How You Can Repair Your Credit Report - Archives January, 2009

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Home : Blogs : Matt Douglas : How You Can Repair Your Credit Report : Archives January, 2009

Credit Repair After Bankruptcy - 01/04/09 05:16 AM

With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit you can create a good score.There is a lot of inaccurate information that claims a bankruptcy will be on your report for 10 years. This is not true you can remove it without waiting 10 long years. We suggest that you:1. Dispute the mark with the bureaus.You can do this yourself or hire a credit repair service to dispute the mark on your behalf. Did you know that the bureaus do not check … (0 comments)

Delete Late Pay History - 01/02/09 11:55 AM

Late payments are not equal; a 90 day or 120 day late pay will cause a large amount of damage and is seen as a very negative mark by lenders. However a 30 day or 60 day late payment will not do much damage.You can remove a 30 and 60 day late pay from your report by contacting the lender and asking them to erase it. Frequently they will do this in order to keep you as a customer and in their good graces.A phone call and a letter including the reason is the most effective method. Also be respectful and … (0 comments)

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Matt Douglas

Buffalo, NY

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