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203k training and software - 09/29/10 10:11 AM
If you are a lender doing a lot of Streamlined "k" loans then you might consider our latest version of the 203k 2010 software as it can manage up to five contractors for you and simplify your life while streamlining your processing. In 2005 when the streamlined k was introduced it was to cut into the 203k consultant's work and save those pennies that a consultant makes on a project but it apparently has backfired a little in too many going south or actually finding out too late in the process that it isn't even a streamlined loan but there are structural issues that (2 comments)
203k Seminars for the general public/Realtors/Agents/Investors Concord CA - 09/28/10 02:15 PM
We are back in info mode. We have a series of seminars coming up starting 27 OCT and continuing for 4-5 weeks then we'll break for Thanksgiving and may have one in early Dec but January first we'll be back weekly with them. These seminars are FREE but we have limited seating so we need to order your tickets as soon as you know you will be there. Agents and Realtors need to bring your buyers, even if they don't have any money saved for a down payment. There are some new programs available for them and they don't have to (2 comments)
RainCamp 2010 Mountain View - 09/27/10 11:30 AM
Just waiting for the crowd to arrive in Mountain View anxious to see what we are going to learn today. Saw Michael and Patricia Regan from Santa Rosa of the Michael Regan Team, one of the most powerful loan teams I've met in a long time, here as we were walking in, My wife will be disappointed she didn't come in for the morning session. It is always a pleasure to meet with lots of people of like minds. These people are the movers and shakers of the industry and they put us all in one place at one time and (0 comments)
203K LENDERS - Sacramento - 09/26/10 12:10 PM
It has happened, at least here in CA... the word is out and there are quite a number of new lenders to the 203k coming into play. That is a good thing. There is always room for another good one. The other thing that happens is "a rising tide will lift all boats in the harbor" Is is much like the fast food restaurants can all be found near each other on a street corner, it is all about choices. The more 203k lenders out there, the more chatter exists about the product and more people will "give it a try", (3 comments)
The American Dream Machine - Concord and Sacramento CA - 09/25/10 03:47 PM
I've been providing informational services on the 203k to the public and industry professional since 1994 and we have another series of seminars we are setting up in Concord and Sacramento, you can find the dates and places on our website. The first one is being hosted by Prospect Mortgage in Concord CA, and the following week in the Sacramento Natomas area hosted by Wells Fargo Home Mortgage in Roseville. If you would like to attend please let us know as the seating is limited and we want to accommodate everyone. What will we be talking about... 203k secrets, how to (0 comments)
Merced County 203k Office - Merced CA - 09/22/10 09:08 AM
We just opened our Merced County office that will cover from Bakersfield to Lodi and surrounding areas on the 203k. Jim Browning, a very good 203k consultant is our key person in that office. Jim and I have worked together since about 1995 or 1996 I believe and as I was rebuilding my business in that area kept hearing about how good he was we got together. It is wonderful when you train someone and years later find that they are well liked and the quality of their work is great. Jim found that we were offering franchises and joined us (3 comments)
All day training with HUD today - 09/21/10 08:33 AM
Don't miss out when it comes to your area. A refresher course is not a bad thing. You get the latest news from HUD on their programs and any new interpretations or restrictions. It does put me out of touch for a day, sorry about that but it can't be helped. I'll bring you up to date on what we learn manana. (6 comments)
Not every home is a 203k Merced to Oakland - 09/19/10 05:50 PM
That is hard to say. The Feasibility Analysis is a low cost tool to help you determine if it is a 203k or not and to what extent the renovation may cost you. I always thought we could rehab anything... Not so, however. Years ago I was in Merced CA to look at a home for a 203k project to find a home built right after or maybe during WWII and these homes had patio slabs with framing of 2x2" studs on 48" centers, with a 3/8" thick asbestos board screwed to the outside and you could see it from the (3 comments)
Asset managers are using the 203k to get properties sold - Oakland - 09/16/10 11:32 AM
Asset managers are finding that they can get rid of more of their homes at the highest probable price by using a 203k consultant "Feasibility Analysis" to get a viable cost to cure. That is correct. A 203k consultant should be able to create a job bid on a property that can be used to sell this property to a buyer and NOT have to make the repairs prior to COE (Close of Escrow). Banks don't want to put any more money into these properties they just want their cash out of them. The 203k is finally being discovered by the (2 comments)
Newbie Investors - 09/11/10 12:13 PM
I'm seeing more and more new investors that have taken a course from someone and stop into the office to see if we can find some listings for that haven't sold in quite a while. I think we had five or six last week in our little office. I'm hearing similar stories from other agent offices in the area. They don't have any idea of how to get started. ON the other hand when I talk to some of the Realtors in the area I hear that there are so few properties available on the MLS... what is that about? I (5 comments)
Moving a home from one site to another using the 203k loan program - 09/07/10 12:58 PM
I've always found it interesting to see a home going down the street on it's way to another site, just waiting for someone to throw out some dish water out the back door... lol , not really In the case of moving a home from one site to another several things must be present to qualify for a 203k loan. 1) The house being move must be on it's original foundation. It can't have been moved already to a storage sit while awaiting a lot to move it to. 2) HUD engineering must observe the home on the present site prior (0 comments)
203k - The sleeper - Benicia CA - 09/05/10 01:40 PM
I'm still amazed at the number of asset managers that still insist that they won't take FHA offers. I was just listening to the Mitchell Churnock's weekly radio show featuring the 203k and he hits them right between the eyes... Asset managers, wake up please. If you are excluding the FHA 203k you are not getting all the sales you could be getting for your clients. If there are any banks out there that have distressed properties... lol. Let someone familiar with the 203k list them for you... You will find that you will sell them faster, get more money for (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.