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real estate: Keeping Your Home in California - 01/18/11 07:10 PM
KEEPING YOUR HOME IN CALIFORNIA
The U.S. Treasury Department has approved CalHFA's plan to use nearly $2 billion in federal funding to help California families struggling to pay their mortgages.
The Keep Your Home California programs are focused on assisting low and moderate income families stay in their homes, when possible, and leveraging additional contributions from mortgage servicers.
Primary objectives for the Keep Your Home California programs include:
Preserving homeownership for low and moderate income homeowners in California by reducing the number of delinquencies and preventing avoidable foreclosures;
Assisting in the stabilization of California communities.
Each of the Keep Your … (1 comments)
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real estate: GETTING SHORT SALE APPROVAL-AFTER ONLY SEVEN MONTHS! - 11/15/10 08:11 PM
Wow! We FINALLY got approval today on a short sale we've been working on for over SEVEN MONTHS! Thus far, we've lost three buyers, had to re-start the process four times, and then ended up telling the negotiator to tell the bank to go ahead and take the blasted property back - we were THAT tired of dealing with the horrific process that we have to go through to get short sale approval (yes folks, this was a B of A deal). You all know the drill. At the end of seven long months, the bank came back and said that … (4 comments)
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real estate: SHOWING PROPERTY IN THE RAIN - 10/22/10 05:36 PM
Showing property in the rain - can it be successful or just a wet, bedraggled mess? Depends on you and your buyers! Selling real estate in southern California means that the weather is mostly sunny and nearly all showings are done in a pleasant climate. We are so unaccustomed to rain that buyers often cancel their showings at the first sign of inclement weather. So how does a good agent overcome this problem? I always bring a few golf-sized umbrellas, wear appropriate boots, and turn my car mats upside down so that the rain and mud won't ruin my car's flooring. I also try … (3 comments)
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real estate: QUESTIONS DIVORCING COUPLES ASK US ABOUT DIVIDING THEIR REAL PROPERTY - 06/29/10 05:47 PM
Questions DIvorcing Couples Ask Us About Dividing Their Real Property.
My business partner and I are Certified Real Estate Collaborative Specialists-Divorce (RCS-D) Realtors. This is a specialized certification that is recognized by CAR (California Assocation of Realtors) and NAR (National Association of Realtors). We specialize in assisting divorcing couples in the division of their real property.
Most divorcing couples have no definitive knowledge of the legal aspects of dividing their homes. As such, they ask us a myriad of questions about the issues of divorce and real property. Here are some examples of the questions they ask:
"Do we have to … (0 comments)
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real estate: How Important Are Home Inspections When Divorcing Couples Are Selling Their Home? - 06/26/10 02:56 PM
How important are home inspections to a divorcing couple who are selling their home? Well, if the property is being split as part of the couples' assets, or if one of the spouses wants to keep the house, then a home inspection is vital.
The divorcing couple needs to know the "true value" of the home - not just the appraised value. An appraiser does not do a physical inspection of the property, and therefore cannot tell the sellers exactly what is wrong with the property, nor how much the repairs will cost.
If the couple intends to sell the … (0 comments)
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real estate: Don't Panic Because of Short Sales! - 06/21/10 08:07 PM
When our clients have to do a short sale, we tell them not to hit the panic button!
At Realty Partners, we have the expertise to help our clients get through a short sale as smoothly as possible. Being certified Short Sale Specialists helps, as does our familiarity with Equator.com. Our clients need expert guidance in order to get all their questions answered, so we work collaboratively with tax accountants, attorneys, bank, title, and escrow representatives, as well as other professionals in order to best serve our customers. We've found some great alternatives that help our clients not to panic because of short sales!
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real estate: MORTGAGE RATES ARE GOING UP - 04/15/10 04:10 PM
Mortgage Rates Are Going Up
According to Pete Carey of Mercury News, mortgage rates have shot up in the past few weeks, and may climb even higher, raising concerns about the recovery of the fragile housing market.
Nationally, rates have gone up to 5.31 percent, a sharp increase from the average 5.04 percent that was reported March 26. Rates had hovered under 5 percent since late last year.
Economic recovery sparked the increase, and has led to higher interest rates on government bonds, as well as the Federal Reserve's decision to stop propping up the mortgage market, which had kept loan rates low.
Several mortgage brokers said rates in California remain … (2 comments)
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real estate: What To Do When A Lender Doesn't Return Your Call Regarding A Short Sale - 03/28/10 06:55 PM
I recently read in the March/April edition of the California Real Estate Magazine what an agent did when she couldn't get a return phone call from a lender during short sale negotiations. She would start calling around the office building where her contact worked, because she knew that large firms usually have phone numbers that are listed in sequential order. If her contact's number was 5607 and she couldn't get a call back, she would dial 5606, 5605, etc. until she reached someone in the same department who could help her.
I have had this same problem on several occasions, so … (1 comments)
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Michele Ashbarry
San Diego,
CA
More about me…
Realty Partners
Address: San Diego, CA
Office Phone: (760) 440-9812
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