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columbia: 203k consultants in Charlotte, Spartanburg, and Columbia - 12/16/11 11:48 PM
Hey guys and gals, I'll be visiting Charlotte, Spartanburg, and Columbia through the end of the year. You have been doing wonderful and keeping the 203k movement strong there and I wanted to congratulate all of you. David Sovde in Columbia SC, Walter Wilson in Charlotte NC, Brad Johnson in Spartanburg SC.
David has done exceptionally well from Columbia to Charlotte but primarily staying in SC with "David's 203k Consulting Service". He is a real asset to anyone looking for a good 203k consultant. He has been covering all the way to the coast.. Charleston for us. Our new guys in … (0 comments)
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columbia: 203k consultants in Charlotte, Gastonia, Spartanburg, and Columbia - 04/09/11 09:25 PM
Well, this morning was beautiful in Harrisburg, NC, we had our crew together for a short two-hour discussion on report writing for the FHA 203k loan program. While we have some of the best consultants in the business working with us nationally we like to periodically churn the brains and keep them up to date with the latest changes in the program and how they can write a better report.
Walter Wilson on our Charlotte, NC team is always a pleasure to have at these meetings. He is one of the most knowledgable home inspectors we have seen in years.
Brad … (2 comments)
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columbia: How do I choose an FHA 203k consultant for my client? - 12/12/10 12:56 PM
What do you need to look for when choosing an FHA 203k consultant for your client? That is a big question that requires careful consideration.
About ten years ago HUD came out with a “Notice” that all consultants are supposed to read to their client at the time of the consultation. It reads something like this “The local HUD office does not warrant, accept liability or responsibility for the competence of the Consultant or the quality of the work product the consultant may perform for the Borrower(s).”
When you are seeking a 203k consultant you want to know 1) How … (0 comments)
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columbia: 203k loans are alive and well in Rock Hill SC - 11/11/10 08:16 PM
Rock Hill as well as any other city in South Carolina is finding the FHA 203k loan program and we are seeing more and more asset managers who are willing to take 203k offers on their properties. It is about time. These are quite often full price offers and all cash to seller. Why wouldn't anyone want that?
David Sovde, a 203k consultant in Columbia SC area covers the Rock Hill, has just expanded his services to cover Charlotte NC as well as to the coast including Myrtle Beach and Charleston.
… (0 comments)
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columbia: Part 4 - Why would a 203k be better than just paying cash and then getting a construction loan? - 10/26/10 10:34 AM
This is a big one. If you are involved with the FHA 203k at any level we can generate our own business without allot of effort. Just consistency wins out every time. Be there when they need the information.
I can’t count how many times have I asked Realtor Associations how may people come into their offices just to find out after they have wasted about twenty minutes that they don’t have any down payment. Maybe they heard some TV or Radio show that says you can buy property with no money down. I ask them and you the next … (0 comments)
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columbia: Realtors and the 203k Spartanburg SC - 05/16/10 01:21 PM
I have many real estate professionals call asking me about how they might profit from the 203k loan programs. So....
We offer several avenues of training for real estate professionals and they are FREE for the asking. We can come out to your office and put on a seminar to educate you in the "How to make money with the 203k" from a real estate agent/Broker position which is about twenty minutes with a ten minute Q&A session afterwards. OR we could also do a full 203k presentation which takes about a full hour, or couple them both together and give … (0 comments)
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columbia: ReStore for rehabbers - 03/03/10 09:45 AM
While speaking at the NARI meeting I met some guys from the ReStore for Habitat for Humanity who told me about a program they have where they come out to your project and demo for you at no cost if they get the cabinets and things they demo. What a great idea. I hope that someone from the ReStore will comment on this further. This is where I found shower curtains for $5 for all of my apartments. Later I had to pay $19.95 for a single one. This is a bargain outlet and they were new materials that someone had … (2 comments)
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columbia: EEM - Energy Efficient Mortgage piggyback for 203k - Roseville - 08/21/09 10:32 PM
HERS Raters are doing an amazing job... they make a detailed inspection and come up with a report that will tell you all the energy savings you might consider then list them in the "most benefit to you" order. This is essential when you are looking at the "payback" as they give you a good look at just how fast you can expect to recover your expenditure for the EEM items. Wow. I think we all know that dual pane windows have very little energy savings and take a long time to pay for themselves... usually a lot longer than most … (0 comments)
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columbia: No money down - don't let the door hit you on the way out... - 04/23/09 08:44 PM
I really enjoy speaking to realtors and agents in groups. I like to ask them if they ever get a client in their office that tells them they have no down payment... they all say "Yes" then I ask "do you send them out the door quickly?" and the laughter is overwhelming. I then ask them to take the newest agent in their office and send those would be borrowers to them instead of kicking them out the door. then I ask if the new agent will just bring those people to one of our FREE open to the public seminars … (0 comments)
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columbia: 203k and the contractor from Denver CO to Columbia SC - 03/17/09 09:34 AM
There seems to be a lot of discussion about the contractor not requiring a license for a 203k loan. Any time you have a contractor on the job it is my opinion and many lenders agree that they should be licensed.
If your project requires permits and your contractor isn't licensed the home owner must take out the permits. If there is any electrical work or work that could cause personal harm then why wouldn't you want a licensed contractor?
We have always offered a list of potential contractors to our clients. We start with a disclaimer that suggests the borrower … (0 comments)
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Mike Young, 203k Consultant 707-812-7668
Roseville,
CA
More about me…
203kOnLine.com
Address: We cover northern CA from our, Fairfield, CA office, Fairfield, CA, 94534
Office Phone: (707) 812-7668 x 203
Cell Phone: (704) 451-1599
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