3930 S Roosevelt Blvd., 305W, Key West, FL 33040 - 07/30/08 09:01 PM
Las Salinas Condominium3930 S. Roosevelt Blvd., 305W, Key West, FL  33040MLS 108919Virtual Tour http://www.visualtour.com/shownp.asp?T=16196603 bedrooms 2 baths.  Professional landscaping, pool, elevators. Relaxing condo living in a prime location. Walnut veneer cabinets, GE appliances, Mexican tile flows out to a 5' X 15' terrace. Tropical breezes, Sangria and red-gold sunsets. Sunrise and sunset strolls along the Atlantic Ocean promenade. Smathers Beach 1 mi. New Trane central A/C with programmable capabilities and Power Saver Mode, 5 ceiling fans, new aluminum shutters, new roof with 20 year warranty, $433 condo fee includes cable, building insurance, pool maintenance, common area maintenance. Landscape lighting and irrigation … (0 comments)

HOEPA Home Ownership and Equity Protection Act - 07/30/08 08:36 PM
The Federal Reserve approved HOEPA which amends Regulation Z Truth in Lending requirements.  The new rules take effect on October 1, 2009, except for the escrow requirement, which will take effect in 2010.  Regulation Z has protects people from unfair and deceptive predatory lending, but NEW to the mix are the advertising and disclosure requirements for a principal residence. 
The Board will continue to explore options to address unfair practices associated with originator compensation arrangements such as Yield Spread Premiums.  The Board will continue to have discussions with HUD to improve mortgage disclosures.  The new rules for apply ALL mortgage lenders … (0 comments)

4 Open Spots on the Supreme Court - 07/29/08 12:36 PM
The Florida Supreme Court has four openings and the Governor makes the final decision.  Charlie Christ has shaken up Florida politics since he was elected and will shape the future with his bold initiatives.  Governor Christ has strong opinions about global warming, drilling for oil on the Florida coast, the "certificate of need" process to allow free-market deregulation of health care and hospitals, expansion of the state's CAT fund (hurricane insurance) and maybe most surprising for a Republican giving some felons their right to vote again. 
Although we don't know exactly what to expect we can rest assured that strong moral … (3 comments)

Cotton Farming in the Florida Keys? - 07/28/08 08:22 PM
Who would ever think about the Keys and cotton farming in the same thought?  According to the November 21, 1935 Key West Citizen the Keys had a cotton crop that needed harvesting.  In the 1930's, as a part of the "New Deal" Franklin Roosevelt gave people jobs in the Keys working on building the bridges and roads, working on parks and harvesting wild cotton. 
The Keys are a perfect place to grow cotton because of our frost-free weather.  Wild Keys cotton grew as high as 12 feet.  The President found it important to harvest the cotton to control the boll weevil which threatened … (2 comments)

Your Mortgage Cost - 07/28/08 07:33 PM
Why aren't there CARTORS® to help you buy a car when we've got REALTORS® to help us buy houses???  Buying a car is worse than having all of my finger nails and toe nails ripped off with pliers.  As I sit in the finance office after 5 horrible hours with someone you wish would burst into flames I really would prefer that my fingers and toes were bleeding and throbbing rather than sitting there.  You KNOW you've just gotten ripped off and you already HATE your salesman.  You haven't even driven your new car off the lot yet. 
Right up there with … (0 comments)

$625,000 is the new Fannie Mae and Freddie Mac Limit! - 07/28/08 06:57 PM
$625,000 is the new Fannie Mae and Freddie Mac limit!  That's good news for markets like Key West Florida where the bulk of homes cost at least that much.  GSE (Government Sponsored Enterprises) such as Fannie Mae and Freddie Mac will now refinance homes so people don't loose them.  The sky is not falling contrary to Wall Street's screams of agony and socialism.
The delicious icing on the cake is the housing tax credit.  A first time home buyer gets up to $7,500 if they buy between April 9, 2008 and July 1, 2009.  This is a real benefit for buyers … (5 comments)

22958 Port Royal Lane Rental - 07/16/08 04:54 PM
22958 Port Royal Lane, Cudjoe Key, FL  33042MLS 108945Visual Tour http://www.visualtour.com/show.asp?T=16027942 Bedrooms, 1 Bath$1,875 per month F/L/S
Energy efficient "green home" on 1.5 lots totaling 9,000 sf of canal front with open ocean access through Cudjoe Bay. Minutes to Little Palm Island and the Looe Key reef. Plantation Shutters. Accordion hurricane shutters. Wrap around custom cable railing. Built in surround sound in living room. Pre-wired ADT security system. Granite and Jenn Aire stainless steel appliances all energy efficient. Wine cooler. Custom glass closets built in Italy. Recessed lighting all with dimmers. Stainless steel ceiling fans with remote. Stainless steel shower enclosure, … (2 comments)

