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mn loans: MN mortgage and Twin Cities Real Estate perspective - 01/25/12 04:58 PM
Here is our latest TV show talking about mortgage and real estate opportunities as we see them today.
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mn loans: Minnesota mortgage Rates - 12/01/09 06:51 PM
Rates Have Hit All-Time Low Levels Again!
In case you haven't caught the news, home loan rates have done it again, dropping to their lowest level...ever. Not only has the 30 Year Fixed rate returned to its lowest all time level, rates across the board are at their lowest levels.Yes, that means, go ahead and choose your flavor - 30 Fixed, 15 Fixed, 5/1 ARM or 1/1 ARM - all loan types hit their lowest levels of the year! For the weekly Freddie Mac survey of all lenders, this is the first time that all have been at their lowest level.You … (0 comments)
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mn loans: FHA Mortgages In MN Allow For Co-borrowers - 06/21/08 05:59 PM
Many conventional mortgage programs either don't allow or restrict the ability of a borrower and co-borrower to come together on a loan application and become one. FHA again comes to the rescue. In fact, FHA does allow for it. You must use the lower of all of the borrower's credit scores. Financially the loan is underwritten using all incomes and all debts. There is no provision requiring the co-borrower to occupy the home.
Also, the pricing on the loan is that of an owner occupant. There is no up charge in the mortgage rate nor any additional financial contribution of the … (0 comments)
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mn loans: Will Minnesota Mortgages Become Easier To Obtain-Fannie & Freddie Lower Reserve Requirements - 03/19/08 07:27 PM
Edina, MN Venture Development-Minnesota mortgage broker contemplates whether or not the recent change in reserve requirements will do what it is intended to do. Our opinion is that it will not-unless there is a corresponding loosening in underwriting. In theory, by loosening the underwriting requirements, the GSE's(government sponsored entities) will have more capital to invest in the mortgage market.
The problem though lies in the the underwriting. The people with good credit aren't the ones experiencing the majority of the credit crisis. The borrowers with lesser credit are generally the ones defaulting on their loans. You may remember from a previous … (0 comments)
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Patti Mazzara NMLS #333279
Edina,
MN
More about me…
Venture Development Inc NMLS #373115
Address: 7300 France Ave S #410, Edina, MN, 55435
Office Phone: (952) 285-4319
Cell Phone: (612) 237-6277
Email Me
Learn about the Twin Cities real estate, minnesota real estate, minnesota home financing, minnesota mortgages, FHA, VA, Reverse Mortgages, Debt Consolidation, refinancing, first time buyer programs, interest only loans, Edina, Minneapolis and St Paul. Visit our mortgage site at http://www.ventureloanapp.com or http://www.edinamortgage.com
Patti Mazzara NMLS #333279
Venture Development NMLS #373115
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