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mn mortgage: MN mortgage and Twin Cities Real Estate perspective - 01/25/12 04:58 PM
Here is our latest TV show talking about mortgage and real estate opportunities as we see them today.
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mn mortgage: Minnesota Personal Loans Similar To A MN Hard Money Loan - 02/05/10 02:33 PM
Should You Be a Borrower or Lender? The Return of the Personal Loan
As lending requirements stay relatively tight for most consumers, the chance of borrowing outside the banking system from family or friends can be attractive. After all, it's rare to see a parent or sibling demand a credit check or other lengthy documentation.
On the other hand, it could be one of the most dangerous financial transactions you ever make simply because money can drive a wedge between relatives in even the closest of families.
There are good and bad aspects to private loans. The good news first:
Terms … (0 comments)
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mn mortgage: Minnesota Economy is just Part of the Equation-Attitude and Habits make up the balance. - 01/03/10 11:36 AM
How They Went Broke
By Rob Minton& John Mazzara
Earlier this year, I read a book titled "How They Went Broke: Bankruptcies and Money Disasters of the Rich and Famous," by Roland Gary Jones. Amid all this talk of a recovery in the economy lately, I started thinking about this book again.
It strikes me now that for none of the hundreds of famous people listed in the book did it say "lost it all because of a recession," or "the economy ruined him." In fact, several of the people listed in the book built or re-built fortunes during or after … (2 comments)
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mn mortgage: FHA Risk Based Premium-Will Affect Minnesota Mortgage Borrowers - 06/24/08 04:26 PM
July 14th will be an important day to remember. This is the day the new FHA guidelines go into effect. One of the major things that is changing is the risk based pricing. The matrix will involve credit scores, the FHA mortgage product type, and loan to value. Risk based pricing will manifest itself in a couple of ways. First, it will affect pricing. This means the lower the credit score, the higher the interest rate. Secondly, it will affect the mortgage insurance premium-called MIP. You might remember that MIP is what FHA charges to insure their loans. Normally, the … (0 comments)
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mn mortgage: Cram Downs, BK, Freezing Foreclosures-What It ALL means by MN mortgage broker - 02/25/08 09:43 AM
A cram down is where a judge can literally "cram down" new terms on an existing mortgage. The investor or owner of the mortgage has to live with it. The bankruptcy judge can force this upon the investor. During the Saving and Loan crisis of 1990 and 1991 this was done with some commercial loans in various parts of the country. The bankruptcy cram down bill S2636 is being put forth by Democrat Harry Reid.
I have to write this today to warn us all about the repercussions of America's willingness of not allowing people to fail. It is with much dismay and consternation … (1 comments)
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Patti Mazzara NMLS #333279
Edina,
MN
More about me…
Venture Development Inc NMLS #373115
Address: 7300 France Ave S #410, Edina, MN, 55435
Office Phone: (952) 285-4319
Cell Phone: (612) 237-6277
Email Me
Learn about the Twin Cities real estate, minnesota real estate, minnesota home financing, minnesota mortgages, FHA, VA, Reverse Mortgages, Debt Consolidation, refinancing, first time buyer programs, interest only loans, Edina, Minneapolis and St Paul. Visit our mortgage site at http://www.ventureloanapp.com or http://www.edinamortgage.com
Patti Mazzara NMLS #333279
Venture Development NMLS #373115
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