foreclosure purchase: Closing Costs: Pre-Paid Items - 11/06/08 10:19 AM
I have written a few different blogs about closing costs and how to understand where your precious pennies go. This time I am focusing on one of the most misunderstood sections of the Good Faith Estimate (GFE)- The Pre-Paid Items. Don't worry "pre-paid" simply means paid at the closing, whether paid for by you or by the seller as a part of the seller's concessions, but nothing is due prior to closing. Per Diem Interest: A good way to spot a phony loan officer is one that only uses a day or two of per diem on their GFE because
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foreclosure purchase: Michigan Foreclosure Purchase- Surviving a Tough Transaction - 11/03/08 10:43 AM
Let's face it, the only properties that are really selling in Michigan, well most of the country actually are foreclosures. While this market does present a unique opportunity for purchasers to end up with a steal, it is also a very tough transaction which will require a lot of patience and savvy on your part. I offer you this Foreclosure Survival Guide now, to hopefully save you some headaches once you are already in the process. 1. Patience Really is a Virtue. The first thing to realize is that purchasing a home is in many ways exciting and in even more
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