secured credit cards: Getting new credit with bad or poor credit scores - 01/03/12 11:45 AM
Yesterday I posted about how everyone should have 3-5 open revolving credit accounts. That isn't always easy to get when you don't have a good credit score. There is a way to do it though. One of the things I recommend you do to get good credit started is a secured credit card. A secured card works this way, you send the bank a minimum deposit of anywhere from $200 to $300. The bank then opens a savings account for you and deposits your money into it. Then you are issued a credit card with a limit matching the amount you deposited.
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secured credit cards: The difference between a "bad credit" credit card and a "secured" credit card - 03/29/09 11:47 AM
The difference between a "bad credit" credit card and a "secured" credit card: First let's talk about "bad credit" credit cards. These are marketed as credit cards for people with bad credit which carry higher fees and interest rates. In reality, however, they should really be called "mediocre credit" credit cards because if you have bad credit you probably aren't going to get approved. In my experience, generally (that means not all the time - lol) you should have a 620 or better score to get those "bad credit" credit cards. Now let's examine "secured" credit cards. A "secured" credit card
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