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Did You Know? Credit Scores Fact vs. Fiction: Installation 2 - 03/30/09 10:00 AM
Round Two of information provided to me by my contact at Coldwell Banker Mortgage to assist buyers in separating the FACT from the FICTION in credit scores and lending... Fiction: The credit score on my consumer credit report should be the same as the one the mortgage company returns. Fact: When mortgage companies order a credit report the credit bureau will include a “mortgage adjustment” that is factored into your score. These adjustments are not controlled by the mortgage lender, but by the credit bureaus themselves. This adjustment takes a your past mortgage history into account and will reflect accordingly in the credit scores returned (0 comments)
CNBC's Spring 2009 Guide to Real Estate - 03/27/09 11:39 AM
This is a handy introduction into the landscape of buying foreclosure properties for investors. Here is a little snippet from the article that sets up who this is aimed at: “This is a market where somebody who does their homework can save significant money on a home purchase and create a nice investment opportunity on a longer-term basis,” said Rick Sharga of RealtyTrac.com. This comes from CNBC's 2009 Spring Real Estate Guide. It is a pretty good collection of pieces on how-to's and do's and don'ts. Suprisingly, even the guide to selling on your own is pretty even handed (which you aren't (0 comments)
Did You Know? Mortgage Facts & Fiction - 03/16/09 10:22 AM
This information was provided to me by my contact at Coldwell Banker Mortgage Company. I found it interesting because I had heard the same fallacy, so I figured I would pass this along in order to edify more people: Fiction: "Inquiries from multiple mortgage lenders while shopping for a loan will lower my credit score." Fact: Looking for a mortgage or an auto loan may cause multiple lenders to request your credit report, even though you’re only looking for one loan. To compensate for this, the score ignores all mortgage and auto inquiries made in the 30 days prior to scoring. If you find (2 comments)
"But you're so YOUNG!" "I have shoes older than you." These are actual quotes I‘ve heard during almost two years as the leader of a real estate office in Washington, DC. I am a 34-year-old Generation X managing associate broker in a major metropolitan area. I lead an office of (0 comments)
Truth about home fixture warranties - 03/02/09 11:16 AM
Here is the latest report from Inmann News that has some helpful information: Some are vague about what's covered, what's notBy Paul Bianchina, Inman News Warranties are something we see on a myriad of home improvement products, from roofing and siding to faucets and electrical outlets. They're intended to give the consumer some specific legal recourse should the product fail to perform properly, as well as some general psychological peace of mind.But how valuable are warranties? Do they cover what you think they do, and can you rely on them to really protect your financial investment in the event of a (0 comments)
This blog is compiled by Matthew Genovese of Coldwell Banker Riviera Realty in Jackson. It is my intention to use this blog to assist people who are looking to buy or sell property, houses or businesses in Jackson with timely insights and information about the town, the real estate market, and anything else that I believe is helpful. Please feel free to comment here or send me an e-mail: firstname.lastname@example.org
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.