Lenders Giving You the Cold Shoulder? - 07/13/08 07:56 PM
Hi Friends!I'm sure you heard that IndyMac Bank's assets were taken over by FDIC.  Thank goodness for FDIC!  It's good to live in the United States.  We are blessed to have so many safety nets.
My clients and customers never stop telling me how horrible their lenders are.  Each person feels victimized.  People I talk with are over joyed that Countrywide failed.  It's real life drama about an evil dictator. 
For those of you also having trouble getting your lender to do a simple thing like take off late payments that they posted after a disaster read on.  Lenders in disaster areas … (5 comments)

Key West on HGTV - 07/10/08 08:03 PM
For those of you who love Key West it's you'll love this!  Key West will be on HGTV's "National Open House" on Tuesday, July 15, 2008 at 9:30 pm on HGTV.  This is our first appearance on the show.  We are all excited about the national exposure for Key West.  If your are in Key West you can see it on Comcast channel 61. 
This show will compare homes in Key West with those in  Las Vegas and Virginia Beach.  Local homeowners show off their homes in different areas of town and (of course!) different price ranges.  A houseboat will be … (6 comments)

Got Bumped? - 07/09/08 07:28 PM
When an airline bumps you from your flight they now have to pay you $400 if they get you on a new plane within 2 hours.  If it takes longer the airline must give you up to $800.  The new rule took effect in May 2008.  The old rules applied to flights with more than 60 passengers.  Now a flight that carries 30 passengers are subject to the update by the U. S. Department of Transportation.  Hope this eases your pain after being bumped just a little.
You can find me in the Florida Keys and Key West at (305) 522-1398 or e-mail … (2 comments)

REALTOR Mom - 07/04/08 05:46 PM
There is nothing like being with one of your kids and having someone stop mid-sentence to compliment you about how perfect your kid's manners are.  WHOO HOO!
A buyers agent had called the night before at 10pm to schedule 2 homes for a showing the next day.  She called me the next morning at 8am.  None of that was a problem.  I called both of my sellers at 9am and made arrangements to show 2 homes in that neighborhood from 1 pm and 2 pm.  
I drove an hour to the homes.  One seller was going to walk her dog and kids during the … (5 comments)

Excellence not Size - 07/04/08 05:16 PM
A personal standard of excellence is more important than the size of a brokerage whether you are an agent or a customer looking for a real estate company to take care of you.
Over the years I've tried Large, Medium and Small.  The Large spent a lot of time telling me how great they were.  Medium and Small ignored the ego and the broker and agents just worked.  At the Large I blindly accepted the brokers word as gospel which turned into Escrow Disputes, failed offers, lost sellers and buyers.  At the Large we were CEASAR! 
I've always gone to every educational … (2 comments)

Lender Numbers After Disaster Strikes - 07/04/08 03:58 PM
There have been a lot of disasters lately so here are some numbers to help.  Take pictures of your home TODAY BEFORE disaster strikes.  Especially if you've added a brand new railing on your deck or anything expensive that you think your insurance would cover.  Call your insurance agent and update her on any changes or improvements you've made.  Make sure your policy is up to date.  To prepare for disaster you need more than a gallon of water per person per day.  Your camera is important.  Keep your camera safe and have batteries.  If disaster strikes take PICTURES before you … (1 comments)

 
Maya Thomas, foreclosures, short sales, water front, Old Town Key West, Sunset (Key, Key Haven, Geiger, Sugarloaf, Cudjoe, Summerland) Rainmaker_large

Maya Thomas, foreclosures, short sales, water front, Old Town Key West, Sunset

Key West, FL

More about me…

Key, Key Haven, Geiger, Sugarloaf, Cudjoe, Summerland

Address: 305 522 1398 MyRealPro@gmail.com Key West, Key Haven, Big Coppitt, Geiger, Saddlebunch, Cudjoe, Ramrod, Summerland, Little Torch, Middle Torch, Big Torch, Big Pine Key, No Name Key, Key West, FL, 33040

Office Phone: (305) 522-1398

Cell Phone: (305) 522-1398

Email Me

This is the place to find real estate about Key West, Sunset Key, Stock Island, Rockland, Big Coppitt, Boca Chica, Geiger, Saddlebunch, Sugarloaf, Cudjoe, Summerland, Ramrod, Little Torch, Middle Torch, Big Torch, Big Pine and No Name Key Florida and information about real estate between mile marker 0 and mile marker 33.


Listings

Links

Archives

RSS 2.0 Feed for this blog