p><a href="http://www.boulderhomesforu.com" target="_self">More Properties in and Near Boulder, CO</a></p> <p>(720) 217-645</p> <p>3005 Center Green Dr. Ste 100</p> <p>Boulder CO 80301</p> <p><a href="mailto:MaryKay@theirvingteam.com">MaryKay@theirvingteam.com</a></p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/8/2/ar132881835728223.jpg" height="211" alt="agent photo" width="141"></p> </div> Mary Kay Irving (Thompson Daviau Realty) Wed, 30 Jun 2010 14:52:43 -0700 http://activerain.com/blogsview/1720812/first-time-home-buyers-in-boulder-colorado